The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 208 2,152 SH   SOLE   0 0 2,152
ABBVIE INC COM 00287Y109 322 2,399 SH   SOLE   0 0 2,399
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,602 6,227 SH   SOLE   0 0 6,227
AIR TRANSPORT SERVICES GRP I COM 00922R105 397 16,465 SH   SOLE   0 0 16,465
ALPHABET INC CAP STK CL A 02079K305 678 7,090 SH   SOLE   0 0 7,090
ALPHABET INC CAP STK CL C 02079K107 321 3,340 SH   SOLE   0 0 3,340
AMAZON COM INC COM 023135106 1,465 12,966 SH   SOLE   0 0 12,966
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 25,029 544,932 SH   SOLE   544,932 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,022 21,512 SH   SOLE   21,512 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 402 6,453 SH   SOLE   6,453 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 126,508 1,912,729 SH   SOLE   1,912,729 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 293 2,384 SH   SOLE   0 0 2,384
APPLE INC COM 037833100 7,895 57,125 SH   SOLE   0 0 57,125
ARK ETF TR INNOVATION ETF 00214Q104 283 7,500 SH   SOLE   7,500 0 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 637 8,034 SH   SOLE   0 0 8,034
ATRICURE INC COM 04963C209 391 10,000 SH   SOLE   0 0 10,000
AUTOZONE INC COM 053332102 643 300 SH   SOLE   0 0 300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,439 6 SH   SOLE   0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,948 7,294 SH   SOLE   0 0 7,294
BLOCK INC CL A 852234103 280 5,100 SH   SOLE   0 0 5,100
CARDINAL HEALTH INC COM 14149Y108 200 3,000 SH   SOLE   0 0 3,000
CHEVRON CORP NEW COM 166764100 272 1,892 SH   SOLE   0 0 1,892
CINCINNATI FINL CORP COM 172062101 9,460 105,615 SH   SOLE   0 0 105,615
CINTAS CORP COM 172908105 396 1,021 SH   SOLE   0 0 1,021
CITIGROUP INC COM NEW 172967424 276 6,613 SH   SOLE   0 0 6,613
COMCAST CORP NEW CL A 20030N101 392 13,352 SH   SOLE   0 0 13,352
COSTCO WHSL CORP NEW COM 22160K105 338 716 SH   SOLE   0 0 716
CVS HEALTH CORP COM 126650100 4,328 45,381 SH   SOLE   0 0 45,381
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 40,134 980,310 SH   SOLE   980,310 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 25,104 1,228,201 SH   SOLE   1,228,201 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 41,170 2,148,759 SH   SOLE   2,148,759 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,290 33,228 SH   SOLE   33,228 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 70,498 1,809,022 SH   SOLE   1,809,022 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 73,028 2,466,319 SH   SOLE   2,466,319 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 21,483 985,909 SH   SOLE   985,909 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6,931 366,888 SH   SOLE   366,888 0 0
EXXON MOBIL CORP COM 30231G102 297 3,405 SH   SOLE   0 0 3,405
FIFTH THIRD BANCORP COM 316773100 403 12,620 SH   SOLE   0 0 12,620
FIRST TR EXCH TRD ALPHDX FD GERMANY ALPHA 33737J190 212 7,500 SH   SOLE   7,500 0 0
FRANKLIN STR PPTYS CORP COM 35471R106 198 75,218 SH   SOLE   0 0 75,218
GENERAL ELECTRIC CO COM NEW 369604301 261 4,221 SH   SOLE   0 0 4,221
GOLD FIELDS LTD SPONSORED ADR 38059T106 97 12,000 SH   SOLE   0 0 12,000
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 360 5,062 SH   SOLE   5,062 0 0
HOME DEPOT INC COM 437076102 654 2,369 SH   SOLE   0 0 2,369
ILLINOIS TOOL WKS INC COM 452308109 293 1,624 SH   SOLE   0 0 1,624
INTEL CORP COM 458140100 234 9,100 SH   SOLE   0 0 9,100
INVESCO QQQ TR UNIT SER 1 46090e103 1,945 7,276 SH   SOLE   7,276 0 0
ISHARES GOLD TR ISHARES NEW 464285204 331 10,505 SH   SOLE   10,505 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,480 34,445 SH   SOLE   34,445 0 0
ISHARES INC MSCI GERMANY ETF 464286806 197 10,000 SH   SOLE   10,000 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 283 5,801 SH   SOLE   5,801 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 1,429 14,884 SH   SOLE   14,884 0 0
ISHARES TR CORE MSCI EAFE 46432F842 98,159 1,863,663 SH   SOLE   1,863,663 0 0
ISHARES TR CORE S&P500 ETF 464287200 215,383 600,539 SH   SOLE   600,539 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,126 9,696 SH   SOLE   9,696 0 0
ISHARES TR CORE S&P SCP ETF 464287804 582 6,677 SH   SOLE   6,677 0 0
ISHARES TR CORE S&P TTL STK 464287150 30,398 382,166 SH   SOLE   382,166 0 0
ISHARES TR MSCI USA MIN VOL 46429b697 205 3,098 SH   SOLE   3,098 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,940 23,888 SH   SOLE   23,888 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,112 19,851 SH   SOLE   19,851 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,193 34,208 SH   SOLE   34,208 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,029 19,781 SH   SOLE   19,781 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 7,627 36,251 SH   SOLE   36,251 0 0
ISHARES TR RUS 1000 ETF 464287622 858 4,350 SH   SOLE   4,350 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 431 3,167 SH   SOLE   3,167 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 248 1,925 SH   SOLE   1,925 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 13,811 66,706 SH   SOLE   66,706 0 0
ISHARES TR RUS MD CP GR ETF 464287481 22,336 284,783 SH   SOLE   284,783 0 0
ISHARES TR RUS MID CAP ETF 464287499 317 5,103 SH   SOLE   5,103 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 506 5,270 SH   SOLE   5,270 0 0
ISHARES TR S&P 100 ETF 464287101 536 3,298 SH   SOLE   3,298 0 0
ISHARES TR S&P 500 VAL ETF 464287408 392 3,050 SH   SOLE   3,050 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 682 11,787 SH   SOLE   11,787 0 0
ISHARES TR S&P MC 400GR ETF 464287606 623 9,883 SH   SOLE   9,883 0 0
ISHARES TR TRS FLT RT BD 46434V860 394 7,803 SH   SOLE   7,803 0 0
ISHARES TR US AER DEF ETF 464288760 231 2,536 SH   SOLE   2,536 0 0
ISHARES TR US TREAS BD ETF 46429B267 927 40,734 SH   SOLE   40,734 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 985 19,233 SH   SOLE   19,233 0 0
JOHNSON & JOHNSON COM 478160104 453 2,772 SH   SOLE   0 0 2,772
JP MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191 202 5,016 SH   SOLE   5,016 0 0
JPMORGAN CHASE & CO COM 46625H100 1,111 10,627 SH   SOLE   0 0 10,627
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 794 39,574 SH   SOLE   0 0 39,574
KINDER MORGAN INC DEL COM 49456B101 495 29,734 SH   SOLE   0 0 29,734
KROGER CO COM 501044101 367 8,391 SH   SOLE   0 0 8,391
LISTED FD TR HORIZON KINETICS 53656F623 344 12,358 SH   SOLE   0 0 12,358
LOCKHEED MARTIN CORP COM 539830109 297 768 SH   SOLE   0 0 768
LSI INDS INC OHIO COM 50216C108 198 25,688 SH   SOLE   0 0 25,688
MERCK & CO INC COM 58933Y105 465 5,397 SH   SOLE   0 0 5,397
META PLATFORMS INC CL A 30303M102 1,450 10,687 SH   SOLE   0 0 10,687
MICROSOFT CORP COM 594918104 1,872 8,039 SH   SOLE   0 0 8,039
NVIDIA CORPORATION COM 67066G104 260 2,140 SH   SOLE   0 0 2,140
PEPSICO INC COM 713448108 315 1,930 SH   SOLE   0 0 1,930
PFIZER INC COM 717081103 282 6,441 SH   SOLE   0 0 6,441
PIPER SANDLER COMPANIES COM 724078100 203 1,941 SH   SOLE   0 0 1,941
PNC FINL SVCS GROUP INC COM 693475105 444 2,973 SH   SOLE   0 0 2,973
PROCTER AND GAMBLE CO COM 742718109 35,107 278,076 SH   SOLE   0 0 278,076
PROSHARES TR BITCOIN STRATE 74347G440 502 41,900 SH   SOLE   41,900 0 0
RPM INTL INC COM 749685103 389 4,671 SH   SOLE   0 0 4,671
SCHWAB STRATEGIC TR INT-TRM U.S. TRES 808524854 1,047 21,308 SH   SOLE   21,308 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 58,696 2,086,586 SH   SOLE   2,086,586 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 17,589 418,892 SH   SOLE   418,892 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,725 158,802 SH   SOLE   158,802 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 258 4,618 SH   SOLE   4,618 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,052 56,288 SH   SOLE   56,288 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 433 8,362 SH   SOLE   8,362 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 317 2,226 SH   SOLE   2,226 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 230 3,191 SH   SOLE   3,191 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 251 2,072 SH   SOLE   2,072 0 0
