In millions, except per share items | Jun-30-18 | Jun-30-17 | Jun-30-16 | Jun-30-15 | Jun-30-14 | Jun-30-13 | Jun-30-12 | Jun-30-11 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
Interest income: |
Interest income on loans | 62.1 | 55.9 | 45.8 | 43.4 | 37.0 | 35.0 | 24.7 | |
| 65.9 | 57.9 | 47.2 | 44.6 | 38.4 | 36.5 | 27.0 | 13.3 |
Interest expense: |
Interest on deposits | 9.9 | 7.4 | 6.0 | 5.0 | 4.1 | 4.1 | 3.4 | 1.7 |
Interest on borrowings | 0.5 | 0.8 | 1.0 | 1.1 | 1.3 | 1.0 | 1.0 | 0.5 |
| 12.5 | 10.0 | 7.7 | 6.9 | 6.2 | 5.9 | 5.2 | 2.3 |
Net interest income | 78.4 | 68.0 | 55.0 | 51.4 | 44.6 | 42.4 | 32.2 | 15.6 |
Provision for loan losses | 1.4 | 1.6 | 1.6 | 0.7 | 0.5 | 1.1 | 0.9 | 0.7 |
Net interest income after provision for loan losses | 77.0 | 66.4 | 53.3 | 50.7 | 44.1 | 41.3 | 31.3 | 14.9 |
Gain on sale of investments, net | | | | | | 0.8 | 1.1 | |
Other non-interest income | 7.0 | 9.7 | 7.8 | 7.1 | 4.9 | 8.5 | 8.6 | 20.2 |
Total non-interest income | 7.0 | 9.7 | 7.8 | 7.1 | 4.9 | 9.3 | 9.7 | 20.2 |
Non-interest expenses | 35.7 | 35.8 | 33.8 | 32.6 | 31.8 | 32.0 | 28.2 | 17.1 |
Pre-tax income before non-recurring items | 22.3 | 19.8 | 11.7 | 11.1 | 4.0 | 7.2 | 2.8 | 12.4 |
Non-recurring items | -0.9 | -0.4 | | | -0.3 | 1.0 | 1.6 | |
Pre-tax income | 23.2 | 20.1 | 11.7 | 11.1 | 4.3 | 6.2 | 1.2 | 12.4 |
Income taxes | 7.0 | 7.8 | 4.1 | 4.0 | 1.6 | 1.9 | 0.2 | -0.1 |
Tax rate | 30.3% | 38.7% | 35.0% | 35.9% | 36.9% | 30.5% | 15.1% | |
Earnings from continuing ops | 16.2 | 12.3 | 7.6 | 7.1 | 2.7 | 4.1 | 1.8 | 12.5 |
Earnings from discontinued ops | | | | | | | | 0.0 |
Net income | 16.2 | 12.3 | 7.6 | 7.1 | 2.7 | 4.1 | 1.8 | 12.6 |
Net margin | 19.2% | 16.2% | 12.5% | 12.4% | 5.5% | 8.0% | 4.3% | 35.8% |
|
Basic EPS | $1.82 | $1.39 | $0.80 | $0.72 | $0.26 | $0.39 | $0.41 | $3.58 |
Diluted EPS | $1.78 | $1.38 | $0.80 | $0.72 | $0.26 | $0.39 | $0.41 | $3.52 |
|
Shares outstanding (basic) | 8.9 | 8.9 | 9.5 | 10.0 | 10.4 | 10.4 | 4.3 | 3.5 |
Shares outstanding (diluted) | 9.1 | 9.0 | 9.5 | 10.0 | 10.4 | 10.4 | 4.3 | 3.5 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |