The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   249,604 2,375 SH   SOLE   0 0 2,375
ABBOTT LABS COM 002824100   242,923 2,399 SH   SOLE   0 0 2,399
ABBVIE INC COM 00287Y109   285,113 1,789 SH   SOLE   0 0 1,789
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,915,309 6,701 SH   SOLE   0 0 6,701
AIR TRANSPORT SERVICES GRP I COM 00922R105   342,966 16,465 SH   SOLE   0 0 16,465
ALPHABET INC CAP STK CL C 02079K107   372,320 3,580 SH   SOLE   0 0 3,580
ALPHABET INC CAP STK CL A 02079K305   706,090 6,807 SH   SOLE   0 0 6,807
AMAZON COM INC COM 023135106   1,212,352 11,737 SH   SOLE   0 0 11,737
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   778,003 13,642 SH   SOLE   13,642 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,284,142 21,959 SH   SOLE   21,959 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   24,685,818 466,739 SH   SOLE   466,739 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   419,613 8,210 SH   SOLE   8,210 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   647,631 9,137 SH   SOLE   9,137 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   144,503,178 1,951,164 SH   SOLE   1,951,164 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   210,314 1,731 SH   SOLE   0 0 1,731
APPLE INC COM 037833100   7,795,523 47,274 SH   SOLE   0 0 47,274
AUTOZONE INC COM 053332102   737,445 300 SH   SOLE   0 0 300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,328,000 5 SH   SOLE   0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,193,193 7,103 SH   SOLE   0 0 7,103
CARDINAL HEALTH INC COM 14149Y108   226,500 3,000 SH   SOLE   0 0 3,000
CHARGE ENTERPRISES INC COM 159610104   26,400 24,000 SH   SOLE   0 0 24,000
CHEVRON CORP NEW COM 166764100   463,839 2,843 SH   SOLE   0 0 2,843
CINCINNATI FINL CORP COM 172062101   11,571,203 103,241 SH   SOLE   0 0 103,241
COMCAST CORP NEW CL A 20030N101   566,042 14,931 SH   SOLE   0 0 14,931
CVS HEALTH CORP COM 126650100   7,210,234 97,029 SH   SOLE   0 0 97,029
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   75,882,454 1,705,224 SH   SOLE   1,705,224 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   8,341,170 361,716 SH   SOLE   361,716 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   405,706,582 9,546,037 SH   SOLE   9,546,037 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   59,099,931 2,505,296 SH   SOLE   2,505,296 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   42,688,077 1,773,866 SH   SOLE   1,773,866 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   18,593,237 756,776 SH   SOLE   756,776 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   533,716 17,856 SH   SOLE   17,856 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,038,588 34,562 SH   SOLE   34,562 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILITY 25434V716   406,780 15,281 SH   SOLE   15,281 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   18,542,099 743,767 SH   SOLE   743,767 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,321,926 29,753 SH   SOLE   29,753 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   69,749,580 2,083,321 SH   SOLE   2,083,321 0 0
EMERSON ELEC CO COM 291011104   4,993,679 57,306 SH   SOLE   0 0 57,306
EXXON MOBIL CORP COM 30231G102   375,258 3,422 SH   SOLE   0 0 3,422
FIFTH THIRD BANCORP COM 316773100   468,666 17,593 SH   SOLE   0 0 17,593
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150   285,860 5,146 SH   SOLE   5,146 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   326,601 2,209 SH   SOLE   2,209 0 0
FIRST TR NASDAQ 100 TECH IND SHS CLASS A 337345102   388,267 2,975 SH   SOLE   2,975 0 0
FRANKLIN STR PPTYS CORP COM 35471R106   117,331 74,733 SH   SOLE   0 0 74,733
GENERAL ELECTRIC CO COM NEW 369604301   408,755 4,276 SH   SOLE   0 0 4,276
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   263,733 4,150 SH   SOLE   4,150 0 0
GOLD FIELDS LTD SPONSORED ADR 38059T106   159,840 12,000 SH   SOLE   0 0 12,000
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   411,136 5,062 SH   SOLE   5,062 0 0
HOME DEPOT INC COM 437076102   528,855 1,792 SH   SOLE   0 0 1,792
ILLINOIS TOOL WKS INC COM 452308109   200,603 824 SH   SOLE   0 0 824
INTEL CORP COM 458140100   309,916 9,486 SH   SOLE   0 0 9,486
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   2,290,085 29,500 SH   SOLE   29,500 0 0
INVESCO QQQ TR UNIT SER 1 46090e103   621,052 1,935 SH   SOLE   1,935 0 0
INVESTMENT MANAGERS SER TR 1 AXS SHORT INNOV 46144X628   240,480 6,000 SH   SOLE   6,000 0 0
ISHARES INC MSCI GERMANY ETF 464286806   592,452 20,817 SH   SOLE   20,817 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,008,148 20,663 SH   SOLE   20,663 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,468,447 37,214 SH   SOLE   37,214 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,337,608 18,703 SH   SOLE   18,703 0 0
ISHARES TR CORE MSCI EAFE 46432F842   118,492,369 1,772,511 SH   SOLE   1,772,511 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,309,906 9,234 SH   SOLE   9,234 0 0
ISHARES TR S&P MC 400GR ETF 464287606   624,944 8,739 SH   SOLE   8,739 0 0
ISHARES TR CORE S&P SCP ETF 464287804   608,635 6,294 SH   SOLE   6,294 0 0
ISHARES TR CORE S&P TTL STK 464287150   33,356,352 368,375 SH   SOLE   368,375 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,114,769 20,524 SH   SOLE   20,524 0 0
ISHARES TR CORE S&P500 ETF 464287200   246,080,817 598,620 SH   SOLE   598,620 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   2,745,979 42,980 SH   SOLE   42,980 0 0
ISHARES TR RUS 1000 ETF 464287622   979,751 4,350 SH   SOLE   4,350 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   347,379 2,281 SH   SOLE   2,281 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   7,154,350 29,282 SH   SOLE   29,282 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   257,735 1,881 SH   SOLE   1,881 0 0
ISHARES TR RUS MD CP GR ETF 464287481   23,006,100 252,675 SH   SOLE   252,675 0 0
ISHARES TR RUS MID CAP ETF 464287499   276,394 3,953 SH   SOLE   3,953 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   778,624 7,332 SH   SOLE   7,332 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   15,497,456 65,832 SH   SOLE   65,832 0 0
ISHARES TR NATIONAL MUN ETF 464288414   20,933,128 194,293 SH   SOLE   194,293 0 0
ISHARES TR EAFE SML CP ETF 464288273   781,258 13,128 SH   SOLE   13,128 0 0
ISHARES TR TRS FLT RT BD 46434V860   394,754 7,803 SH   SOLE   7,803 0 0
ISHARES TR MSCI USA MIN VOL 46429b697   225,349 3,098 SH   SOLE   3,098 0 0
JOHNSON & JOHNSON COM 478160104   545,751 3,521 SH   SOLE   0 0 3,521
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   908,365 40,936 SH   SOLE   0 0 40,936
JPMORGAN CHASE & CO COM 46625H100   1,446,473 11,100 SH   SOLE   0 0 11,100
KINDER MORGAN INC DEL COM 49456B101   511,887 29,234 SH   SOLE   0 0 29,234
KROGER CO COM 501044101   417,183 8,450 SH   SOLE   0 0 8,450
LOCKHEED MARTIN CORP COM 539830109   364,860 772 SH   SOLE   0 0 772
LSI INDS INC OHIO COM 50216C108   176,273 12,654 SH   SOLE   0 0 12,654
MCDONALDS CORP COM 580135101   264,815 947 SH   SOLE   0 0 947
MERCK & CO INC COM 58933Y105   572,577 5,382 SH   SOLE   0 0 5,382
META PLATFORMS INC CL A 30303M102   1,933,741 9,124 SH   SOLE   0 0 9,124
MICROSOFT CORP COM 594918104   1,628,847 5,650 SH   SOLE   0 0 5,650
NVIDIA CORPORATION COM 67066G104   442,765 1,594 SH   SOLE   0 0 1,594
PEPSICO INC COM 713448108   390,942 2,145 SH   SOLE   0 0 2,145
PFIZER INC COM 717081103   225,072 5,516 SH   SOLE   0 0 5,516
PIPER SANDLER COMPANIES COM 724078100   269,042 1,941 SH   SOLE   0 0 1,941
PNC FINL SVCS GROUP INC COM 693475105   333,383 2,623 SH   SOLE   0 0 2,623
PROCTER AND GAMBLE CO COM 742718109   41,815,048 281,223 SH   SOLE   0 0 281,223
RPM INTL INC COM 749685103   407,498 4,671 SH   SOLE   0 0 4,671
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   20,042,786 418,867 SH   SOLE   418,867 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   81,290,135 2,335,923 SH   SOLE   2,335,923 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   251,035 3,852 SH   SOLE   3,852 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,033,779 53,014 SH   SOLE   53,014 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,560,085 135,623 SH   SOLE   135,623 0 0
SMUCKER J M CO COM NEW 832696405   356,984 2,268 SH   SOLE   0 0 2,268
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,359,770 13,107 SH   SOLE   13,107 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,266,932 7,980 SH   SOLE   7,980 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,045,705 2,281 SH   SOLE   2,281 0 0
SPDR SER TR S&P DIVID ETF 78464A763   594,674 4,807 SH   SOLE   4,807 0 0
TESLA INC COM 88160R101   744,520 3,589 SH   SOLE   0 0 3,589
UNITED STS OIL FD LP UNITS 91232N207   912,421 13,733 SH   SOLE   0 0 13,733
US BANCORP DEL COM NEW 902973304   1,554,548 43,122 SH   SOLE   0 0 43,122
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   770,588 9,100 SH   SOLE   9,100 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,002,624 39,127 SH   SOLE   39,127 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,066,602 14,447 SH   SOLE   14,447 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   390,497,769 5,105,213 SH   SOLE   5,105,213 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,810,901 9,553 SH   SOLE   9,553 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,470,466 6,795 SH   SOLE   6,795 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,202,655 20,173 SH   SOLE   20,173 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,051,986 60,838 SH   SOLE   60,838 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,122,757 10,064 SH   SOLE   10,064 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,092,243 8,147 SH   SOLE   8,147 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,823,367 20,803 SH   SOLE   20,803 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   198,913,928 1,020,647 SH   SOLE   1,020,647 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   290,545,719 1,423,546 SH   SOLE   1,423,546 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   414,468 3,001 SH   SOLE   3,001 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   134,239,856 538,165 SH   SOLE   538,165 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   54,186,963 290,065 SH   SOLE   290,065 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   276,334 1,971 SH   SOLE   1,971 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,107,841 39,421 SH   SOLE   39,421 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   224,474 5,533 SH   SOLE   5,533 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   201,217 2,185 SH   SOLE   2,185 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,755,732 92,964 SH   SOLE   92,964 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,630,745 32,190 SH   SOLE   32,190 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,708,607 29,187 SH   SOLE   29,187 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   202,215 1,313 SH   SOLE   1,313 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,810,249 50,901 SH   SOLE   50,901 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   203,172,744 4,497,958 SH   SOLE   4,497,958 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   727,641 10,147 SH   SOLE   10,147 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   559,990 10,695 SH   SOLE   10,695 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   223,903 1,157 SH   SOLE   1,157 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,692,599 4,391 SH   SOLE   4,391 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   241,447 6,208 SH   SOLE   0 0 6,208
VISA INC COM CL A 92826C839   481,583 2,136 SH   SOLE   0 0 2,136
WALMART INC COM 931142103   370,100 2,510 SH   SOLE   0 0 2,510
WESBANCO INC COM 950810101   1,026,700 33,443 SH   SOLE   0 0 33,443
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,856,400 65,000 SH   SOLE   65,000 0 0
ZOVIO INC COM 98979V102   291 48,484 SH   SOLE   0 0 48,484