The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COMMON 00724F101   2,870,601 8,530 SH   SOLE   8,530 0 0
ALIBABA GROUP HLDG SPN ADS 8 ORD SHS 01609W102   799,417 9,075 SH   SOLE   9,075 0 0
ALPHABET INC CLASS C 02079K107   1,783,473 20,100 SH   SOLE   20,100 0 0
AMAZON COM INC COMMON 023135106   813,120 9,680 SH   SOLE   9,680 0 0
APPLE INC COMMON 037833100   2,566,767 19,755 SH   SOLE   19,755 0 0
BANK OF AMERICA CORP COMMON 060505104   2,053,440 62,000 SH   SOLE   62,000 0 0
BERKSHIRE HATHAWAY CLASS B 084670702   11,840,137 38,330 SH   SOLE   38,330 0 0
CATERPILLAR INC COMMON 149123101   2,359,666 9,850 SH   SOLE   9,850 0 0
CHEVRON CORP COMMON 166764100   231,542 1,290 SH   SOLE   1,290 0 0
CITIGROUP INC COMMON 172967424   539,142 11,920 SH   SOLE   11,920 0 0
COMCAST CORP CLASS A 20030N101   685,412 19,600 SH   SOLE   19,600 0 0
CUMMINS INC COMMON 231021106   2,071,580 8,550 SH   SOLE   8,550 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   139,223 11,729 SH   SOLE   11,729 0 0
FEDEX CORP COMMON 31428X106   1,779,630 10,275 SH   SOLE   10,275 0 0
FREEPORT-MCMORAN INC COMMON 35671D857   3,460,280 91,060 SH   SOLE   91,060 0 0
ISHARES LATN AMER 40 ETF 464287390   2,153,491 94,080 SH   SOLE   79,360 0 14,720
ISHARES MSCI ACWI US ETF 464288240   5,378,100 118,200 SH   SOLE   101,380 0 16,820
ISHARES EAFE SML CP ETF 464288273   263,197 4,660 SH   SOLE   3,800 0 860
ISHARES 3-7 YR TR BD ETF 464288661   1,522,292 13,250 SH   SOLE   13,250 0 0
ISHARES U.S. MED DVC ETF 464288810   15,308,594 291,204 SH   SOLE   278,924 0 12,280
ISHARES INC MSCI CDA INDEX 464286509   5,384,249 164,505 SH   SOLE   138,865 0 25,640
ISHARES INC MSCI EMERG MRKT 464286533   346,416 6,530 SH   SOLE   5,290 0 1,240
ISHARES INC MSCI MEXICO CAPPED E 464286822   1,924,594 38,920 SH   SOLE   33,390 0 5,530
ISHARES INC MSCI TAIWAN ETF 46434G772   4,626,834 115,210 SH   SOLE   95,680 0 19,530
ISHARES INC MSCI JAPAN ETF 46434G822   2,601,143 47,780 SH   SOLE   40,750 0 7,030
ISHARES MSCI INDIA INDEX FUND 46429B598   1,390,777 33,320 SH   SOLE   28,290 0 5,030
ISHARES TR NATL AMT FREE MUNI B 464288414   423,135 4,010 SH   SOLE   4,010 0 0
ISHARES TR PFD AND INCM SEC 464288687   641,435 21,010 SH   SOLE   20,410 0 600
JPMORGAN CHASE & CO COMMON 46625H100   3,982,770 29,700 SH   SOLE   29,700 0 0
LYONDELLBASELL INDUS SHARES A N53745100   689,149 8,300 SH   SOLE   8,300 0 0
MACYS INC COMMON 55616P104   2,251,056 109,010 SH   SOLE   109,010 0 0
MATTEL INC COMMON 577081102   1,726,912 96,800 SH   SOLE   96,800 0 0
MERCADOLIBRE INC COMMON 58733R102   1,633,243 1,930 SH   SOLE   1,930 0 0
META PLATFORMS INC COM USD0.000006 CL A 30303M102   1,215,434 10,100 SH   SOLE   10,100 0 0
METLIFE INC COMMON 59156R108   1,204,960 16,650 SH   SOLE   16,650 0 0
MICROSOFT CORP COMMON 594918104   8,346,935 34,805 SH   SOLE   34,805 0 0
OCCIDENTAL PETE CORP COMMON 674599105   2,513,301 39,900 SH   SOLE   39,900 0 0
OPKO HEALTH INC COMMON 68375N103   24,375 19,500 SH   SOLE   19,500 0 0
PROSHARES TR PSHS ULTSH 20YRS 74347B201   497,575 15,310 SH   SOLE   14,560 0 750
PROSHARES TR ULTRPRO S&P500 74347X864   226,768 6,920 SH   SOLE   6,920 0 0
PROSHARES TR ETF PSHS ULSHT 7-10Y 74347R313   1,258,226 56,486 SH   SOLE   56,486 0 0
SCHWAB CHARLES CORP COM 808513105   6,198,291 74,445 SH   SOLE   74,445 0 0
SELECT SECTOR SPDR HEALTH CARE 81369Y209   13,273,224 97,705 SH   SOLE   94,045 0 3,660
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   3,825,906 51,320 SH   SOLE   51,320 0 0
SELECT SECTOR SPDR SBI INT-ENERGY 81369Y506   3,817,191 43,640 SH   SOLE   43,640 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   3,792,900 53,800 SH   SOLE   53,800 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103   28,051,240 73,350 SH   SOLE   73,240 0 110
SPDR S&P MIDCAP 400 UTSER1 S&PDCRP 78467Y107   18,388,626 41,529 SH   SOLE   40,979 0 550
SPDR S&P MTLS&MNG SPDR SERIES TRUST 78464A755   2,264,612 45,465 SH   SOLE   45,465 0 0
SPDR SERIES TRUST SPDR S TR/S&P TRANS 78464A532   11,152,155 165,930 SH   SOLE   157,990 0 7,940
SPDR SERIES TRUST AEROSPACE DEF 78464A631   22,331,346 202,920 SH   SOLE   193,340 0 9,580
UNITED RENTALS INC COMMON 911363109   3,253,870 9,155 SH   SOLE   9,155 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   10,263,433 358,110 SH   SOLE   341,180 0 16,930
VANGUARD BD INDEX FD ETF SHORT TRM BOND 921937827   332,587 4,418 SH   SOLE   4,418 0 0
VANGUARD INDEX TR TOTAL STOCK MARKET 922908769   1,077,356 5,635 SH   SOLE   5,635 0 0
VANGUARD INTL EQ IND PACIFIC 922042866   234,234 3,640 SH   SOLE   3,000 0 640
VANGUARD INTL EQ IND FTSE EUROPE ETF 922042874   362,023 6,530 SH   SOLE   5,280 0 1,250
WELLS FARGO & CO COMMON 949746101   734,962 17,800 SH   SOLE   17,800 0 0