The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   881,323 7,349 SH   SOLE   2,163 0 5,186
ABBOTT LABS COM 002824100   2,111,152 19,229 SH   SOLE   3,422 0 15,807
ABBVIE INC COM 00287Y109   1,371,099 8,484 SH   SOLE   36 0 8,448
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   776,238 2,909 SH   SOLE   0 0 2,909
ADOBE SYSTEMS INCORPORATED COM 00724F101   793,201 2,357 SH   SOLE   0 0 2,357
ALIGN TECHNOLOGY INC COM 016255101   357,897 1,697 SH   SOLE   0 0 1,697
ALLBIRDS INC COM CL A 01675A109   25,933 10,716 SH   SOLE   0 0 10,716
ALPHABET INC CAP STK CL C 02079K107   4,185,272 47,168 SH   SOLE   9,301 0 37,867
ALPHABET INC CAP STK CL A 02079K305   7,301,738 82,758 SH   SOLE   21,997 0 60,761
AMAZON COM INC COM 023135106   2,416,932 28,773 SH   SOLE   0 0 28,773
AMERICAN EXPRESS CO COM 025816109   769,187 5,206 SH   SOLE   0 0 5,206
AMERICAN INTL GROUP INC COM NEW 026874784   202,558 3,203 SH   SOLE   0 0 3,203
AMGEN INC COM 031162100   954,171 3,633 SH   SOLE   0 0 3,633
ANALOG DEVICES INC COM 032654105   200,281 1,221 SH   SOLE   0 0 1,221
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   340,427 5,670 SH   SOLE   1,670 0 4,000
APPLE INC COM 037833100   40,798,583 314,005 SH   SOLE   42,556 0 271,449
APPLIED MATLS INC COM 038222105   543,419 5,580 SH   SOLE   0 0 5,580
AT&T INC COM 00206R102   294,554 16,000 SH   SOLE   0 0 16,000
AUTOMATIC DATA PROCESSING IN COM 053015103   371,427 1,555 SH   SOLE   0 0 1,555
BANK AMERICA CORP COM 060505104   1,413,562 42,680 SH   SOLE   0 0 42,680
BANK MARIN BANCORP COM 063425102   255,872 7,782 SH   SOLE   0 0 7,782
BECTON DICKINSON & CO COM 075887109   302,108 1,188 SH   SOLE   55 0 1,133
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   21,071,922 68,216 SH   SOLE   7,949 0 60,267
BERKSHIRE HATHAWAY INC DEL CL A 084670108   4,218,399 9 SH   SOLE   3 0 6
BILL COM HLDGS INC COM 090043100   29,008,421 266,230 SH   SOLE   160 0 266,070
BOEING CO COM 097023105   268,651 1,410 SH   SOLE   0 0 1,410
BOX INC CL A 10316T104   273,944 8,800 SH   SOLE   0 0 8,800
BRISTOL-MYERS SQUIBB CO COM 110122108   1,036,559 14,407 SH   SOLE   0 0 14,407
BROADCOM INC COM 11135F101   412,079 737 SH   SOLE   0 0 737
CANGO INC ADS 137586103   26,160 20,000 SH   SOLE   0 0 20,000
CAPITAL ONE FINL CORP COM 14040H105   251,271 2,703 SH   SOLE   0 0 2,703
CARDINAL HEALTH INC COM 14149Y108   203,552 2,648 SH   SOLE   0 0 2,648
CATERPILLAR INC COM 149123101   672,545 2,808 SH   SOLE   248 0 2,560
CHARTER COMMUNICATIONS INC N CL A 16119P108   458,542 1,352 SH   SOLE   73 0 1,279
CHEVRON CORP NEW COM 166764100   2,994,240 16,682 SH   SOLE   1,388 0 15,294
CIGNA CORP NEW COM 125523100   409,766 1,237 SH   SOLE   0 0 1,237
CINCINNATI FINL CORP COM 172062101   4,010,892 39,173 SH   SOLE   0 0 39,173
CISCO SYS INC COM 17275R102   1,079,635 22,663 SH   SOLE   404 0 22,259
CLOUDFLARE INC CL A COM 18915M107   945,477 20,913 SH   SOLE   3,779 0 17,134
COCA COLA CO COM 191216100   913,015 14,353 SH   SOLE   1,290 0 13,063
COMCAST CORP NEW CL A 20030N101   1,129,811 32,308 SH   SOLE   2,920 0 29,388
CONOCOPHILLIPS COM 20825C104   560,028 4,746 SH   SOLE   0 0 4,746
COSTCO WHSL CORP NEW COM 22160K105   907,089 1,987 SH   SOLE   450 0 1,537
COURSERA INC COM 22266M104   277,875 23,489 SH   SOLE   23,289 0 200
CSX CORP COM 126408103   219,710 7,092 SH   SOLE   0 0 7,092
CVS HEALTH CORP COM 126650100   337,441 3,621 SH   SOLE   0 0 3,621
DANAHER CORPORATION COM 235851102   1,884,168 7,099 SH   SOLE   1,566 0 5,533
DANIMER SCIENTIFIC INC COM CL A 236272100   21,212 11,850 SH   SOLE   0 0 11,850
DEERE & CO COM 244199105   499,934 1,166 SH   SOLE   0 0 1,166
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   5,990,893 117,124 SH   SOLE   9,801 0 107,323
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   7,366,619 242,323 SH   SOLE   40,113 0 202,210
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,083,416 183,923 SH   SOLE   49,503 0 134,420
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,128,654 283,734 SH   SOLE   0 0 283,734
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,845,857 281,955 SH   SOLE   0 0 281,955
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   23,736,182 708,966 SH   SOLE   128,067 0 580,899
DISNEY WALT CO COM 254687106   1,569,917 18,070 SH   SOLE   3,651 0 14,419
DOCUSIGN INC COM 256163106   586,011 10,574 SH   SOLE   0 0 10,574
DOLLAR GEN CORP NEW COM 256677105   209,313 850 SH   SOLE   0 0 850
DOMINION ENERGY INC COM 25746U109   373,071 6,084 SH   SOLE   0 0 6,084
DUKE ENERGY CORP NEW COM NEW 26441C204   356,190 3,458 SH   SOLE   0 0 3,458
ECOLAB INC COM 278865100   225,909 1,552 SH   SOLE   0 0 1,552
EDWARDS LIFESCIENCES CORP COM 28176E108   204,581 2,742 SH   SOLE   0 0 2,742
ELASTIC N V ORD SHS N14506104   538,948 10,465 SH   SOLE   0 0 10,465
ELEVANCE HEALTH INC COM 036752103   442,180 862 SH   SOLE   100 0 762
ENBRIDGE INC COM 29250N105   212,587 5,437 SH   SOLE   0 0 5,437
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106   854,154 19,316 SH   SOLE   0 0 19,316
ESAB CORPORATION COM 29605J106   204,993 4,369 SH   SOLE   0 0 4,369
ETHAN ALLEN INTERIORS INC COM 297602104   308,045 9,617 SH   SOLE   0 0 9,617
EXXON MOBIL CORP COM 30231G102   2,901,883 26,309 SH   SOLE   613 0 25,696
FEDEX CORP COM 31428X106   341,550 1,972 SH   SOLE   310 0 1,662
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   12,275,613 272,670 SH   SOLE   123,327 0 149,343
FIRST TR EXCHANGE-TRADED FD NAT GAS ETF 33733E807   1,241,897 50,669 SH   SOLE   0 0 50,669
FLEXSHARES TR MORNSTAR UPSTR 33939L407   203,005 4,670 SH   SOLE   0 0 4,670
FLEXSHARES TR US QUALITY CAP 33939L746   257,492 6,043 SH   SOLE   0 0 6,043
FTC SOLAR INC COM 30320C103   26,800 10,000 SH   SOLE   0 0 10,000
GENERAL DYNAMICS CORP COM 369550108   1,175,049 4,736 SH   SOLE   0 0 4,736
GENERAL ELECTRIC CO COM NEW 369604301   432,368 5,160 SH   SOLE   176 0 4,984
GENUINE PARTS CO COM 372460105   247,425 1,426 SH   SOLE   0 0 1,426
GOLDMAN SACHS GROUP INC COM 38141G104   338,573 986 SH   SOLE   75 0 911
HANESBRANDS INC COM 410345102   65,724 10,334 SH   SOLE   0 0 10,334
HOME DEPOT INC COM 437076102   1,776,081 5,623 SH   SOLE   0 0 5,623
HONEYWELL INTL INC COM 438516106   424,957 1,983 SH   SOLE   300 0 1,683
HUNTINGTON BANCSHARES INC COM 446150104   511,210 36,256 SH   SOLE   0 0 36,256
ILLINOIS TOOL WKS INC COM 452308109   200,032 908 SH   SOLE   31 0 877
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   13,282,282 466,700 SH   SOLE   22,378 0 444,322
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   7,346,764 231,540 SH   SOLE   17,181 0 214,359
INTEL CORP COM 458140100   650,877 24,626 SH   SOLE   1,809 0 22,817
INTERNATIONAL BUSINESS MACHS COM 459200101   775,929 5,507 SH   SOLE   0 0 5,507
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   221,350 3,464 SH   SOLE   0 0 3,464
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   282,698 13,770 SH   SOLE   0 0 13,770
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   393,411 5,018 SH   SOLE   0 0 5,018
INVESCO EXCHANGE TRADED FD T DYNMC ENRG EXP 46137V761   1,056,124 35,704 SH   SOLE   0 0 35,704
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   6,918,849 48,983 SH   SOLE   1,154 0 47,829
INVESCO QQQ TR UNIT SER 1 46090E103   265,089 996 SH   SOLE   0 0 996
ISHARES GOLD TR ISHARES NEW 464285204   250,432 7,240 SH   SOLE   0 0 7,240
ISHARES INC MSCI EMRG CHN 46434G764   200,513 4,224 SH   SOLE   0 0 4,224
ISHARES INC ESG AWR MSCI EM 46434G863   1,114,605 37,067 SH   SOLE   1,253 0 35,814
ISHARES INC MSCI EQUAL WEITE 464286681   288,040 3,949 SH   SOLE   0 0 3,949
ISHARES INC MSCI GBL MIN VOL 464286525   266,096,202 2,800,424 SH   SOLE   329,280 0 2,471,144
ISHARES INC MSCI EMERG MRKT 464286533   2,622,018 49,425 SH   SOLE   9,176 0 40,249
ISHARES INC CORE MSCI EMKT 46434G103   55,240,172 1,182,872 SH   SOLE   50,196 0 1,132,676
ISHARES TR HDG MSCI EAFE 46434V803   324,891 12,033 SH   SOLE   0 0 12,033
ISHARES TR U.S. MED DVC ETF 464288810   427,394 8,130 SH   SOLE   0 0 8,130
ISHARES TR S&P SML 600 GWT 464287887   529,651 4,901 SH   SOLE   0 0 4,901
ISHARES TR U.S. ENERGY ETF 464287796   249,000 5,356 SH   SOLE   0 0 5,356
ISHARES TR DOW JONES US ETF 464287846   2,779,577 29,744 SH   SOLE   0 0 29,744
ISHARES TR MSCI EAFE ETF 464287465   2,228,038 33,943 SH   SOLE   0 0 33,943
ISHARES TR MSCI GBL SUS DEV 46435G532   802,594 10,171 SH   SOLE   0 0 10,171
ISHARES TR MSCI ACWI ETF 464288257   3,459,265 40,754 SH   SOLE   4,601 0 36,153
ISHARES TR S&P 500 VAL ETF 464287408   807,795 5,568 SH   SOLE   0 0 5,568
ISHARES TR CORE DIV GRWTH 46434V621   1,280,250 25,605 SH   SOLE   0 0 25,605
ISHARES TR RUSSELL 2000 ETF 464287655   9,226,026 52,913 SH   SOLE   609 0 52,304
ISHARES TR AGGRES ALLOC ETF 464289859   669,320 11,202 SH   SOLE   0 0 11,202
ISHARES TR CORE 1 5 YR USD 46432F859   911,292 19,623 SH   SOLE   0 0 19,623
ISHARES TR SHORT TREAS BD 464288679   1,915,796 17,429 SH   SOLE   0 0 17,429
ISHARES TR CORE S&P500 ETF 464287200   39,845,685 103,708 SH   SOLE   4,941 0 98,767
ISHARES TR CORE S&P SCP ETF 464287804   2,173,817 22,969 SH   SOLE   0 0 22,969
ISHARES TR CORE S&P US GWT 464287671   2,376,716 29,155 SH   SOLE   0 0 29,155
ISHARES TR RUS 1000 ETF 464287622   15,274,284 72,554 SH   SOLE   4,681 0 67,873
ISHARES TR GLOBAL REIT ETF 46434V647   2,353,006 103,611 SH   SOLE   3,352 0 100,259
ISHARES TR MSCI EAFE MIN VL 46429B689   12,991,942 204,324 SH   SOLE   2,038 0 202,286
ISHARES TR RUS MID CAP ETF 464287499   2,612,743 38,736 SH   SOLE   8,484 0 30,252
ISHARES TR MSCI ACWI EX US 464288240   212,531 4,671 SH   SOLE   0 0 4,671
ISHARES TR CORE US AGGBD ET 464287226   6,313,440 65,094 SH   SOLE   13,825 0 51,269
ISHARES TR CORE S&P MCP ETF 464287507   5,696,212 23,548 SH   SOLE   579 0 22,969
ISHARES TR MSCI LW CRB TG 46434V464   8,761,834 63,425 SH   SOLE   6,319 0 57,106
ISHARES TR MODERT ALLOC ETF 464289875   2,459,323 64,702 SH   SOLE   0 0 64,702
ISHARES TR GRWT ALLOCAT ETF 464289867   30,110,222 638,469 SH   SOLE   56,292 0 582,177
ISHARES TR EAFE SML CP ETF 464288273   3,314,861 58,691 SH   SOLE   6,259 0 52,432
ISHARES TR INTL SEL DIV ETF 464288448   927,921 34,165 SH   SOLE   0 0 34,165
ISHARES TR CORE S&P US VLU 464287663   162,621,860 2,302,447 SH   SOLE   122,469 0 2,179,978
ISHARES TR RUS 1000 VAL ETF 464287598   5,562,085 36,676 SH   SOLE   0 0 36,676
ISHARES TR MSCI EMG MKT ETF 464287234   4,045,695 106,747 SH   SOLE   1,875 0 104,872
ISHARES TR CORE S&P TTL STK 464287150   2,127,886 25,093 SH   SOLE   0 0 25,093
ISHARES TR SELECT DIVID ETF 464287168   1,352,288 11,213 SH   SOLE   1,155 0 10,058
ISHARES TR MSCI USA QLT FCT 46432F339   390,769 3,429 SH   SOLE   0 0 3,429
ISHARES TR MSCI USA MIN VOL 46429B697   10,428,111 144,634 SH   SOLE   691 0 143,943
ISHARES TR RUS 2000 VAL ETF 464287630   13,521,970 97,512 SH   SOLE   3,014 0 94,498
ISHARES TR S&P 500 GRWT ETF 464287309   222,125 3,797 SH   SOLE   0 0 3,797
ISHARES TR NATIONAL MUN ETF 464288414   20,892,010 197,991 SH   SOLE   29,352 0 168,639
ISHARES TR RUS 2000 GRW ETF 464287648   626,613 2,921 SH   SOLE   0 0 2,921
ISHARES TR RUS MD CP GR ETF 464287481   1,037,978 12,416 SH   SOLE   0 0 12,416
ISHARES TR RUS 1000 GRW ETF 464287614   1,789,565 8,353 SH   SOLE   0 0 8,353
ISHARES TR CORE HIGH DV ETF 46429B663   760,327 7,294 SH   SOLE   0 0 7,294
ISHARES TR S&P MC 400VL ETF 464287705   501,581 4,976 SH   SOLE   0 0 4,976
ISHARES TR EAFE VALUE ETF 464288877   62,781,776 1,368,391 SH   SOLE   211,423 0 1,156,968
ISHARES TR CORE MSCI EAFE 46432F842   9,569,781 155,253 SH   SOLE   2,775 0 152,478
ISHARES TR RUSSELL 3000 ETF 464287689   6,462,433 29,284 SH   SOLE   704 0 28,580
JEFFERIES FINL GROUP INC COM 47233W109   208,182 6,073 SH   SOLE   0 0 6,073
JFROG LTD ORD SHS M6191J100   704,914 33,048 SH   SOLE   0 0 33,048
JOHNSON & JOHNSON COM 478160104   4,330,586 24,515 SH   SOLE   2,135 0 22,380
JPMORGAN CHASE & CO COM 46625H100   3,515,060 26,212 SH   SOLE   2,339 0 23,873
KINDER MORGAN INC DEL COM 49456B101   496,332 27,452 SH   SOLE   0 0 27,452
KRAFT HEINZ CO COM 500754106   262,335 6,444 SH   SOLE   0 0 6,444
LILLY ELI & CO COM 532457108   258,649 707 SH   SOLE   0 0 707
LINDE PLC SHS G5494J103   455,347 1,396 SH   SOLE   0 0 1,396
LOCKHEED MARTIN CORP COM 539830109   266,597 548 SH   SOLE   310 0 238
LOEWS CORP COM 540424108   331,839 5,689 SH   SOLE   0 0 5,689
LOWES COS INC COM 548661107   1,359,415 6,823 SH   SOLE   0 0 6,823
MARATHON OIL CORP COM 565849106   297,202 10,979 SH   SOLE   10,150 0 829
MARATHON PETE CORP COM 56585A102   913,080 7,845 SH   SOLE   4,218 0 3,627
MASTERCARD INCORPORATED CL A 57636Q104   1,290,869 3,713 SH   SOLE   0 0 3,713
MCDONALDS CORP COM 580135101   839,252 3,185 SH   SOLE   366 0 2,819
MERCK & CO INC COM 58933Y105   1,864,099 16,800 SH   SOLE   458 0 16,342
META PLATFORMS INC CL A 30303M102   5,461,390 45,383 SH   SOLE   1,365 0 44,018
METLIFE INC COM 59156R108   270,953 3,744 SH   SOLE   0 0 3,744
MICROSOFT CORP COM 594918104   11,307,677 47,150 SH   SOLE   2,192 0 44,958
MONDELEZ INTL INC CL A 609207105   227,210 3,409 SH   SOLE   0 0 3,409
MONROE CAP CORP COM 610335101   93,940 11,000 SH   SOLE   0 0 11,000
MORGAN STANLEY COM NEW 617446448   281,814 3,315 SH   SOLE   0 0 3,315
NEXTERA ENERGY INC COM 65339F101   747,050 8,936 SH   SOLE   0 0 8,936
NIKE INC CL B 654106103   682,519 5,833 SH   SOLE   1,418 0 4,415
NOKIA CORP SPONSORED ADR 654902204   110,571 23,830 SH   SOLE   0 0 23,830
NORTHROP GRUMMAN CORP COM 666807102   237,340 435 SH   SOLE   150 0 285
NOVARTIS AG SPONSORED ADR 66987V109   202,850 2,236 SH   SOLE   0 0 2,236
NOVO-NORDISK A S ADR 670100205   204,634 1,512 SH   SOLE   0 0 1,512
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   222,375 6,506 SH   SOLE   0 0 6,506
NVIDIA CORPORATION COM 67066G104   266,504 1,824 SH   SOLE   0 0 1,824
OCCIDENTAL PETE CORP COM 674599105   302,352 4,800 SH   SOLE   3,716 0 1,084
ORACLE CORP COM 68389X105   1,678,519 20,535 SH   SOLE   900 0 19,635
PAYCHEX INC COM 704326107   1,395,849 12,079 SH   SOLE   0 0 12,079
PAYPAL HLDGS INC COM 70450Y103   234,741 3,296 SH   SOLE   348 0 2,948
PEPSICO INC COM 713448108   3,676,612 20,351 SH   SOLE   2,996 0 17,355
PFIZER INC COM 717081103   2,058,705 40,178 SH   SOLE   0 0 40,178
PHILLIPS 66 COM 718546104   209,929 2,017 SH   SOLE   0 0 2,017
PROCTER AND GAMBLE CO COM 742718109   4,698,364 31,000 SH   SOLE   293 0 30,707
PROSHARES TR SHORT QQQ NEW 74347B714   608,819 41,360 SH   SOLE   0 0 41,360
PROSHARES TR S&P 500 DV ARIST 74348A467   534,361 5,938 SH   SOLE   0 0 5,938
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   209,176 3,414 SH   SOLE   0 0 3,414
QUALCOMM INC COM 747525103   1,517,281 13,801 SH   SOLE   2,580 0 11,221
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,281,482 12,698 SH   SOLE   175 0 12,523
REALTY INCOME CORP COM 756109104   391,109 6,166 SH   SOLE   89 0 6,077
RESMED INC COM 761152107   282,224 1,356 SH   SOLE   0 0 1,356
RESTAURANT BRANDS INTL INC COM 76131D103   845,366 13,072 SH   SOLE   0 0 13,072
RLJ LODGING TR CUM CONV PFD A 74965L200   332,584 13,980 SH   SOLE   13,980 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   3,038,256 32,315 SH   SOLE   0 0 32,315
SALESFORCE INC COM 79466L302   1,773,391 13,375 SH   SOLE   9,540 0 3,835
SCHWAB CHARLES CORP COM 808513105   2,155,268 25,886 SH   SOLE   1,354 0 24,532
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,136,402 17,213 SH   SOLE   0 0 17,213
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,086,911 24,256 SH   SOLE   0 0 24,256
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,144,763 17,448 SH   SOLE   1,941 0 15,507
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   4,864,038 167,322 SH   SOLE   0 0 167,322
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   229,582 5,667 SH   SOLE   2,442 0 3,225
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   627,277 13,741 SH   SOLE   3,895 0 9,846
