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HERITAGE SOUTHEAST BANCORPORATION, INC. (CCFH)
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Create: Alert |
All | News | Filings
| Date Filed | Type | Description |
| 02/23/2009 |
8-K
| Quarterly results |
| 07/18/2008 |
8-K
| Quarterly results|
Docs:
|
"CCF HOLDING COMPANY, THE HOLDING COMPANY FOR HERITAGE BANK ANNOUNCES EARNINGS FOR THE QUARTER AND SIX-MONTHS ENDED JUNE 30, 2008 Jonesboro, GA July 17, 2008: Three-months ended Three-months ended Three-months ended Six-months ended Six-months ended Total Assets $ 444,361 $ 432,209 $ 437,981 $ 444,374 $ 437,981 CCF Net Income for the Period $ 436 $ $ 1,044 $ $ 2,313 Net Interest Income for the Period $ 3,403 $ 3,649 $ 4,612 $ 7,052 $ 9,263 Basic Earnings per Share for the Period $ 0.12 $ $ 0.29 $ $ 0.63 Net Interest Margin 3.33 % 3.71 % 4.54 % 3.52 % 4.62 % Efficiency Ratio 79.14 % 80.18 % 66.48 % 70.97 % 63.64 % Total Loans $ 312,696 $ 309,325 $ 336,123 $ 312,696 $ 336,123 Non-Performing Loans $ 19,065 $ 18,747 $ 5,204 $ 19,065 $ 5,204 Non-Performing Assets $ 26,648 $ 27,027 $ 8,239 $ 2..." |
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| 07/07/2008 |
8-K
| Regulation FD Disclosure, Financial Statements and Exhibits |
| 04/21/2008 |
8-K
| Quarterly results |
| 01/23/2008 |
8-K
| Departure of Directors or Principal Officers; Election of Directors; Appointment of Principal Officers, Financial Statements ... |
| 01/16/2008 |
8-K
| Results of Operations and Financial Condition, Financial Statements and Exhibits|
Docs:
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"Three-months ended Three-months ended Three-months ended Year-ended Year-ended Total Assets $ 422,781 $ 433,722 $ 425,886 $ 422,781 $ 425,886 CCF Net Income for the Period $ 493 $ 1,308 $ 1,366 $ 4,114 $ 5,191 Net Interest Income for the Period $ 4,042 $ 4,605 $ 4,711 $ 17,911 $ 18,722 Basic Earnings per Share for the Period $ 0.14 $ 0.37 $ 0.38 $ 1.15 $ 1.43 Net Interest Margin 4.06 % 4.52 % 4.74 % 4.43 % 5.05 % Efficiency Ratio 71.16 % 56.38 % 55.66 % 62.07 % 56.66 % Total Loans $ 321,389 $ 326,329 $ 337,937 $ 321,389 $ 337,937 Non-Performing Loans $ 17,431 $ 4,400 $ 823 $ 17,431 $ 823 Non-Performing Assets $ 22,429 $ 8,400 $ 3,515 $ 22,429 $ 3,515 Loan Loss Provision $ 300 $ 150 $ 195 $ 740 $ 725 Defined as nonperforming loans, other real estate owned and repossessed assets. Three-months ended Three-months ended Three-months ended Year-ended Year-ended Loan Loss Reserve $ 4,081 $ 4,153 $ 4,015 $ 4,081 $ 4,015 Loan Loss Reserve to Non-performing Loans 23.41 % 105.43 % 487.85 % 2..." |
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| 10/22/2007 |
8-K
| Quarterly results|
Docs:
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"Employment Agreement between Heritage Bank and Leonard Moreland",
"Employment Agreement between Heritage Bank and David B. Turner",
"Form of Change in Control Severance Agreement between Heritage Bank and each of John C. Bowdoin, Mary Jo Rogers and John L. Westervelt",
"Three-months ended Three-months ended Three-months ended Nine-months ended Nine-months ended Total Assets $ 433,722 $ 437,981 $ 421,460 $ 433,722 $ 421,460 CCF Net Income for the Period $ 1,308 $ 1,044 $ 1,442 $ 3,621 $ 3,825 Net Interest Income for the Period $ 4,605 $ 4,613 $ 4,933 $ 13,868 $ 14,011 Basic Earnings per Share for the Period $ 0.36 $ 0.29 $ 0.40 $ 1.00 $ 1.06 Net Interest Margin 4.52 % 4.54 % 5.07 % 4.58 % 5.12 % Efficiency Ratio 56.38 % 62.99 % 54.29 % 59.37 % 57.01 % Total Loans $ 325,823 $ 336,123 $ 335,314 $ 325,823 $ 335,314 Non-Performing Loans $ 3,939 $ 5,204 $ 35 $ 3,939 $ 35 Non-Performing Assets $ 8,334 $ 8,239 $ 2,025 $ 8,334 $ 2,025 Loan Loss Provision $ 150 $ 150 $ 180 $ 440 $ 530 Defined as nonperforming loans, other real estate owned and repossessed assets..." |
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| 08/21/2007 |
8-K
| Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Other Events, Financial Statements and Exhibits|
Docs:
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"Amended and Restated Bylaws of CCF Holding Company",
"CCF Holding Company Announces Share Repurchase Program Jonesboro, GA August 20, 2007: CCF Holding Company, the parent Company of Heritage Bank in Jonesboro, Georgia, today announced that the Board of Directors has approved a stock repurchase program pursuant to which the Company will, from time to time over the next twelve months, repurchase up to 150,000 shares of its outstanding common stock. The Company may repurchase these shares in privately negotiated transactions or in the open market. David Turner, CEO and President of the Company, said, “We believe that this repurchase program will enable the Company to take advantage of investment opportunities in CCF Holding Company stock as they arise and that it will ultimately benefit the Company and its shareholders.” For more information on Heritage Bank's business products, please call 770-478-8881. Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves. The Bank has seven full service offices. The Company's stock is traded on The Nasdaq Capital Market under the symbol “CCFH.” For more information, visit the Heritage Bank website at www.heritagebank.com. This press release contains forward-looking statements about our business and prospects, including forward-looking statements with respect to the opportunities presented by a purchase of our shares, as to which there are risks and uncertainties that generally are beyond our control. These risks include the possibility that the repurchase of our stock may not represent the best use of the Company's capital or ultimately benefit the Company and its shareholders, together with other risks identified from time to time in our filings with the Securities and Exchange Commission. These and other risks and uncertainties could have an adverse impact on our future operations, financial condition, or financial results." |
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| 07/25/2007 |
8-K
| Quarterly results|
Docs:
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"Three-months ended Three-months ended Three-months ended Six-months ended Six-months ended Total Assets $ 437,981 $ 442,137 $ 408,506 $ 437,981 $ 408,506 CCF Net Income for the Period $ 1,044 $ 1,269 $ 1,337 $ 2,313 $ 2,401 Net Interest Income for the Period $ 4,612 $ 4,651 $ 4,698 $ 9,263 $ 9,078 Basic Earnings per Share for the Period $ 0.29 $ 0.35 $ 0.37 $ 0.63 $ 0.66 Net Interest Margin 4.54 % 4.69 % 5.06 % 4.62 % 5.08 % Efficiency Ratio 62.99 % 58.74 % 56.20 % 60.87 % 58.35 % Total Loans $ 336,123 $ 337,598 $ 320,400 $ 336,123 $ 320,400 Non-Performing Loans $ 5,204 $ 962 $ 53 $ 5,204 $ 53 Non-Performing Assets $ 8,239 $ 4,474 $ 2,095 $ 8,239 $ 2,095 Loan Loss Provision $ 150 $ 140 $ 165 $ 290 $ 350 Adjusted to reflect the 3 for 2 stock split paid to shareholders in September 2006. ..." |
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| 01/16/2007 |
8-K
| Quarterly results|
Docs:
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"CCF Holding Company, the Holding Company for Heritage Bank, Announces 58.8% Increase in Earnings for the Year Ended December 31, 2006 Earnings for the quarter ended December 31, 2006, were $1.37 million, or $0.37 per basic share. This represents an increase of $242,000, or 21.5%, over earnings of $1.12 million, for the same quarter in 2005. For the year ended December 31, 2006, income of $5.19 million, or $1.43 per basic share, represents an increase of $1.92 million, or 58.8%, over $3.27 million, or $0.92 per basic share , for the year ended December 31, 2005. Included in 2005 earnings is a pretax write-down of $812,500, taken on other real estate in the third quarter. Assets for the consolidated entity were $426 million at December 31, 2006, an increase of $62 million, or 16.9%, over ass..." |
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| 10/13/2006 |
8-K
| Quarterly results|
Docs:
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"Three-months ended June 30, 2006 Three-months ended September 30, 2005 Nine-months ended September 30, 2006 Nine-months ended September 30, 2005 Total Assets $ 421,459 $ 408,506 $ 362,743 $ 421,459 $ 362,743 CCF Net Income for the Period $ 1,424 $ 1,337 $ 530 $ 3,825 $ 2,145 Gains on Loans & Other Assets $ 120 $ 18 $ $ $ Net Interest Income for the Period $ 4,933 $ 4,698 $ 3,855 $ 14,011 $ 10,684 **Basic Earnings per Share for the Period - $ 0.39 $ 0.37 $ 0.15 $ 1.05 $ 0.61 _____________ ** all per share amounts have been adjusted to reflect the 3 for 2 stock split paid on September 20, 2006, Net Interest Margin 5.07 % 5.06 % 4.55 % 5.12 % 4.37 % Efficiency Ratio 54.61 % 56.20 % 68.41 % 57.01 % 65.64 % Total Loans $ 335,878 $ 320,400 $ 282,901 $ 335,878 $ 282,901 Non-Performing Loans $ 3..." |
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| 08/25/2006 |
8-K
| Other Events, Financial Statements and Exhibits|
Docs:
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"CCF Holding Company Announces 3-for-2 Stock Split Jonesboro, GA August 23, 2006 CCF Holding Company, the parent company of Heritage Bank, announced today that its Board of Directors has approved a 3-for-2 stock split of the Company's common stock. The record date will be September 6, 2006, and shares will be distributed on September 20, 2006. Fractional shares created as a result of the split will be paid in cash based on the average bid/ask price of the stock as of September 6, 2006. According to David B. Turner, President and Chief Executive Officer, the stock split will produce a 50% increase in total shares outstanding, improving the liquidity of the Company's stock. At August 23, 2006, CCF Holding Company had approximately 2,419,621 shares issued and outstanding. Following the stock split, the Company will have approximately 3,629,400 shares issued and outstanding. For more information on Heritage Bank's business products, please call 770-478-8881. Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves. The Bank has seven full service offices. The company's stock is traded on The Nasdaq Small Cap Market under the symbol “CCFH.” For more information, visit the Heritage Bank website at www.heritagebank.com. The information contained in this press release should be reviewed in conjunction with the Company's 10Q filing when available on the EDGAR system." |
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| 07/10/2006 |
8-K
| Quarterly results|
Docs:
|
"Three-months ended Three-months ended Three-months ended Six-months ended Six-months ended Total Assets $ 408,506 $ 408,514 $ 366,027 $ 408,506 $ 366,027 CCF Net Income for the Period $ 1,337 $ 1,064 $ 820 $ 2,401 $ 1,616 Gains on Loans & Other Assets $ 18 $ 327 $ 436 Net Interest Income for the Period $ 4,698 $ 4,380 $ 3,527 $ 9,078 $ 6,828 Basic Earnings per Share for the Period $ 0.55 $ 0.44 $ 0.35 $ 0.99 $ 0.69 Net Interest Margin 5.06 % 5.09 % 4.25 % 5.08 % 4.28 % Efficiency Ratio 56.20 % 60.66 % 60.57 % 58.35 % 64.15 % Total Loans $ 320,400 $ 306,380 $ 278,870 $ 320,400 $ 278,840 Non-Performing Loans $ 53 $ 828 $ 643 $ 53 $ 643 Non-Performing Assets $ 2,095 $ 2,908 $ 3,463 $ 2,095 $ 3,463 Loan Loss Provision $ 165 $ 185 $ 135 $ 350 $ 270 Three-months ended Three-months ended Three-..." |
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| 06/23/2006 |
8-K
| Entry into a Material Definitive Agreement, Financial Statements and Exhibits |
| 04/18/2006 |
8-K
| Quarterly results|
Docs:
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"Three-months ended March 31, 2006 Three-months ended December 31, 2005 Three-months ended March 31, 2005 Total Assets $ 408,514 $ 364,203 $ 347,295 CCF Net Income for the Period $ 1,064 $ 1,124 $ 795 Gains on Loans & Other Assets $ $ $ 327 Net Interest Income for the Period $ 4,380 $ 4,169 $ 3,302 Basic Earnings per Share for the Period $ 0.44 $ 0.47 $ 0.34 Net Interest Margin 5.09 % 4.94 % 4.22 % Efficiency Ratio 60.66 % 62.59 % 67.84 % Total Loans $ 306,380 $ 283,392 $ 268,332 Non-Performing Loans $ 828 $ 44 $ 632 *Non-Performing Assets $ 2,908 $ 2,355 $ 3,492 * Defined as nonperforming loans, other real estate owned and repossessed assets. Three-months ended March 31, 2006 Three-months ended December 31, 2005 Three-months ended March 31, 2005 Loan Loss Provision $ 185 $ 135 $ 135 Loan ..." |
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| 01/19/2006 |
8-K
| Results of Operations and Financial Condition, Financial Statements and Exhibits |
| 10/25/2005 |
8-K
| Results of Operations and Financial Condition, Financial Statements and Exhibits |
| 09/27/2005 |
8-K
| Material Impairments, Financial Statements and Exhibits |
| 07/14/2005 |
8-K
| Results of Operations and Financial Condition, Financial Statements and Exhibits|
Docs:
|
"Three-months ended June 30, 2005 Three-months ended March 31, 2005 Three-months ended June 30, 2004 Six-months ended June 30, 2005 Six-months ended June 30, 2004 Total Assets $ 366,027 $ 347,295 $ 335,001 $ 366,027 $ 335,001 CCF Net Income for the Period $ 820 $ 795 $ 993 $ 1,616 $ 1,576 CCF Net *Operating Income for the Period $ 746 $ 581 $ 610 $ 1,327 $ 1,194 * defined as net income excluding all gains/losses on the sale of loans Net Interest Income for the Period $ 3,527 $ 3,302 $ 3,212 $ 6,828 $ 6,365 Basic Earnings per Share for the Period $ 0.35 $ 0.34 $ 0.45 $ 0.69 $ 0.71 Net Interest Margin 4.25 % 4.22 % 4.08 % 4.25 % 4.22 % Efficiency Ratio 73.40 % 67.84 % 63.68 % 70.53 % 65.43 % Total Loans $ 279,407 $ 268,791 $ 258,267 $ 279,407 $ 258,267 Non-Performing Loans $ 643 $ 632 $ 683 $ 643 $ 683 Non-Performing Assets $ 3,463 $ 3,490 $ 3,558 $ 3,463 $ 3,558 Loan Loss Provision $ 135 $ 135 $ 300 $ 270 $ 590 Three-months ended June 30, 2005 Three-months ended March 31, 2005 Three-mo..." |
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| 04/25/2005 |
8-K
| Changes in Registrant.s Certifying Accountant, Financial Statements and Exhibits |
| 04/14/2005 |
8-K
| Results of Operations and Financial Condition, Financial Statements and Exhibits |
| 02/04/2005 |
8-K
| Results of Operations and Financial Condition, Financial Statements and Exhibits |
| 10/15/2004 |
8-K
| Results of Operations and Financial Condition, Financial Statements and Exhibits |
| 07/14/2004 |
8-K
| Results of Operations and Financial Condition, Financial statements and exhibits |
| 06/21/2004 |
8-K
| Other events, Financial statements and exhibits|
Docs:
|
"CCF Holding Company Announces 3-for-2 Stock Split and Increased Cash Dividend Jonesboro, GA June 17, 2004: CCF Holding Company announced today that its Board of Directors has approved a 3-for-2 stock split of the Company's common stock and a $0.05 per share cash dividend. The cash dividend will be paid on the new shares as well as the existing shares and equates to a 25% increase in the cash dividend rate. The shares will be distributed and the cash dividend will be paid on July 15, 2004, to shareholders of record as of July 1, 2004. Fractional shares created as a result of