The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMYRIS INC COM NEW 03236M200   21,763 14,224 SH   SOLE 0 0 0 14,224
APPLE INC COM 037833100   990,106 7,620 SH   SOLE 0 0 0 7,620
DBX ETF TR XTRCKR MSCI US 233051150   855,332 24,546 SH   SOLE 0 0 0 24,546
ESPORTS ENTMT GROUP INC COM 29667K306   4,333 56,561 SH   SOLE 0 0 0 56,561
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   348,881 7,786 SH   SOLE 0 0 0 7,786
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   512,451 21,495 SH   SOLE 0 0 0 21,495
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   838,055 13,099 SH   SOLE 0 0 0 13,099
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   350,020 7,679 SH   SOLE 0 0 0 7,679
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   204,993 2,169 SH   SOLE 0 0 0 2,169
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   217,040 4,821 SH   SOLE 0 0 0 4,821
INNOVATOR ETFS TR US EQT ULTRA BFR 45782C425   316,111 12,008 SH   SOLE 0 0 0 12,008
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   246,359 8,287 SH   SOLE 0 0 0 8,287
INNOVATOR ETFS TR US EQT ULTRA BF 45782C375   460,838 16,365 SH   SOLE 0 0 0 16,365
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805   329,204 13,269 SH   SOLE 0 0 0 13,269
INNOVATOR ETFS TR US EQT ULTRA BF 45782C672   386,608 14,804 SH   SOLE 0 0 0 14,804
ISHARES INC MSCI EMERG MRKT 464286533   7,539,737 142,125 SH   SOLE 0 0 0 142,125
ISHARES TR CORE TOTAL USD 46434V613   31,380,206 698,424 SH   SOLE 0 0 0 698,424
ISHARES TR CONV BD ETF 46435G102   2,206,350 31,760 SH   SOLE 0 0 0 31,760
ISHARES TR CORE US AGGBD ET 464287226   8,780,099 90,526 SH   SOLE 0 0 0 90,526
ISHARES TR ESG AWR MSCI USA 46435G425   21,747,786 256,611 SH   SOLE 0 0 0 256,611
ISHARES TR CORE 1 5 YR USD 46432F859   5,338,618 114,957 SH   SOLE 0 0 0 114,957
ISHARES TR FALN ANGLS USD 46435G474   1,151,071 46,773 SH   SOLE 0 0 0 46,773
ISHARES TR MBS ETF 464288588   12,359,812 133,259 SH   SOLE 0 0 0 133,259
ISHARES TR 20 YR TR BD ETF 464287432   442,720 4,447 SH   SOLE 0 0 0 4,447
ISHARES TR EAFE VALUE ETF 464288877   11,352,323 247,435 SH   SOLE 0 0 0 247,435
ISHARES TR US TREAS BD ETF 46429B267   9,359,929 411,969 SH   SOLE 0 0 0 411,969
ISHARES TR CORE MSCI TOTAL 46432F834   11,224,279 193,923 SH   SOLE 0 0 0 193,923
ISHARES TR CORE S&P SCP ETF 464287804   2,861,839 30,239 SH   SOLE 0 0 0 30,239
ISHARES TR U.S. TECH ETF 464287721   4,041,437 54,255 SH   SOLE 0 0 0 54,255
ISHARES TR MSCI USA MIN VOL 46429B697   2,995,827 41,551 SH   SOLE 0 0 0 41,551
ISHARES TR 10-20 YR TRS ETF 464288653   3,793,183 35,064 SH   SOLE 0 0 0 35,064
ISHARES TR SHRT NAT MUN ETF 464288158   459,791 4,410 SH   SOLE 0 0 0 4,410
ISHARES TR TIPS BD ETF 464287176   2,405,898 22,603 SH   SOLE 0 0 0 22,603
ISHARES TR NATIONAL MUN ETF 464288414   1,680,196 15,923 SH   SOLE 0 0 0 15,923
ISHARES TR 0-5YR HI YL CP 46434V407   6,074,758 148,563 SH   SOLE 0 0 0 148,563
ISHARES TR CORE S&P500 ETF 464287200   43,189,931 112,412 SH   SOLE 0 0 0 112,412
ISHARES TR US INFRASTRUC 46435U713   929,153 25,625 SH   SOLE 0 0 0 25,625
ISHARES TR EAFE GRWTH ETF 464288885   9,120,944 108,894 SH   SOLE 0 0 0 108,894
ISHARES TR MSCI USA MMENTM 46432F396   3,060,769 20,974 SH   SOLE 0 0 0 20,974
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   1,541,202 54,672 SH   SOLE 0 0 0 54,672
PEOPLES FINL SVCS CORP COM 711040105   642,729 12,398 SH   SOLE 0 0 0 12,398
PFIZER INC COM 717081103   200,463 3,912 SH   SOLE 0 0 0 3,912
PROCTER AND GAMBLE CO COM 742718109   35,711,489 235,626 SH   SOLE 0 0 0 235,626
PROSHARES TR ULTRPRO S&P500 74347X864   519,791 15,862 SH   SOLE 0 0 0 15,862
SPDR S&P 500 ETF TR TR UNIT 78462F103   32,316,104 84,502 SH   SOLE 0 0 0 84,502