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Income Statement
Balance Sheet
Cash Flow Statement

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Op Efficiency
Credit Analysis

On Deck Capital, Inc. (ONDK)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-20Mar-31-20Dec-31-19Sep-30-19Jun-30-19Mar-31-19Dec-31-18Sep-30-18
   10-Q10-Q10-K10-Q10-Q10-Q10-K10-Q
        Interest income on loans  90.2122.3123.8124.4122.8123.4121.5114.4
    Total interest income  78.3106.9108.8108.2105.6105.8105.299.3
    Total interest expense  10.311.6  11.411.3  
Net interest income  68.095.464.1108.294.394.558.199.3
Provision for loan losses    44.043.1  39.939.1
Net interest income after provision for loan losses  68.095.420.165.194.394.518.360.2
Total non-interest income  2.23.62.94.34.64.24.13.5
Asset impairment  11.0       
Pre-tax income  -4.1-60.02.66.54.07.113.39.3
Income taxes  0.00.0-5.4-1.61.81.70.00.0
            Tax rate  0.0%0.0%  45.3%24.6%0.0%0.0%
Minority interest  -6.3-1.1-1.3-0.5-2.1-0.3-0.6-0.3
Net income  2.2-59.09.38.74.35.713.99.6
            Net margin  3.1%-59.6%40.5%12.5%4.3%5.7%62.0%15.1%
   
Basic EPS  $0.04($0.94)$0.13$0.12$0.06$0.08$0.19$0.13
Diluted EPS  $0.04($0.94)$0.12$0.11$0.05$0.07$0.18$0.12
   
Shares outstanding (basic)  58.762.574.175.476.175.574.674.7
Shares outstanding (diluted)  59.962.577.077.878.979.178.579.4
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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