The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   237,202 1,978 SH   SOLE   0 0 1,978
ABBOTT LABS COM 002824100   591,549 5,388 SH   SOLE   0 0 5,388
ABBVIE INC COM 00287Y109   205,623 1,272 SH   SOLE   0 0 1,272
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   723,403 2,711 SH   SOLE   0 0 2,711
ADOBE SYSTEMS INCORPORATED COM 00724F101   861,517 2,560 SH   SOLE   0 0 2,560
AES CORP COM 00130H105   204,829 7,122 SH   SOLE   0 0 7,122
AGNICO EAGLE MINES LTD COM 008474108   341,522 6,569 SH   SOLE   0 0 6,569
AIRBNB INC COM CL A 009066101   312,075 3,650 SH   SOLE   0 0 3,650
ALPHABET INC CAP STK CL A 02079K305   299,364 3,393 SH   SOLE   0 0 3,393
ALPHABET INC CAP STK CL C 02079K107   760,860 8,575 SH   SOLE   0 0 8,575
AMAZON COM INC COM 023135106   1,298,575 15,459 SH   SOLE   0 0 15,459
AMERICAN EXPRESS CO COM 025816109   450,342 3,048 SH   SOLE   0 0 3,048
AON PLC SHS CL A G0403H108   280,631 935 SH   SOLE   0 0 935
APPLE INC COM 037833100   720,312 5,544 SH   SOLE   0 0 5,544
APPLIED MATLS INC COM 038222105   221,150 2,271 SH   SOLE   0 0 2,271
ASML HOLDING N V N Y REGISTRY SHS N07059210   220,746 404 SH   SOLE   0 0 404
AT&T INC COM 00206R102   191,703 10,413 SH   SOLE   0 0 10,413
AUGMEDIX INC COM 05105P107   19,098 12,242 SH   SOLE   0 0 12,242
AUTODESK INC COM 052769106   427,372 2,287 SH   SOLE   0 0 2,287
AZUL S A SPONSR ADR PFD 05501U106   103,870 17,000 SH   SOLE   0 0 17,000
BARRICK GOLD CORP COM 067901108   266,479 15,511 SH   SOLE   0 0 15,511
BECTON DICKINSON & CO COM 075887109   434,853 1,710 SH   SOLE   0 0 1,710
BERKLEY W R CORP COM 084423102   222,862 3,071 SH   SOLE   0 0 3,071
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   913,108 2,956 SH   SOLE   0 0 2,956
BLACKROCK RES & COMMODITIES SHS 09257A108   124,625 12,500 SH   SOLE   0 0 12,500
BLACKSTONE STRATEGIC CREDIT COM SHS BEN IN 09257R101   158,700 15,000 SH   SOLE   0 0 15,000
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109   253,399 40,674 SH   SOLE   0 0 40,674
BRISTOL-MYERS SQUIBB CO COM 110122108   215,490 2,995 SH   SOLE   0 0 2,995
BROOKFIELD CORP CL A LTD VT SH 11271J107   276,785 8,798 SH   SOLE   0 0 8,798
CANADIAN PAC RY LTD COM 13645T100   241,895 3,243 SH   SOLE   0 0 3,243
CHEVRON CORP NEW COM 166764100   532,347 2,966 SH   SOLE   0 0 2,966
CIGNA CORP NEW COM 125523100   387,999 1,171 SH   SOLE   0 0 1,171
CION INVT CORP COM 17259U204   2,108,568 216,263 SH   SOLE   0 0 216,263
CISCO SYS INC COM 17275R102   777,675 16,324 SH   SOLE   0 0 16,324
COCA COLA CO COM 191216100   467,880 7,355 SH   SOLE   0 0 7,355
COMCAST CORP NEW CL A 20030N101   395,476 11,309 SH   SOLE   0 0 11,309
COOPER COS INC COM NEW 216648402   241,720 731 SH   SOLE   0 0 731
CVS HEALTH CORP COM 126650100   269,040 2,887 SH   SOLE   0 0 2,887
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   17,636,062 652,704 SH   SOLE   0 0 652,704
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,639,771 165,821 SH   SOLE   0 0 165,821
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   7,694,091 307,272 SH   SOLE   0 0 307,272
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   24,561,843 1,011,608 SH   SOLE   0 0 1,011,608
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   271,728 12,580 SH   SOLE   0 0 12,580
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,209,678 26,246 SH   SOLE   0 0 26,246
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,461,896 83,379 SH   SOLE   0 0 83,379
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   2,825,407 133,589 SH   SOLE   0 0 133,589
DISNEY WALT CO COM 254687106   633,008 7,286 SH   SOLE   0 0 7,286
DOMINION ENERGY INC COM 25746U109   236,634 3,859 SH   SOLE   0 0 3,859
DUKE ENERGY CORP NEW COM NEW 26441C204   222,377 2,159 SH   SOLE   0 0 2,159
EATON CORP PLC SHS G29183103   514,482 3,278 SH   SOLE   0 0 3,278
EMERSON ELEC CO COM 291011104   224,973 2,342 SH   SOLE   0 0 2,342
ENBRIDGE INC COM 29250N105   315,420 8,067 SH   SOLE   0 0 8,067
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   557,166 46,939 SH   SOLE   0 0 46,939
ENTERPRISE PRODS PARTNERS L COM 293792107   218,238 9,048 SH   SOLE   0 0 9,048
ETFIS SER TR I INFRACP REIT PFD 26923G400   1,447,926 86,495 SH   SOLE   0 0 86,495
EXTRA SPACE STORAGE INC COM 30225T102   2,381,941 16,184 SH   SOLE   0 0 16,184
EXXON MOBIL CORP COM 30231G102   283,697 2,572 SH   SOLE   0 0 2,572
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,002,235 22,262 SH   SOLE   0 0 22,262
FIRSTENERGY CORP COM 337932107   281,543 6,713 SH   SOLE   0 0 6,713
FMC CORP COM NEW 302491303   316,493 2,536 SH   SOLE   0 0 2,536
FOX FACTORY HLDG CORP COM 35138V102   202,166 2,216 SH   SOLE   0 0 2,216
FREEPORT-MCMORAN INC CL B 35671D857   297,882 7,839 SH   SOLE   0 0 7,839
FS KKR CAP CORP COM 302635206   2,512,595 143,577 SH   SOLE   0 0 143,577
GARTNER INC COM 366651107   341,182 1,015 SH   SOLE   0 0 1,015
GENERAL DYNAMICS CORP COM 369550108   328,250 1,323 SH   SOLE   0 0 1,323
GENERAL ELECTRIC CO COM NEW 369604301   353,356 4,217 SH   SOLE   0 0 4,217
HALEON PLC SPON ADS 405552100   85,328 10,666 SH   SOLE   0 0 10,666
HOME DEPOT INC COM 437076102   613,223 1,941 SH   SOLE   0 0 1,941
HUMANA INC COM 444859102   201,804 394 SH   SOLE   0 0 394
ICON PLC SHS G4705A100   419,192 2,158 SH   SOLE   0 0 2,158
ILLUMINA INC COM 452327109   300,469 1,486 SH   SOLE   0 0 1,486
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   289,072 5,600 SH   SOLE   0 0 5,600
INVESCO QQQ TR UNIT SER 1 46090E103   670,253 2,517 SH   SOLE   0 0 2,517
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,091,326 10,898 SH   SOLE   0 0 10,898
ISHARES TR S&P MC 400GR ETF 464287606   339,246 4,967 SH   SOLE   0 0 4,967
ISHARES TR IBOXX HI YD ETF 464288513   572,326 7,773 SH   SOLE   0 0 7,773
ISHARES TR PFD AND INCM SEC 464288687   5,643,379 184,847 SH   SOLE   0 0 184,847
ISHARES TR IBOXX INV CP ETF 464287242   503,428 4,775 SH   SOLE   0 0 4,775
ISHARES TR 7-10 YR TRSY BD 464287440   580,235 6,058 SH   SOLE   0 0 6,058
ISHARES TR 0-5 YR TIPS ETF 46429B747   640,712 6,608 SH   SOLE   0 0 6,608
ISHARES TR IBONDS DEC23 ETF 46434VAX8   262,014 10,468 SH   SOLE   0 0 10,468
ISHARES TR JPMORGAN USD EMG 464288281   496,290 5,867 SH   SOLE   0 0 5,867
ISHARES TR US TREAS BD ETF 46429B267   722,020 31,779 SH   SOLE   0 0 31,779
ISHARES TR 20 YR TR BD ETF 464287432   1,280,740 12,864 SH   SOLE   0 0 12,864
ISHARES TR CORE S&P500 ETF 464287200   468,736 1,220 SH   SOLE   0 0 1,220
ISHARES TR 0-5YR HI YL CP 46434V407   934,950 22,865 SH   SOLE   0 0 22,865
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,039,833 60,639 SH   SOLE   0 0 60,639
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   387,649 8,440 SH   SOLE   0 0 8,440
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   310,257 6,789 SH   SOLE   0 0 6,789
JOHNSON & JOHNSON COM 478160104   519,806 2,943 SH   SOLE   0 0 2,943
JPMORGAN CHASE & CO COM 46625H100   742,646 5,538 SH   SOLE   0 0 5,538
LINDE PLC SHS G5494J103   230,609 707 SH   SOLE   0 0 707
LISTED FD TR TEUCRIUM AGRI ST 53656F144   295,379 8,389 SH   SOLE   0 0 8,389
