The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1895 BANCORP OF WISCONSIN IN COMMON 28253R105 330 31,734 SH   SOLE   31,734 0 0
AMERISERV FINL INC COM COMMON 03074A102 3,591 945,074 SH   SOLE   945,074 0 0
BankFinancial Corp COMMON 06643P104 11,925 1,260,537 SH   SOLE   1,260,537 0 0
BCB BANCORP INC COM COMMON 055298103 262 15,597 SH   SOLE   15,597 0 0
BOGOTA FINANCIAL CORP COMMON 097235105 10,686 969,711 SH   SOLE   969,711 0 0
Community West Bancshares COMMON 204157101 4,036 289,292 SH   SOLE   289,292 0 0
Enterprise Bancorp Inc/MA COMMON 293668109 4,095 136,897 SH   SOLE   136,897 0 0
FINWARD BANCORP COMMON 31812F109 206 6,057 SH   SOLE   6,057 0 0
FIRST BUS FINL SVCS INC WIS COM COMMON 319390100 9,998 309,444 SH   SOLE   309,444 0 0
First Financial Northwest Inc COMMON 32022K102 278 18,717 SH   SOLE   18,717 0 0
FIRST SEACOAST BANCORP COMMON 33631P102 1,527 147,854 SH   SOLE   147,854 0 0
GENERATIONS BANCORP NY INC COMMON 37149G108 1,621 146,736 SH   SOLE   146,736 0 0
HAWTHORN BANCSHARES INC COMMON 420476103 927 42,404 SH   SOLE   42,404 0 0
Hilltop Holdings Inc COMMON 432748101 9,047 364,076 SH   SOLE   364,076 0 0
HMN Financial Inc COMMON 40424G108 7,688 343,231 SH   SOLE   343,231 0 0
HOMETRUST BANCSHARES INC COM COMMON 437872104 653 29,558 SH   SOLE   29,558 0 0
ICC HOLDINGS INC COMMON 44931Q104 1,616 105,943 SH   SOLE   105,943 0 0
INVESTAR HLDG CORP COM COMMON 46134L105 6,926 348,034 SH   SOLE   348,034 0 0
MAGYAR BANCORP INC COM COMMON 55977T208 6,815 548,277 SH   SOLE   548,277 0 0
METROPOLITAN BANK HOLDING CO COMMON 591774104 4,813 74,786 SH   SOLE   74,786 0 0
NATIONAL WESTN LIFE INS CO CL A COMMON 638517102 6,956 40,725 SH   SOLE   40,725 0 0
NI HOLDINGS INC COMMON 65342T106 5,642 422,269 SH   SOLE   422,269 0 0
NORTHEAST COMMUNITY BANCORP COMMON 664121100 19,494 1,572,106 SH   SOLE   1,572,106 0 0
OAK VALLEY BANCORP COMMON 671807105 2,257 126,326 SH   SOLE   126,326 0 0
ORANGE COUNTY BANCORP INC COMMON 68417L107 4,250 110,388 SH   SOLE   110,388 0 0
PARKE BANCORP INC COMMON 700885106 10,163 484,875 SH   SOLE   484,875 0 0
Pathfinder Bancorp Inc COMMON 70319R109 1,634 80,323 SH   SOLE   80,323 0 0
PCSB FINANCIAL CORP COMMON 69324R104 2,478 138,202 SH   SOLE   138,202 0 0
PIONEER BANCORP INC/NY COMMON 723561106 14,549 1,528,276 SH   SOLE   1,528,276 0 0
PONCE FINANCIAL GROUP INC COMMON 732344106 19,003 2,074,607 SH   SOLE   2,074,607 0 0
PROVIDENT BANCORP INC COMMON 74383L105 14,469 1,011,136 SH   SOLE   1,011,136 0 0
PROVIDENT FINL HLDGS INC COM COMMON 743868101 10,012 705,102 SH   SOLE   705,102 0 0
RANDOLPH BANCORP INC COMMON 752378109 3,834 142,196 SH   SOLE   142,196 0 0
RHINEBECK BANCORP INC COMMON 762093102 5,749 589,592 SH   SOLE   589,592 0 0
SECURITY NATL FINL CORP CL A NEW COMMON 814785309 11,881 1,870,977 SH   SOLE   1,870,977 0 0
SOUND FINL BANCORP INC COM COMMON 83607A100 6,617 163,297 SH   SOLE   163,297 0 0
SOUTH PLAINS FINANCIAL INC COMMON 83946P107 6,957 252,433 SH   SOLE   252,433 0 0
SWK HLDGS CORP COM COMMON 78501P203 12,612 741,886 SH   SOLE   741,886 0 0
THIRD COAST BANCSHARES INC COMMON 88422P109 4,193 245,065 SH   SOLE   245,065 0 0
TIMBERLAND BANCORP INC COMMON 887098101 5,061 183,056 SH   SOLE   183,056 0 0
WELLS FARGO & CO NEW COM COMMON 949746101 10,618 264,000 SH   SOLE   264,000 0 0
Willis Lease Finance Corp COMMON 970646105 19,568 597,688 SH   SOLE   597,688 0 0