| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income on investments | 231.2 | 235.8 | 237.2 | 213.1 | 146.4 | 115.1 | 112.8 | 72.2 |
| Interest income on repurchase agreements | 0.7 | 1.5 | 5.0 | 3.2 | 2.0 | 0.9 | 0.4 | 0.2 |
| Total interest income | 237.8 | 244.9 | 249.5 | 223.4 | 153.1 | 121.2 | 117.8 | 73.1 |
| Interest expense: |
| Interest on deposits | 11.0 | 21.5 | 34.2 | 22.1 | 12.1 | 8.9 | 7.5 | 5.2 |
| Interest on borrowings | 8.4 | 12.0 | 13.9 | 11.3 | 4.6 | 1.1 | 0.7 | 1.7 |
| | 30.1 | 45.8 | 59.7 | 43.3 | 23.5 | 16.0 | 12.9 | 8.5 |
| Net interest income | 207.7 | 199.1 | 189.8 | 180.1 | 129.7 | 105.3 | 104.9 | 64.6 |
| Provision for loan losses | 4.0 | 43.1 | 17.0 | 9.4 | 9.6 | 5.6 | 11.1 | 0.1 |
| Net interest income after provision for loan losses | 203.7 | 156.0 | 172.8 | 170.7 | 120.1 | 99.7 | 93.8 | 64.5 |
| Deposit and loan fees | 8.3 | 8.6 | 11.0 | 10.4 | 6.0 | 3.9 | 4.0 | 3.0 |
| Credit and debit card fees | | | | | | | | 1.1 |
| Gain on sale of investments, net | | | | | | | 0.2 | 0.1 |
| Other non-interest income | 61.6 | 52.6 | 64.3 | 61.4 | 53.4 | 68.2 | 55.3 | 16.2 |
| Total non-interest income | 69.9 | 61.2 | 75.3 | 71.8 | 59.4 | 72.1 | 59.5 | 20.4 |
| Non-interest expenses | 175.1 | 184.0 | 175.6 | 191.6 | 153.0 | 121.3 | 117.8 | 69.5 |
| Pre-tax income before non-recurring items | 99.1 | 34.5 | 72.5 | 50.8 | 26.5 | 48.8 | 35.4 | 18.7 |
| Non-recurring items | | | | | | | | 3.2 |
| Asset impairment | | 2.4 | | | | -1.6 | | |
| Pre-tax income | 99.1 | 32.0 | 72.5 | 50.8 | 26.5 | 50.4 | 35.4 | 15.5 |
| Income taxes | 17.8 | 9.5 | 16.7 | 11.4 | 10.4 | 18.9 | 11.1 | 4.7 |
| Tax rate | 18.0% | 29.6% | 23.0% | 22.4% | 39.3% | 37.5% | 31.3% | 30.1% |
| Net income | 81.3 | 22.5 | 55.7 | 39.3 | 16.0 | 31.5 | 24.3 | 3.2 |
| Net margin | 29.7% | 10.4% | 22.5% | 16.2% | 8.9% | 18.4% | 15.9% | 3.8% |
| |
| Basic EPS | $3.62 | $0.97 | $2.29 | $1.70 | $0.90 | $2.23 | $2.04 | $0.54 |
| Diluted EPS | $3.61 | $0.97 | $2.28 | $1.67 | $0.87 | $2.19 | $2.01 | $0.53 |
| |
| Shares outstanding (basic) | 22.5 | 23.3 | 24.3 | 23.1 | 17.8 | 14.1 | 11.9 | 5.9 |
| Shares outstanding (diluted) | 22.5 | 23.3 | 24.5 | 23.5 | 18.3 | 14.4 | 12.1 | 6.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |