The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   400,250 3,338 SH   SOLE   0 0 3,338
ABB LTD SPONSORED ADR 000375204   219,403 7,203 SH   SOLE   0 0 7,203
ABBOTT LABS COM 002824100   14,010,831 127,615 SH   SOLE   0 0 127,615
ABBVIE INC COM 00287Y109   19,755,674 122,243 SH   SOLE   0 0 122,243
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   416,804 1,562 SH   SOLE   0 0 1,562
ADOBE SYSTEMS INCORPORATED COM 00724F101   656,570 1,951 SH   SOLE   0 0 1,951
AGILON HEALTH INC COM 00857U107   549,680 34,057 SH   SOLE   0 0 34,057
AIRBNB INC COM CL A 009066101   215,289 2,518 SH   SOLE   0 0 2,518
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   318,710 3,618 SH   SOLE   0 0 3,618
ALPHABET INC CAP STK CL A 02079K305   1,602,698 18,165 SH   SOLE   0 0 18,165
ALPHABET INC CAP STK CL C 02079K107   1,478,597 16,664 SH   SOLE   0 0 16,664
ALTRIA GROUP INC COM 02209S103   389,395 8,519 SH   SOLE   0 0 8,519
AMAZON COM INC COM 023135106   1,629,180 19,395 SH   SOLE   0 0 19,395
AMBEV SA SPONSORED ADR 02319V103   32,349 11,893 SH   SOLE   0 0 11,893
AMERICAN ELEC PWR CO INC COM 025537101   708,802 7,465 SH   SOLE   0 0 7,465
AMERICAN EXPRESS CO COM 025816109   259,784 1,758 SH   SOLE   0 0 1,758
AMERICAN TOWER CORP NEW COM 03027X100   204,021 963 SH   SOLE   0 0 963
AMGEN INC COM 031162100   293,106 1,116 SH   SOLE   0 0 1,116
AMPHENOL CORP NEW CL A 032095101   221,720 2,912 SH   SOLE   0 0 2,912
APPLE INC COM 037833100   16,659,983 128,223 SH   SOLE   0 0 128,223
APPLIED MATLS INC COM 038222105   223,098 2,291 SH   SOLE   0 0 2,291
APTOSE BIOSCIENCES INC COM NEW 03835T200   5,800 10,000 SH   SOLE   0 0 10,000
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   131,350 20,949 SH   SOLE   0 0 20,949
ASML HOLDING N V N Y REGISTRY SHS N07059210   446,955 818 SH   SOLE   0 0 818
ASTRAZENECA PLC SPONSORED ADR 046353108   500,771 7,386 SH   SOLE   0 0 7,386
AT&T INC COM 00206R102   428,495 23,275 SH   SOLE   0 0 23,275
AUTOMATIC DATA PROCESSING IN COM 053015103   451,107 1,889 SH   SOLE   0 0 1,889
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   95,493 15,889 SH   SOLE   0 0 15,889
BANCO SANTANDER S.A. ADR 05964H105   66,605 22,578 SH   SOLE   0 0 22,578
BANK AMERICA CORP COM 060505104   297,194 8,973 SH   SOLE   0 0 8,973
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   271,939 8,067 SH   SOLE   0 0 8,067
BATH & BODY WORKS INC COM 070830104   664,506 15,769 SH   SOLE   0 0 15,769
BECTON DICKINSON & CO COM 075887109   284,260 1,118 SH   SOLE   0 0 1,118
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,350,148 17,320 SH   SOLE   0 0 17,320
BLACKROCK INC COM 09247X101   265,028 374 SH   SOLE   0 0 374
BOEING CO COM 097023105   354,502 1,861 SH   SOLE   0 0 1,861
BRISTOL-MYERS SQUIBB CO COM 110122108   426,498 5,928 SH   SOLE   0 0 5,928
BROADCOM INC COM 11135F101   355,607 636 SH   SOLE   0 0 636
