| In millions, except per share items | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 | Dec-31-03 | Dec-31-02 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A |
| Interest income: |
| Interest income on loans | 466.5 | 630.0 | 764.8 | 721.0 | 0.0 | 376.7 | 280.6 | 260.7 |
| Interest income on investments | 73.5 | 81.7 | 103.5 | 124.9 | | 157.2 | 128.1 | 87.6 |
| | 547.9 | 722.0 | 880.4 | 860.2 | 0.0 | 542.2 | 414.1 | 353.7 |
| Interest expense: |
| Interest on deposits | 190.6 | 275.0 | 368.3 | 291.3 | | 124.9 | 96.1 | 91.0 |
| Interest on borrowings | 25.8 | 66.9 | 129.3 | 167.5 | | 81.5 | 67.1 | 52.6 |
| | 216.4 | 341.9 | 497.6 | 458.8 | | 206.4 | 163.2 | 143.6 |
| Net interest income | 331.5 | 380.2 | 382.8 | 401.4 | 0.0 | 335.8 | 250.9 | 210.1 |
| Provision for loan losses | 668.9 | 344.6 | 68.6 | 32.8 | | 35.0 | 20.6 | 22.3 |
| Net interest income after provision for loan losses | -337.4 | 35.6 | 314.2 | 368.6 | | 300.9 | 230.3 | 187.9 |
| Total non-interest income | 118.0 | 122.0 | 113.7 | 118.2 | | 124.9 | 100.7 | 74.6 |
| Pre-tax income | -638.5 | -634.7 | 106.7 | 160.5 | 0.0 | 175.5 | 121.9 | 96.4 |
| Income taxes | 37.8 | -87.6 | 33.4 | 47.7 | 0.0 | 55.5 | 38.3 | 31.1 |
| Tax rate | | 13.8% | 31.3% | 29.7% | | 31.6% | 31.4% | 32.3% |
| Earnings from continuing ops | -736.9 | -568.8 | 72.6 | 112.9 | | 120.0 | 83.6 | 65.2 |
| Earnings from discontinued ops | | | | | | -0.5 | | |
| Net income | -736.9 | -568.8 | 72.6 | 112.9 | 0.0 | 119.5 | 83.6 | 63.8 |
| Net margin | -320.1% | -361.0% | 17.0% | 23.2% | 0.0% | 28.1% | 25.2% | 24.3% |
| |
| Basic EPS | ($5.22) | ($7.78) | $0.99 | $1.51 | | $1.86 | $1.70 | $1.56 |
| Diluted EPS | ($5.22) | ($7.78) | $0.98 | $1.49 | | $1.81 | $1.66 | $1.53 |
| |
| Shares outstanding (basic) | 141.2 | 73.1 | 73.6 | 74.9 | | 64.6 | 49.2 | 41.7 |
| Shares outstanding (diluted) | 141.2 | 73.1 | 74.1 | 75.5 | | 66.2 | 50.3 | 42.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |