Overview Financials News + Filings
|
In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A |
Interest income on loans | 5.7 | 7.0 | 8.2 | 9.8 | 9.1 | 9.4 | 8.8 | 8.0 |
Total interest income | 5.8 | 7.0 | 8.3 | 10.2 | 9.2 | 9.5 | 8.8 | 8.1 |
Interest on borrowings | | | | | | 2.5 | 2.0 | |
Total interest expense | 6.7 | 7.5 | 4.5 | 10.1 | 9.7 | 9.2 | 8.4 | 6.4 |
Net interest income | 2.5 | 3.3 | 12.8 | 5.1 | 4.4 | 4.9 | 4.6 | 3.9 |
Provision for loan losses | -0.3 | 0.1 | | -0.5 | 0.7 | 0.3 | 0.1 | -0.5 |
Net interest income after provision for loan losses | 2.8 | 3.2 | 12.8 | 5.6 | 3.7 | 4.6 | 4.5 | 4.5 |
Total non-interest income | 3.6 | 3.6 | 3.4 | 1.6 | 1.4 | 1.2 | 1.1 | 0.8 |
Non-interest expenses | 5.7 | 4.9 | 5.0 | 5.2 | 4.7 | 4.8 | 4.6 | 4.9 |
Pre-tax income | 0.6 | 1.9 | 2.1 | 2.0 | 0.5 | 1.0 | 0.9 | 0.4 |
Income taxes | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Tax rate | 3.1% | 1.1% | 0.9% | 0.9% | 4.0% | 2.5% | 2.3% | 5.6% |
Net income | 0.6 | 1.9 | 2.1 | 2.0 | 0.5 | 0.9 | 0.9 | 0.4 |
Net margin | 9.9% | 27.2% | 61.4% | 27.8% | 9.3% | 16.1% | 16.5% | 6.7% |
|
|
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|