| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 280.4 | 230.7 | 226.0 | 141.4 | 123.9 | 107.4 | 103.7 | 100.8 |
| Interest income on investments | 37.9 | 21.8 | 15.5 | | | | 3.8 | 2.8 |
| Interest income on repurchase agreements | | | | | | | 2.4 | 1.9 |
| | 323.0 | 253.2 | 241.8 | 153.4 | 135.8 | 116.7 | 110.0 | 105.5 |
| Interest expense: |
| Interest on deposits | | | | 16.0 | 10.6 | 7.7 | 7.1 | 6.5 |
| Interest on borrowings | | | | 1.4 | 0.1 | | | |
| | 34.0 | 24.6 | 39.1 | 17.4 | 11.1 | 8.9 | 8.4 | 7.7 |
| Net interest income | 289.0 | 228.6 | 202.7 | 136.0 | 124.7 | 107.8 | 101.5 | 97.9 |
| Provision for loan losses | 50.7 | -2.3 | 27.4 | | | | | |
| Net interest income after provision for loan losses | 238.2 | 230.9 | 175.3 | 136.0 | 124.7 | 107.8 | 101.5 | 97.9 |
| Deposit and loan fees | | | | | | | | 6.9 |
| Credit and debit card fees | | | | | | | | 3.3 |
| Other non-interest income | 20.4 | 8.6 | 8.2 | 18.6 | 14.3 | 14.2 | 15.7 | 4.7 |
| Total non-interest income | 20.4 | 8.6 | 8.2 | 18.6 | 14.3 | 14.2 | 15.7 | 15.0 |
| Non-interest expenses | 196.1 | 139.6 | 127.5 | 90.1 | 82.0 | 78.3 | 73.5 | 71.0 |
| Pre-tax income before non-recurring items | 86.7 | 101.9 | 56.0 | 62.1 | 58.7 | 45.5 | 41.1 | 37.1 |
| Non-recurring items | 24.1 | 2.0 | | | | 1.5 | 1.9 | 2.2 |
| Pre-tax income | 62.5 | 99.9 | 56.0 | 62.1 | 58.7 | 44.0 | 39.2 | 34.9 |
| Income taxes | 11.1 | 18.3 | 10.4 | 11.6 | 11.4 | 16.5 | 12.0 | 10.8 |
| Tax rate | 17.7% | 18.4% | 18.6% | 18.6% | 19.4% | 37.4% | 30.6% | 30.9% |
| Net income | 51.4 | 81.6 | 45.5 | 50.5 | 47.3 | 27.6 | 27.2 | 24.1 |
| Net margin | 19.9% | 34.1% | 24.8% | 32.7% | 34.0% | 22.4% | 23.1% | 21.4% |
| |
| Basic EPS | $1.48 | $2.85 | $1.57 | $2.03 | $1.90 | $1.23 | $1.23 | $1.07 |
| Diluted EPS | $1.47 | $2.82 | $1.56 | $2.02 | $1.89 | $1.22 | $1.22 | $1.06 |
| |
| Shares outstanding (basic) | 34.7 | 28.7 | 29.0 | 24.9 | 24.9 | 22.5 | 22.0 | 22.5 |
| Shares outstanding (diluted) | 35.0 | 28.9 | 29.1 | 25.1 | 25.0 | 22.6 | 22.2 | 22.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |