The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   363,299 2,248 SH   SOLE   0 0 2,248
ALPHABET INC CAP STK CL C 02079K107   617,117 6,955 SH   SOLE   0 0 6,955
ALPHABET INC CAP STK CL A 02079K305   755,778 8,566 SH   SOLE   0 0 8,566
AMAZON COM INC COM 023135106   807,156 9,609 SH   SOLE   0 0 9,609
APPLE INC COM 037833100   4,703,596 36,201 SH   SOLE   0 0 36,201
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   323,418 1,047 SH   SOLE   0 0 1,047
BRISTOL-MYERS SQUIBB CO COM 110122108   261,754 3,638 SH   SOLE   0 0 3,638
CONSOLIDATED EDISON INC COM 209115104   217,783 2,285 SH   SOLE   0 0 2,285
DEERE & CO COM 244199105   214,380 500 SH   SOLE   0 0 500
EATON VANCE LTD DURATION INC COM 27828H105   1,035,952 110,325 SH   SOLE   0 0 110,325
EXXON MOBIL CORP COM 30231G102   317,443 2,878 SH   SOLE   0 0 2,878
HOME DEPOT INC COM 437076102   364,818 1,155 SH   SOLE   0 0 1,155
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   2,723,809 243,632 SH   SOLE   0 0 243,632
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   2,023,259 98,551 SH   SOLE   0 0 98,551
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   345,367 18,499 SH   SOLE   0 0 18,499
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   474,552 32,955 SH   SOLE   0 0 32,955
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738   634,604 13,485 SH   SOLE   0 0 13,485
INVESCO QQQ TR UNIT SER 1 46090E103   592,381 2,225 SH   SOLE   0 0 2,225
ISHARES INC JP MRGN EM HI BD 464286285   228,387 6,530 SH   SOLE   0 0 6,530
ISHARES TR ISHS 1-5YR INVS 464288646   654,888 13,145 SH   SOLE   0 0 13,145
ISHARES TR CORE US AGGBD ET 464287226   253,629 2,615 SH   SOLE   0 0 2,615
ISHARES TR CORE S&P500 ETF 464287200   1,869,950 4,867 SH   SOLE   0 0 4,867
ISHARES TR BLACKROCK ULTRA 46434V878   210,703 4,211 SH   SOLE   0 0 4,211
ISHARES TR US HOME CONS ETF 464288752   272,723 4,500 SH   SOLE   0 0 4,500
ISHARES TR RUS 1000 VAL ETF 464287598   202,453 1,335 SH   SOLE   0 0 1,335
ISHARES TR TIPS BD ETF 464287176   965,943 9,075 SH   SOLE   0 0 9,075
ISHARES TR FLTG RATE NT ETF 46429B655   593,038 11,783 SH   SOLE   0 0 11,783
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,361,904 13,600 SH   SOLE   0 0 13,600
ISHARES TR IBOXX HI YD ETF 464288513   339,361 4,609 SH   SOLE   0 0 4,609
ISHARES TR GLOBAL 100 ETF 464287572   801,073 12,507 SH   SOLE   0 0 12,507
ISHARES TR S&P 500 GRWT ETF 464287309   2,244,762 38,372 SH   SOLE   0 0 38,372
ISHARES TR US AER DEF ETF 464288760   519,702 4,646 SH   SOLE   0 0 4,646
ISHARES TR PFD AND INCM SEC 464288687   3,685,197 120,707 SH   SOLE   0 0 120,707
ISHARES TR CORE S&P SCP ETF 464287804   407,037 4,301 SH   SOLE   0 0 4,301
ISHARES TR CORE S&P MCP ETF 464287507   529,739 2,190 SH   SOLE   0 0 2,190
ISHARES TR U.S. MED DVC ETF 464288810   290,712 5,530 SH   SOLE   0 0 5,530
ISHARES TR GRWT ALLOCAT ETF 464289867   253,108 5,367 SH   SOLE   0 0 5,367
ISHARES TR RUS 1000 GRW ETF 464287614   406,413 1,897 SH   SOLE   0 0 1,897
ISHARES TR SELECT DIVID ETF 464287168   205,744 1,706 SH   SOLE   0 0 1,706
ISHARES TR MSCI EAFE ETF 464287465   439,394 6,694 SH   SOLE   0 0 6,694
ISHARES TR RUSSELL 2000 ETF 464287655   866,492 4,970 SH   SOLE   0 0 4,970
ISHARES TR RUS 1000 ETF 464287622   232,625 1,105 SH   SOLE   0 0 1,105
ISHARES U S ETF TR INT RT HDG C B 46431W705   248,848 2,750 SH   SOLE   0 0 2,750
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   253,892 5,153 SH   SOLE   0 0 5,153
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,471,122 49,294 SH   SOLE   0 0 49,294
JOHNSON & JOHNSON COM 478160104   672,330 3,806 SH   SOLE   0 0 3,806
JPMORGAN CHASE & CO COM 46625H100   400,557 2,987 SH   SOLE   0 0 2,987
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   325,815 14,980 SH   SOLE   0 0 14,980
LOCKHEED MARTIN CORP COM 539830109   320,110 658 SH   SOLE   0 0 658
M & T BK CORP COM 55261F104   357,283 2,463 SH   SOLE   0 0 2,463
MASTERCARD INCORPORATED CL A 57636Q104   693,721 1,995 SH   SOLE   0 0 1,995
MERCK & CO INC COM 58933Y105   476,086 4,291 SH   SOLE   0 0 4,291
META PLATFORMS INC CL A 30303M102   233,339 1,939 SH   SOLE   0 0 1,939
MICROSOFT CORP COM 594918104   825,460 3,442 SH   SOLE   0 0 3,442
NETFLIX INC COM 64110L106   228,827 776 SH   SOLE   0 0 776
NUVEEN MUN VALUE FD INC COM 670928100   590,003 68,605 SH   SOLE   0 0 68,605
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101   478,758 37,846 SH   SOLE   0 0 37,846
