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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

First Business Financial Services, Inc. (FBIZ)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
 
In millions, except per share itemsDec-31-10Dec-31-09Dec-31-08Dec-31-07Dec-31-06Dec-31-05Dec-31-04Dec-31-03
   10-K10-K10-K10-K10-K10-K10-K10-K
        Interest income on investments       3.22.11.6
    Total interest income  56.656.459.859.547.736.528.127.0
        Interest on deposits  20.724.429.432.525.116.69.610.0
    Total interest expense  20.724.429.432.525.116.69.610.0
Net interest income  32.028.026.323.219.017.816.915.3
        Deposit and loan fees  1.21.10.60.60.60.60.60.4
        Gain on sale of investments, net   0.3      
        Other non-interest income  5.55.04.5     
Total non-interest income  6.76.55.14.43.74.23.33.6
Non-interest expenses  28.424.521.919.715.714.413.111.4
Asset impairment  2.7       
Pre-tax income  3.31.85.25.15.47.27.56.5
Income taxes  2.30.72.11.81.72.53.30.9
            Tax rate  71.4%40.8%39.7%35.7%31.0%34.0%43.3%13.4%
Minority interest        0.0-0.7
Net income  0.91.03.13.33.74.84.35.6
            Net margin  2.4%3.0%10.0%11.8%16.5%21.6%21.2%29.9%
   
Basic EPS  $0.37$0.41$1.24$1.33$1.53$1.96$1.89$2.81
Diluted EPS  $0.37$0.41$1.24$1.32$1.52$1.93$1.83$2.02
   
Shares outstanding (basic)  2.52.52.52.42.42.42.32.0
Shares outstanding (diluted)  2.52.52.52.52.52.52.32.8
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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