LOCKHEED MARTIN CORP COM 539830109   237,894 489 SH   SOLE   0 0 489
LOWES COS INC COM 548661107   233,111 1,170 SH   SOLE   0 0 1,170
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   212,137 4,225 SH   SOLE   0 0 4,225
MARATHON PETE CORP COM 56585A102   298,308 2,563 SH   SOLE   0 0 2,563
MASTERCARD INCORPORATED CL A 57636Q104   699,980 2,013 SH   SOLE   0 0 2,013
MCDONALDS CORP COM 580135101   265,111 1,006 SH   SOLE   0 0 1,006
MEDTRONIC PLC SHS G5960L103   512,175 6,590 SH   SOLE   0 0 6,590
MERCK & CO INC COM 58933Y105   350,602 3,160 SH   SOLE   0 0 3,160
METLIFE INC COM 59156R108   228,255 3,154 SH   SOLE   0 0 3,154
MICROSOFT CORP COM 594918104   1,484,486 6,190 SH   SOLE   0 0 6,190
MPLX LP COM UNIT REP LTD 55336V100   272,014 8,283 SH   SOLE   0 0 8,283
NCINO INC COM 63947X101   3,937,551 148,924 SH   SOLE   0 0 148,924
NETFLIX INC COM 64110L106   792,932 2,689 SH   SOLE   0 0 2,689
NIKE INC CL B 654106103   466,168 3,984 SH   SOLE   0 0 3,984
NORTHROP GRUMMAN CORP COM 666807102   2,257,734 4,138 SH   SOLE   0 0 4,138
NOVO-NORDISK A S ADR 670100205   635,827 4,698 SH   SOLE   0 0 4,698
ORACLE CORP COM 68389X105   490,930 6,006 SH   SOLE   0 0 6,006
PAYPAL HLDGS INC COM 70450Y103   278,185 3,906 SH   SOLE   0 0 3,906
PEPSICO INC COM 713448108   305,857 1,693 SH   SOLE   0 0 1,693
PFIZER INC COM 717081103   337,412 6,585 SH   SOLE   0 0 6,585
PG&E CORP COM 69331C108   282,566 17,378 SH   SOLE   0 0 17,378
PHILIP MORRIS INTL INC COM 718172109   449,575 4,442 SH   SOLE   0 0 4,442
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   4,823,346 151,487 SH   SOLE   0 0 151,487
PROCTER AND GAMBLE CO COM 742718109   347,527 2,293 SH   SOLE   0 0 2,293
PROG HOLDINGS INC COM NPV 74319R101   3,093,336 183,146 SH   SOLE   0 0 183,146
QUALCOMM INC COM 747525103   220,320 2,004 SH   SOLE   0 0 2,004
QUALTRICS INTL INC COM CL A 747601201   161,565 15,565 SH   SOLE   0 0 15,565
QURATE RETAIL INC COM SER A 74915M100   18,059 11,079 SH   SOLE   0 0 11,079
RAYTHEON TECHNOLOGIES CORP COM 75513E101   894,959 8,868 SH   SOLE   0 0 8,868
RYAN SPECIALTY HOLDINGS INC CL A 78351F107   220,999 5,324 SH   SOLE   0 0 5,324
SALESFORCE INC COM 79466L302   484,882 3,657 SH   SOLE   0 0 3,657
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   459,153 10,247 SH   SOLE   0 0 10,247
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   276,968 5,626 SH   SOLE   0 0 5,626
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   558,170 12,227 SH   SOLE   0 0 12,227
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   350,477 10,881 SH   SOLE   0 0 10,881
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   380,951 7,897 SH   SOLE   0 0 7,897
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   687,420 20,100 SH   SOLE   0 0 20,100
SERVICENOW INC COM 81762P102   562,215 1,448 SH   SOLE   0 0 1,448
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   576,411 17,488 SH   SOLE   0 0 17,488
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   630,354 21,231 SH   SOLE   0 0 21,231
SPDR S&P 500 ETF TR TR UNIT 78462F103   739,620 1,934 SH   SOLE   0 0 1,934
SPDR SER TR S&P 600 SMCP GRW 78464A201   254,738 3,526 SH   SOLE   0 0 3,526
SPDR SER TR S&P 600 SMCP VAL 78464A300   257,503 3,469 SH   SOLE   0 0 3,469
SPDR SER TR PRTFLO S&P500 GW 78464A409   395,429 7,804 SH   SOLE   0 0 7,804
SPDR SER TR PORT MTG BK ETF 78464A383   716,708 33,028 SH   SOLE   0 0 33,028
SPDR SER TR S&P 400 MDCP VAL 78464A839   316,522 4,891 SH   SOLE   0 0 4,891
SPDR SER TR PRTFLO S&P500 VL 78464A508   457,936 11,775 SH   SOLE   0 0 11,775
