| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 107.8 | 95.2 | 107.1 | 111.0 | 104.0 | 95.0 | 41.7 | 39.3 |
| Interest income on investments | 18.7 | 15.6 | 19.0 | 24.3 | 23.4 | 21.1 | 15.8 | 15.9 |
| | 126.5 | 110.8 | 126.1 | 135.4 | 127.5 | 116.1 | 57.5 | 55.2 |
| Interest expense: |
| Interest on deposits | 7.3 | 8.5 | 18.0 | 27.0 | 19.5 | 11.3 | 6.7 | 6.1 |
| | 12.8 | 15.2 | 26.9 | 45.6 | 36.6 | 23.9 | 12.1 | 10.4 |
| Net interest income | 113.7 | 95.6 | 99.2 | 89.8 | 90.9 | 92.2 | 45.4 | 44.8 |
| Provision for loan losses | 2.9 | -1.3 | 5.6 | 2.3 | 2.8 | 2.8 | 1.0 | 1.8 |
| Net interest income after provision for loan losses | 110.8 | 96.9 | 93.6 | 87.5 | 88.1 | 89.4 | 44.4 | 43.0 |
| Deposit and loan fees | | | | | | | | 2.6 |
| Gain on sale of investments, net | | | | | | | | 1.3 |
| Other non-interest income | 35.3 | 42.3 | 43.0 | 29.1 | 27.9 | 26.0 | 12.3 | 5.1 |
| Total non-interest income | 35.3 | 42.3 | 43.0 | 29.1 | 27.9 | 26.0 | 12.3 | 9.0 |
| Non-interest expenses | 91.3 | 90.5 | 94.9 | 89.7 | 75.5 | 72.7 | 35.9 | 30.9 |
| Pre-tax income before non-recurring items | 55.1 | 50.7 | 47.4 | 35.2 | 42.2 | 46.0 | 23.7 | 21.2 |
| Non-recurring items | 0.3 | 2.0 | 5.8 | 8.3 | 1.7 | 3.4 | 2.9 | 0.1 |
| Pre-tax income | 54.8 | 48.6 | 41.7 | 26.8 | 40.5 | 42.6 | 20.8 | 21.1 |
| Income taxes | 11.3 | 9.3 | 8.4 | 4.2 | 7.6 | 16.6 | 5.9 | 6.0 |
| Tax rate | 20.6% | 19.2% | 20.2% | 15.7% | 18.7% | 39.0% | 28.2% | 28.3% |
| Net income | 43.6 | 39.3 | 33.2 | 22.6 | 32.9 | 26.0 | 14.9 | 15.2 |
| Net margin | 29.8% | 28.2% | 24.4% | 19.4% | 28.4% | 22.5% | 26.3% | 29.1% |
| |
| Basic EPS | $2.90 | $2.63 | $2.18 | $1.46 | $2.13 | $1.71 | $1.65 | $1.69 |
| Diluted EPS | $2.88 | $2.61 | $2.18 | $1.45 | $2.12 | $1.70 | $1.63 | $1.67 |
| |
| Shares outstanding (basic) | 15.0 | 15.0 | 15.2 | 15.5 | 15.5 | 15.2 | 9.1 | 9.0 |
| Shares outstanding (diluted) | 15.1 | 15.0 | 15.3 | 15.6 | 15.6 | 15.3 | 9.1 | 9.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |