The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   1,480,267 76,897 SH   SOLE 0 76,825 0 72
AT&T Inc Com 00206R102   38,654 2,008 SH   DFND 0 2,008 0 0
Abbott Laboratories Com 002824100   7,761,579 76,650 SH   SOLE 0 72,164 0 4,486
Abbott Laboratories Com 002824100   104,399 1,031 SH   DFND 0 1,031 0 0
AbbVie Inc Com 00287Y109   6,731,151 42,236 SH   SOLE 0 42,045 0 191
AbbVie Inc Com 00287Y109   186,941 1,173 SH   DFND 0 1,173 0 0
Aberdeen Std Gold ETF Com 00326A104   480,525 25,465 SH   SOLE 0 25,465 0 0
Contra Adamas Pharmace Com 005CVR022   13,000 26,000 SH   SOLE 0 26,000 0 0
Adobe Systems Inc Com 00724F101   763,418 1,981 SH   SOLE 0 1,981 0 0
Advanced Micro Devices Inc Com 007903107   3,925,104 40,048 SH   SOLE 0 39,982 0 66
Advanced Micro Devices Inc Com 007903107   7,351 75 SH   DFND 0 75 0 0
Agilent Technologies Inc Com 00846U101   249,289 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106   2,953,093 10,282 SH   SOLE 0 10,264 0 18
Air Products & Chemicals Inc Com 009158106   2,872 10 SH   DFND 0 10 0 0
Contra Albireo Pharma CVR Rights Com 013CVR022   14,200 14,200 SH   SOLE 0 14,200 0 0
Allstate Corp Com 020002101   701,206 6,328 SH   SOLE 0 6,328 0 0
Alphabet Inc-C Com 02079K107   3,271,320 31,455 SH   SOLE 0 31,455 0 0
Alphabet Inc-C Com 02079K107   124,800 1,200 SH   DFND 0 1,200 0 0
Alphabet Inc-A Com 02079K305   6,384,167 61,546 SH   SOLE 0 61,546 0 0
Alphabet Inc-A Com 02079K305   165,968 1,600 SH   DFND 0 1,600 0 0
Amazon.com Inc Com 023135106   5,856,336 56,698 SH   SOLE 0 56,098 0 600
Amazon.com Inc Com 023135106   41,316 400 SH   DFND 0 400 0 0
American Electric Power Co Inc Com 025537101   946,114 10,398 SH   SOLE 0 10,398 0 0
American Express Co Com 025816109   1,563,231 9,477 SH   SOLE 0 9,477 0 0
American Express Co Com 025816109   45,361 275 SH   DFND 0 275 0 0
American Tower Corp Com 03027X100   273,407 1,338 SH   SOLE 0 1,338 0 0
American Water Works Co Inc Com 030420103   2,493,260 17,020 SH   SOLE 0 16,985 0 35
American Water Works Co Inc Com 030420103   2,637 18 SH   DFND 0 18 0 0
Amgen Inc Com 031162100   5,001,082 20,687 SH   SOLE 0 12,981 0 7,706
Amgen Inc Com 031162100   69,382 287 SH   DFND 0 287 0 0
Analog Devices Inc Com 032654105   3,348,401 16,978 SH   SOLE 0 16,945 0 33
Analog Devices Inc Com 032654105   42,205 214 SH   DFND 0 214 0 0
Apple Inc Com 037833100   32,277,526 195,740 SH   SOLE 0 193,778 0 1,962
Apple Inc Com 037833100   213,875 1,297 SH   DFND 0 1,297 0 0
ADR AstraZeneca PLC- II Sp Com 046353108   402,994 5,806 SH   SOLE 0 5,806 0 0
Automatic Data Processing Inc Com 053015103   1,866,085 8,382 SH   SOLE 0 8,287 0 95
AutoZone Inc Com 053332102   233,524 95 SH   SOLE 0 95 0 0
Baxter International Inc Com 071813109   1,346,795 33,205 SH   SOLE 0 33,205 0 0
Baxter International Inc Com 071813109   27,378 675 SH   DFND 0 675 0 0
Berkshire Hathaway Inc-A Com 084670108   931,200 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702   1,228,596 3,979 SH   SOLE 0 3,979 0 0
Berkshire Hathaway Inc-B Com 084670702   11,116 36 SH   DFND 0 36 0 0
Biogen Inc Com 09062X103   519,916 1,870 SH   SOLE 0 1,870 0 0
Blackrock Inc Com 09247X101   776,848 1,161 SH   SOLE 0 1,160 0 1
Blackstone Inc Com 09260D107   411,794 4,688 SH   SOLE 0 4,688 0 0
Boeing Co/The Com 097023105   2,029,769 9,555 SH   SOLE 0 6,075 0 3,480
Boeing Co/The Com 097023105   27,828 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108   2,344,549 33,827 SH   SOLE 0 33,207 0 620
Bristol Myers Squibb Com 110122108   27,724 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101   410,586 640 SH   SOLE 0 640 0 0
Cigna Corp Com 125523100   293,093 1,147 SH   SOLE 0 1,147 0 0
Cigna Corp Com 125523100   1,022 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105   1,753,749 9,157 SH   SOLE 0 9,157 0 0
CME Group Inc Com 12572Q105   1,341 7 SH   DFND 0 7 0 0
CSX Corp Com 126408103   520,746 17,393 SH   SOLE 0 17,393 0 0
CVS Health Corp Com 126650100   2,355,404 31,697 SH   SOLE 0 24,611 0 7,086
CVS Health Corp Com 126650100   36,189 487 SH   DFND 0 487 0 0
Coterra Energy Inc Com 127097103   238,332 9,712 SH   SOLE 0 401 0 9,311
Canadian National Railway Co Com 136375102   215,177 1,824 SH   SOLE 0 1,824 0 0
Carrier Global Corp Com 14448C104   720,014 15,738 SH   SOLE 0 15,738 0 0
Carrier Global Corp Com 14448C104   14,869 325 SH   DFND 0 325 0 0
Caterpillar Inc Com 149123101   2,579,027 11,270 SH   SOLE 0 3,870 0 7,400
Chevron Corp Com 166764100   9,225,393 56,542 SH   SOLE 0 56,279 0 263
Chevron Corp Com 166764100   211,782 1,298 SH   DFND 0 1,048 0 250
Cincinnati Financial Corp Com 172062101   861,447 7,686 SH   SOLE 0 7,686 0 0
Cisco Systems Inc Com 17275R102   4,472,231 85,552 SH   SOLE 0 80,947 0 4,605
Cisco Systems Inc Com 17275R102   72,349 1,384 SH   DFND 0 1,384 0 0
Citigroup Inc Com 172967424   289,218 6,168 SH   SOLE 0 6,149 0 19
Coca-Cola Co/The Com 191216100   5,350,522 86,257 SH   SOLE 0 83,257 0 3,000
Coca-Cola Co/The Com 191216100   128,588 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102   1,571,324 25,789 SH   SOLE 0 25,789 0 0
Cognizant Tech Solutions Corp-A Com 192446102   48,744 800 SH   DFND 0 800 0 0
Colgate-Palmolive Company Com 194162103   1,221,714 16,257 SH   SOLE 0 4,677 0 11,580
Comcast Corp-A Com 20030N101   1,040,137 27,437 SH   SOLE 0 27,385 0 52
Comcast Corp-A Com 20030N101   39,464 1,041 SH   DFND 0 1,041 0 0
ConocoPhillips Inc Com 20825C104   847,749 8,545 SH   SOLE 0 8,545 0 0
Costco Wholesale Corp Com 22160K105   2,593,661 5,220 SH   SOLE 0 5,220 0 0
Costco Wholesale Corp Com 22160K105   49,687 100 SH   DFND 0 100 0 0
Crown Castle Inc Com 22822V101   718,587 5,369 SH   SOLE 0 5,369 0 0
Cummins Inc Com 231021106   320,099 1,340 SH   SOLE 0 1,340 0 0
DTE Energy Co Com 233331107   252,599 2,306 SH   SOLE 0 2,306 0 0
Danaher Corp Com 235851102   8,999,340 35,706 SH   SOLE 0 35,706 0 0
Danaher Corp Com 235851102   155,761 618 SH   DFND 0 618 0 0
Darden Restaurants Inc Com 237194105   359,506 2,317 SH   SOLE 0 2,317 0 0
DarioHealth Corp Com 23725P209   65,920 16,000 SH   SOLE 0 16,000 0 0
Deere & Co Com 244199105   9,185,341 22,247 SH   SOLE 0 12,047 0 10,200
Dentsply Sirona Inc Com 24906P109   367,347 9,352 SH   SOLE 0 9,352 0 0