SMUCKER J M CO COM NEW 832696405 320 2,332 SH   SOLE   0 0 2,332
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 5,538 19,275 SH   SOLE   19,275 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 435 16,858 SH   SOLE   16,858 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,699 10,357 SH   SOLE   10,357 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 649 1,616 SH   SOLE   1,616 0 0
SPDR SER TR S&P BK ETF 78464A797 1,409 31,810 SH   SOLE   31,810 0 0
SPDR SER TR S&P DIVID ETF 78464A763 208 1,865 SH   SOLE   1,865 0 0
TESLA INC COM 88160R101 1,955 7,369 SH   SOLE   0 0 7,369
UNION PAC CORP COM 907818108 210 1,076 SH   SOLE   0 0 1,076
UNITED STS OIL FD LP UNITS 91232N207 896 13,733 SH   SOLE   0 0 13,733
US BANCORP DEL COM NEW 902973304 1,739 43,122 SH   SOLE   0 0 43,122
USERTESTING INC COM 91734E101 419 106,876 SH   SOLE   0 0 106,876
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 668 3,609 SH   SOLE   3,609 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 676 4,550 SH   SOLE   4,550 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,613 35,556 SH   SOLE   35,556 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 151,017 2,018,409 SH   SOLE   2,018,409 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,062 14,887 SH   SOLE   14,887 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 251 1,971 SH   SOLE   1,971 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 106,257 496,642 SH   SOLE   496,642 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 25,619 156,631 SH   SOLE   156,631 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,835 9,763 SH   SOLE   9,763 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 167,584 982,669 SH   SOLE   982,669 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 978 8,029 SH   SOLE   8,029 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,987 74,674 SH   SOLE   74,674 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,923 18,042 SH   SOLE   18,042 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,911 13,329 SH   SOLE   13,329 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,268 7,419 SH   SOLE   7,419 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 261,935 1,459,492 SH   SOLE   1,459,492 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 399 3,232 SH   SOLE   3,232 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,044 83,428 SH   SOLE   83,428 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,795 40,466 SH   SOLE   40,466 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 405 10,626 SH   SOLE   10,626 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 286 3,625 SH   SOLE   3,625 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,339 44,126 SH   SOLE   44,126 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,953 39,761 SH   SOLE   39,761 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,264 9,352 SH   SOLE   9,352 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,020 44,144 SH   SOLE   44,144 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 165,936 4,563,696 SH   SOLE   4,563,696 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 435 10,007 SH   SOLE   10,007 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 440 6,992 SH   SOLE   6,992 0 0
VISA INC COM CL A 92826C839 445 2,505 SH   SOLE   0 0 2,505
WALGREENS BOOTS ALLIANCE INC COM 931427108 367 11,687 SH   SOLE   0 0 11,687
WALMART INC COM 931142103 344 2,650 SH   SOLE   0 0 2,650
WESBANCO INC COM 950810101 1,116 33,443 SH   SOLE   0 0 33,443
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,471 96,000 SH   SOLE   96,000 0 0