The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 2,419,761 14,973 SH   SOLE   14,973 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 1,153,348 16,032 SH   SOLE   16,032 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 217,840 2,469 SH   SOLE   2,469 0 0
ALTSHARES TRUST MERGER ARBITRAGE 02210T108 BBG00S7NVRB4 462,998 17,974 SH   SOLE   17,974 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 848,389 3,230 SH   SOLE   3,230 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,351,897 10,405 SH   SOLE   10,405 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 257,181 2,641 SH   SOLE   2,641 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 1,389,456 20,493 SH   SOLE   20,493 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 1,281,065 69,585 SH   SOLE   69,585 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 539,351 2,258 SH   SOLE   2,258 0 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 251,726 5,530 SH   SOLE   5,530 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 449,271 634 SH   SOLE   634 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 344,209 4,784 SH   SOLE   4,784 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 415,993 744 SH   SOLE   744 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 BBG001SB6KF5 217,667 2,366 SH   SOLE   2,366 0 0
CARDINAL HEALTH INC COM 14149Y108 BBG001S7PC34 1,431,982 18,606 SH   SOLE   18,606 0 0
CELANESE CORP DEL COM 150870103 BBG001SJDDG5 286,374 2,801 SH   SOLE   2,801 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 455,725 2,539 SH   SOLE   2,539 0 0
CINTAS CORP COM 172908105 BBG001S7CRG1 592,525 1,312 SH   SOLE   1,312 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 2,117,518 44,448 SH   SOLE   44,448 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 1,845,685 19,806 SH   SOLE   19,806 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 BBG001S9Z3V8 957,263 29,701 SH   SOLE   29,701 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 BBG009RY6HH4 6,242,724 286,232 SH   SOLE   286,232 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 BBG004LV7GH8 293,270 12,343 SH   SOLE   12,343 0 0
DBX ETF TR XTRACKERS LOW 233051267 BBG00JQCHVS6 4,149,844 93,280 SH   SOLE   93,280 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 307,872 3,205 SH   SOLE   3,205 0 0
EOG RES INC COM 26875P101 BBG001S5ZB93 418,220 3,229 SH   SOLE   3,229 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,357,144 21,370 SH   SOLE   21,370 0 0
F5 INC COM 315616102 BBG001SCP8D1 277,118 1,931 SH   SOLE   1,931 0 0
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 1,144,095 34,813 SH   SOLE   34,813 0 0
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 BBG00RPLC4T3 891,534 26,745 SH   SOLE   26,745 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 712,456 16,390 SH   SOLE   16,390 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 BBG00J3MDYR8 885,009 36,814 SH   SOLE   36,814 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 2,015,367 8,123 SH   SOLE   8,123 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 1,965,846 23,445 SH   SOLE   23,445 0 0
GLOBAL X FDS RATE PREFERRED 37954Y376 BBG00VNLZSW4 223,380 9,928 SH   SOLE   9,928 0 0
GLOBAL X FDS RUSSELL 2000 37954Y459 BBG00NX04695 462,655 24,595 SH   SOLE   24,595 0 0
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 3,504,697 180,786 SH   SOLE   180,786 0 0
GLOBAL X FDS X EMERGING MKT 37954Y350 BBG00V6QGWD5 407,586 19,055 SH   SOLE   19,055 0 0
GRAINGER W W INC COM 384802104 BBG001S5RRD2 586,844 1,055 SH   SOLE   1,055 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 BBG00HBPWNP1 3,875,317 214,699 SH   SOLE   214,699 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 495,972 1,570 SH   SOLE   1,570 0 0
HUMANA INC COM 444859102 BBG001S5S1X6 309,688 604 SH   SOLE   604 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 BBG001SPPQG9 595,596 11,556 SH   SOLE   11,556 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1,576,889 45,588 SH   SOLE   45,588 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 5,002,467 107,119 SH   SOLE   107,119 0 0
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 493,577 9,304 SH   SOLE   9,304 0 0
ISHARES INC MSCI FRANCE ETF 464286707 BBG001S8S2R5 804,352 24,286 SH   SOLE   24,286 0 0
ISHARES INC MSCI MEXICO ETF 464286822 BBG001S8SYQ6 884,413 17,885 SH   SOLE   17,885 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 5,597,138 57,726 SH   SOLE   57,726 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 1,088,896 13,415 SH   SOLE   13,415 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 1,073,532 9,344 SH   SOLE   9,344 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 677,929 7,078 SH   SOLE   7,078 0 0
ISHARES TR BB RAT CORP BD 46435U473 BBG00XR0V4D0 1,080,163 24,328 SH   SOLE   24,328 0 0
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 1,707,534 24,579 SH   SOLE   24,579 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 941,757 20,279 SH   SOLE   20,279 0 0
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 1,132,403 23,815 SH   SOLE   23,815 0 0
ISHARES TR CORE LT USDB ETF 464289479 BBG001T5MKJ5 1,137,832 22,344 SH   SOLE   22,344 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 3,420,404 55,490 SH   SOLE   55,490 0 0
ISHARES TR CORE MSCI EURO 46434V738 BBG006MJ8984 3,104,458 65,357 SH   SOLE   65,357 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 2,529,666 45,189 SH   SOLE   45,189 0 0
ISHARES TR CORE MSCI PAC 46434V696 BBG006MJG5T0 2,667,875 49,709 SH   SOLE   49,709 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 334,025 5,771 SH   SOLE   5,771 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 853,722 3,529 SH   SOLE   3,529 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,336,031 14,117 SH   SOLE   14,117 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 1,129,570 13,320 SH   SOLE   13,320 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 2,348,990 28,808 SH   SOLE   28,808 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 3,855,767 54,591 SH   SOLE   54,591 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 6,104,328 15,888 SH   SOLE   15,888 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 1,439,422 32,037 SH   SOLE   32,037 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 1,566,470 16,151 SH   SOLE   16,151 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 308,607 5,464 SH   SOLE   5,464 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 2,108,827 41,900 SH   SOLE   41,900 0 0
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 1,058,591 8,063 SH   SOLE   8,063 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 566,404 11,369 SH   SOLE   11,369 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 1,632,790 32,979 SH   SOLE   32,979 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 8,185,847 88,257 SH   SOLE   88,257 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 1,206,484 14,214 SH   SOLE   14,214 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 2,459,373 34,111 SH   SOLE   34,111 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 544,405 2,586 SH   SOLE   2,586 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 873,747 7,245 SH   SOLE   7,245 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 446,935 4,066 SH   SOLE   4,066 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 732,497 7,025 SH   SOLE   7,025 0 0
ISHARES TR US AER DEF ETF 464288760 BBG001SC08P5 605,386 5,412 SH   SOLE   5,412 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 3,705,382 163,089 SH   SOLE   163,089 0 0
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 2,714,162 55,267 SH   SOLE   55,267 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 687,200 12,488 SH   SOLE   12,488 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,267,558 7,176 SH   SOLE   7,176 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 399,677 2,980 SH   SOLE   2,980 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 1,592,447 88,078 SH   SOLE   88,078 0 0
KLA CORP COM NEW 482480100 BBG001S5SLM4 283,527 752 SH   SOLE   752 0 0
KRAFT HEINZ CO COM 500754106 BBG005CPNTR1 1,840,843 45,218 SH   SOLE   45,218 0 0
KROGER CO COM 501044101 BBG001S5SN40 509,505 11,429 SH   SOLE   11,429 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 385,439 1,853 SH   SOLE   1,853 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 481,625 990 SH   SOLE   990 0 0
LOUISIANA PAC CORP COM 546347105 BBG001S5SW04 229,696 3,880 SH   SOLE   3,880 0 0
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 253,804 676 SH   SOLE   676 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,977,057 17,796 SH   SOLE   17,796 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 573,327 2,391 SH   SOLE   2,391 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 1,622,914 12,306 SH   SOLE   12,306 0 0
OMNICOM GROUP INC COM 681919106 BBG001S5VR10 1,920,900 23,495 SH   SOLE   23,495 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 309,018 3,781 SH   SOLE   3,781 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 474,330 1,630 SH   SOLE   1,630 0 0
PEPSICO INC COM 713448108 BBG001S695T1 415,777 2,295 SH   SOLE   2,295 0 0
PFIZER INC COM 717081103 BBG001S5V466 1,910,988 37,295 SH   SOLE   37,295 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 BBG001T5DWK7 240,174 4,816 SH   SOLE   4,816 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 972,861 10,321 SH   SOLE   10,321 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 BBG001SD3148 1,941,326 23,133 SH   SOLE   23,133 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 879,097 5,800 SH   SOLE   5,800 0 0
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 833,406 2,974 SH   SOLE   2,974 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 1,016,331 9,244 SH   SOLE   9,244 0 0