Dentsply Sirona Inc Com 24906P109   15,712 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103   1,350,779 13,740 SH   SOLE 0 13,715 0 25
Digital Realty Trust Inc Com 253868103   34,802 354 SH   DFND 0 354 0 0
Disney Walt Co Com 254687106   4,865,016 48,587 SH   SOLE 0 48,587 0 0
Disney Walt Co Com 254687106   20,026 200 SH   DFND 0 200 0 0
Dominion Resources Inc/VA Com 25746U109   1,760,662 31,491 SH   SOLE 0 31,454 0 37
Dominion Resources Inc/VA Com 25746U109   105,167 1,881 SH   DFND 0 1,881 0 0
Dover Corp Com 260003108   520,395 3,425 SH   SOLE 0 3,425 0 0
Duke Energy Corp Com 26441C204   2,366,023 24,526 SH   SOLE 0 24,492 0 34
Duke Energy Corp Com 26441C204   38,781 402 SH   DFND 0 402 0 0
DuPont de Nemours Inc Com 26614N102   922,819 12,858 SH   SOLE 0 12,858 0 0
DuPont de Nemours Inc Com 26614N102   15,861 221 SH   DFND 0 221 0 0
EOG Resources Inc Com 26875P101   1,106,065 9,649 SH   SOLE 0 9,649 0 0
EOG Resources Inc Com 26875P101   37,828 330 SH   DFND 0 330 0 0
Emerson Electric Company Com 291011104   1,231,288 14,130 SH   SOLE 0 6,930 0 7,200
Enbridge Inc Com 29250N105   713,138 18,693 SH   SOLE 0 17,849 0 844
Enbridge Inc Com 29250N105   3,815 100 SH   DFND 0 100 0 0
Entergy Corp Com 29364G103   1,059,192 9,831 SH   SOLE 0 9,806 0 25
Entergy Corp Com 29364G103   37,924 352 SH   DFND 0 352 0 0
EPAM Systems Inc Com 29414B104   807,300 2,700 SH   SOLE 0 2,700 0 0
Exelon Corp Com 30161N101   1,488,226 35,527 SH   SOLE 0 34,953 0 574
Exelon Corp Com 30161N101   37,952 906 SH   DFND 0 906 0 0
Exxon Mobil Corp Com 30231G102   5,541,778 50,536 SH   SOLE 0 44,202 0 6,334
Exxon Mobil Corp Com 30231G102   77,420 706 SH   DFND 0 406 0 300
Meta Platforms Inc Com 30303M102   679,268 3,205 SH   SOLE 0 3,205 0 0
Federated Ultra Short Term Bond-I Com 31428Q747   9,123,973 1,011,527 SH   SOLE 0 1,011,527 0 0
Federated Ultra Short Term Bond-I Com 31428Q747   162,791 18,048 SH   DFND 0 9,863 0 8,185
Fifth Third Bancorp Com 316773100   1,353,978 50,825 SH   SOLE 0 34,025 0 16,800
First Solar Inc Com 336433107   370,403 1,703 SH   SOLE 0 1,303 0 400
Fiserv Inc Com 337738108   228,660 2,023 SH   SOLE 0 2,023 0 0
Fortive Corp Com 34959J108   724,852 10,633 SH   SOLE 0 10,633 0 0
Fortive Corp Com 34959J108   20,451 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105   386,370 2,650 SH   SOLE 0 0 0 2,650
Franklin Electric Co Inc Com 353514102   479,910 5,100 SH   SOLE 0 0 0 5,100
Freeport-McMoRan Copper & Gold Inc Com 35671D857   444,937 10,876 SH   SOLE 0 10,876 0 0
Galecto Inc Com 36322Q107   23,880 12,000 SH   SOLE 0 12,000 0 0
Arthur J Gallagher & Co Com 363576109   3,555,879 18,587 SH   SOLE 0 18,540 0 47
Arthur J Gallagher & Co Com 363576109   4,783 25 SH   DFND 0 25 0 0
General Dynamics Corp Com 369550108   1,823,170 7,989 SH   SOLE 0 7,989 0 0
General Dynamics Corp Com 369550108   61,845 271 SH   DFND 0 271 0 0
General Mills Inc Com 370334104   2,000,362 23,407 SH   SOLE 0 23,352 0 55
General Mills Inc Com 370334104   63,240 740 SH   DFND 0 740 0 0
Gilead Sciences Inc Com 375558103   1,329,677 16,026 SH   SOLE 0 16,026 0 0
Goldman Sachs Group Inc Com 38141G104   606,789 1,855 SH   SOLE 0 1,855 0 0
Great Elm Group Inc Com 39037G109   34,050 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101   868,826 3,295 SH   SOLE 0 3,295 0 0
HCA Healthcare Inc Com 40412C101   3,428 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108   806,480 3,170 SH   SOLE 0 3,170 0 0
Home Depot Inc Com 437076102   4,156,175 14,083 SH   SOLE 0 11,133 0 2,950
Honeywell International Inc Com 438516106   2,657,906 13,907 SH   SOLE 0 13,907 0 0
Honeywell International Inc Com 438516106   1,147 6 SH   DFND 0 6 0 0
Howmet Aerospace Inc Com 443201108   216,172 5,102 SH   SOLE 0 370 0 4,732
Huntington Bancshares Inc Com 446150104   117,611 10,501 SH   SOLE 0 10,501 0 0
Illinois Tool Works Inc Com 452308109   478,136 1,964 SH   SOLE 0 1,964 0 0
Intel Corp Com 458140100   3,589,094 109,859 SH   SOLE 0 109,309 0 550
Intel Corp Com 458140100   62,890 1,925 SH   DFND 0 1,925 0 0
IntercontinentalExchange Group Inc Com 45866F104   2,523,922 24,201 SH   SOLE 0 24,201 0 0
IntercontinentalExchange Group Inc Com 45866F104   39,109 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101   1,139,696 8,694 SH   SOLE 0 8,540 0 154
Intl Business Machines Corp Com 459200101   37,230 284 SH   DFND 0 284 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103   1,929,110 6,011 SH   SOLE 0 6,011 0 0
Invesco S&P 500 Equal Weight ETF Com 46137V357   1,262,388 8,729 SH   SOLE 0 8,729 0 0
iShares S&P 500 Index ETF Com 464287200   1,438,780 3,500 SH   SOLE 0 3,500 0 0
iShares Core US Aggregate Bond ETF Com 464287226   370,063 3,714 SH   SOLE 0 3,714 0 0
iShares S&P Midcap 400 Index ETF Com 464287507   898,074 3,590 SH   SOLE 0 3,590 0 0
iShares Core S&P Small-Cap ETF Com 464287804   3,409,449 35,258 SH   SOLE 0 35,258 0 0
JP Morgan Chase & Co Com 46625H100   9,382,841 72,004 SH   SOLE 0 71,974 0 30
JP Morgan Chase & Co Com 46625H100   79,359 609 SH   DFND 0 609 0 0
Johnson & Johnson Com 478160104   4,708,435 30,377 SH   SOLE 0 29,439 0 938
KLA Corp Com 482480100   344,484 863 SH   SOLE 0 863 0 0
KLA Corp Com 482480100   39,119 98 SH   DFND 0 98 0 0
KeyCorp Com 493267108   456,955 36,498 SH   SOLE 0 36,498 0 0
Kimberly-Clark Corp Com 494368103   1,818,815 13,551 SH   SOLE 0 13,527 0 24
Kimberly-Clark Corp Com 494368103   32,750 244 SH   DFND 0 244 0 0
Lam Research Corp Com 512807108   1,221,927 2,305 SH   SOLE 0 2,305 0 0
Lilly Eli & Co Com 532457108   8,776,442 25,556 SH   SOLE 0 25,046 0 510
Lilly Eli & Co Com 532457108   44,301 129 SH   DFND 0 129 0 0
Lineage Cell Therapeutics Inc Com 53566P109   37,500 25,000 SH   SOLE 0 25,000 0 0
Lockheed Martin Corp Com 539830109   3,808,786 8,057 SH   SOLE 0 8,048 0 9
Lockheed Martin Corp Com 539830109   2,364 5 SH   DFND 0 5 0 0
Loomis Sayles Strategic Income Y Com 543487250   5,857,183 495,532 SH   SOLE 0 493,530 0 2,001
Loomis Sayles Strategic Income Y Com 543487250   997,964 84,430 SH   DFND 0 84,430 0 0
Lowe's Companies Inc Com 548661107   6,214,268 31,076 SH   SOLE 0 31,076 0 0
Lowe's Companies Inc Com 548661107   103,185 516 SH   DFND 0 516 0 0
Marathon Petroleum Corp Com 56585A102   383,726 2,846 SH   SOLE 0 2,846 0 0