CANADIAN NATL RY CO COM 136375102   318,598 2,680 SH   SOLE   0 0 2,680
CARDINAL HEALTH INC COM 14149Y108   405,835 5,279 SH   SOLE   0 0 5,279
CATERPILLAR INC COM 149123101   410,616 1,714 SH   SOLE   0 0 1,714
CHEVRON CORP NEW COM 166764100   899,783 5,013 SH   SOLE   0 0 5,013
CHUBB LIMITED COM H1467J104   281,044 1,274 SH   SOLE   0 0 1,274
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   30,375 14,963 SH   SOLE   0 0 14,963
CIGNA CORP NEW COM 125523100   623,501 1,882 SH   SOLE   0 0 1,882
CINCINNATI FINL CORP COM 172062101   2,055,502 20,075 SH   SOLE   0 0 20,075
CISCO SYS INC COM 17275R102   882,674 18,528 SH   SOLE   0 0 18,528
COCA COLA CO COM 191216100   3,604,835 56,671 SH   SOLE   0 0 56,671
COMCAST CORP NEW CL A 20030N101   417,381 11,935 SH   SOLE   0 0 11,935
CONOCOPHILLIPS COM 20825C104   1,041,915 8,830 SH   SOLE   0 0 8,830
COSTCO WHSL CORP NEW COM 22160K105   375,700 823 SH   SOLE   0 0 823
DANAHER CORPORATION COM 235851102   390,167 1,470 SH   SOLE   0 0 1,470
DEERE & CO COM 244199105   2,502,919 5,838 SH   SOLE   0 0 5,838
DISNEY WALT CO COM 254687106   464,235 5,343 SH   SOLE   0 0 5,343
DUKE ENERGY CORP NEW COM NEW 26441C204   214,229 2,080 SH   SOLE   0 0 2,080
EATON CORP PLC SHS G29183103   878,292 5,596 SH   SOLE   0 0 5,596
ELEVANCE HEALTH INC COM 036752103   510,405 995 SH   SOLE   0 0 995
EMERSON ELEC CO COM 291011104   465,087 4,842 SH   SOLE   0 0 4,842
ENBRIDGE INC COM 29250N105   195,337 4,996 SH   SOLE   0 0 4,996
EXXON MOBIL CORP COM 30231G102   1,713,152 15,532 SH   SOLE   0 0 15,532
GENERAL ELECTRIC CO COM NEW 369604301   202,865 2,421 SH   SOLE   0 0 2,421
GILEAD SCIENCES INC COM 375558103   224,326 2,613 SH   SOLE   0 0 2,613
GOLDMAN SACHS GROUP INC COM 38141G104   209,805 611 SH   SOLE   0 0 611
GREIF INC CL B 397624206   727,092 9,294 SH   SOLE   0 0 9,294
GREIF INC CL A 397624107   578,057 8,620 SH   SOLE   0 0 8,620
HOME DEPOT INC COM 437076102   1,157,665 3,665 SH   SOLE   0 0 3,665
HONEYWELL INTL INC COM 438516106   235,516 1,099 SH   SOLE   0 0 1,099
HUNTINGTON BANCSHARES INC COM 446150104   396,991 28,155 SH   SOLE   0 0 28,155
ILLINOIS TOOL WKS INC COM 452308109   260,835 1,184 SH   SOLE   0 0 1,184
INFOSYS LTD SPONSORED ADR 456788108   268,871 14,929 SH   SOLE   0 0 14,929
INTEL CORP COM 458140100   434,304 16,432 SH   SOLE   0 0 16,432
INTERNATIONAL BUSINESS MACHS COM 459200101   466,628 3,312 SH   SOLE   0 0 3,312
INTUIT COM 461202103   267,394 687 SH   SOLE   0 0 687
INTUITIVE SURGICAL INC COM NEW 46120E602   208,565 786 SH   SOLE   0 0 786
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   470,399 11,324 SH   SOLE   0 0 11,324
INVESCO EXCHANGE TRADED FD T DWA BASIC MATL 46137V704   152,683 1,931 SH   SOLE   0 0 1,931
INVESCO QQQ TR UNIT SER 1 46090E103   337,909 1,269 SH   SOLE   0 0 1,269
ISHARES GOLD TR ISHARES NEW 464285204   423,030 12,230 SH   SOLE   0 0 12,230