REGENERON PHARMACEUTICALS COM 75886F107 BBG001S6PX49 241,699 335 SH   SOLE   335 0 0
ROBERT HALF INTL INC COM 770323103 BBG001S5VP41 230,350 3,120 SH   SOLE   3,120 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 402,933 1,203 SH   SOLE   1,203 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 BBG00PZFDF86 1,781,820 38,000 SH   SOLE   38,000 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 3,049,804 94,685 SH   SOLE   94,685 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 2,525,711 80,258 SH   SOLE   80,258 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 262,502 5,117 SH   SOLE   5,117 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 1,711,304 25,921 SH   SOLE   25,921 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 649,342 9,897 SH   SOLE   9,897 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 2,986,636 57,668 SH   SOLE   57,668 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 594,796 6,800 SH   SOLE   6,800 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 572,337 16,735 SH   SOLE   16,735 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 520,452 3,831 SH   SOLE   3,831 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 597,215 6,081 SH   SOLE   6,081 0 0
SMUCKER J M CO COM NEW 832696405 BBG001S5W3H5 1,968,203 12,421 SH   SOLE   12,421 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 1,182,277 16,556 SH   SOLE   16,556 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 745,229 4,393 SH   SOLE   4,393 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 404,993 1,059 SH   SOLE   1,059 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 3,874,497 121,725 SH   SOLE   121,725 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 1,502,611 51,144 SH   SOLE   51,144 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 399,082 4,023 SH   SOLE   4,023 0 0
STATE STR CORP COM 857477103 BBG001S5RLD5 1,500,165 19,290 SH   SOLE   19,290 0 0
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 333,159 3,403 SH   SOLE   3,403 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 433,732 1,774 SH   SOLE   1,774 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 594,968 3,992 SH   SOLE   3,992 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 BBG001S6WYD9 2,089,733 33,602 SH   SOLE   33,602 0 0
TYSON FOODS INC CL A 902494103 BBG001S871D5 392,922 6,312 SH   SOLE   6,312 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 1,663,384 33,036 SH   SOLE   33,036 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 535,750 1,011 SH   SOLE   1,011 0 0
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 273,827 2,159 SH   SOLE   2,159 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,253,527 11,057 SH   SOLE   11,057 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 6,221,880 17,709 SH   SOLE   17,709 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 3,040,655 19,148 SH   SOLE   19,148 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,676,638 9,135 SH   SOLE   9,135 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,355,002 17,548 SH   SOLE   17,548 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,403,700 10,000 SH   SOLE   10,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 4,591,961 117,803 SH   SOLE   117,803 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 2,920,318 28,405 SH   SOLE   28,405 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,375,052 27,556 SH   SOLE   27,556 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 1,925,947 41,232 SH   SOLE   41,232 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2,688,396 54,322 SH   SOLE   54,322 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 226,552 3,874 SH   SOLE   3,874 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 2,334,136 30,114 SH   SOLE   30,114 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 BBG001T62MC8 462,273 7,502 SH   SOLE   7,502 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 2,332,354 51,238 SH   SOLE   51,238 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 10,930,589 189,045 SH   SOLE   189,045 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 3,329,188 44,277 SH   SOLE   44,277 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 272,151 5,262 SH   SOLE   5,262 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,031,619 72,233 SH   SOLE   72,233 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 4,676,315 76,686 SH   SOLE   76,686 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 6,426,418 107,880 SH   SOLE   107,880 0 0
VICI PPTYS INC COM 925652109 BBG00HVVB4B6 1,312,153 40,419 SH   SOLE   40,419 0 0
VMWARE INC CL A COM 928563402 BBG001S6TFZ0 341,641 2,783 SH   SOLE   2,783 0 0
WALMART INC COM 931142103 BBG001S5XH92 673,156 4,743 SH   SOLE   4,743 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,483,901 35,938 SH   SOLE   35,938 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 BBG001SRPT24 747,962 17,003 SH   SOLE   17,003 0 0