| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 728.3 | 572.0 | 625.3 | 658.3 | 630.6 | 479.2 | 403.4 | 344.3 |
| Interest income on investments | 120.3 | 49.7 | 48.8 | 54.4 | 50.1 | 38.7 | 32.7 | 32.9 |
| Interest income on repurchase agreements | | | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| | 877.8 | 625.2 | 676.0 | 718.0 | 685.4 | 520.3 | 436.5 | 377.4 |
| Interest expense: |
| Interest on deposits | 86.0 | 24.9 | 63.1 | 114.1 | 79.6 | 33.8 | 15.9 | 13.0 |
| Interest on borrowings | | 7.6 | 9.5 | 17.2 | 22.4 | 14.5 | 12.5 | 6.8 |
| | 119.1 | 52.2 | 93.4 | 154.8 | 124.4 | 64.3 | 30.6 | 21.7 |
| Net interest income | 758.7 | 573.0 | 582.6 | 563.2 | 561.0 | 455.9 | 406.0 | 355.7 |
| Provision for loan losses | | -4.8 | 129.3 | 1.3 | 4.3 | | | |
| Net interest income after provision for loan losses | 758.7 | 577.7 | 453.3 | 561.9 | 556.7 | 455.9 | 406.0 | 355.7 |
| Deposit and loan fees | 37.1 | | | | | | | 24.3 |
| Gain on sale of investments, net | | | | | | | | 0.0 |
| Other non-interest income | 138.0 | 137.6 | 111.8 | 99.5 | 102.8 | 99.6 | 87.1 | 41.2 |
| Total non-interest income | 175.1 | 137.6 | 111.8 | 99.5 | 102.8 | 99.6 | 87.1 | 65.5 |
| Non-interest expenses | 475.6 | 298.5 | 287.4 | 275.8 | 264.0 | 240.2 | 191.8 | 177.6 |
| Equity in earnings | | | | | | | | |
| Pre-tax income before non-recurring items | 394.6 | 418.1 | 281.3 | 389.1 | 398.5 | 273.3 | 283.8 | 220.0 |
| Non-recurring items | | 1.3 | 3.6 | 3.4 | 3.0 | 2.3 | 1.1 | 1.5 |
| Pre-tax income | 394.6 | 416.8 | 277.7 | 385.6 | 395.5 | 271.1 | 282.6 | 218.5 |
| Income taxes | 89.3 | 97.8 | 63.3 | 96.1 | 95.1 | 136.0 | 105.5 | 80.3 |
| Tax rate | 22.6% | 23.5% | 22.8% | 24.9% | 24.0% | 50.2% | 37.3% | 36.7% |
| Net income | 305.3 | 319.0 | 214.4 | 289.5 | 300.4 | 135.1 | 177.1 | 138.2 |
| Net margin | 31.1% | 44.6% | 37.9% | 43.8% | 45.5% | 24.2% | 35.8% | 32.6% |
| |
| Basic EPS | | $1.94 | $1.30 | $1.73 | $1.73 | $0.90 | $1.26 | $1.01 |
| Diluted EPS | | $1.94 | $1.30 | $1.73 | $1.73 | $0.89 | $1.26 | $1.01 |
| |
| Shares outstanding (basic) | | 164.5 | 165.4 | 167.8 | 173.7 | 150.8 | 140.4 | 136.6 |
| Shares outstanding (diluted) | | 164.9 | 165.4 | 167.8 | 174.1 | 151.5 | 140.7 | 137.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |