The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
RYVYL INC TRADES WITH DUE BILLS COM NEW 39366L208   231,662 504,930 SH   SOLE   0 0 504,930
COMSTOCK RES INC COM 205768302   6,544,748 477,370 SH   SOLE   0 0 477,370
M I C T I N C COM 55328R109   207,500 250,000 SH   SOLE   0 0 250,000
SOUTHWESTERN ENERGY COM 845467109   347,695 59,435 SH   SOLE   0 0 59,435
APPLE INC COM 037833100   6,960,910 53,574 SH   SOLE   0 0 53,574
BLACKSTONE INC COM 09260D107   3,221,104 43,417 SH   SOLE   0 0 43,417
VANECK CEF MUNI INCOME ETF CEF MUNI INCOME 92189F460   837,525 39,000 SH   SOLE   0 0 39,000
AMAZON.COM INC COM 023135106   2,472,120 29,430 SH   SOLE   0 0 29,430
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201   1,273,761 28,212 SH   SOLE   0 0 28,212
VANECK SHORT HIGH YIELD MUNI ETF SHRT HGH YLD MUN 92189F387   605,967 27,210 SH   SOLE   0 0 27,210
KKR & CO INC COM 48251W104   1,128,436 24,309 SH   SOLE   0 0 24,309
VANECK MORNINGSTAR WIDE MOAT ETF MRNGSTR WDE MOAT 92189F643   1,575,914 24,278 SH   SOLE   0 0 24,278
ISHARES IBONDS TERM TREASURY ETF IBONDS 24 TRM TS 46436E874   441,583 18,515 SH   SOLE   0 0 18,515
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102   816,782 18,228 SH   SOLE   0 0 18,228
ALPHABET INC. CLASS A CAP STK CL A 02079K305   1,492,852 16,920 SH   SOLE   0 0 16,920
A T & T INC COM 00206R102   294,244 15,983 SH   SOLE   0 0 15,983
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702   4,908,730 15,891 SH   SOLE   0 0 15,891
ENTERPRISE PRODS PART LP COM 293792107   332,134 13,770 SH   SOLE   0 0 13,770
VERIZON COMMUNICATN COM 92343V104   529,735 13,445 SH   SOLE   0 0 13,445
PFIZER INC COM 717081103   662,372 12,927 SH   SOLE   0 0 12,927
CISCO SYSTEMS INC COM 17275R102   613,996 12,888 SH   SOLE   0 0 12,888
ALPHABET INC. CLASS C CAP STK CL C 02079K107   1,132,195 12,760 SH   SOLE   0 0 12,760
BROWN & BROWN INC COM 115236101   683,640 12,000 SH   SOLE   0 0 12,000
ALTRIA GROUP INC COM 02209S103   547,149 11,970 SH   SOLE   0 0 11,970
DIMENSIONAL US MARKETWIDE VALUE ETF US MKTWIDE VALUE 25434V724   347,891 10,391 SH   SOLE   0 0 10,391
EXXON MOBIL CORP COM 30231G102   1,145,106 10,382 SH   SOLE   0 0 10,382
EVOQUA WATER TECH COM 30057T105   396,000 10,000 SH   SOLE   0 0 10,000
MICROSOFT CORP COM 594918104   2,346,655 9,785 SH   SOLE   0 0 9,785
THE COCA-COLA CO COM 191216100   617,971 9,715 SH   SOLE   0 0 9,715
DIMENSIONAL U S EQUITY ETF US EQUITY ETF 25434V401   398,457 9,576 SH   SOLE   0 0 9,576
CHENIERE ENERGY INC COM NEW 16411R208   1,420,121 9,470 SH   SOLE   0 0 9,470
BROOKFIELD CORP FCLASS A CL A LTD VT SH 11271J107   285,814 9,085 SH   SOLE   0 0 9,085
PAYCHEX INC COM 704326107   1,030,701 8,919 SH   SOLE   0 0 8,919
DEVON ENERGY CORP COM 25179M103   530,987 8,633 SH   SOLE   0 0 8,633
PROCTER & GAMBLE COM 742718109   1,276,416 8,422 SH   SOLE   0 0 8,422
BLACKROCK SHORT MATURITYBOND ETF BLACKROCK ST MAT 46431W507   413,129 8,385 SH   SOLE   0 0 8,385
BLACKROCK SHRT MATRTY MUNI BND ETF BLACKROCK SHORT 46431W838   402,732 8,100 SH   SOLE   0 0 8,100
PROSHARES S&P 500 DIV ARISTOCRAT ETF S&P 500 DV ARIST 74348A467   700,878 7,788 SH   SOLE   0 0 7,788
MONDELEZ INTL CLASS A CL A 609207105   481,930 7,231 SH   SOLE   0 0 7,231
BRISTOL-MYERS SQUIBB COM 110122108   515,509 7,165 SH   SOLE   0 0 7,165
CATERPILLAR INC COM 149123101   1,715,968 7,163 SH   SOLE   0 0 7,163
DUKE ENERGY CORP COM NEW 26441C204   733,598 7,123 SH   SOLE   0 0 7,123
JOHNSON & JOHNSON COM 478160104   1,255,982 7,110 SH   SOLE   0 0 7,110
CONSTELLATION BRAND CLASS A CL A 21036P108   1,644,462 7,096 SH   SOLE   0 0 7,096
MERCK & CO. INC. COM 58933Y105   786,081 7,085 SH   SOLE   0 0 7,085
PEPSICO INC COM 713448108   1,268,233 7,020 SH   SOLE   0 0 7,020
CONSOLIDATED EDISON COM 209115104   666,884 6,997 SH   SOLE   0 0 6,997
GOLDMAN SACHS HEDGE INDUSTRY VIP ETF HEDGE IND ETF 381430545   471,955 6,800 SH   SOLE   0 0 6,800
YUM BRANDS INC COM 988498101   840,205 6,560 SH   SOLE   0 0 6,560
YUM CHINA HOLDINGS INC COM 98850P109   358,504 6,560 SH   SOLE   0 0 6,560
SOUTHERN CO COM 842587107   466,664 6,535 SH   SOLE   0 0 6,535
VISA INC CLASS A COM CL A 92826C839   1,356,965 6,531 SH   SOLE   0 0 6,531
DIMENSIONAL U S SMALL CAP ETF US SMALL CAP ETF 25434V500   332,475 6,500 SH   SOLE   0 0 6,500
INVESCO S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354   403,592 6,316 SH   SOLE   0 0 6,316
ENBRIDGE INC F COM 29250N105   246,917 6,315 SH   SOLE   0 0 6,315
AFLAC INC COM 001055102   446,028 6,200 SH   SOLE   0 0 6,200
DANAHER CORP COM 235851102   1,638,310 6,173 SH   SOLE   0 0 6,173
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607   238,465 5,887 SH   SOLE   0 0 5,887
JPMORGAN CHASE & CO COM 46625H100   788,021 5,876 SH   SOLE   0 0 5,876
HOME DEPOT INC COM 437076102   1,834,205 5,807 SH   SOLE   0 0 5,807
IAC INC COM NEW 44891N208   257,520 5,800 SH   SOLE   0 0 5,800
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797   437,981 5,798 SH   SOLE   0 0 5,798
BP PLC FSPONSORED ADR 1 ADR REPS 6 ORD SHS SPONSORED ADR 055622104   201,267 5,762 SH   SOLE   0 0 5,762
IBM CORP COM 459200101   795,747 5,648 SH   SOLE   0 0 5,648
REALTY INCOME CORP REIT COM 756109104   358,126 5,646 SH   SOLE   0 0 5,646
CALIFORNIA RESOURCES COM STOCK 13057Q305   237,347 5,455 SH   SOLE   0 0 5,455
PHILIP MORRIS INTL COM 718172109   546,996 5,405 SH   SOLE   0 0 5,405
MASCO CORP COM 574599106   242,684 5,200 SH   SOLE   0 0 5,200
CHEVRON CORP COM 166764100   930,162 5,182 SH   SOLE   0 0 5,182
AMERN TOWER CORP REIT COM 03027X100   1,092,780 5,158 SH   SOLE   0 0 5,158
ADVANCED MICRO DEVIC COM 007903107   330,586 5,104 SH   SOLE   0 0 5,104
COLGATE-PALMOLIVE CO COM 194162103   378,192 4,800 SH   SOLE   0 0 4,800
TARGET CORP COM 87612E106   685,584 4,600 SH   SOLE   0 0 4,600
GENERAL MILLS INC COM 370334104   385,710 4,600 SH   SOLE   0 0 4,600
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   844,075 4,415 SH   SOLE   0 0 4,415
3M CO COM 88579Y101   488,521 4,074 SH   SOLE   0 0 4,074
INGERSOLL RAND INC COM 45687V106   209,000 4,000 SH   SOLE   0 0 4,000
CONOCOPHILLIPS COM 20825C104   469,404 3,978 SH   SOLE   0 0 3,978
MASTERCARD INC CLASS A CL A 57636Q104   1,261,359 3,627 SH   SOLE   0 0 3,627
ILLINOIS TOOL WORKS COM 452308109   780,964 3,545 SH   SOLE   0 0 3,545
LIVE NATION ENTRTMNT COM 538034109   237,116 3,400 SH   SOLE   0 0 3,400
HONEYWELL INTL INC COM 438516106   685,230 3,198 SH   SOLE   0 0 3,198
TOMPKINS FINL COM 890110109   247,480 3,190 SH   SOLE   0 0 3,190
DEERE & CO COM 244199105   1,318,437 3,075 SH   SOLE   0 0 3,075
VERISIGN INC COM 92343E102   630,701 3,070 SH   SOLE   0 0 3,070
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876   467,748 3,050 SH   SOLE   0 0 3,050
CAPITAL ONE FC COM 14040H105   278,880 3,000 SH   SOLE   0 0 3,000
SEMPRA COM 816851109   432,712 2,800 SH   SOLE   0 0 2,800
EASTMAN CHEMICAL CO COM 277432100   218,504 2,683 SH   SOLE   0 0 2,683
CHUBB LTD F COM H1467J104   584,369 2,649 SH   SOLE   0 0 2,649
LILLY ELI & CO COM 532457108   951,184 2,600 SH   SOLE   0 0 2,600
WALMART INC COM 931142103   339,417 2,394 SH   SOLE   0 0 2,394
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   815,109 2,320 SH   SOLE   0 0 2,320
WALT DISNEY CO COM 254687106   200,415 2,307 SH   SOLE   0 0 2,307
PHILLIPS 66 COM 718546104   229,913 2,209 SH   SOLE   0 0 2,209
NORTHROP GRUMMAN CORP COM 666807102   1,203,616 2,206 SH   SOLE   0 0 2,206
ADOBE INC COM 00724F101   664,647 1,975 SH   SOLE   0 0 1,975
COSTCO WHOLESALE CO COM 22160K105   730,400 1,600 SH   SOLE   0 0 1,600
ALLSTATE CORP COM 020002101   203,400 1,500 SH   SOLE   0 0 1,500
NVIDIA CORP COM 67066G104   213,364 1,460 SH   SOLE   0 0 1,460
PAYCOM SOFTWARE INC COM 70432V102   443,743 1,430 SH   SOLE   0 0 1,430
L3HARRIS TECHNOLOGIES IN COM 502431109   265,260 1,274 SH   SOLE   0 0 1,274
VERISK ANALYTICS INC CLASS A COM 92345Y106   218,761 1,240 SH   SOLE   0 0 1,240
MOODYS CORP COM 615369105   334,344 1,200 SH   SOLE   0 0 1,200
ROPER TECHNOLOGIES COM 776696106   435,469 1,008 SH   SOLE   0 0 1,008
ELEVANCE HEALTH INC COM 036752103   500,659 976 SH   SOLE   0 0 976
TRANSDIGM GROUP INC COM 893641100   589,982 937 SH   SOLE   0 0 937
INTUITIVE SURGICAL COM NEW 46120E602   238,815 900 SH   SOLE   0 0 900
CHARTER COMMUNICATN CLASS A CL A 16119P108   271,280 800 SH   SOLE   0 0 800
SPDR S&P 500 ETF TR UNIT 78462F103   203,909 533 SH   SOLE   0 0 533
O REILLY AUTOMOTIVE COM 67103H107   337,612 400 SH   SOLE   0 0 400
MARKEL CORP COM 570535104   487,471 370 SH   SOLE   0 0 370
AUTOZONE INC COM 053332102   715,192 290 SH   SOLE   0 0 290
BOOKING HOLDINGS INC COM 09857L108   509,866 253 SH   SOLE   0 0 253
TEXAS PACIFIC LAND CORP COM 88262P102   524,356 224 SH   SOLE   0 0 224