Marsh & McLennan Co Inc Com 571748102   488,658 2,934 SH   SOLE 0 2,934 0 0
MasterCard Inc-A Com 57636Q104   1,770,534 4,872 SH   SOLE 0 4,872 0 0
McDonalds Corp Com 580135101   7,781,826 27,831 SH   SOLE 0 27,831 0 0
McDonalds Corp Com 580135101   58,438 209 SH   DFND 0 209 0 0
McKesson Corp Com 58155Q103   3,860,294 10,842 SH   SOLE 0 10,842 0 0
McKesson Corp Com 58155Q103   80,111 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105   6,427,020 60,410 SH   SOLE 0 60,365 0 45
Merck & Co Inc Com 58933Y105   41,279 388 SH   DFND 0 388 0 0
Metlife Inc Com 59156R108   1,627,303 28,086 SH   SOLE 0 28,059 0 27
Metlife Inc Com 59156R108   35,343 610 SH   DFND 0 610 0 0
Microsoft Corp Com 594918104   35,722,676 123,908 SH   SOLE 0 123,310 0 598
Microsoft Corp Com 594918104   417,747 1,449 SH   DFND 0 1,449 0 0
Microchip Technology Inc Com 595017104   6,421,821 76,651 SH   SOLE 0 76,651 0 0
Microchip Technology Inc Com 595017104   154,155 1,840 SH   DFND 0 1,840 0 0
Mondelez International Inc Com 609207105   841,451 12,069 SH   SOLE 0 12,069 0 0
Federated Hermes Instl Prime Value Obligation Com 60934N575   56,589 56,601 SH   SOLE 0 56,601 0 0
Moody's Corp Com 615369105   2,065,635 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448   489,046 5,570 SH   SOLE 0 5,570 0 0
ADR Nestle SA- I Sp Com 641069406   207,413 1,700 SH   SOLE 0 1,700 0 0
Netflix Inc Com 64110L106   579,715 1,678 SH   SOLE 0 1,678 0 0
NextEra Energy Inc Com 65339F101   5,987,729 77,682 SH   SOLE 0 76,374 0 1,308
NextEra Energy Inc Com 65339F101   41,084 533 SH   DFND 0 533 0 0
Nike Inc-B Com 654106103   5,856,305 47,752 SH   SOLE 0 47,752 0 0
Nike Inc-B Com 654106103   102,282 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108   6,778,488 31,974 SH   SOLE 0 31,952 0 22
Norfolk Southern Corp Com 655844108   71,444 337 SH   DFND 0 337 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467   30,062,276 2,997,236 SH   SOLE 0 2,982,813 0 14,422
Northern Ultra-Short Fixed Income Fund Com 665162467   3,566,297 355,563 SH   DFND 0 346,254 0 9,309
Northern Trust Corp Com 665859104   202,699 2,300 SH   SOLE 0 2,300 0 0
Northrop Grumman Corp Com 666807102   394,771 855 SH   SOLE 0 855 0 0
ADR Novartis AG- II Sp Com 66987V109   1,956,472 21,266 SH   SOLE 0 17,273 0 3,993
ADR Novartis AG- II Sp Com 66987V109   32,200 350 SH   DFND 0 350 0 0
Nvidia Corp Com 67066G104   3,500,458 12,602 SH   SOLE 0 12,602 0 0
Ocuphire Pharma Inc Com 67577R102   97,500 26,000 SH   SOLE 0 26,000 0 0
Oracle Corporation Com 68389X105   9,411,960 101,291 SH   SOLE 0 101,291 0 0
Oracle Corporation Com 68389X105   81,584 878 SH   DFND 0 878 0 0
Otis Worldwide Corp Com 68902V107   981,488 11,629 SH   SOLE 0 11,617 0 12
Otis Worldwide Corp Com 68902V107   13,673 162 SH   DFND 0 162 0 0
PIMCO Total Return Institutional Fund Com 693390700   1,060,731 122,912 SH   SOLE 0 122,912 0 0
Palo Alto Networks Inc Com 697435105   5,585,529 27,964 SH   SOLE 0 27,964 0 0
Parnassus Fixed-Income Fund Com 701769200   1,883,635 128,400 SH   SOLE 0 128,400 0 0
Parnassus Fixed-Income Fund Com 701769200   215,430 14,685 SH   DFND 0 14,685 0 0
