| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 150.3 | 118.8 | 103.5 | 88.1 | 61.7 | 40.2 | 36.4 | 32.8 |
| Interest income on investments | 13.4 | 3.7 | 3.9 | 5.9 | 5.8 | 3.4 | 3.4 | 3.2 |
| Interest income on repurchase agreements | 1.8 | 0.8 | 0.5 | 1.2 | 0.5 | 0.1 | 0.1 | 0.0 |
| | 165.6 | 123.3 | 107.9 | 95.3 | 68.7 | 43.9 | 40.2 | 36.5 |
| Interest expense: |
| Interest on deposits | 14.1 | 11.3 | 16.4 | 21.6 | 10.9 | 5.5 | 4.5 | 3.9 |
| | 17.8 | 14.8 | 19.7 | 25.2 | 12.7 | 6.3 | 5.4 | 4.6 |
| Net interest income | 147.8 | 108.6 | 88.2 | 70.1 | 55.9 | 37.6 | 34.8 | 31.9 |
| Provision for loan losses | | | | 1.4 | 0.5 | 0.3 | 1.9 | 1.1 |
| Net interest income after provision for loan losses | 147.8 | 108.6 | 88.2 | 68.8 | 55.4 | 37.3 | 33.0 | 30.8 |
| Deposit and loan fees | | | | | | | | 0.7 |
| Credit and debit card fees | | | | | | | | 0.2 |
| Gain on sale of investments, net | | | | | | | | 0.3 |
| Other non-interest income | 23.7 | 21.5 | 17.9 | 12.6 | 7.5 | 5.7 | 5.9 | 2.9 |
| Total non-interest income | 23.7 | 21.5 | 17.9 | 12.6 | 7.5 | 5.7 | 5.9 | 4.1 |
| Non-interest expenses | 99.8 | 91.1 | 70.6 | 60.0 | 50.2 | 31.4 | 28.8 | 26.8 |
| Pre-tax income before non-recurring items | 67.6 | 39.2 | 31.8 | 21.4 | 17.5 | 12.2 | 10.1 | 8.9 |
| Non-recurring items | 0.3 | 3.1 | 0.5 | | 4.8 | 0.6 | | 0.8 |
| Pre-tax income | 67.3 | 36.1 | 31.3 | 21.4 | 12.7 | 11.6 | 10.1 | 8.2 |
| Income taxes | 12.5 | 6.7 | 5.1 | 3.7 | 2.1 | 4.5 | 2.3 | 1.6 |
| Tax rate | 18.6% | 18.7% | 16.4% | 17.4% | 16.7% | 38.8% | 22.6% | 20.1% |
| Net income | 54.8 | 29.3 | 26.2 | 17.7 | 10.5 | 7.1 | 7.8 | 6.0 |
| Net margin | 32.0% | 22.5% | 24.7% | 21.8% | 16.7% | 16.5% | 20.1% | 17.3% |
| |
| Basic EPS | $3.44 | $2.71 | $3.11 | $2.09 | $1.48 | $1.67 | $1.85 | $1.47 |
| Diluted EPS | $3.44 | $2.71 | $3.10 | $2.08 | $1.48 | $1.67 | $1.85 | $1.47 |
| |
| Shares outstanding (basic) | 15.9 | 10.8 | 8.4 | 8.5 | 7.1 | 4.2 | 4.2 | 4.1 |
| Shares outstanding (diluted) | 15.9 | 10.8 | 8.4 | 8.5 | 7.1 | 4.3 | 4.2 | 4.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |