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Income Statement
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Lake Sunapee Bank Group (LSBG)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-15Dec-31-14Dec-31-13Dec-31-12Dec-31-11Dec-31-10Dec-31-09Dec-31-08
   10-K10-K10-K10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  46.246.638.032.531.632.033.237.6
        Interest income on investments  1.61.92.13.24.66.16.14.5
       47.948.640.236.437.238.639.442.6
        Interest on deposits  3.94.54.14.45.86.68.812.9
    Total interest expense  6.96.86.57.48.79.712.116.7
Net interest income  41.341.933.829.028.528.927.3114.3
Provision for loan losses  1.10.91.02.71.42.26.01.1
Net interest income after provision for loan losses  40.241.032.826.327.126.721.4113.2
        Deposit and loan fees  5.86.05.25.15.15.25.4 
        Gain on sale of investments, net  0.31.01.03.82.62.13.6 
        Other non-interest income  12.512.39.55.72.83.03.87.7
Total non-interest income  18.619.215.714.610.510.312.87.7
Non-interest expenses  46.246.637.029.427.125.524.524.6
Equity in earnings  -1.37.06.09.68.80.70.1 
Pre-tax income  12.613.611.511.410.511.59.77.9
Income taxes  3.63.63.13.72.83.53.12.2
            Tax rate  28.5%26.2%27.1%32.2%26.8%30.8%32.1%27.5%
Net income  8.99.88.17.17.07.46.15.7
            Net margin  15.1%16.3%16.7%17.4%18.5%20.1%17.8%4.7%
   
Basic EPS  $1.08$1.19$1.11$1.20$1.20$1.29$1.06$1.00
Diluted EPS  $1.08$1.19$1.11$1.20$1.20$1.29$1.06$1.00
   
Shares outstanding (basic)  8.28.27.35.95.85.85.85.7
Shares outstanding (diluted)  8.38.27.35.95.85.85.85.7
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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