| In millions, except per share items | Jun-30-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 |
| | 10-Q | 8-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q |
| Interest income on loans | | 183.4 | 147.3 | 114.3 | 93.5 | 82.1 | 74.9 | 71.7 |
| Total interest income | | 192.2 | 152.7 | 117.1 | 94.9 | 83.1 | 75.6 | 72.4 |
| Interest expense: |
| Interest on deposits | | 19.0 | 8.5 | 3.3 | 2.2 | 2.3 | 2.6 | 2.9 |
| Interest on borrowings | | 0.5 | | | | | | |
| | | 20.4 | 9.6 | 4.5 | 3.5 | 3.6 | 4.0 | 4.5 |
| Net interest income | | 171.8 | 143.0 | 112.7 | 91.4 | 79.4 | 71.7 | 68.0 |
| Provision for loan losses | | | 40.3 | | 22.5 | 9.9 | 3.6 | 5.5 |
| Net interest income after provision for loan losses | | 140.4 | 102.7 | 90.5 | 68.9 | 69.5 | 68.1 | 62.4 |
| Other non-interest income | | 124.7 | 96.1 | 67.8 | 47.1 | 28.1 | 15.9 | 11.8 |
| Total non-interest income | | 124.7 | 96.1 | 67.8 | 47.1 | 28.1 | 15.9 | 11.8 |
| Non-interest expenses | | 166.8 | 140.7 | 105.8 | 81.3 | 63.3 | 52.7 | 46.2 |
| Pre-tax income before non-recurring items | | 50.6 | 44.0 | 38.5 | 35.9 | 35.6 | 32.6 | 29.2 |
| Non-recurring items | | | | | | | | 1.3 |
| Pre-tax income | | 50.6 | 44.0 | 38.5 | 34.7 | 34.4 | 31.3 | 28.0 |
| Income taxes | | 10.0 | 9.2 | 8.1 | 7.5 | 7.4 | 7.0 | 6.2 |
| Tax rate | | 19.7% | 20.9% | 21.1% | 21.5% | 21.4% | 22.2% | 22.1% |
| Net income | | 40.6 | 34.8 | 30.4 | 27.2 | 27.0 | 24.4 | 21.8 |
| Net margin | | 15.3% | 17.5% | 19.2% | 23.5% | 27.7% | 29.0% | 29.4% |
| |
| Basic EPS | | $3.14 | $2.74 | $2.44 | $2.23 | $2.25 | $2.04 | $1.82 |
| Diluted EPS | | $3.01 | $2.63 | $2.34 | $2.14 | $2.17 | $1.97 | $1.77 |
| |
| Shares outstanding (basic) | | 12.9 | 12.7 | 12.5 | 12.2 | 12.0 | 12.0 | 11.9 |
| Shares outstanding (diluted) | | 13.5 | 13.2 | 13.0 | 12.7 | 12.5 | 12.4 | 12.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |