The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   216,421 2,059 SH   SOLE   0 0 2,059
ABBOTT LABS COM 002824100   611,712 6,041 SH   SOLE   0 0 6,041
ABBVIE INC COM 00287Y109   554,448 3,479 SH   SOLE   0 0 3,479
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   825,133 2,887 SH   SOLE   0 0 2,887
ADOBE SYSTEMS INCORPORATED COM 00724F101   969,591 2,516 SH   SOLE   0 0 2,516
AGNICO EAGLE MINES LTD COM 008474108   351,744 6,901 SH   SOLE   0 0 6,901
AIRBNB INC COM CL A 009066101   545,743 4,387 SH   SOLE   0 0 4,387
ALPHABET INC CAP STK CL A 02079K305   571,552 5,510 SH   SOLE   0 0 5,510
ALPHABET INC CAP STK CL C 02079K107   840,736 8,084 SH   SOLE   0 0 8,084
AMAZON COM INC COM 023135106   2,326,528 22,524 SH   SOLE   0 0 22,524
AMERICAN EXPRESS CO COM 025816109   516,129 3,129 SH   SOLE   0 0 3,129
AON PLC SHS CL A G0403H108   243,404 772 SH   SOLE   0 0 772
APPLE INC COM 037833100   949,757 5,760 SH   SOLE   0 0 5,760
APPLIED MATLS INC COM 038222105   311,865 2,539 SH   SOLE   0 0 2,539
ASML HOLDING N V N Y REGISTRY SHS N07059210   299,512 440 SH   SOLE   0 0 440
ASPIRA WOMENS HEALTH INC COM 04537Y109   10,214 27,907 SH   SOLE   0 0 27,907
AUGMEDIX INC COM 05105P107   24,839 14,275 SH   SOLE   0 0 14,275
AUTODESK INC COM 052769106   551,208 2,648 SH   SOLE   0 0 2,648
AZUL S A SPONSR ADR PFD 05501U106   121,550 17,000 SH   SOLE   0 0 17,000
BARRICK GOLD CORP COM 067901108   308,503 16,613 SH   SOLE   0 0 16,613
BECTON DICKINSON & CO COM 075887109   445,572 1,800 SH   SOLE   0 0 1,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   949,159 3,074 SH   SOLE   0 0 3,074
BLACKROCK RES & COMMODITIES SHS 09257A108   119,250 12,500 SH   SOLE   0 0 12,500
BLACKSTONE STRATEGIC CRED 20 COM SHS BEN IN 09257R101   159,750 15,000 SH   SOLE   0 0 15,000
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109   233,144 39,516 SH   SOLE   0 0 39,516
BRISTOL-MYERS SQUIBB CO COM 110122108   211,811 3,056 SH   SOLE   0 0 3,056
BROOKFIELD CORP CL A LTD VT SH 11271J107   303,445 9,311 SH   SOLE   0 0 9,311
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   201,721 2,030 SH   SOLE   0 0 2,030
CANADIAN PAC RY LTD COM 13645T100   241,207 3,135 SH   SOLE   0 0 3,135
CHEVRON CORP NEW COM 166764100   442,816 2,714 SH   SOLE   0 0 2,714
CION INVT CORP COM 17259U204   2,095,938 212,354 SH   SOLE   0 0 212,354
CISCO SYS INC COM 17275R102   977,595 18,701 SH   SOLE   0 0 18,701
COCA COLA CO COM 191216100   429,992 6,932 SH   SOLE   0 0 6,932
COMCAST CORP NEW CL A 20030N101   450,485 11,883 SH   SOLE   0 0 11,883
COOPER COS INC COM NEW 216648402   318,849 854 SH   SOLE   0 0 854
COPART INC COM 217204106   209,836 2,790 SH   SOLE   0 0 2,790
CORNING INC COM 219350105   243,820 6,911 SH   SOLE   0 0 6,911
CVS HEALTH CORP COM 126650100   225,085 3,029 SH   SOLE   0 0 3,029
DIAGEO PLC SPON ADR NEW 25243Q205   233,903 1,291 SH   SOLE   0 0 1,291
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   21,919,029 761,871 SH   SOLE   0 0 761,871
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,331,397 188,158 SH   SOLE   0 0 188,158
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,579,768 33,857 SH   SOLE   0 0 33,857
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   9,177,364 340,533 SH   SOLE   0 0 340,533
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   25,786,024 1,012,010 SH   SOLE   0 0 1,012,010
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   288,342 12,504 SH   SOLE   0 0 12,504
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   4,405,168 103,651 SH   SOLE   0 0 103,651
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   3,656,760 170,161 SH   SOLE   0 0 170,161
DISNEY WALT CO COM 254687106   778,324 7,773 SH   SOLE   0 0 7,773
DOMINION ENERGY INC COM 25746U109   284,191 5,083 SH   SOLE   0 0 5,083
DUKE ENERGY CORP NEW COM NEW 26441C204   219,685 2,277 SH   SOLE   0 0 2,277
EATON CORP PLC SHS G29183103   561,653 3,278 SH   SOLE   0 0 3,278
ENBRIDGE INC COM 29250N105   326,678 8,563 SH   SOLE   0 0 8,563
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   301,013 24,139 SH   SOLE   0 0 24,139
ENLINK MIDSTREAM LLC COM UNIT REP LTD 29336T100   188,616 17,400 SH   SOLE   0 0 17,400
ENTERPRISE PRODS PARTNERS L COM 293792107   219,451 8,473 SH   SOLE   0 0 8,473
ETFIS SER TR I INFRACP REIT PFD 26923G400   1,418,159 84,364 SH   SOLE   0 0 84,364
EXTRA SPACE STORAGE INC COM 30225T102   2,627,688 16,128 SH   SOLE   0 0 16,128
EXXON MOBIL CORP COM 30231G102   300,163 2,737 SH   SOLE   0 0 2,737
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,215,136 26,416 SH   SOLE   0 0 26,416
FIRSTENERGY CORP COM 337932107   264,716 6,608 SH   SOLE   0 0 6,608
FMC CORP COM NEW 302491303   313,752 2,569 SH   SOLE   0 0 2,569
FOX FACTORY HLDG CORP COM 35138V102   324,058 2,670 SH   SOLE   0 0 2,670
FREEPORT-MCMORAN INC CL B 35671D857   270,620 6,615 SH   SOLE   0 0 6,615
FS KKR CAP CORP COM 302635206   2,607,875 140,966 SH   SOLE   0 0 140,966
GARTNER INC COM 366651107   347,597 1,067 SH   SOLE   0 0 1,067
GENERAL DYNAMICS CORP COM 369550108   327,481 1,435 SH   SOLE   0 0 1,435
GENERAL ELECTRIC CO COM NEW 369604301   392,361 4,104 SH   SOLE   0 0 4,104
HALEON PLC SPON ADS 405552100   87,554 10,756 SH   SOLE   0 0 10,756
HOME DEPOT INC COM 437076102   582,120 1,972 SH   SOLE   0 0 1,972
ICON PLC SHS G4705A100   375,064 1,756 SH   SOLE   0 0 1,756
ILLUMINA INC COM 452327109   408,590 1,757 SH   SOLE   0 0 1,757
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   235,032 5,600 SH   SOLE   0 0 5,600
INVESCO QQQ TR UNIT SER 1 46090E103   803,930 2,505 SH   SOLE   0 0 2,505
ISHARES TR S&P MC 400GR ETF 464287606   355,190 4,967 SH   SOLE   0 0 4,967
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,974,385 19,630 SH   SOLE   0 0 19,630
ISHARES TR US TREAS BD ETF 46429B267   981,143 41,965 SH   SOLE   0 0 41,965
ISHARES TR 1 3 YR TREAS BD 464287457   1,507,307 18,346 SH   SOLE   0 0 18,346
ISHARES TR PFD AND INCM SEC 464288687   5,724,281 183,353 SH   SOLE   0 0 183,353
ISHARES TR IBOXX INV CP ETF 464287242   525,251 4,792 SH   SOLE   0 0 4,792
ISHARES TR 0-5 YR TIPS ETF 46429B747   777,963 7,840 SH   SOLE   0 0 7,840
ISHARES TR 7-10 YR TRSY BD 464287440   717,034 7,234 SH   SOLE   0 0 7,234
ISHARES TR IBONDS DEC23 ETF 46434VAX8   327,017 12,982 SH   SOLE   0 0 12,982
ISHARES TR CORE S&P500 ETF 464287200   533,582 1,298 SH   SOLE   0 0 1,298
ISHARES TR 20 YR TR BD ETF 464287432   1,380,151 12,975 SH   SOLE   0 0 12,975
ISHARES TR 0-5YR HI YL CP 46434V407   1,311,086 31,456 SH   SOLE   0 0 31,456
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,799,282 75,502 SH   SOLE   0 0 75,502
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   237,320 5,756 SH   SOLE   0 0 5,756
JOHNSON & JOHNSON COM 478160104   474,455 3,061 SH   SOLE   0 0 3,061
JPMORGAN CHASE & CO COM 46625H100   743,940 5,709 SH   SOLE   0 0 5,709
LINDE PLC SHS G54950103   266,580 750 SH   SOLE   0 0 750
LISTED FD TR TEUCRIUM AGRI ST 53656F144   319,412 9,197 SH   SOLE   0 0 9,197
LOCKHEED MARTIN CORP COM 539830109   216,983 459 SH   SOLE   0 0 459
LOWES COS INC COM 548661107   245,563 1,228 SH   SOLE   0 0 1,228
MARATHON PETE CORP COM 56585A102   258,469 1,917 SH   SOLE   0 0 1,917
MASTERCARD INCORPORATED CL A 57636Q104   767,522 2,112 SH   SOLE   0 0 2,112
MCDONALDS CORP COM 580135101   294,989 1,055 SH   SOLE   0 0 1,055
MEDTRONIC PLC SHS G5960L103   684,544 8,491 SH   SOLE   0 0 8,491
MERCK & CO INC COM 58933Y105   342,044 3,215 SH   SOLE   0 0 3,215
MICROSOFT CORP COM 594918104   1,830,419 6,349 SH   SOLE   0 0 6,349
MONOLITHIC PWR SYS INC COM 609839105   211,228 422 SH   SOLE   0 0 422
MPLX LP COM UNIT REP LTD 55336V100   268,986 7,808 SH   SOLE   0 0 7,808
NCINO INC COM 63947X101   3,713,060 149,841 SH   SOLE   0 0 149,841
NETFLIX INC COM 64110L106   1,010,874 2,926 SH   SOLE   0 0 2,926
NIKE INC CL B 654106103   534,833 4,361 SH   SOLE   0 0 4,361
NORTHROP GRUMMAN CORP COM 666807102   1,910,597 4,138 SH   SOLE   0 0 4,138
NOVO-NORDISK A S ADR 670100205   662,977 4,166 SH   SOLE   0 0 4,166
OMNICOM GROUP INC COM 681919106   214,812 2,277 SH   SOLE   0 0 2,277
ORACLE CORP COM 68389X105   434,959 4,681 SH   SOLE   0 0 4,681
PAYPAL HLDGS INC COM 70450Y103   334,744 4,408 SH   SOLE   0 0 4,408
PEPSICO INC COM 713448108   329,781 1,809 SH   SOLE   0 0 1,809
PFIZER INC COM 717081103   278,421 6,824 SH   SOLE   0 0 6,824
PG&E CORP COM 69331C108   286,694 17,730 SH   SOLE   0 0 17,730
PHILIP MORRIS INTL INC COM 718172109   436,458 4,488 SH   SOLE   0 0 4,488
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   4,476,573 137,234 SH   SOLE   0 0 137,234
POOL CORP COM 73278L105   255,803 747 SH   SOLE   0 0 747
PROCTER AND GAMBLE CO COM 742718109   448,895 3,019 SH   SOLE   0 0 3,019
PROG HOLDINGS INC COM NPV 74319R101   4,357,043 183,146 SH   SOLE   0 0 183,146
QUALCOMM INC COM 747525103   295,730 2,318 SH   SOLE   0 0 2,318
QUALTRICS INTL INC COM CL A 747601201   320,851 17,995 SH   SOLE   0 0 17,995
QURATE RETAIL INC COM SER A 74915M100   14,651 14,832 SH   SOLE   0 0 14,832
RAYTHEON TECHNOLOGIES CORP COM 75513E101   898,997 9,180 SH   SOLE   0 0 9,180
RYAN SPECIALTY HOLDINGS INC CL A 78351F107   228,362 5,675 SH   SOLE   0 0 5,675
SALESFORCE INC COM 79466L302   888,022 4,445 SH   SOLE   0 0 4,445
SAP SE SPON ADR 803054204   307,643 2,431 SH   SOLE   0 0 2,431
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   413,563 11,884 SH   SOLE   0 0 11,884
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   538,041 11,244 SH   SOLE   0 0 11,244
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   404,146 8,014 SH   SOLE   0 0 8,014
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   800,480 17,064 SH   SOLE   0 0 17,064
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   498,243 10,212 SH   SOLE   0 0 10,212
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   646,215 20,100 SH   SOLE   0 0 20,100
SERVICENOW INC COM 81762P102   786,306 1,692 SH   SOLE   0 0 1,692
SONY GROUP CORPORATION SPONSORED ADR 835699307   255,996 2,824 SH   SOLE   0 0 2,824
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   827,578 25,765 SH   SOLE   0 0 25,765
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   419,464 12,290 SH   SOLE   0 0 12,290
SPDR S&P 500 ETF TR TR UNIT 78462F103   784,391 1,916 SH   SOLE   0 0 1,916
SPDR SER TR PORTFLI HIGH YLD 78468R606   207,486 9,029 SH   SOLE   0 0 9,029
SPDR SER TR S&P 600 SMCP VAL 78464A300   293,568 3,854 SH   SOLE   0 0 3,854
SPDR SER TR PORTFOLIO SH TSR 78468R101   244,714 8,372 SH   SOLE   0 0 8,372
SPDR SER TR S&P 600 SMCP GRW 78464A201   293,547 3,980 SH   SOLE   0 0 3,980
SPDR SER TR PORTFOLIO LN TSR 78464A664   231,044 7,482 SH   SOLE   0 0 7,482
SPDR SER TR PORT MTG BK ETF 78464A383   1,064,573 47,997 SH   SOLE   0 0 47,997
SPDR SER TR S&P 400 MDCP VAL 78464A839   367,543 5,562 SH   SOLE   0 0 5,562
SPDR SER TR PRTFLO S&P500 GW 78464A409   543,580 9,819 SH   SOLE   0 0 9,819
SPDR SER TR PORTFOLIO SHORT 78464A474   1,050,028 35,438 SH   SOLE   0 0 35,438
SPDR SER TR PRTFLO S&P500 VL 78464A508   574,811 14,116 SH   SOLE   0 0 14,116
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   266,829 2,906 SH   SOLE   0 0 2,906
SPDR SER TR S&P 400 MDCP GRW 78464A821   373,409 5,456 SH   SOLE   0 0 5,456
SPDR SER TR BLOOMBERG HIGH Y 78468R622   3,591,763 38,696 SH   SOLE   0 0 38,696
STARBUCKS CORP COM 855244109   237,625 2,282 SH   SOLE   0 0 2,282
STREAMLINE HEALTH SOLUTIONS COM 86323X106   24,354 13,530 SH   SOLE   0 0 13,530
TARGA RES CORP COM 87612G101   260,796 3,575 SH   SOLE   0 0 3,575
TECHNIPFMC PLC COM G87110105   198,730 14,559 SH   SOLE   0 0 14,559
TESLA INC COM 88160R101   1,744,345 8,408 SH   SOLE   0 0 8,408
THE CIGNA GROUP COM 125523100   304,592 1,192 SH   SOLE   0 0 1,192
THERMO FISHER SCIENTIFIC INC COM 883556102   446,687 775 SH   SOLE   0 0 775
UNILEVER PLC SPON ADR NEW 904767704   378,622 7,291 SH   SOLE   0 0 7,291
UNION PAC CORP COM 907818108   218,971 1,088 SH   SOLE   0 0 1,088
UNITEDHEALTH GROUP INC COM 91324P102   1,320,889 2,795 SH   SOLE   0 0 2,795
US BANCORP DEL COM NEW 902973304   387,826 10,758 SH   SOLE   0 0 10,758
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   314,634 4,000 SH   SOLE   0 0 4,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   6,960,249 94,274 SH   SOLE   0 0 94,274
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   866,024 10,429 SH   SOLE   0 0 10,429
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   277,046 737 SH   SOLE   0 0 737
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   348,582 2,600 SH   SOLE   0 0 2,600
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,131,714 5,545 SH   SOLE   0 0 5,545
VANGUARD INDEX FDS GROWTH ETF 922908736   556,255 2,230 SH   SOLE   0 0 2,230
VANGUARD INDEX FDS LARGE CAP ETF 922908637   248,663 1,331 SH   SOLE   0 0 1,331
VANGUARD INDEX FDS SM CP VAL ETF 922908611   219,509 1,383 SH   SOLE   0 0 1,383
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   211,938 5,246 SH   SOLE   0 0 5,246
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   540,992 8,876 SH   SOLE   0 0 8,876
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,921,037 61,084 SH   SOLE   0 0 61,084
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,517,600 41,988 SH   SOLE   0 0 41,988
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   451,077 5,623 SH   SOLE   0 0 5,623
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   506,539 3,289 SH   SOLE   0 0 3,289
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   425,703 9,424 SH   SOLE   0 0 9,424
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   241,083 1,011 SH   SOLE   0 0 1,011
VANGUARD WORLD FDS UTILITIES ETF 92204A876   236,770 1,605 SH   SOLE   0 0 1,605
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   254,866 1,317 SH   SOLE   0 0 1,317
VERIZON COMMUNICATIONS INC COM 92343V104   586,695 15,086 SH   SOLE   0 0 15,086
VISA INC COM CL A 92826C839   960,009 4,258 SH   SOLE   0 0 4,258
WALMART INC COM 931142103   378,209 2,565 SH   SOLE   0 0 2,565
WELLS FARGO CO NEW COM 949746101   382,136 10,223 SH   SOLE   0 0 10,223
WEST PHARMACEUTICAL SVSC INC COM 955306105   370,376 1,069 SH   SOLE   0 0 1,069
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103   262,065 9,938 SH   SOLE   0 0 9,938
WHEATON PRECIOUS METALS CORP COM 962879102   222,596 4,622 SH   SOLE   0 0 4,622
WILLIAMS COS INC COM 969457100   260,618 8,728 SH   SOLE   0 0 8,728
WISDOMTREE TR US QTLY DIV GRT 97717X669   239,760 3,846 SH   SOLE   0 0 3,846
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,531,928 30,474 SH   SOLE   0 0 30,474
WORLD GOLD TR SPDR GLD MINIS 98149E204   813,723 20,806 SH   SOLE   0 0 20,806
ZOETIS INC CL A 98978V103   341,368 2,051 SH   SOLE   0 0 2,051