| In millions, except per share items | Dec-31-09 | Mar-11-09 | Dec-31-08 | Mar-11-08 | Dec-31-07 | Mar-11-07 | Dec-31-06 | Mar-11-06 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 173.9 | | 273.4 | | 294.1 | | | |
| Interest income on investments | 2.7 | 22.8 | 5.0 | 22.8 | 4.5 | | | |
| | 177.5 | 22.8 | 279.1 | 22.8 | 299.7 | | | |
| Interest expense: |
| Interest on deposits | 77.7 | | 96.1 | | 97.1 | | | |
| | 93.5 | | 112.2 | | 113.0 | | | |
| Net interest income | 84.1 | 22.8 | 166.9 | 22.8 | 186.6 | | | |
| Provision for loan losses | 375.0 | | 120.0 | | 11.4 | | | |
| Net interest income after provision for loan losses | -290.9 | 22.8 | 46.9 | 22.8 | 175.2 | 0.0 | | 0.0 |
| Deposit and loan fees | 6.2 | | 5.4 | | 4.7 | | | |
| Other non-interest income | 4.9 | | 9.4 | | 8.6 | | | |
| Total non-interest income | 11.1 | | 14.8 | | 13.3 | | | |
| Non-interest expenses | 99.7 | | 160.1 | | 77.0 | | | |
| Asset impairment | | | 77.1 | | | | | |
| Pre-tax income | -385.7 | 0.0 | -98.4 | 0.0 | 111.5 | 0.0 | 104.3 | 0.0 |
| Income taxes | -90.7 | 0.0 | -8.6 | 0.0 | 37.6 | 0.0 | 35.4 | 0.0 |
| Tax rate | 23.5% | | 8.8% | | 33.7% | | 33.9% | |
| Net income | -295.1 | 0.0 | -89.7 | 0.0 | 73.9 | 0.0 | 68.9 | 0.0 |
| Net margin | 105.4% | 0.0% | -145.4% | 0.0% | 39.2% | 0.0% | 13.2% | 0.0% |
| |
| Basic EPS | ($62.61) | | ($19.10) | | $16.33 | | $0.00 | |
| Diluted EPS | ($62.61) | | ($19.10) | | $16.21 | | $0.00 | |
| |
| Shares outstanding (basic) | 4.7 | | 4.7 | | 4.5 | | 45.0 | |
| Shares outstanding (diluted) | 4.7 | | 4.7 | | 4.6 | | 45.3 | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |