The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408   910,459 6,276 SH   SOLE   0 0 6,276
ISHARES TR RUS 1000 GRW ETF 464287614   1,217,269 5,682 SH   SOLE   0 0 5,682
VANGUARD STAR FDS VG TL INTL STK F 921909768   385,690 7,457 SH   SOLE   0 0 7,457
ISHARES TR MBS ETF 464288588   5,336,987 57,542 SH   SOLE   0 0 57,542
MICROSOFT CORP COM 594918104   415,346 1,732 SH   SOLE   0 0 1,732
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   270,408 2,173 SH   SOLE   0 0 2,173
EXXON MOBIL CORP COM 30231G102   356,159 3,229 SH   SOLE   0 0 3,229
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   17,203,381 89,802 SH   SOLE   0 0 89,802
ALPHABET INC CAP STK CL C 02079K107   855,357 9,640 SH   SOLE   0 0 9,640
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   792,362 3,194 SH   SOLE   0 0 3,194
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,956,797 281,088 SH   SOLE   0 0 281,088
ISHARES TR CORE S&P500 ETF 464287200   796,434 2,073 SH   SOLE   0 0 2,073
MEDICINOVA INC COM NEW 58468P206   32,185 15,700 SH   SOLE   0 0 15,700
VANGUARD INDEX FDS TOTAL STK MKT 922908769   21,886,987 114,478 SH   SOLE   0 0 114,478
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,573,846 5,095 SH   SOLE   0 0 5,095
ISHARES TR MSCI EAFE MIN VL 46429B689   292,924 4,607 SH   SOLE   0 0 4,607
KINDER MORGAN INC DEL COM 49456B101   524,627 29,017 SH   SOLE   0 0 29,017
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,748,679 75,746 SH   SOLE   0 0 75,746
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   356,021 5,426 SH   SOLE   0 0 5,426
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,058,847 86,981 SH   SOLE   0 0 86,981
ISHARES TR CORE US AGGBD ET 464287226   6,045,605 62,332 SH   SOLE   0 0 62,332
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,817,676 10,434 SH   SOLE   0 0 10,434
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   848,800 16,905 SH   SOLE   0 0 16,905
BOEING CO COM 097023105   436,783 2,293 SH   SOLE   0 0 2,293
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   875,835 17,423 SH   SOLE   0 0 17,423
VANGUARD INDEX FDS GROWTH ETF 922908736   17,276,076 81,066 SH   SOLE   0 0 81,066
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   308,429 2,031 SH   SOLE   0 0 2,031
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   257,786 3,125 SH   SOLE   0 0 3,125
ISHARES TR EXPND TEC SC ETF 464287549   260,120 929 SH   SOLE   0 0 929
ABBVIE INC COM 00287Y109   2,381,000 14,733 SH   SOLE   0 0 14,733
ISHARES TR SP SMCP600VL ETF 464287879   426,418 4,670 SH   SOLE   0 0 4,670
JOHNSON & JOHNSON COM 478160104   839,322 4,751 SH   SOLE   0 0 4,751
VANGUARD INDEX FDS MID CAP ETF 922908629   21,335,358 104,683 SH   SOLE   0 0 104,683
ISHARES INC CORE MSCI EMKT 46434G103   693,935 14,859 SH   SOLE   0 0 14,859
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   27,165,863 541,800 SH   SOLE   0 0 541,800
VANGUARD INDEX FDS SM CP VAL ETF 922908611   9,344,457 58,844 SH   SOLE   0 0 58,844
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   405,233 9,043 SH   SOLE   0 0 9,043
AMER STATES WTR CO COM 029899101   513,883 5,552 SH   SOLE   0 0 5,552
ISHARES TR RUS 2000 VAL ETF 464287630   287,511 2,073 SH   SOLE   0 0 2,073
ISHARES TR 0-5YR HI YL CP 46434V407   4,401,124 107,633 SH   SOLE   0 0 107,633
DBX ETF TR XTRACK MSCI EAFE 233051200   24,030,740 745,602 SH   SOLE   0 0 745,602
ISHARES TR HDG MSCI EAFE 46434V803   18,495,877 685,032 SH   SOLE   0 0 685,032
ABBOTT LABS COM 002824100   1,314,077 11,969 SH   SOLE   0 0 11,969
ALPHABET INC CAP STK CL A 02079K305   734,074 8,320 SH   SOLE   0 0 8,320
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,278,257 5,957 SH   SOLE   0 0 5,957
ISHARES TR S&P 500 GRWT ETF 464287309   1,402,089 23,967 SH   SOLE   0 0 23,967
QUALCOMM INC COM 747525103   1,223,919 11,133 SH   SOLE   0 0 11,133
ISHARES TR RUS 1000 ETF 464287622   600,825 2,854 SH   SOLE   0 0 2,854
ISHARES TR CORE S&P MCP ETF 464287507   1,717,553 7,101 SH   SOLE   0 0 7,101
ISHARES TR US CONSM STAPLES 464287812   422,353 2,083 SH   SOLE   0 0 2,083
APPLE INC COM 037833100   3,638,588 28,004 SH   SOLE   0 0 28,004
CATERPILLAR INC COM 149123101   329,874 1,377 SH   SOLE   0 0 1,377
ISHARES TR MSCI EAFE ETF 464287465   7,558,379 115,149 SH   SOLE   0 0 115,149
AMERICAN WTR WKS CO INC NEW COM 030420103   314,443 2,063 SH   SOLE   0 0 2,063