SPDR SER TR BLOOMBERG HIGH Y 78468R622   3,145,680 34,952 SH   SOLE   0 0 34,952
SPDR SER TR S&P 400 MDCP GRW 78464A821   308,862 4,727 SH   SOLE   0 0 4,727
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   240,658 2,631 SH   SOLE   0 0 2,631
SPDR SER TR PORTFOLIO SHORT 78464A474   761,970 25,935 SH   SOLE   0 0 25,935
SPDR SER TR BBG CONV SEC ETF 78464A359   493,166 7,665 SH   SOLE   0 0 7,665
STARBUCKS CORP COM 855244109   213,283 2,150 SH   SOLE   0 0 2,150
TECHNIPFMC PLC COM G87110105   176,621 14,489 SH   SOLE   0 0 14,489
TESLA INC COM 88160R101   978,971 7,947 SH   SOLE   0 0 7,947
THERMO FISHER SCIENTIFIC INC COM 883556102   405,308 736 SH   SOLE   0 0 736
UNILEVER PLC SPON ADR NEW 904767704   342,682 6,806 SH   SOLE   0 0 6,806
UNION PAC CORP COM 907818108   216,802 1,047 SH   SOLE   0 0 1,047
UNITEDHEALTH GROUP INC COM 91324P102   1,450,042 2,735 SH   SOLE   0 0 2,735
US BANCORP DEL COM NEW 902973304   394,191 9,039 SH   SOLE   0 0 9,039
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   306,840 2,000 SH   SOLE   0 0 2,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   6,616,105 92,095 SH   SOLE   0 0 92,095
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,010,983 5,288 SH   SOLE   0 0 5,288
VANGUARD INDEX FDS SML CP GRW ETF 922908595   252,512 1,259 SH   SOLE   0 0 1,259
VANGUARD INDEX FDS VALUE ETF 922908744   394,153 2,808 SH   SOLE   0 0 2,808
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   989,760 12,000 SH   SOLE   0 0 12,000
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   284,448 810 SH   SOLE   0 0 810
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   351,624 2,600 SH   SOLE   0 0 2,600
VANGUARD INDEX FDS LARGE CAP ETF 922908637   312,021 1,791 SH   SOLE   0 0 1,791
VANGUARD INDEX FDS GROWTH ETF 922908736   1,282,922 6,020 SH   SOLE   0 0 6,020
VANGUARD INDEX FDS SM CP VAL ETF 922908611   200,046 1,260 SH   SOLE   0 0 1,260
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   239,026 6,132 SH   SOLE   0 0 6,132
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,499,032 53,501 SH   SOLE   0 0 53,501
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,166,275 37,043 SH   SOLE   0 0 37,043
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   318,489 4,109 SH   SOLE   0 0 4,109
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   469,672 3,093 SH   SOLE   0 0 3,093
VANGUARD STAR FDS VG TL INTL STK F 921909768   326,787 6,318 SH   SOLE   0 0 6,318
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   401,797 9,573 SH   SOLE   0 0 9,573
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   235,151 948 SH   SOLE   0 0 948
VANGUARD WORLD FDS UTILITIES ETF 92204A876   229,580 1,497 SH   SOLE   0 0 1,497
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   236,206 1,233 SH   SOLE   0 0 1,233
VERIZON COMMUNICATIONS INC COM 92343V104   478,316 12,140 SH   SOLE   0 0 12,140
VISA INC COM CL A 92826C839   838,104 4,034 SH   SOLE   0 0 4,034
WALMART INC COM 931142103   341,867 2,411 SH   SOLE   0 0 2,411
WELLS FARGO CO NEW COM 949746101   245,469 5,945 SH   SOLE   0 0 5,945
WEST PHARMACEUTICAL SVSC INC COM 955306105   205,461 873 SH   SOLE   0 0 873
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103   267,507 9,963 SH   SOLE   0 0 9,963
WILLIAMS COS INC COM 969457100   243,427 7,399 SH   SOLE   0 0 7,399
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,412,658 47,994 SH   SOLE   0 0 47,994
WORLD GOLD TR SPDR GLD MINIS 98149E204   278,301 7,690 SH   SOLE   0 0 7,690
ZOETIS INC CL A 98978V103   264,962 1,808 SH   SOLE   0 0 1,808