Primis Financial Corp. (SONA) [Rocket]

In millions, except per share items	Dec-31-22	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income on loans	117.9	107.0	111.6	112.2	110.2	77.8	45.3	40.1
Interest income on repurchase agreements						0.0
Total interest income	126.1	113.2	117.8	120.5	118.9	83.6	48.9	43.7
Interest expense:
Interest on deposits	13.3	13.1	20.3	30.6	18.2	11.0	8.1	6.4
	21.6	19.0	26.1	36.9	27.8	15.7	8.6	7.1
Net interest income	104.5	94.2	91.6	83.6	91.1	67.9	40.3	36.6
Provision for loan losses				0.4	4.2	8.6	4.9	3.2
Net interest income after provision for loan losses	104.5	94.2	91.6	83.3	86.9	59.3	35.4	33.5
Other non-interest income	21.3	11.1	29.9	11.4	10.2	5.4	2.8	3.8
Total non-interest income	21.3	11.1	29.9	11.4	10.2	5.4	2.8	3.8
Non-interest expenses	92.3	71.4	67.7	56.6	53.8	49.1	22.8	23.3
Pre-tax income before non-recurring items	23.0	39.7	18.5	38.1	43.3	25.0	15.8	14.0
Non-recurring items	0.7		-0.6			9.4	0.4	0.0
Pre-tax income	22.3	39.7	19.1	38.1	43.3	15.6	15.4	14.0
Income taxes	4.5	8.7	4.2	5.9	9.6	13.1	5.1	4.7
Tax rate	20.4%	21.9%	22.1%	15.5%	22.2%	84.4%	33.1%	33.4%
Earnings from continuing ops	17.7	30.8	6.5	31.2	33.7	2.4	10.3	9.3
Earnings from discontinued ops		0.2	8.4	1.0
Net income	17.7	31.0	14.9	32.2	33.7	2.4	10.3	9.3
Net margin	14.1%	29.4%	12.2%	34.0%	34.7%	3.7%	27.0%	24.9%

Basic EPS	$0.72	$1.26	$0.27	$1.30	$1.40	$0.13	$0.84	$0.76
Diluted EPS	$0.72	$1.25	$0.27	$1.28	$1.39	$0.13	$0.83	$0.75

Shares outstanding (basic)	24.6	24.4	24.2	24.1	24.0	18.4	12.3	12.2
Shares outstanding (diluted)	24.7	24.6	24.4	24.3	24.3	18.7	12.4	12.3

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.