ISHARES INC MSCI GBL MIN VOL 464286525   385,725 4,059 SH   SOLE   0 0 4,059
ISHARES INC MSCI EMERG MRKT 464286533   231,551 4,365 SH   SOLE   0 0 4,365
ISHARES INC CORE MSCI EMKT 46434G103   8,179,316 175,146 SH   SOLE   0 0 175,146
ISHARES INC ESG AWR MSCI EM 46434G863   211,391 7,030 SH   SOLE   0 0 7,030
ISHARES INC MSCI EMRG CHN 46434G764   300,005 6,320 SH   SOLE   0 0 6,320
ISHARES TR CORE S&P MCP ETF 464287507   32,183,329 133,049 SH   SOLE   0 0 133,049
ISHARES TR CORE S&P500 ETF 464287200   33,838,882 88,074 SH   SOLE   0 0 88,074
ISHARES TR RUS 1000 VAL ETF 464287598   312,819 2,063 SH   SOLE   0 0 2,063
ISHARES TR RUS 1000 GRW ETF 464287614   228,031 1,064 SH   SOLE   0 0 1,064
ISHARES TR RUS 2000 VAL ETF 464287630   909,486 6,559 SH   SOLE   0 0 6,559
ISHARES TR CORE US AGGBD ET 464287226   37,960,317 391,384 SH   SOLE   0 0 391,384
ISHARES TR ISHS 1-5YR INVS 464288646   18,873,846 378,841 SH   SOLE   0 0 378,841
ISHARES TR NATIONAL MUN ETF 464288414   11,741,347 111,271 SH   SOLE   0 0 111,271
ISHARES TR GRWT ALLOCAT ETF 464289867   1,281,620 27,176 SH   SOLE   0 0 27,176
ISHARES TR SHRT NAT MUN ETF 464288158   7,350,042 70,490 SH   SOLE   0 0 70,490
ISHARES TR MSCI USA MIN VOL 46429B697   641,517 8,898 SH   SOLE   0 0 8,898
ISHARES TR MSCI EAFE MIN VL 46429B689   535,418 8,421 SH   SOLE   0 0 8,421
ISHARES TR CORE MSCI EAFE 46432F842   10,193,935 165,379 SH   SOLE   0 0 165,379
ISHARES TR CORE 1 5 YR USD 46432F859   4,117,231 88,657 SH   SOLE   0 0 88,657
ISHARES TR GLOBAL REIT ETF 46434V647   16,443,794 724,077 SH   SOLE   0 0 724,077
ISHARES TR CORE INTL AGGR 46435G672   5,750,274 120,931 SH   SOLE   0 0 120,931
ISHARES TR ESG AW MSCI EAFE 46435G516   271,253 4,126 SH   SOLE   0 0 4,126
ISHARES TR ESG AWR MSCI USA 46435G425   223,810 2,641 SH   SOLE   0 0 2,641
ISHARES TR ESG AWRE 1 5 YR 46435G243   330,820 13,918 SH   SOLE   0 0 13,918
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,957,564 78,946 SH   SOLE   0 0 78,946
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   6,090,196 120,514 SH   SOLE   0 0 120,514
JOHNSON & JOHNSON COM 478160104   1,834,149 10,383 SH   SOLE   0 0 10,383
JPMORGAN CHASE & CO COM 46625H100   4,444,565 33,144 SH   SOLE   0 0 33,144
KEYSIGHT TECHNOLOGIES INC COM 49338L103   209,390 1,224 SH   SOLE   0 0 1,224
KIMBERLY-CLARK CORP COM 494368103   262,073 1,931 SH   SOLE   0 0 1,931
KOREA ELEC PWR CORP SPONSORED ADR 500631106   120,459 13,942 SH   SOLE   0 0 13,942
LG DISPLAY CO LTD SPONS ADR REP 50186V102   90,991 18,345 SH   SOLE   0 0 18,345
LILLY ELI & CO COM 532457108   1,232,936 3,370 SH   SOLE   0 0 3,370
LINDE PLC SHS G5494J103   369,236 1,132 SH   SOLE   0 0 1,132
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   38,898 17,681 SH   SOLE   0 0 17,681
LOCKHEED MARTIN CORP COM 539830109   532,707 1,095 SH   SOLE   0 0 1,095
LOWES COS INC COM 548661107   598,479 3,004 SH   SOLE   0 0 3,004