the split will be paid in cash based on the average bid/ask price of the stock as of July 1, 2004. According to David B. Turner, President and Chief Executive Officer, the stock split will produce a 50% increase in total shares outstanding, improving the liquidity of the Company's stock. At June 17, 2004, CCF Holding Company had approximately 1,481,075 shares issued and outstanding. Following the stock split, the Company will have approximately 2,221,600 shares issued and outstanding. CCF Holding Company is the parent company of Heritage Bank; a state chartered commercial bank serving in the southern market of greater Atlanta, Georgia. The Company had total assets of $335 million at March 31, 2004. The bank has six full service offices specializing in commercial, real estate and consumer lending. The Company's stock is traded on the Nasdaq small caps market under the symbol “CCFH.” The information contained in this press release should be reviewed in conjunction with the Company's 10-QSB filing when available on the EDGAR system." |
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| 04/20/2004 |
8-K
| Results of Operations and Financial Condition, Financial statements and exhibits |
| 04/05/2004 |
8-K
| Other events, Financial statements and exhibits |
| 01/15/2004 |
8-K
| Results of Operations and Financial Condition, Financial statements and exhibits|
Docs:
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"CCF Holding Company Expanded Earnings Information For the Quarters and Year Ended December 31, 2003 and December 31, 2002 Jonesboro, GA January 13, 2004: Three-months ended Three-months ended Year Ended Year Ended Total Assets $ 295,660 $ 261,993 CCF Net Income for the Period $ 618 $ 535 $ 2,363 $ 1,963 Basic Earnings per Share for the Period $ 0.42 $ 0.36 $ 1.61 $ 1.34 Net Interest Margin 4.39 % 4.18 % 4.25 % 4.24 % Efficiency Ratio 75.41 % 70.45 % 66.86 % 69.69 % Total Loans $ 231,602 $ 194,189 Non-Performing Loans $ 1,549 $ 567 Loan Loss Provision $ 135 $ 135 $ 540 $ 1,054 Loan Loss Reserve $ 2,693 $ 2,854 Total Deposit Accounts $ 249,637 $ 231,787 Consolidated Equity $ 19,666 $ 17,740 CCF Holding Company, The Holding Company for Heritage Bank, Announces Earnings For The Quarter And Y..." |
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| 10/14/2003 |
8-K
| Results of Operations and Financial Condition, Financial statements and exhibits |
| 07/15/2003 |
8-K
| Financial statements and exhibits, Regulation FD Disclosure|
Docs:
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"CCF Holding Company Expanded Earnings Information For the Quarters and Six-Months Ended June 30, 2003 and June 30, 2002 Jonesboro, GA July 14, 2003: Three-months ended Three-months ended Six-months Ended Six-months Ended Total Assets $ 286,922,672 $ 246,925,817 $ 286,922,672 $ 246,925,817 CCF Net Income for the Period $ 553,970 $ 507,670 $ 1,114,907 $ 871,964 Basic Earnings per Share for the Period $ 0.38 $ 0.35 $ 0.76 $ 0.59 Net Interest Margin 4.21 % 4.28 % 4.29 % 4.22 % Efficiency Ratio 68.54 % 65.00 % 68.44 % 66.04 % Total Loans $ 203,006,472 $ 196,632,404 Non-Performing Loans $ 858,875 $ 491,052 Loan Loss Provision $ 135,000 $ 266,250 $ 270,000 $ 652,500 Loan Loss Reserve $ 2,877,184 $ 2,345,645 Consolidated Equity $ 18,793,167 $ 16,720,911 a Adjusted to reflect the effect of a 3 fo..." |
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| 04/18/2003 |
8-K
| Financial statements and exhibits, Regulation FD Disclosure |
| 02/04/2002 |
8-K
| Other events, Financial statements and exhibits |
| 06/18/1998 |
8-K
| Changes in registrant's certifying accountant, Financial statements and exhibits |
| 03/11/1997 |
8-K
| Financial statements and exhibits |
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