NUVEEN S&P 500 DYNAMIC OVERW COM 6706EW100   4,816,471 298,789 SH   SOLE   0 0 298,789
PALANTIR TECHNOLOGIES INC CL A 69608A108   266,802 41,558 SH   SOLE   0 0 41,558
PEPSICO INC COM 713448108   234,858 1,300 SH   SOLE   0 0 1,300
PFIZER INC COM 717081103   579,934 11,318 SH   SOLE   0 0 11,318
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,689,594 27,264 SH   SOLE   0 0 27,264
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   532,689 5,968 SH   SOLE   0 0 5,968
PROCTER AND GAMBLE CO COM 742718109   214,003 1,412 SH   SOLE   0 0 1,412
PROSHARES TR S&P 500 DV ARIST 74348A467   262,527 2,917 SH   SOLE   0 0 2,917
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   412,899 6,739 SH   SOLE   0 0 6,739
PUTNAM PREMIER INCOME TR SH BEN INT 746853100   818,710 225,540 SH   SOLE   0 0 225,540
SEMPRA COM 816851109   200,902 1,300 SH   SOLE   0 0 1,300
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   563,924 1,702 SH   SOLE   0 0 1,702
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   826,391 27,834 SH   SOLE   0 0 27,834
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,516,007 6,579 SH   SOLE   0 0 6,579
SPDR SER TR NUVEEN BLMBRG SH 78468R739   213,759 4,550 SH   SOLE   0 0 4,550
SPDR SER TR PORTFOLI S&P1500 78464A805   345,832 7,313 SH   SOLE   0 0 7,313
SPDR SER TR BLOOMBERG SHT TE 78468R408   1,120,373 46,220 SH   SOLE   0 0 46,220
SPDR SER TR BBG CONV SEC ETF 78464A359   1,641,305 25,510 SH   SOLE   0 0 25,510
SPDR SER TR PRTFLO S&P500 VL 78464A508   930,249 23,920 SH   SOLE   0 0 23,920
SPDR SER TR S&P DIVID ETF 78464A763   1,315,782 10,517 SH   SOLE   0 0 10,517
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   1,495,100 36,555 SH   SOLE   0 0 36,555
TESLA INC COM 88160R101   555,419 4,509 SH   SOLE   0 0 4,509
TEXAS INSTRS INC COM 882508104   211,482 1,280 SH   SOLE   0 0 1,280
UNITEDHEALTH GROUP INC COM 91324P102   349,389 659 SH   SOLE   0 0 659
VANECK ETF TRUST BIOTECH ETF 92189F726   223,317 1,398 SH   SOLE   0 0 1,398
VANECK ETF TRUST IG FLOATING RATE 92189F486   349,315 14,040 SH   SOLE   0 0 14,040
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,233,967 17,177 SH   SOLE   0 0 17,177
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,120,141 33,345 SH   SOLE   0 0 33,345
VANGUARD INDEX FDS GROWTH ETF 922908736   7,505,947 35,221 SH   SOLE   0 0 35,221
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,543,862 8,075 SH   SOLE   0 0 8,075
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,143,792 8,609 SH   SOLE   0 0 8,609
VANGUARD INDEX FDS VALUE ETF 922908744   2,213,916 15,772 SH   SOLE   0 0 15,772
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,136,132 6,522 SH   SOLE   0 0 6,522
VANGUARD INDEX FDS MID CAP ETF 922908629   315,090 1,546 SH   SOLE   0 0 1,546
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,533,599 4,365 SH   SOLE   0 0 4,365
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,250,191 15,158 SH   SOLE   0 0 15,158
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,573,544 31,383 SH   SOLE   0 0 31,383
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,166,000 36,733 SH   SOLE   0 0 36,733
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,170,296 25,055 SH   SOLE   0 0 25,055
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   586,363 7,565 SH   SOLE   0 0 7,565
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,105,655 14,705 SH   SOLE   0 0 14,705
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,736,162 31,190 SH   SOLE   0 0 31,190
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,454,418 28,121 SH   SOLE   0 0 28,121
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   10,675,332 98,654 SH   SOLE   0 0 98,654
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   443,350 5,359 SH   SOLE   0 0 5,359
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,330,333 5,363 SH   SOLE   0 0 5,363
VANGUARD WORLD FDS INF TECH ETF 92204A702   257,764 807 SH   SOLE   0 0 807
VERIZON COMMUNICATIONS INC COM 92343V104   295,342 7,496 SH   SOLE   0 0 7,496
VISA INC COM CL A 92826C839   834,987 4,019 SH   SOLE   0 0 4,019
WD 40 CO COM 929236107   217,634 1,350 SH   SOLE   0 0 1,350
WISDOMTREE TR US SMALLCAP FUND 97717W562   873,734 20,515 SH   SOLE   0 0 20,515
WISDOMTREE TR GLB US QTLY DIV 97717W844   1,048,344 32,532 SH   SOLE   0 0 32,532
WISDOMTREE TR INTL EQUITY FD 97717W703   218,736 4,650 SH   SOLE   0 0 4,650
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,055,670 21,000 SH   SOLE   0 0 21,000