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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKSTONE MTG TR INC COM CL A 09257W100   512,737 24,220 SH   SOLE   0 0 24,220
ISHARES INC CORE MSCI EMKT 46434G103   7,901,547 169,198 SH   SOLE   0 0 169,198
ISHARES TR CORE MSCI EAFE 46432F842   4,971,882 80,660 SH   SOLE   0 0 80,660
ISHARES TR FLTG RATE NT ETF 46429B655   731,547 14,535 SH   SOLE   0 0 14,535
ISHARES TR ISHS 1-5YR INVS 464288646   53,663,065 1,077,139 SH   SOLE   0 0 1,077,139
ISHARES TR 3 7 YR TREAS BD 464288661   254,711 2,217 SH   SOLE   0 0 2,217
ISHARES TR RUS 1000 VAL ETF 464287598   52,978,169 349,345 SH   SOLE   0 0 349,345
ISHARES TR RUS 1000 GRW ETF 464287614   47,137,942 220,024 SH   SOLE   0 0 220,024
ISHARES TR RUS 2000 VAL ETF 464287630   27,397,448 197,573 SH   SOLE   0 0 197,573
ISHARES TR RUS 2000 GRW ETF 464287648   352,671 1,644 SH   SOLE   0 0 1,644
ISHARES TR RUS MD CP GR ETF 464287481   40,459,390 483,964 SH   SOLE   0 0 483,964
ISHARES TR RUS MDCP VAL ETF 464287473   65,764,710 624,309 SH   SOLE   0 0 624,309
ISHARES TR 1 3 YR TREAS BD 464287457   298,381 3,676 SH   SOLE   0 0 3,676
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   16,780,477 347,854 SH   SOLE   0 0 347,854
SCHWAB STRATEGIC TR US TIPS ETF 808524870   22,749,068 439,256 SH   SOLE   0 0 439,256
SPDR SER TR PORTFLI INTRMDIT 78464A672   49,747,838 1,761,609 SH   SOLE   0 0 1,761,609
SPDR SER TR PORTFOLIO INTRMD 78464A375   30,336,536 953,080 SH   SOLE   0 0 953,080
SPDR SER TR PORTFOLIO SHORT 78464A474   541,209 18,421 SH   SOLE   0 0 18,421
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   80,767,966 449,310 SH   SOLE   0 0 449,310
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   118,135,386 873,524 SH   SOLE   0 0 873,524
VANGUARD INDEX FDS VALUE ETF 922908744   98,119,472 699,006 SH   SOLE   0 0 699,006
VANGUARD INDEX FDS SM CP VAL ETF 922908611   57,675,525 363,196 SH   SOLE   0 0 363,196
VANGUARD INDEX FDS GROWTH ETF 922908736   87,330,986 409,793 SH   SOLE   0 0 409,793
VANGUARD INDEX FDS SML CP GRW ETF 922908595   13,224,209 65,943 SH   SOLE   0 0 65,943
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   204,626 2,640 SH   SOLE   0 0 2,640
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   345,498 4,595 SH   SOLE   0 0 4,595