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   919,851 12,177 SH   SOLE   0 0 12,177
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,959,155 87,689 SH   SOLE   20,549 0 67,140
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   29,241,395 1,180,040 SH   SOLE   32,323 0 1,147,717
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   215,519 3,057 SH   SOLE   0 0 3,057
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   300,274 2,413 SH   SOLE   0 0 2,413
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   12,597,912 368,360 SH   SOLE   0 0 368,360
SEMPRA COM 816851109   328,188 2,124 SH   SOLE   0 0 2,124
SERA PROGNOSTICS INC CLASS A COM 81749D107   20,755 16,472 SH   SOLE   0 0 16,472
SILGAN HOLDINGS INC COM 827048109   1,198,956 23,128 SH   SOLE   0 0 23,128
SNOWFLAKE INC CL A 833445109   489,615 3,411 SH   SOLE   2,036 0 1,375
SOFI TECHNOLOGIES INC COM 83406F102   72,068 15,633 SH   SOLE   0 0 15,633
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   251,148 758 SH   SOLE   0 0 758
SPDR GOLD TR GOLD SHS 78463V107   550,143 3,243 SH   SOLE   189 0 3,054
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   380,830 12,949 SH   SOLE   2,325 0 10,624
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   768,234 14,379 SH   SOLE   0 0 14,379
SPDR S&P 500 ETF TR TR UNIT 78462F103   24,189,901 63,253 SH   SOLE   3,591 0 59,662
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,362,266 3,076 SH   SOLE   0 0 3,076
SPDR SER TR DJ REIT ETF 78464A607   264,500 3,035 SH   SOLE   0 0 3,035
SPDR SER TR S&P REGL BKG 78464A698   440,491 7,499 SH   SOLE   0 0 7,499
SPDR SER TR S&P DIVID ETF 78464A763   1,553,791 12,419 SH   SOLE   1,157 0 11,262
STARBUCKS CORP COM 855244109   402,466 4,057 SH   SOLE   412 0 3,645
STRYKER CORPORATION COM 863667101   213,539 873 SH   SOLE   0 0 873
TARGET CORP COM 87612E106   248,450 1,667 SH   SOLE   750 0 917
TESLA INC COM 88160R101   507,871 4,123 SH   SOLE   0 0 4,123
THERMO FISHER SCIENTIFIC INC COM 883556102   1,024,283 1,860 SH   SOLE   0 0 1,860
TJX COS INC NEW COM 872540109   2,235,248 28,081 SH   SOLE   5,367 0 22,714
TOTALENERGIES SE SPONSORED ADS 89151E109   283,830 4,572 SH   SOLE   0 0 4,572
TRUIST FINL CORP COM 89832Q109   447,039 10,389 SH   SOLE   246 0 10,143
UNION PAC CORP COM 907818108   1,974,205 9,534 SH   SOLE   1,510 0 8,024
UNITED PARCEL SERVICE INC CL B 911312106   271,712 1,563 SH   SOLE   0 0 1,563
UNITEDHEALTH GROUP INC COM 91324P102   2,406,588 4,539 SH   SOLE   500 0 4,039
US BANCORP DEL COM NEW 902973304   2,248,096 51,550 SH   SOLE   740 0 50,810
VANECK ETF TRUST BIOTECH ETF 92189F726   1,211,308 7,583 SH   SOLE   1,292 0 6,291
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   5,804,882 36,962 SH   SOLE   521 0 36,441
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,842,461 37,759 SH   SOLE   0 0 37,759
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,489,523 30,398 SH   SOLE   0 0 30,398
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   26,091,234 363,183 SH   SOLE   32,298 0 330,885
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   488,925 3,680 SH   SOLE   0 0 3,680