MARATHON PETE CORP COM 56585A102   318,000 2,732 SH   SOLE   0 0 2,732
MARSH & MCLENNAN COS INC COM 571748102   229,190 1,385 SH   SOLE   0 0 1,385
MASTERCARD INCORPORATED CL A 57636Q104   790,738 2,274 SH   SOLE   0 0 2,274
MCDONALDS CORP COM 580135101   638,438 2,423 SH   SOLE   0 0 2,423
MCKESSON CORP COM 58155Q103   204,806 546 SH   SOLE   0 0 546
MEDPACE HLDGS INC COM 58506Q109   500,013 2,354 SH   SOLE   0 0 2,354
MERCK & CO INC COM 58933Y105   856,371 7,719 SH   SOLE   0 0 7,719
META PLATFORMS INC CL A 30303M102   593,758 4,934 SH   SOLE   0 0 4,934
MICROSOFT CORP COM 594918104   5,930,932 24,731 SH   SOLE   0 0 24,731
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   60,222 21,205 SH   SOLE   0 0 21,205
MONDELEZ INTL INC CL A 609207105   200,217 3,004 SH   SOLE   0 0 3,004
NAVIDEA BIOPHARMACEUTICALS I COM NEW 63937X202   2,219 10,565 SH   SOLE   0 0 10,565
NETFLIX INC COM 64110L106   335,573 1,138 SH   SOLE   0 0 1,138
NEXTERA ENERGY INC COM 65339F101   843,858 10,094 SH   SOLE   0 0 10,094
NIKE INC CL B 654106103   365,307 3,122 SH   SOLE   0 0 3,122
NISOURCE INC COM 65473P105   477,406 17,411 SH   SOLE   0 0 17,411
NOMURA HLDGS INC SPONSORED ADR 65535H208   48,638 12,970 SH   SOLE   0 0 12,970
NORTHROP GRUMMAN CORP COM 666807102   341,006 625 SH   SOLE   0 0 625
NOVARTIS AG SPONSORED ADR 66987V109   241,497 2,662 SH   SOLE   0 0 2,662
NOVO-NORDISK A S ADR 670100205   503,735 3,722 SH   SOLE   0 0 3,722
NVIDIA CORPORATION COM 67066G104   1,186,077 8,116 SH   SOLE   0 0 8,116
ORACLE CORP COM 68389X105   701,002 8,576 SH   SOLE   0 0 8,576
PARK NATL CORP COM 700658107   239,312 1,700 SH   SOLE   0 0 1,700
PEPSICO INC COM 713448108   1,090,136 6,034 SH   SOLE   0 0 6,034
PFIZER INC COM 717081103   983,991 19,204 SH   SOLE   0 0 19,204
PHILIP MORRIS INTL INC COM 718172109   259,082 2,560 SH   SOLE   0 0 2,560
PHILLIPS 66 COM 718546104   391,614 3,763 SH   SOLE   0 0 3,763
PNC FINL SVCS GROUP INC COM 693475105   218,115 1,381 SH   SOLE   0 0 1,381
PROCTER AND GAMBLE CO COM 742718109   3,874,066 25,561 SH   SOLE   0 0 25,561
PROLOGIS INC. COM 74340W103   393,879 3,494 SH   SOLE   0 0 3,494
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   210,181 3,430 SH   SOLE   0 0 3,430
QUALCOMM INC COM 747525103   237,910 2,164 SH   SOLE   0 0 2,164
RAYTHEON TECHNOLOGIES CORP COM 75513E101   227,676 2,256 SH   SOLE   0 0 2,256
REGENERON PHARMACEUTICALS COM 75886F107   256,129 355 SH   SOLE   0 0 355
S&P GLOBAL INC COM 78409V104   228,764 683 SH   SOLE   0 0 683
SALESFORCE INC COM 79466L302   232,165 1,751 SH   SOLE   0 0 1,751
SAP SE SPON ADR 803054204   274,589 2,661 SH   SOLE   0 0 2,661
SCHWAB CHARLES CORP COM 808513105   338,535 4,066 SH   SOLE   0 0 4,066
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   277,229 6,187 SH   SOLE   0 0 6,187
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   164,671 5,112 SH   SOLE   0 0 5,112
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   34,479 851 SH   SOLE   0 0 851
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   476,941 6,314 SH   SOLE   0 0 6,314
SERVICENOW INC COM 81762P102   206,560 532 SH   SOLE   0 0 532
SHELL PLC SPON ADS 780259305   246,821 4,334 SH   SOLE   0 0 4,334
SHERWIN WILLIAMS CO COM 824348106   412,242 1,737 SH   SOLE   0 0 1,737
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100   218,022 7,806 SH   SOLE   0 0 7,806
SONY GROUP CORPORATION SPONSORED ADR 835699307   304,586 3,993 SH   SOLE   0 0 3,993
SPDR GOLD TR GOLD SHS 78463V107   759,818 4,479 SH   SOLE   0 0 4,479
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   278,325 6,805 SH   SOLE   0 0 6,805
SPDR S&P 500 ETF TR TR UNIT 78462F103   985,170 2,576 SH   SOLE   0 0 2,576
SPDR SER TR S&P DIVID ETF 78464A763   2,102,763 16,807 SH   SOLE   0 0 16,807
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   242,396 2,650 SH   SOLE   0 0 2,650
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,675,308 52,633 SH   SOLE   0 0 52,633
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400   2,498,074 66,509 SH   SOLE   0 0 66,509
STARBUCKS CORP COM 855244109   409,142 4,124 SH   SOLE   0 0 4,124
STRYKER CORPORATION COM 863667101   281,897 1,153 SH   SOLE   0 0 1,153
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   92,278 11,506 SH   SOLE   0 0 11,506
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   750,859 10,080 SH   SOLE   0 0 10,080
TARGET CORP COM 87612E106   578,424 3,881 SH   SOLE   0 0 3,881
TESLA INC COM 88160R101   599,154 4,864 SH   SOLE   0 0 4,864
TEXAS INSTRS INC COM 882508104   517,634 3,133 SH   SOLE   0 0 3,133
THERMO FISHER SCIENTIFIC INC COM 883556102   849,898 1,543 SH   SOLE   0 0 1,543
TJX COS INC NEW COM 872540109   260,451 3,272 SH   SOLE   0 0 3,272
TORONTO DOMINION BK ONT COM NEW 891160509   252,434 3,898 SH   SOLE   0 0 3,898
TOTALENERGIES SE SPONSORED ADS 89151E109   246,892 3,977 SH   SOLE   0 0 3,977
TOYOTA MOTOR CORP ADS 892331307   243,932 1,786 SH   SOLE   0 0 1,786
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204   60,320 12,593 SH   SOLE   0 0 12,593
UNILEVER PLC SPON ADR NEW 904767704   382,340 7,594 SH   SOLE   0 0 7,594
UNION PAC CORP COM 907818108   437,784 2,114 SH   SOLE   0 0 2,114
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   196,827 30,142 SH   SOLE   0 0 30,142
UNITED PARCEL SERVICE INC CL B 911312106   5,951,512 34,236 SH   SOLE   0 0 34,236
UNITEDHEALTH GROUP INC COM 91324P102   1,666,034 3,142 SH   SOLE   0 0 3,142
US BANCORP DEL COM NEW 902973304   360,829 8,274 SH   SOLE   0 0 8,274
VANECK MERK GOLD TR GOLD TRUST 921078101   2,967,993 167,778 SH   SOLE   0 0 167,778
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   15,892,083 211,106 SH   SOLE   0 0 211,106
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,670,482 120,692 SH   SOLE   0 0 120,692
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   25,676,593 541,358 SH   SOLE   0 0 541,358
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,293,692 17,227 SH   SOLE   0 0 17,227
VANGUARD INDEX FDS VALUE ETF 922908744   1,332,355 9,492 SH   SOLE   0 0 9,492
VANGUARD INDEX FDS MID CAP ETF 922908629   5,781,278 28,366 SH   SOLE   0 0 28,366
VANGUARD INDEX FDS SM CP VAL ETF 922908611   45,639,781 287,404 SH   SOLE   0 0 287,404
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,010,904 60,753 SH   SOLE   0 0 60,753
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,265,523 39,586 SH   SOLE   0 0 39,586
VANGUARD INDEX FDS GROWTH ETF 922908736   309,418 1,452 SH   SOLE   0 0 1,452
VANGUARD INDEX FDS SML CP GRW ETF 922908595   219,915 1,097 SH   SOLE   0 0 1,097
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,700,190 9,760 SH   SOLE   0 0 9,760
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,118,289 3,183 SH   SOLE   0 0 3,183
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   30,212,227 775,070 SH   SOLE   0 0 775,070
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   7,300,641 145,605 SH   SOLE   0 0 145,605
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,227,015 21,661 SH   SOLE   0 0 21,661
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,698,543 31,309 SH   SOLE   0 0 31,309
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,927,527 139,978 SH   SOLE   0 0 139,978
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   758,160 10,083 SH   SOLE   0 0 10,083
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   32,429,131 213,560 SH   SOLE   0 0 213,560
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   49,689,394 1,183,926 SH   SOLE   0 0 1,183,926
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   751,300 6,943 SH   SOLE   0 0 6,943
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,441,223 63,783 SH   SOLE   0 0 63,783
VANGUARD WORLD FD ESG US STK ETF 921910733   258,666 3,928 SH   SOLE   0 0 3,928
VANGUARD WORLD FDS ENERGY ETF 92204A306   499,249 4,116 SH   SOLE   0 0 4,116
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   235,092 948 SH   SOLE   0 0 948
VANGUARD WORLD FDS INF TECH ETF 92204A702   354,057 1,108 SH   SOLE   0 0 1,108
VERIZON COMMUNICATIONS INC COM 92343V104   463,548 11,765 SH   SOLE   0 0 11,765
VICTORIAS SECRET AND CO COMMON STOCK 926400102   234,180 6,545 SH   SOLE   0 0 6,545
VISA INC COM CL A 92826C839   1,022,387 4,921 SH   SOLE   0 0 4,921
WALMART INC COM 931142103   443,380 3,127 SH   SOLE   0 0 3,127
WELLS FARGO CO NEW COM 949746101   222,016 5,377 SH   SOLE   0 0 5,377
WENDYS CO COM 95058W100   190,522 8,419 SH   SOLE   0 0 8,419
WIPRO LTD SPON ADR 1 SH 97651M109   147,503 31,653 SH   SOLE   0 0 31,653
WORLD GOLD TR SPDR GLD MINIS 98149E303   170,708 4,717 SH   SOLE   0 0 4,717
WORTHINGTON INDS INC COM 981811102   650,652 13,089 SH   SOLE   0 0 13,089