The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   1,384 75,168 SH   SOLE 0 75,096 0 72
AT&T Inc Com 00206R102   1 40 SH   DFND 0 40 0 0
Abbott Laboratories Com 002824100   8,413 76,628 SH   SOLE 0 72,142 0 4,486
Abbott Laboratories Com 002824100   113 1,031 SH   DFND 0 1,031 0 0
AbbVie Inc Com 00287Y109   6,598 40,825 SH   SOLE 0 40,634 0 191
AbbVie Inc Com 00287Y109   190 1,173 SH   DFND 0 1,173 0 0
Aberdeen Std Gold ETF Com 00326A104   445 25,465 SH   SOLE 0 25,465 0 0
Adobe Systems Inc Com 00724F101   653 1,941 SH   SOLE 0 1,941 0 0
Advanced Micro Devices Inc Com 007903107   2,650 40,921 SH   SOLE 0 40,855 0 66
Advanced Micro Devices Inc Com 007903107   73 1,124 SH   DFND 0 1,124 0 0
Agilent Technologies Inc Com 00846U101   270 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106   3,198 10,374 SH   SOLE 0 10,356 0 18
Air Products & Chemicals Inc Com 009158106   3 10 SH   DFND 0 10 0 0
Allstate Corp Com 020002101   869 6,408 SH   SOLE 0 6,408 0 0
Alphabet Inc-C Com 02079K107   1,644 18,526 SH   SOLE 0 18,526 0 0
Alphabet Inc-C Com 02079K107   106 1,200 SH   DFND 0 1,200 0 0
Alphabet Inc-A Com 02079K305   4,392 49,777 SH   SOLE 0 49,777 0 0
Alphabet Inc-A Com 02079K305   143 1,620 SH   DFND 0 1,620 0 0
Amazon.com Inc Com 023135106   4,302 51,209 SH   SOLE 0 50,609 0 600
Amazon.com Inc Com 023135106   34 400 SH   DFND 0 400 0 0
American Electric Power Co Inc Com 025537101   590 6,214 SH   SOLE 0 6,214 0 0
American Express Co Com 025816109   1,018 6,892 SH   SOLE 0 6,892 0 0
American Express Co Com 025816109   42 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100   283 1,338 SH   SOLE 0 1,338 0 0
American Water Works Co Inc Com 030420103   2,615 17,156 SH   SOLE 0 17,121 0 35
American Water Works Co Inc Com 030420103   89 587 SH   DFND 0 587 0 0
Amgen Inc Com 031162100   5,450 20,750 SH   SOLE 0 13,044 0 7,706
Amgen Inc Com 031162100   127 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105   2,780 16,947 SH   SOLE 0 16,914 0 33
Analog Devices Inc Com 032654105   100 612 SH   DFND 0 612 0 0
Apple Inc Com 037833100   25,460 195,952 SH   SOLE 0 193,990 0 1,962
Apple Inc Com 037833100   220 1,692 SH   DFND 0 1,692 0 0
ADR AstraZeneca PLC- II Sp Com 046353108   394 5,806 SH   SOLE 0 5,806 0 0
Automatic Data Processing Inc Com 053015103   1,815 7,599 SH   SOLE 0 7,504 0 95
AutoZone Inc Com 053332102   234 95 SH   SOLE 0 95 0 0
Baxter International Inc Com 071813109   1,716 33,663 SH   SOLE 0 33,663 0 0
Baxter International Inc Com 071813109   34 675 SH   DFND 0 675 0 0
Berkshire Hathaway Inc-A Com 084670108   937 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702   1,236 4,000 SH   SOLE 0 4,000 0 0
Berkshire Hathaway Inc-B Com 084670702   11 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101   828 1,169 SH   SOLE 0 1,168 0 1
Boeing Co/The Com 097023105   1,837 9,643 SH   SOLE 0 6,163 0 3,480
Boeing Co/The Com 097023105   25 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108   2,482 34,502 SH   SOLE 0 33,882 0 620
Bristol Myers Squibb Com 110122108   29 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101   350 626 SH   SOLE 0 626 0 0