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,461,510 13,412 SH   SOLE   0 0 13,412
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,050,362 5,238 SH   SOLE   0 0 5,238
VANGUARD INDEX FDS SM CP VAL ETF 922908611   115,842,832 729,490 SH   SOLE   52,980 0 676,510
VANGUARD INDEX FDS MID CAP ETF 922908629   1,243,037 6,099 SH   SOLE   0 0 6,099
VANGUARD INDEX FDS VALUE ETF 922908744   15,546,258 110,752 SH   SOLE   518 0 110,234
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,881,541 47,060 SH   SOLE   5,914 0 41,146
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,192,732 42,851 SH   SOLE   23,473 0 19,378
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   52,924,282 150,640 SH   SOLE   11,258 0 139,382
VANGUARD INDEX FDS GROWTH ETF 922908736   2,171,165 10,188 SH   SOLE   0 0 10,188
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,310,573 7,524 SH   SOLE   0 0 7,524
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,562,897 117,058 SH   SOLE   9,516 0 107,542
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,328,898 32,146 SH   SOLE   6,225 0 25,921
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   16,034,131 319,787 SH   SOLE   17,646 0 302,141
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   413,022 4,792 SH   SOLE   0 0 4,792
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   13,212,798 128,516 SH   SOLE   4,641 0 123,875
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   266,871,988 5,392,444 SH   SOLE   259,586 0 5,132,858
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   634,453 8,438 SH   SOLE   2,793 0 5,645
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   578,027 9,997 SH   SOLE   0 0 9,997
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   2,915,938 43,796 SH   SOLE   0 0 43,796
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   149,367,728 983,657 SH   SOLE   43,296 0 940,361
VANGUARD STAR FDS VG TL INTL STK F 921909768   567,557 10,974 SH   SOLE   0 0 10,974
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,579,701 156,772 SH   SOLE   11,425 0 145,347
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,089,025 10,064 SH   SOLE   0 0 10,064
VANGUARD WORLD FD ESG INTL STK ETF 921910725   675,034 13,723 SH   SOLE   0 0 13,723
VANGUARD WORLD FD ESG US STK ETF 921910733   655,307 9,950 SH   SOLE   0 0 9,950
VANGUARD WORLD FDS MATERIALS ETF 92204A801   628,549 3,693 SH   SOLE   229 0 3,464
VANGUARD WORLD FDS INF TECH ETF 92204A702   7,176,184 22,467 SH   SOLE   1,862 0 20,605
VERIZON COMMUNICATIONS INC COM 92343V104   521,344 13,232 SH   SOLE   685 0 12,547
VISA INC COM CL A 92826C839   1,192,016 5,737 SH   SOLE   0 0 5,737
WALMART INC COM 931142103   665,063 4,690 SH   SOLE   0 0 4,690
WASTE MGMT INC DEL COM 94106L109   318,623 2,031 SH   SOLE   0 0 2,031
WELLS FARGO CO NEW COM 949746101   1,274,953 30,878 SH   SOLE   0 0 30,878
WISDOMTREE TR EMER MKT HIGH FD 97717W315   22,843,487 640,951 SH   SOLE   93,677 0 547,274
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,343,875 53,977 SH   SOLE   2,193 0 51,784
WORKDAY INC CL A 98138H101   209,330 1,251 SH   SOLE   0 0 1,251
ZIMMER BIOMET HOLDINGS INC COM 98956P102   232,943 1,827 SH   SOLE   0 0 1,827