PepsiCo Inc Com 713448108   8,831,341 48,444 SH   SOLE 0 48,418 0 26
PepsiCo Inc Com 713448108   80,394 441 SH   DFND 0 441 0 0
Pfizer Inc Com 717081103   4,590,734 112,518 SH   SOLE 0 99,819 0 12,699
Pfizer Inc Com 717081103   38,597 946 SH   DFND 0 946 0 0
Philip Morris International Com 718172109   280,080 2,880 SH   SOLE 0 2,880 0 0
Phillips 66 Com 718546104   575,838 5,680 SH   SOLE 0 5,680 0 0
Polaris Inc Com 731068102   315,406 2,851 SH   SOLE 0 2,851 0 0
T Rowe Price Group Inc Com 74144T108   263,960 2,338 SH   SOLE 0 2,338 0 0
T Rowe Price High Yield-Inv Com 741481105   2,812,916 496,105 SH   SOLE 0 496,105 0 0
Procter & Gamble Co Com 742718109   10,855,708 73,009 SH   SOLE 0 70,478 0 2,531
Procter & Gamble Co Com 742718109   157,909 1,062 SH   DFND 0 1,062 0 0
Qualcomm Inc Com 747525103   5,933,491 46,508 SH   SOLE 0 45,725 0 783
Qualcomm Inc Com 747525103   88,541 694 SH   DFND 0 694 0 0
Raymond James Financial Inc Com 754730109   788,598 8,455 SH   SOLE 0 8,455 0 0
Rayonier Inc Com 754907103   296,446 8,913 SH   SOLE 0 8,913 0 0
Rayonier Inc Com 754907103   23,847 717 SH   DFND 0 717 0 0
Realty Income Corp Com 756109104   283,737 4,481 SH   SOLE 0 4,481 0 0
T Rowe Price Real Estate Fund Com 779919109   254,672 20,773 SH   SOLE 0 20,773 0 0
SPDR Gold Shares ETF Com 78463V107   652,446 3,561 SH   SOLE 0 3,561 0 0
Salesforce Inc Com 79466L302   2,525,619 12,642 SH   SOLE 0 12,642 0 0
Salesforce Inc Com 79466L302   45,949 230 SH   DFND 0 230 0 0
Schlumberger Ltd Com 806857108   2,262,700 46,084 SH   SOLE 0 27,642 0 18,442
Schlumberger Ltd Com 806857108   37,856 771 SH   DFND 0 771 0 0
Seelos Therapeutics Inc Com 81577F109   38,016 55,000 SH   SOLE 0 55,000 0 0
Smith (AO) Corp Com 831865209   1,460,448 21,120 SH   SOLE 0 21,120 0 0
Southern Co/The Com 842587107   516,214 7,419 SH   SOLE 0 7,419 0 0
Starbucks Corp Com 855244109   2,373,123 22,790 SH   SOLE 0 22,790 0 0
Starbucks Corp Com 855244109   44,047 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101   387,954 1,359 SH   SOLE 0 1,359 0 0
Sysco Corp Com 871829107   330,313 4,277 SH   SOLE 0 4,277 0 0
Sysco Corp Com 871829107   38,615 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109   725,535 9,259 SH   SOLE 0 9,259 0 0
Target Corp Com 87612E106   1,253,488 7,568 SH   SOLE 0 7,568 0 0
Tesla Inc Com 88160R101   663,665 3,199 SH   SOLE 0 3,199 0 0
Texas Instruments Inc Com 882508104   703,862 3,784 SH   SOLE 0 3,784 0 0
Thermo Fisher Scientific Inc Com 883556102   470,894 817 SH   SOLE 0 817 0 0
3M Company Com 88579Y101   1,126,149 10,714 SH   SOLE 0 10,714 0 0
Travelers Cos Inc/The Com 89417E109   624,275 3,642 SH   SOLE 0 3,642 0 0
Trevi Therapeutics Inc Com 89532M101   153,550 83,000 SH   SOLE 0 83,000 0 0
Truist Financial Corp Com 89832Q109   1,281,171 37,571 SH   SOLE 0 37,513 0 58
Truist Financial Corp Com 89832Q109   35,464 1,040 SH   DFND 0 1,040 0 0
US Bancorp Com 902973304   333,643 9,255 SH   SOLE 0 9,255 0 0
US Bancorp Com 902973304   35,509 985 SH   DFND 0 985 0 0
Union Pacific Corp Com 907818108   2,905,591 14,437 SH   SOLE 0 5,037 0 9,400
United Parcel Service-B Com 911312106   2,651,843 13,670 SH   SOLE 0 13,645 0 25
United Parcel Service-B Com 911312106   35,306 182 SH   DFND 0 182 0 0
UnitedHealth Group Inc Com 91324P102   1,454,159 3,077 SH   SOLE 0 3,077 0 0
Vanguard Wellesley Income-Adm Com 921938205   364,301 6,120 SH   SOLE 0 6,120 0 0
Vanguard High-Yield Corp-Adm Com 922031760   225,256 42,988 SH   SOLE 0 42,988 0 0
Vanguard Short-Term Federal-Adm Com 922031844   43,284,618 4,285,606 SH   SOLE 0 4,264,887 0 20,719
Vanguard Short-Term Federal-Adm Com 922031844   2,909,546 288,074 SH   DFND 0 283,234 0 4,840
Vanguard S/T Corp Bond ETF Com 92206C409   248,510 3,260 SH   SOLE 0 3,260 0 0
Ventas Inc Com 92276F100   209,814 4,840 SH   SOLE 0 4,840 0 0
Vanguard S&P 500 ETF Com 922908363   872,858 2,321 SH   SOLE 0 2,321 0 0
Vanguard S&P 500 ETF Com 922908363   81,983 218 SH   DFND 0 218 0 0
Verizon Communications Inc Com 92343V104   2,595,985 66,752 SH   SOLE 0 65,175 0 1,577
Verizon Communications Inc Com 92343V104   104,964 2,699 SH   DFND 0 2,699 0 0
Viracta Therapeutics Inc Com 92765F108   44,520 28,000 SH   SOLE 0 28,000 0 0
Visa Inc-A Com 92826C839   1,691,401 7,502 SH   SOLE 0 7,502 0 0
WEC Energy Group Inc Com 92939U106   518,691 5,472 SH   SOLE 0 5,472 0 0
Walmart Inc Com 931142103   1,200,390 8,141 SH   SOLE 0 8,141 0 0
Walgreens Boots Alliance Inc Com 931427108   266,162 7,697 SH   SOLE 0 7,697 0 0
Waste Management Inc Com 94106L109   2,468,925 15,131 SH   SOLE 0 15,094 0 37
Waste Management Inc Com 94106L109   36,387 223 SH   DFND 0 223 0 0
Wells Fargo & Co Com 949746101   966,497 25,856 SH   SOLE 0 25,856 0 0
Wells Fargo & Co Com 949746101   45,118 1,207 SH   DFND 0 1,207 0 0
Welltower Inc Com 95040Q104   6,449,949 89,970 SH   SOLE 0 86,832 0 3,138
Welltower Inc Com 95040Q104   117,858 1,644 SH   DFND 0 644 0 1,000
Weyerhaeuser Co Com 962166104   1,468,476 48,738 SH   SOLE 0 38,978 0 9,760
Weyerhaeuser Co Com 962166104   33,746 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102   587,552 12,200 SH   SOLE 0 0 0 12,200
Yum! Brands Inc Com 988498101   487,639 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102   809,567 6,266 SH   SOLE 0 6,266 0 0
Zoetis Inc Com 98978V103   211,878 1,273 SH   SOLE 0 373 0 900
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109   2 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101   531,321 1,859 SH   SOLE 0 1,709 0 150
Eaton Corp PLC Com G29183103   2,592,717 15,132 SH   SOLE 0 15,095 0 37
Eaton Corp PLC Com G29183103   31,184 182 SH   DFND 0 182 0 0
Everest Re Group Ltd Com G3223R108   2,017,801 5,636 SH   SOLE 0 5,636 0 0
Everest Re Group Ltd Com G3223R108   53,703 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105   1,739,093 28,879 SH   SOLE 0 28,810 0 69
Johnson Controls Intl PLC Com G51502105   33,001 548 SH   DFND 0 548 0 0
Medtronic PLC Com G5960L103   1,091,837 13,543 SH   SOLE 0 13,543 0 0
Medtronic PLC Com G5960L103   59,417 737 SH   DFND 0 737 0 0
Chubb Ltd Com H1467J104   252,628 1,301 SH   SOLE 0 1,301 0 0
Rayonier Fractional share Com HFE907109   20 50,000 SH   SOLE 0 50,000 0 0
Seven Hills RLT fractional shares Com JBH84E106   0 52,500 SH   SOLE 0 52,500 0 0