Cigna Corp Com 125523100   398 1,200 SH   SOLE 0 1,200 0 0
Cigna Corp Com 125523100   1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105   1,549 9,214 SH   SOLE 0 9,214 0 0
CME Group Inc Com 12572Q105   1 7 SH   DFND 0 7 0 0
CSX Corp Com 126408103   216 6,985 SH   SOLE 0 6,985 0 0
CVS Health Corp Com 126650100   3,009 32,294 SH   SOLE 0 25,208 0 7,086
CVS Health Corp Com 126650100   54 579 SH   DFND 0 579 0 0
Coterra Energy Inc Com 127097103   239 9,712 SH   SOLE 0 401 0 9,311
Canadian National Railway Co Com 136375102   217 1,824 SH   SOLE 0 1,824 0 0
Carrier Global Corp Com 14448C104   655 15,888 SH   SOLE 0 15,888 0 0
Carrier Global Corp Com 14448C104   14 345 SH   DFND 0 345 0 0
Caterpillar Inc Com 149123101   2,569 10,722 SH   SOLE 0 3,322 0 7,400
Chevron Corp Com 166764100   9,840 54,821 SH   SOLE 0 54,558 0 263
Chevron Corp Com 166764100   192 1,071 SH   DFND 0 821 0 250
Cincinnati Financial Corp Com 172062101   787 7,686 SH   SOLE 0 7,686 0 0
Cisco Systems Inc Com 17275R102   4,096 85,972 SH   SOLE 0 81,367 0 4,605
Cisco Systems Inc Com 17275R102   31 647 SH   DFND 0 647 0 0
Citigroup Inc Com 172967424   288 6,373 SH   SOLE 0 6,354 0 19
Coca-Cola Co/The Com 191216100   5,345 84,025 SH   SOLE 0 81,025 0 3,000
Coca-Cola Co/The Com 191216100   132 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102   1,512 26,430 SH   SOLE 0 26,430 0 0
Cognizant Tech Solutions Corp-A Com 192446102   47 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103   1,281 16,257 SH   SOLE 0 4,677 0 11,580
Comcast Corp-A Com 20030N101   945 27,036 SH   SOLE 0 26,984 0 52
Comcast Corp-A Com 20030N101   42 1,214 SH   DFND 0 1,214 0 0
ConocoPhillips Inc Com 20825C104   1,012 8,580 SH   SOLE 0 8,580 0 0
Costco Wholesale Corp Com 22160K105   2,346 5,139 SH   SOLE 0 5,139 0 0
Costco Wholesale Corp Com 22160K105   46 100 SH   DFND 0 100 0 0
Crown Castle Inc Com 22822V101   706 5,206 SH   SOLE 0 5,206 0 0
Cummins Inc Com 231021106   325 1,340 SH   SOLE 0 1,340 0 0
Danaher Corp Com 235851102   9,455 35,621 SH   SOLE 0 35,621 0 0
Danaher Corp Com 235851102   164 618 SH   DFND 0 618 0 0
Darden Restaurants Inc Com 237194105   321 2,317 SH   SOLE 0 2,317 0 0
Deere & Co Com 244199105   8,553 19,949 SH   SOLE 0 9,749 0 10,200
Dentsply Sirona Inc Com 24906P109   330 10,352 SH   SOLE 0 10,352 0 0
Dentsply Sirona Inc Com 24906P109   13 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103   1,292 12,888 SH   SOLE 0 12,863 0 25
Digital Realty Trust Inc Com 253868103   54 534 SH   DFND 0 534 0 0
Disney Walt Co Com 254687106   4,178 48,091 SH   SOLE 0 48,091 0 0
Disney Walt Co Com 254687106   19 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109   1,944 31,695 SH   SOLE 0 31,658 0 37
Dominion Resources Inc/VA Com 25746U109   75 1,220 SH   DFND 0 1,220 0 0
Dover Corp Com 260003108   464 3,425 SH   SOLE 0 3,425 0 0
Duke Energy Corp Com 26441C204   2,565 24,908 SH   SOLE 0 24,874 0 34
Duke Energy Corp Com 26441C204   2 22 SH   DFND 0 22 0 0
DuPont de Nemours Inc Com 26614N102   902 13,144 SH   SOLE 0 13,144 0 0
DuPont de Nemours Inc Com 26614N102   15 221 SH   DFND 0 221 0 0
EOG Resources Inc Com 26875P101   1,194 9,221 SH   SOLE 0 9,221 0 0
Emerson Electric Company Com 291011104   1,347 14,024 SH   SOLE 0 6,824 0 7,200
Enbridge Inc Com 29250N105   676 17,297 SH   SOLE 0 16,453 0 844
Enbridge Inc Com 29250N105   4 100 SH   DFND 0 100 0 0
Entergy Corp Com 29364G103   1,123 9,978 SH   SOLE 0 9,953 0 25
Exelon Corp Com 30161N101   1,538 35,588 SH   SOLE 0 35,014 0 574
Exelon Corp Com 30161N101   72 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102   5,639 51,121 SH   SOLE 0 44,787 0 6,334
Exxon Mobil Corp Com 30231G102   78 711 SH   DFND 0 411 0 300
Farmer & Merchants Bancorp Inc/OH Com 30779N105   216 7,940 SH   SOLE 0 3,940 0 4,000
Federated Ultra Short Term Bond-I Com 31428Q747   9,664 1,078,519 SH   SOLE 0 1,078,519 0 0
Federated Ultra Short Term Bond-I Com 31428Q747   160 17,837 SH   DFND 0 9,652 0 8,185
Fifth Third Bancorp Com 316773100   1,669 50,859 SH   SOLE 0 34,059 0 16,800
First Solar Inc Com 336433107   255 1,703 SH   SOLE 0 1,303 0 400
Fortive Corp Com 34959J108   683 10,633 SH   SOLE 0 10,633 0 0
Fortive Corp Com 34959J108   19 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105   362 2,650 SH   SOLE 0 0 0 2,650
Franklin Electric Co Inc Com 353514102   407 5,100 SH   SOLE 0 0 0 5,100
Arthur J Gallagher & Co Com 363576109   3,584 19,008 SH   SOLE 0 18,961 0 47
Arthur J Gallagher & Co Com 363576109   114 606 SH   DFND 0 606 0 0
General Dynamics Corp Com 369550108   2,014 8,118 SH   SOLE 0 8,118 0 0
General Dynamics Corp Com 369550108   32 130 SH   DFND 0 130 0 0
General Mills Inc Com 370334104   1,991 23,747 SH   SOLE 0 23,692 0 55
General Mills Inc Com 370334104   65 773 SH   DFND 0 773 0 0
Gilead Sciences Inc Com 375558103   1,376 16,026 SH   SOLE 0 16,026 0 0
Gilead Sciences Inc Com 375558103   2 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104   637 1,855 SH   SOLE 0 1,855 0 0
Great Elm Group Inc Com 39037G109   30 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101   804 3,352 SH   SOLE 0 3,352 0 0
HCA Healthcare Inc Com 40412C101   3 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108   734 3,170 SH   SOLE 0 3,170 0 0
Home Depot Inc Com 437076102   3,982 12,608 SH   SOLE 0 9,658 0 2,950
Honeywell International Inc Com 438516106   3,051 14,237 SH   SOLE 0 14,237 0 0
Honeywell International Inc Com 438516106   1 6 SH   DFND 0 6 0 0
Howmet Aerospace Inc Com 443201108   201 5,102 SH   SOLE 0 370 0 4,732
Illinois Tool Works Inc Com 452308109   433 1,964 SH   SOLE 0 1,964 0 0
Intel Corp Com 458140100   2,873 108,714 SH   SOLE 0 108,164 0 550
Intel Corp Com 458140100   48 1,808 SH   DFND 0 1,808 0 0
IntercontinentalExchange Group Inc Com 45866F104   2,593 25,277 SH   SOLE 0 25,277 0 0
IntercontinentalExchange Group Inc Com 45866F104   38 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101   1,154 8,194 SH   SOLE 0 8,040 0 154
Invesco QQQ Trust Ser 1 ETF Com 46090E103   1,608 6,038 SH   SOLE 0 6,038 0 0
Invesco S&P 500 Equal Weight ETF Com 46137V357   1,604 11,357 SH   SOLE 0 11,357 0 0
iShares S&P 500 Index ETF Com 464287200   1,435 3,735 SH   SOLE 0 3,735 0 0
iShares S&P Midcap 400 Index ETF Com 464287507   917 3,790 SH   SOLE 0 3,790 0 0
iShares Core S&P Small-Cap ETF Com 464287804   3,465 36,608 SH   SOLE 0 36,608 0 0
JP Morgan Chase & Co Com 46625H100   9,564 71,322 SH   SOLE 0 71,292 0 30
JP Morgan Chase & Co Com 46625H100   114 849 SH   DFND 0 849 0 0
Johnson & Johnson Com 478160104   5,540 31,363 SH   SOLE 0 30,425 0 938
KLA Corp Com 482480100   348 923 SH   SOLE 0 923 0 0
KeyCorp Com 493267108   636 36,498 SH   SOLE 0 36,498 0 0
Kimberly-Clark Corp Com 494368103   1,600 11,785 SH   SOLE 0 11,761 0 24
Kimberly-Clark Corp Com 494368103   49 361 SH   DFND 0 361 0 0
Lam Research Corp Com 512807108   986 2,347 SH   SOLE 0 2,347 0 0
Lilly Eli & Co Com 532457108   8,637 23,608 SH   SOLE 0 23,098 0 510
Lilly Eli & Co Com 532457108   134 367 SH   DFND 0 367 0 0
Lockheed Martin Corp Com 539830109   3,647 7,497 SH   SOLE 0 7,488 0 9
Lockheed Martin Corp Com 539830109   2 5 SH   DFND 0 5 0 0
Loomis Sayles Strategic Income Y Com 543487250   5,770 496,125 SH   SOLE 0 494,209 0 1,916
Loomis Sayles Strategic Income Y Com 543487250   937 80,600 SH   DFND 0 80,600 0 0
Lowe's Companies Inc Com 548661107   6,232 31,281 SH   SOLE 0 31,281 0 0
Lowe's Companies Inc Com 548661107   103 516 SH   DFND 0 516 0 0
Marathon Petroleum Corp Com 56585A102   331 2,846 SH   SOLE 0 2,846 0 0
Marsh & McLennan Co Inc Com 571748102   486 2,934 SH   SOLE 0 2,934 0 0
MasterCard Inc-A Com 57636Q104   964 2,772 SH   SOLE 0 2,772 0 0
McDonalds Corp Com 580135101   7,181 27,248 SH   SOLE 0 27,248 0 0
McDonalds Corp Com 580135101   55 209 SH   DFND 0 209 0 0
McKesson Corp Com 58155Q103   4,067 10,842 SH   SOLE 0 10,842 0 0
McKesson Corp Com 58155Q103   84 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105   6,664 60,065 SH   SOLE 0 60,020 0 45
Merck & Co Inc Com 58933Y105   126 1,136 SH   DFND 0 1,136 0 0
Metlife Inc Com 59156R108   2,075 28,675 SH   SOLE 0 28,648 0 27
Metlife Inc Com 59156R108   1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104   28,305 118,025 SH   SOLE 0 117,427 0 598
Microsoft Corp Com 594918104   399 1,665 SH   DFND 0 1,665 0 0
Microchip Technology Inc Com 595017104   5,403 76,915 SH   SOLE 0 76,915 0 0
Microchip Technology Inc Com 595017104   129 1,840 SH   DFND 0 1,840 0 0
Mondelez International Inc Com 609207105   815 12,233 SH   SOLE 0 12,233 0 0
Federated Hermes Instl Prime Value Obligation Com 60934N575   57 56,601 SH   SOLE 0 56,601 0 0
Moody's Corp Com 615369105   1,881 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448   474 5,570 SH   SOLE 0 5,570 0 0
NextEra Energy Inc Com 65339F101   5,848 69,950 SH   SOLE 0 68,642 0 1,308
NextEra Energy Inc Com 65339F101   117 1,400 SH   DFND 0 1,400 0 0
Nike Inc-B Com 654106103   5,596 47,823 SH   SOLE 0 47,823 0 0
Nike Inc-B Com 654106103   98 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108   8,169 33,152 SH   SOLE 0 33,130 0 22
Norfolk Southern Corp Com 655844108   134 544 SH   DFND 0 544 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467   30,675 3,073,690 SH   SOLE 0 3,059,767 0 13,924
Northern Ultra-Short Fixed Income Fund Com 665162467   3,453 345,989 SH   DFND 0 336,680 0 9,309
Northern Trust Corp Com 665859104   204 2,300 SH   SOLE 0 2,300 0 0
Northrop Grumman Corp Com 666807102   454 832 SH   SOLE 0 832 0 0
ADR Novartis AG- II Sp Com 66987V109   1,954 21,541 SH   SOLE 0 17,548 0 3,993
ADR Novartis AG- II Sp Com 66987V109   33 368 SH   DFND 0 368 0 0
Nvidia Corp Com 67066G104   1,527 10,452 SH   SOLE 0 10,452 0 0
Oracle Corporation Com 68389X105   8,306 101,619 SH   SOLE 0 101,619 0 0
Oracle Corporation Com 68389X105   72 878 SH   DFND 0 878 0 0
Otis Worldwide Corp Com 68902V107   937 11,971 SH   SOLE 0 11,959 0 12
Otis Worldwide Corp Com 68902V107   13 172 SH   DFND 0 172 0 0
PIMCO Total Return Institutional Fund Com 693390700   1,030 121,737 SH   SOLE 0 121,737 0 0
Palo Alto Networks Inc Com 697435105   3,572 25,601 SH   SOLE 0 25,601 0 0
Parnassus Fixed-Income Fund Com 701769200   1,826 126,822 SH   SOLE 0 126,822 0 0
Parnassus Fixed-Income Fund Com 701769200   207 14,364 SH   DFND 0 14,364 0 0
PepsiCo Inc Com 713448108   8,763 48,507 SH   SOLE 0 48,481 0 26
PepsiCo Inc Com 713448108   114 632 SH   DFND 0 632 0 0
Pfizer Inc Com 717081103   5,763 112,462 SH   SOLE 0 99,763 0 12,699
Pfizer Inc Com 717081103   2 42 SH   DFND 0 42 0 0
Philip Morris International Com 718172109   291 2,880 SH   SOLE 0 2,880 0 0
Phillips 66 Com 718546104   591 5,680 SH   SOLE 0 5,680 0 0
T Rowe Price Group Inc Com 74144T108   260 2,388 SH   SOLE 0 2,388 0 0
T Rowe Price High Yield-Inv Com 741481105   2,735 491,957 SH   SOLE 0 491,957 0 0
Procter & Gamble Co Com 742718109   11,376 75,057 SH   SOLE 0 72,526 0 2,531
Procter & Gamble Co Com 742718109   198 1,308 SH   DFND 0 1,308 0 0
Prudential Financial Inc Com 744320102   221 2,218 SH   SOLE 0 2,218 0 0
Qualcomm Inc Com 747525103   4,874 44,331 SH   SOLE 0 43,548 0 783
Qualcomm Inc Com 747525103   122 1,106 SH   DFND 0 1,106 0 0
Raymond James Financial Inc Com 754730109   903 8,455 SH   SOLE 0 8,455 0 0
Rayonier Inc Com 754907103   294 8,913 SH   SOLE 0 8,913 0 0
Rayonier Inc Com 754907103   24 717 SH   DFND 0 717 0 0
Realty Income Corp Com 756109104   275 4,331 SH   SOLE 0 4,331 0 0
T Rowe Price Real Estate Fund Com 779919109   255 21,223 SH   SOLE 0 21,223 0 0
SPDR Gold Shares ETF Com 78463V107   596 3,511 SH   SOLE 0 3,511 0 0
Salesforce Inc Com 79466L302   1,666 12,565 SH   SOLE 0 12,565 0 0
Salesforce Inc Com 79466L302   30 230 SH   DFND 0 230 0 0
Schlumberger Ltd Com 806857108   2,476 46,308 SH   SOLE 0 27,866 0 18,442
Schlumberger Ltd Com 806857108   26 493 SH   DFND 0 493 0 0
Smith (AO) Corp Com 831865209   1,209 21,120 SH   SOLE 0 21,120 0 0
JM Smucker Co/The Com 832696405   261 1,648 SH   SOLE 0 1,648 0 0
Southern Co/The Com 842587107   556 7,789 SH   SOLE 0 7,789 0 0
Starbucks Corp Com 855244109   2,267 22,850 SH   SOLE 0 22,850 0 0
Starbucks Corp Com 855244109   42 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101   332 1,359 SH   SOLE 0 1,359 0 0
Sysco Corp Com 871829107   321 4,199 SH   SOLE 0 4,199 0 0
Sysco Corp Com 871829107   38 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109   737 9,259 SH   SOLE 0 9,259 0 0
Target Corp Com 87612E106   1,128 7,568 SH   SOLE 0 7,568 0 0
Tesla Inc Com 88160R101   385 3,124 SH   SOLE 0 3,124 0 0
Texas Instruments Inc Com 882508104   635 3,842 SH   SOLE 0 3,842 0 0
Thermo Fisher Scientific Inc Com 883556102   404 733 SH   SOLE 0 733 0 0
3M Company Com 88579Y101   1,272 10,605 SH   SOLE 0 10,605 0 0
Travelers Cos Inc/The Com 89417E109   681 3,634 SH   SOLE 0 3,634 0 0
Truist Financial Corp Com 89832Q109   1,518 35,278 SH   SOLE 0 35,220 0 58
US Bancorp Com 902973304   404 9,255 SH   SOLE 0 9,255 0 0
Union Pacific Corp Com 907818108   2,977 14,379 SH   SOLE 0 4,979 0 9,400
United Parcel Service-B Com 911312106   2,411 13,867 SH   SOLE 0 13,842 0 25
United Parcel Service-B Com 911312106   95 547 SH   DFND 0 547 0 0
UnitedHealth Group Inc Com 91324P102   1,644 3,101 SH   SOLE 0 3,101 0 0
Vanguard High-Yield Corp-Adm Com 922031760   221 42,988 SH   SOLE 0 42,988 0 0
Vanguard Short-Term Federal-Adm Com 922031844   45,831 4,560,293 SH   SOLE 0 4,539,253 0 21,040
Vanguard Short-Term Federal-Adm Com 922031844   2,855 284,068 SH   DFND 0 279,228 0 4,840
Vanguard S/T Corp Bond ETF Com 92206C409   209 2,777 SH   SOLE 0 2,777 0 0
Vanguard S&P 500 ETF Com 922908363   679 1,934 SH   SOLE 0 1,934 0 0
Vanguard S&P 500 ETF Com 922908363   77 218 SH   DFND 0 218 0 0
Verizon Communications Inc Com 92343V104   2,354 59,742 SH   SOLE 0 58,165 0 1,577
Verizon Communications Inc Com 92343V104   67 1,713 SH   DFND 0 1,713 0 0
Visa Inc-A Com 92826C839   830 3,997 SH   SOLE 0 3,997 0 0
WEC Energy Group Inc Com 92939U106   508 5,413 SH   SOLE 0 5,413 0 0
Walmart Inc Com 931142103   1,143 8,064 SH   SOLE 0 8,064 0 0
Walgreens Boots Alliance Inc Com 931427108   203 5,447 SH   SOLE 0 5,447 0 0
Waste Management Inc Com 94106L109   2,418 15,414 SH   SOLE 0 15,377 0 37
Waste Management Inc Com 94106L109   3 19 SH   DFND 0 19 0 0
Wells Fargo & Co Com 949746101   1,058 25,626 SH   SOLE 0 25,626 0 0
Wells Fargo & Co Com 949746101   51 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104   5,945 90,692 SH   SOLE 0 87,554 0 3,138
Welltower Inc Com 95040Q104   108 1,654 SH   DFND 0 654 0 1,000
Weyerhaeuser Co Com 962166104   1,537 49,569 SH   SOLE 0 39,809 0 9,760
Weyerhaeuser Co Com 962166104   35 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102   477 12,200 SH   SOLE 0 0 0 12,200
Yum! Brands Inc Com 988498101   473 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102   817 6,405 SH   SOLE 0 6,405 0 0
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109   0 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101   473 1,772 SH   SOLE 0 1,622 0 150
Eaton Corp PLC Com G29183103   2,434 15,505 SH   SOLE 0 15,468 0 37
Eaton Corp PLC Com G29183103   122 780 SH   DFND 0 780 0 0
Everest Re Group Ltd Com G3223R108   1,870 5,646 SH   SOLE 0 5,646 0 0
Everest Re Group Ltd Com G3223R108   50 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105   1,873 29,271 SH   SOLE 0 29,202 0 69
Johnson Controls Intl PLC Com G51502105   107 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103   1,052 13,537 SH   SOLE 0 13,537 0 0
Medtronic PLC Com G5960L103   21 275 SH   DFND 0 275 0 0
Chubb Ltd Com H1467J104   249 1,129 SH   SOLE 0 1,129 0 0
Rayonier Fractional share Com HFE907109   0 50,000 SH   SOLE 0 50,000 0 0
Seven Hills RLT fractional shares Com JBH84E106   0 52,500 SH   SOLE 0 52,500 0 0