| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 327.5 | 260.7 | 257.3 | 333.9 | 329.3 | 281.1 | 281.9 | 229.0 |
| Interest income on investments | | | | | | | 79.5 | |
| | 372.8 | 291.7 | 290.6 | 391.1 | 422.8 | 389.2 | 369.8 | 253.8 |
| Interest expense: |
| Interest on deposits | 27.8 | 12.3 | 37.8 | 101.1 | 91.2 | 60.4 | 40.2 | 25.8 |
| Interest on borrowings | 15.2 | 12.0 | 18.0 | 32.3 | 35.0 | 13.0 | 5.7 | 2.1 |
| | 58.4 | 37.9 | 66.0 | 142.9 | 136.7 | 85.0 | 59.5 | 42.6 |
| Net interest income | 314.4 | 253.8 | 224.6 | 248.2 | 286.1 | 304.2 | 310.3 | 211.2 |
| Provision for loan losses | | | | | | 13.7 | 5.3 | 7.5 |
| Net interest income after provision for loan losses | 314.4 | 253.8 | 224.6 | 248.2 | 286.1 | 290.5 | 305.1 | 203.7 |
| Deposit and loan fees | | | | | | | | 4.1 |
| Gain on sale of investments, net | | | | | | | | 3.3 |
| Other non-interest income | 17.4 | 19.4 | 18.9 | 12.1 | 23.9 | 44.7 | 98.6 | 68.4 |
| Total non-interest income | 17.4 | 19.4 | 18.9 | 12.1 | 23.9 | 44.7 | 98.6 | 75.7 |
| Non-interest expenses | 194.4 | 183.7 | 199.4 | 196.5 | 231.9 | 308.3 | 303.2 | 210.3 |
| Equity in earnings | 2.3 | -0.2 | -0.4 | | | | 31.5 | |
| Pre-tax income before non-recurring items | 171.0 | 98.5 | 14.4 | 32.2 | 51.4 | 32.6 | 107.5 | 79.3 |
| Non-recurring items | 2.1 | 15.9 | | 4.3 | 4.4 | 5.7 | 7.0 | 10.2 |
| Pre-tax income | 168.9 | 82.6 | 14.4 | 28.0 | 47.0 | 26.9 | 100.5 | 69.2 |
| Income taxes | 47.9 | 20.3 | 1.8 | 4.2 | 4.8 | -26.6 | 13.7 | 28.0 |
| Tax rate | 28.4% | 24.5% | 12.4% | 15.1% | 10.3% | | 13.7% | 40.6% |
| Net income | 115.8 | 50.6 | -1.1 | 2.6 | 22.9 | 36.1 | 95.5 | 52.2 |
| Net margin | 1278.1% | 847.8% | -29.0% | 66.1% | 407.7% | 10.8% | 23.7% | 18.7% |
| |
| Basic EPS | $1.90 | $0.95 | ($0.02) | $0.05 | $0.45 | $0.72 | $2.04 | $1.41 |
| Diluted EPS | $1.89 | $0.95 | ($0.02) | $0.05 | $0.45 | $0.71 | $2.00 | $1.39 |
| |
| Shares outstanding (basic) | 60.8 | 53.1 | 50.2 | 50.6 | 50.6 | 50.3 | 46.8 | 37.0 |
| Shares outstanding (diluted) | 61.2 | 53.3 | 50.2 | 50.7 | 50.9 | 50.8 | 47.6 | 37.6 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |