| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | S-1/A |
| Interest income: |
| Interest income on loans | 89.9 | 78.1 | 86.4 | 85.8 | 81.2 | 68.8 | 63.6 |
| Interest income on investments | 23.3 | 13.9 | 8.7 | 6.4 | 5.9 | 6.1 | 4.6 |
| | 115.6 | 92.7 | 96.1 | 93.3 | 87.7 | 75.6 | 69.9 |
| Interest expense: |
| Interest on deposits | | 3.7 | 8.8 | 13.3 | 7.0 | 3.5 | |
| Interest on borrowings | 2.3 | | | | | | 3.6 |
| | 15.8 | 5.6 | 12.3 | 18.7 | 12.5 | 8.0 | 7.0 |
| Net interest income | 99.7 | 87.1 | 83.8 | 74.6 | 75.2 | 67.7 | 62.9 |
| Provision for loan losses | | -3.5 | 10.9 | 7.3 | 8.6 | 3.3 | 3.1 |
| Net interest income after provision for loan losses | 99.7 | 90.6 | 72.9 | 67.2 | 66.6 | 64.4 | 59.9 |
| Deposit and loan fees | 1.4 | | | | | 1.9 | 1.9 |
| Other non-interest income | 16.9 | 147.4 | 149.4 | 114.2 | 102.7 | 101.2 | 103.2 |
| Total non-interest income | 18.4 | 147.4 | 149.4 | 114.2 | 102.7 | 103.0 | 105.1 |
| Non-interest expenses | 158.8 | 168.9 | 163.8 | 142.5 | 136.3 | 134.9 | 143.8 |
| Pre-tax income | 52.2 | 69.1 | 58.5 | 38.9 | 33.0 | 32.5 | 21.2 |
| Income taxes | 12.2 | 16.4 | 13.8 | 9.4 | 7.2 | 17.5 | 7.1 |
| Tax rate | 23.3% | 23.7% | 23.7% | 24.1% | 21.7% | 53.9% | 33.7% |
| Net income | 40.0 | 52.7 | 44.7 | 29.5 | 25.9 | 15.0 | 14.0 |
| Net margin | 33.4% | 22.1% | 20.1% | 16.3% | 15.3% | 9.0% | 8.5% |
| |
| Basic EPS | $2.15 | $3.06 | $2.61 | $2.00 | $1.88 | $1.10 | $1.04 |
| Diluted EPS | $2.12 | $3.01 | $2.56 | $1.96 | $1.84 | $1.07 | $1.00 |
| |
| Shares outstanding (basic) | 18.6 | 17.2 | 17.1 | 14.7 | 13.8 | 13.7 | 13.5 |
| Shares outstanding (diluted) | 18.9 | 17.5 | 17.4 | 15.1 | 14.1 | 14.0 | 14.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |