The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 428 16,683 SH   SOLE   0 0 16,683
ABBOTT LABS COM 002824100 288 2,979 SH   SOLE   0 0 2,979
ALBEMARLE CORP COM 012653101 462 1,746 SH   SOLE   0 0 1,746
AMAZON COM INC COM 023135106 495 4,384 SH   SOLE   0 0 4,384
AMERICAN EXPRESS CO COM 025816109 347 2,570 SH   SOLE   0 0 2,570
APPLE INC COM 037833100 3,365 24,352 SH   SOLE   0 0 24,352
ARISTA NETWORKS INC COM 040413106 287 2,540 SH   SOLE   0 0 2,540
AVERY DENNISON CORP COM 053611109 265 1,628 SH   SOLE   0 0 1,628
BP PLC SPONSORED ADR 055622104 516 18,087 SH   SOLE   0 0 18,087
BK OF AMERICA CORP COM 060505104 441 14,588 SH   SOLE   0 0 14,588
BANK NEW YORK MELLON CORP COM 064058100 233 6,050 SH   SOLE   0 0 6,050
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 629 2,355 SH   SOLE   0 0 2,355
CVS HEALTH CORP COM 126650100 721 7,555 SH   SOLE   0 0 7,555
COTERRA ENERGY INC COM 127097103 237 9,077 SH   SOLE   0 0 9,077
CADENCE DESIGN SYSTEM INC COM 127387108 783 4,789 SH   SOLE   0 0 4,789
CHIPOTLE MEXICAN GRILL INC COM 169656105 207 138 SH   SOLE   0 0 138
COCA COLA CO COM 191216100 218 3,886 SH   SOLE   0 0 3,886
COTY INC COM CL A 222070203 89 14,015 SH   SOLE   0 0 14,015
DANAHER CORPORATION COM 235851102 405 1,568 SH   SOLE   0 0 1,568
DEERE & CO COM 244199105 339 1,016 SH   SOLE   0 0 1,016
DISCOVER FINL SVCS COM 254709108 235 2,586 SH   SOLE   0 0 2,586
DOVER CORP COM 260003108 276 2,366 SH   SOLE   0 0 2,366
HELMERICH & PAYNE INC COM 423452101 351 9,495 SH   SOLE   0 0 9,495
HOME DEPOT INC COM 437076102 393 1,426 SH   SOLE   0 0 1,426
INTUIT COM 461202103 260 672 SH   SOLE   0 0 672
ISHARES INC MSCI EMERG MRKT 464286533 6,121 120,782 SH   SOLE   0 0 120,782
ISHARES TR RUS MDCP VAL ETF 464287473 3,268 34,022 SH   SOLE   0 0 34,022
ISHARES TR CORE S&P MCP ETF 464287507 367 1,675 SH   SOLE   0 0 1,675
ISHARES TR RUS 2000 GRW ETF 464287648 803 3,887 SH   SOLE   0 0 3,887
ISHARES TR EAFE SML CP ETF 464288273 211 4,323 SH   SOLE   0 0 4,323
ISHARES TR NATIONAL MUN ETF 464288414 1,164 11,350 SH   SOLE   0 0 11,350
JOHNSON & JOHNSON COM 478160104 606 3,707 SH   SOLE   0 0 3,707
LKQ CORP COM 501889208 347 7,365 SH   SOLE   0 0 7,365
LAM RESEARCH CORP COM 512807108 275 750 SH   SOLE   0 0 750
LEIDOS HOLDINGS INC COM 525327102 204 2,334 SH   SOLE   0 0 2,334
LENNOX INTL INC COM 526107107 276,427 1,241,419 SH   SOLE   0 0 1,241,419
LILLY ELI & CO COM 532457108 540 1,670 SH   SOLE   0 0 1,670
MICROSOFT CORP COM 594918104 2,761 11,855 SH   SOLE   0 0 11,855
MICROCHIP TECHNOLOGY INC. COM 595017104 290 4,753 SH   SOLE   0 0 4,753
MONDELEZ INTL INC CL A 609207105 435 7,935 SH   SOLE   0 0 7,935
MORGAN STANLEY COM NEW 617446448 497 6,294 SH   SOLE   0 0 6,294
NORFOLK SOUTHN CORP COM 655844108 397 1,893 SH   SOLE   0 0 1,893
NUCOR CORP COM 670346105 286 2,670 SH   SOLE   0 0 2,670
OCCIDENTAL PETE CORP COM 674599105 236 3,837 SH   SOLE   0 0 3,837
PARKER-HANNIFIN CORP COM 701094104 462 1,905 SH   SOLE   0 0 1,905
PEARSON PLC SPONSORED ADR 705015105 141 14,745 SH   SOLE   0 0 14,745
PFIZER INC COM 717081103 445 10,161 SH   SOLE   0 0 10,161
PIONEER NAT RES CO COM 723787107 547 2,524 SH   SOLE   0 0 2,524
RELX PLC SPONSORED ADR 759530108 589 24,235 SH   SOLE   0 0 24,235
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,615 64,765 SH   SOLE   0 0 64,765
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,828 133,781 SH   SOLE   0 0 133,781
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,007 53,085 SH   SOLE   0 0 53,085
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 23,279 1,039,233 SH   SOLE   0 0 1,039,233
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,644 38,674 SH   SOLE   0 0 38,674
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 27,709 998,521 SH   SOLE   0 0 998,521
STARBUCKS CORP COM 855244109 231 2,744 SH   SOLE   0 0 2,744
STRYKER CORPORATION COM 863667101 234 1,154 SH   SOLE   0 0 1,154
SUNCOR ENERGY INC NEW COM 867224107 423 15,038 SH   SOLE   0 0 15,038
SYNOPSYS INC COM 871607107 563 1,844 SH   SOLE   0 0 1,844
T-MOBILE US INC COM 872590104 280 2,085 SH   SOLE   0 0 2,085
THERMO FISHER SCIENTIFIC INC COM 883556102 213 419 SH   SOLE   0 0 419
UNILEVER PLC SPON ADR NEW 904767704 243 5,549 SH   SOLE   0 0 5,549
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,665 50,269 SH   SOLE   0 0 50,269
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,773 350,053 SH   SOLE   0 0 350,053
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 26,027 453,110 SH   SOLE   0 0 453,110
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 43,717 947,282 SH   SOLE   0 0 947,282
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,287 68,277 SH   SOLE   0 0 68,277
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,342 4,086 SH   SOLE   0 0 4,086
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 789 6,477 SH   SOLE   0 0 6,477
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,329 13,659 SH   SOLE   0 0 13,659
VANGUARD INDEX FDS SML CP GRW ETF 922908595 35,716 183,035 SH   SOLE   0 0 183,035
VANGUARD INDEX FDS SM CP VAL ETF 922908611 97,065 676,882 SH   SOLE   0 0 676,882
VANGUARD INDEX FDS MID CAP ETF 922908629 2,198 11,690 SH   SOLE   0 0 11,690
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 416 3,269 SH   SOLE   0 0 3,269
VANGUARD INDEX FDS GROWTH ETF 922908736 93,139 435,330 SH   SOLE   0 0 435,330
VANGUARD INDEX FDS VALUE ETF 922908744 101,245 819,930 SH   SOLE   0 0 819,930
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,906 10,623 SH   SOLE   0 0 10,623
WALMART INC COM 931142103 440 3,390 SH   SOLE   0 0 3,390
WELLS FARGO CO NEW COM 949746101 356 8,846 SH   SOLE   0 0 8,846
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 203 775 SH   SOLE   0 0 775
EDWARDS LIFESCIENCES CORP COM 28176E112 237 2,873 SH   SOLE   0 0 2,873
AFLAC INC COM 001055102 11,692 208,042 SH   SOLE   0 0 208,042
AT&T INC COM 00206R102 494 32,174 SH   SOLE   0 0 32,174
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 287 6,379 SH   SOLE   0 0 6,379
ABBOTT LABS COM 002824100 2,288 23,643 SH   SOLE   0 0 23,643
ABBVIE INC COM 00287Y109 3,591 26,761 SH   SOLE   0 0 26,761
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 2,248 141,228 SH   SOLE   0 0 141,228
ACTIVISION BLIZZARD INC COM 00507V109 638 8,578 SH   SOLE   0 0 8,578
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,484 5,393 SH   SOLE   0 0 5,393
ADVANCED MICRO DEVICES INC COM 007903107 275 4,345 SH   SOLE   0 0 4,345
ADVANCED DRAIN SYS INC DEL COM 00790R104 346 2,780 SH   SOLE   0 0 2,780
AGILENT TECHNOLOGIES INC COM 00846U101 1,040 8,551 SH   SOLE   0 0 8,551
AIR PRODS & CHEMS INC COM 009158106 11,868 50,993 SH   SOLE   0 0 50,993
ALBEMARLE CORP COM 012653101 683 2,584 SH   SOLE   0 0 2,584
ALPHABET INC CAP STK CL C 02079K107 2,307 23,996 SH   SOLE   0 0 23,996
ALPHABET INC CAP STK CL A 02079K305 2,744 28,685 SH   SOLE   0 0 28,685
ALTRIA GROUP INC COM 02209S103 202 5,014 SH   SOLE   0 0 5,014
AMAZON COM INC COM 023135106 3,636 32,181 SH   SOLE   0 0 32,181
AMBEV SA SPONSORED ADR 02319V103 38 13,438 SH   SOLE   0 0 13,438
AMEREN CORP COM 023608102 224 2,784 SH   SOLE   0 0 2,784
AMERICAN ELEC PWR CO INC COM 025537101 645 7,463 SH   SOLE   0 0 7,463
AMERICAN EXPRESS CO COM 025816109 1,269 9,406 SH   SOLE   0 0 9,406
AMERICAN INTL GROUP INC COM NEW 026874784 356 7,489 SH   SOLE   0 0 7,489
AMERICAN TOWER CORP NEW COM 03027X100 1,315 6,123 SH   SOLE   0 0 6,123
AMERIPRISE FINL INC COM 03076C106 718 2,851 SH   SOLE   0 0 2,851
AMGEN INC COM 031162100 975 4,327 SH   SOLE   0 0 4,327
ANALOG DEVICES INC COM 032654105 527 3,785 SH   SOLE   0 0 3,785
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 468 27,292 SH   SOLE   0 0 27,292
APARTMENT INVT & MGMT CO CL A 03748R747 549 75,243 SH   SOLE   0 0 75,243
APPLE INC COM 037833100 19,458 140,793 SH   SOLE   0 0 140,793
APPLIED MATLS INC COM 038222105 1,311 16,005 SH   SOLE   0 0 16,005
ARCHER DANIELS MIDLAND CO COM 039483102 12,523 155,664 SH   SOLE   0 0 155,664
ARROW ELECTRS INC COM 042735100 729 7,912 SH   SOLE   0 0 7,912
ATMOS ENERGY CORP COM 049560105 11,278 110,731 SH   SOLE   0 0 110,731
AUTODESK INC COM 052769106 300 1,607 SH   SOLE   0 0 1,607
AUTOMATIC DATA PROCESSING IN COM 053015103 13,694 60,541 SH   SOLE   0 0 60,541
AUTOZONE INC COM 053332102 878 410 SH   SOLE   0 0 410
BANCO BRADESCO S A SP ADR PFD NEW 059460303 68 18,547 SH   SOLE   0 0 18,547
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 48 10,711 SH   SOLE   0 0 10,711
BANCO SANTANDER S.A. ADR 05964H105 207 89,211 SH   SOLE   0 0 89,211
BK OF AMERICA CORP COM 060505104 1,149 38,051 SH   SOLE   0 0 38,051
BECTON DICKINSON & CO COM 075887109 881 3,953 SH   SOLE   0 0 3,953
BERKSHIRE HATHAWAY INC DEL CL A 084670108 813 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,330 23,706 SH   SOLE   0 0 23,706
BOEING CO COM 097023105 503 4,157 SH   SOLE   0 0 4,157
BOOKING HOLDINGS INC COM 09857L108 283 172 SH   SOLE   0 0 172
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 824 8,922 SH   SOLE   0 0 8,922
BRISTOL-MYERS SQUIBB CO COM 110122108 440 6,192 SH   SOLE   0 0 6,192
BRIXMOR PPTY GROUP INC COM 11120U105 387 20,964 SH   SOLE   0 0 20,964
BROADCOM INC COM 11135F101 1,308 2,944 SH   SOLE   0 0 2,944
CDW CORP COM 12514G108 1,264 8,095 SH   SOLE   0 0 8,095
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 339 3,525 SH   SOLE   0 0 3,525
CIGNA CORP NEW COM 125523100 262 945 SH   SOLE   0 0 945
CVS HEALTH CORP COM 126650100 359 3,766 SH   SOLE   0 0 3,766
COTERRA ENERGY INC COM 127097103 293 11,219 SH   SOLE   0 0 11,219
CAMDEN PPTY TR SH BEN INT 133131102 2,261 18,931 SH   SOLE   0 0 18,931
CANADIAN NATL RY CO COM 136375102 223 2,067 SH   SOLE   0 0 2,067
CARDINAL HEALTH INC COM 14149Y108 405 6,070 SH   SOLE   0 0 6,070
CATERPILLAR INC COM 149123101 467 2,845 SH   SOLE   0 0 2,845
CENTENE CORP DEL COM 15135B101 749 9,630 SH   SOLE   0 0 9,630
CHENIERE ENERGY INC COM NEW 16411R208 333 2,006 SH   SOLE   0 0 2,006
CHEVRON CORP NEW COM 166764100 1,690 11,764 SH   SOLE   0 0 11,764
CHOICE HOTELS INTL INC COM 169905106 738 6,734 SH   SOLE   0 0 6,734
CINCINNATI FINL CORP COM 172062101 229 2,558 SH   SOLE   0 0 2,558
CISCO SYS INC COM 17275R102 1,139 28,476 SH   SOLE   0 0 28,476
CITIGROUP INC COM NEW 172967424 256 6,146 SH   SOLE   0 0 6,146
CLOROX CO DEL COM 189054109 233 1,816 SH   SOLE   0 0 1,816
COCA COLA CO COM 191216100 1,931 34,473 SH   SOLE   0 0 34,473
COLGATE PALMOLIVE CO COM 194162103 10,732 152,765 SH   SOLE   0 0 152,765
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 1,100 65,778 SH   SOLE   0 0 65,778
COMCAST CORP NEW CL A 20030N101 703 23,958 SH   SOLE   0 0 23,958
CONOCOPHILLIPS COM 20825C104 2,805 27,409 SH   SOLE   0 0 27,409
CONSOLIDATED EDISON INC COM 209115104 406 4,735 SH   SOLE   0 0 4,735
CONSTELLATION ENERGY CORP COM 21037T109 263 3,166 SH   SOLE   0 0 3,166
CONTINENTAL RES INC COM 212015101 772 11,551 SH   SOLE   0 0 11,551
CORTEVA INC COM 22052L104 724 12,660 SH   SOLE   0 0 12,660
COSTCO WHSL CORP NEW COM 22160K105 1,458 3,088 SH   SOLE   0 0 3,088
CROWN CASTLE INC COM 22822V101 201 1,388 SH   SOLE   0 0 1,388
CUMMINS INC COM 231021106 357 1,754 SH   SOLE   0 0 1,754
D R HORTON INC COM 23331A109 273 4,060 SH   SOLE   0 0 4,060
DANAHER CORPORATION COM 235851102 497 1,924 SH   SOLE   0 0 1,924
DEVON ENERGY CORP NEW COM 25179M103 267 4,443 SH   SOLE   0 0 4,443
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 503 19,991 SH   SOLE   0 0 19,991
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 18,275 847,225 SH   SOLE   0 0 847,225
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,394 268,480 SH   SOLE   0 0 268,480
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 331 8,537 SH   SOLE   0 0 8,537
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 830 17,852 SH   SOLE   0 0 17,852
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8,393 215,385 SH   SOLE   0 0 215,385
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 19,861 893,027 SH   SOLE   0 0 893,027
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 8,904 300,690 SH   SOLE   0 0 300,690
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 2,943 159,275 SH   SOLE   0 0 159,275
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,146 44,475 SH   SOLE   0 0 44,475
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 2,672 57,273 SH   SOLE   0 0 57,273
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 9,494 502,602 SH   SOLE   0 0 502,602
DISNEY WALT CO COM 254687106 809 8,577 SH   SOLE   0 0 8,577
DOMINOS PIZZA INC COM 25754A201 236 760 SH   SOLE   0 0 760
DOW INC COM 260557103 387 8,803 SH   SOLE   0 0 8,803
DUKE ENERGY CORP NEW COM NEW 26441C204 639 6,865 SH   SOLE   0 0 6,865
DUPONT DE NEMOURS INC COM 26614N102 260 5,160 SH   SOLE   0 0 5,160
EOG RES INC COM 26875P101 818 7,319 SH   SOLE   0 0 7,319
EPR PPTYS COM SH BEN INT 26884U109 570 15,903 SH   SOLE   0 0 15,903
EDWARDS LIFESCIENCES CORP COM 28176E108 402 4,865 SH   SOLE   0 0 4,865
EMERSON ELEC CO COM 291011104 303 4,142 SH   SOLE   0 0 4,142
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 316 28,655 SH   SOLE   0 0 28,655
ENTERGY CORP NEW COM 29364G103 509 5,058 SH   SOLE   0 0 5,058
ENTERPRISE PRODS PARTNERS L COM 293792107 230 9,679 SH   SOLE   0 0 9,679
EQUINIX INC COM 29444U700 284 500 SH   SOLE   0 0 500
EQUINOR ASA SPONSORED ADR 29446M102 651 19,656 SH   SOLE   0 0 19,656
EVERGY INC COM 30034W106 218 3,669 SH   SOLE   0 0 3,669
EXELON CORP COM 30161N101 658 17,566 SH   SOLE   0 0 17,566
EXTRA SPACE STORAGE INC COM 30225T102 416 2,412 SH   SOLE   0 0 2,412
EXXON MOBIL CORP COM 30231G102 8,281 94,848 SH   SOLE   0 0 94,848
META PLATFORMS INC CL A 30303M102 1,283 9,456 SH   SOLE   0 0 9,456
FAIR ISAAC CORP COM 303250104 253 613 SH   SOLE   0 0 613
FASTENAL CO COM 311900104 293 6,363 SH   SOLE   0 0 6,363
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 427 10,303 SH   SOLE   0 0 10,303
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 331 7,685 SH   SOLE   0 0 7,685
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 472 8,194 SH   SOLE   0 0 8,194
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881 1,717 45,165 SH   SOLE   0 0 45,165
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 1,813 72,879 SH   SOLE   0 0 72,879
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 6,285 132,729 SH   SOLE   0 0 132,729
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 936 39,311 SH   SOLE   0 0 39,311
FRANKLIN RESOURCES INC COM 354613101 9,520 442,388 SH   SOLE   0 0 442,388
FREEPORT-MCMORAN INC CL B 35671D857 273 9,997 SH   SOLE   0 0 9,997
GENERAL DYNAMICS CORP COM 369550108 12,051 56,799 SH   SOLE   0 0 56,799
GENUINE PARTS CO COM 372460105 407 2,729 SH   SOLE   0 0 2,729
GILEAD SCIENCES INC COM 375558103 547 8,872 SH   SOLE   0 0 8,872
GOLDMAN SACHS GROUP INC COM 38141G104 223 763 SH   SOLE   0 0 763
GRAINGER W W INC COM 384802104 201 411 SH   SOLE   0 0 411
HF SINCLAIR CORP COM 403949100 362 6,732 SH   SOLE   0 0 6,732
HDFC BANK LTD SPONSORED ADS 40415F101 224 3,827 SH   SOLE   0 0 3,827
HOME DEPOT INC COM 437076102 1,503 5,447 SH   SOLE   0 0 5,447
HONEYWELL INTL INC COM 438516106 556 3,330 SH   SOLE   0 0 3,330
HORMEL FOODS CORP COM 440452100 11,563 254,471 SH   SOLE   0 0 254,471
HOST HOTELS & RESORTS INC COM 44107P104 405 25,506 SH   SOLE   0 0 25,506
HUNT J B TRANS SVCS INC COM 445658107 451 2,883 SH   SOLE   0 0 2,883
HUNTINGTON BANCSHARES INC COM 446150104 194 14,742 SH   SOLE   0 0 14,742
IDEANOMICS INC COM 45166V106 4 16,045 SH   SOLE   0 0 16,045
ILLINOIS TOOL WKS INC COM 452308109 10,702 59,239 SH   SOLE   0 0 59,239
INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 448 17,058 SH   SOLE   0 0 17,058
INTEL CORP COM 458140100 236 9,149 SH   SOLE   0 0 9,149
INTERNATIONAL BUSINESS MACHS COM 459200101 573 4,826 SH   SOLE   0 0 4,826
INVESCO QQQ TR UNIT SER 1 46090E103 6,683 25,007 SH   SOLE   0 0 25,007
INTUIT COM 461202103 754 1,948 SH   SOLE   0 0 1,948
INTUITIVE SURGICAL INC COM NEW 46120E602 240 1,278 SH   SOLE   0 0 1,278
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 672 16,914 SH   SOLE   0 0 16,914
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 231 1,816 SH   SOLE   0 0 1,816
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 237 12,753 SH   SOLE   0 0 12,753
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 165 13,856 SH   SOLE   0 0 13,856
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 402 11,448 SH   SOLE   0 0 11,448
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 267 13,104 SH   SOLE   0 0 13,104
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203 203 6,717 SH   SOLE   0 0 6,717
ISHARES GOLD TR ISHARES NEW 464285204 637 20,198 SH   SOLE   0 0 20,198
ISHARES TR CORE S&P TTL STK 464287150 554 6,965 SH   SOLE   0 0 6,965
ISHARES TR CORE S&P500 ETF 464287200 35,363 98,600 SH   SOLE   0 0 98,600
ISHARES TR CORE US AGGBD ET 464287226 315 3,271 SH   SOLE   0 0 3,271
ISHARES TR MSCI EMG MKT ETF 464287234 1,751 50,209 SH   SOLE   0 0 50,209
ISHARES TR S&P 500 GRWT ETF 464287309 837 14,461 SH   SOLE   0 0 14,461
ISHARES TR S&P 500 VAL ETF 464287408 567 4,412 SH   SOLE   0 0 4,412
ISHARES TR 7-10 YR TRSY BD 464287440 23,692 246,814 SH   SOLE   0 0 246,814
ISHARES TR MSCI EAFE ETF 464287465 1,060 18,932 SH   SOLE   0 0 18,932
ISHARES TR RUS MDCP VAL ETF 464287473 216 2,251 SH   SOLE   0 0 2,251
ISHARES TR RUS MID CAP ETF 464287499 1,336 21,489 SH   SOLE   0 0 21,489
ISHARES TR CORE S&P MCP ETF 464287507 5,211 23,767 SH   SOLE   0 0 23,767
ISHARES TR COHEN STEER REIT 464287564 259 4,824 SH   SOLE   0 0 4,824
ISHARES TR RUS 1000 VAL ETF 464287598 11,562 85,022 SH   SOLE   0 0 85,022
ISHARES TR S&P MC 400GR ETF 464287606 323 5,125 SH   SOLE   0 0 5,125
ISHARES TR RUS 1000 GRW ETF 464287614 16,233 77,155 SH   SOLE   0 0 77,155
ISHARES TR RUS 1000 ETF 464287622 1,350 6,842 SH   SOLE   0 0 6,842
ISHARES TR RUS 2000 GRW ETF 464287648 268 1,299 SH   SOLE   0 0 1,299
ISHARES TR RUSSELL 2000 ETF 464287655 1,371 8,315 SH   SOLE   0 0 8,315
ISHARES TR CORE S&P SCP ETF 464287804 7,476 85,745 SH   SOLE   0 0 85,745
ISHARES TR SP SMCP600VL ETF 464287879 628 7,614 SH   SOLE   0 0 7,614
ISHARES TR MORNINGSTAR VALU 464288109 1,731 30,662 SH   SOLE   0 0 30,662
ISHARES TR SHRT NAT MUN ETF 464288158 2,690 26,202 SH   SOLE   0 0 26,202
ISHARES TR MSCI ACWI ETF 464288257 501 6,441 SH   SOLE   0 0 6,441
ISHARES TR EAFE SML CP ETF 464288273 2,668 54,684 SH   SOLE   0 0 54,684
ISHARES TR JPMORGAN USD EMG 464288281 7,654 96,403 SH   SOLE   0 0 96,403
ISHARES TR NATIONAL MUN ETF 464288414 12,507 121,924 SH   SOLE   0 0 121,924
ISHARES TR MBS ETF 464288588 17,640 192,616 SH   SOLE   0 0 192,616
ISHARES TR USD INV GRDE ETF 464288620 868 18,056 SH   SOLE   0 0 18,056
ISHARES TR ISHS 1-5YR INVS 464288646 39,057 792,547 SH   SOLE   0 0 792,547
ISHARES TR 3 7 YR TREAS BD 464288661 24,221 211,947 SH   SOLE   0 0 211,947
ISHARES TR EAFE GRWTH ETF 464288885 392 5,406 SH   SOLE   0 0 5,406
ISHARES SILVER TR ISHARES 46428Q109 478 27,286 SH   SOLE   0 0 27,286
ISHARES TR US TREAS BD ETF 46429B267 5,293 232,551 SH   SOLE   0 0 232,551
ISHARES TR MSCI INDIA ETF 46429B598 1,124 27,551 SH   SOLE   0 0 27,551
ISHARES TR MSCI EAFE MIN VL 46429B689 5,917 103,786 SH   SOLE   0 0 103,786
ISHARES TR MSCI USA MIN VOL 46429B697 4,693 70,997 SH   SOLE   0 0 70,997
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,122 11,676 SH   SOLE   0 0 11,676
ISHARES U S ETF TR INT RT HDG C B 46431W705 271 3,050 SH   SOLE   0 0 3,050
ISHARES TR MSCI USA QLT FCT 46432F339 423 4,070 SH   SOLE   0 0 4,070
ISHARES TR CORE MSCI TOTAL 46432F834 2,584 50,741 SH   SOLE   0 0 50,741
ISHARES TR CORE MSCI EAFE 46432F842 6,068 115,196 SH   SOLE   0 0 115,196
ISHARES TR CORE 1 5 YR USD 46432F859 5,123 111,125 SH   SOLE   0 0 111,125
ISHARES INC CORE MSCI EMKT 46434G103 6,484 150,853 SH   SOLE   0 0 150,853
ISHARES INC MSCI EMRG CHN 46434G764 289 6,519 SH   SOLE   0 0 6,519
ISHARES INC ESG AWR MSCI EM 46434G863 1,219 44,062 SH   SOLE   0 0 44,062
ISHARES TR U S EQUITY FACTR 46434V282 989 27,299 SH   SOLE   0 0 27,299
ISHARES TR CORE MSCI PAC 46434V696 26,925 561,644 SH   SOLE   0 0 561,644
ISHARES TR CORE MSCI EURO 46434V738 29,267 740,174 SH   SOLE   0 0 740,174
ISHARES TR TRS FLT RT BD 46434V860 3,367 66,674 SH   SOLE   0 0 66,674
ISHARES TR ESG AWRE 1 5 YR 46435G243 885 37,689 SH   SOLE   0 0 37,689
ISHARES TR RUSEL 2500 ETF 46435G268 558 11,218 SH   SOLE   0 0 11,218
ISHARES TR ESG AWR MSCI USA 46435G425 208 2,615 SH   SOLE   0 0 2,615
ISHARES TR FALN ANGLS USD 46435G474 101,845 4,261,312 SH   SOLE   0 0 4,261,312
ISHARES TR ESG AW MSCI EAFE 46435G516 4,034 71,869 SH   SOLE   0 0 71,869
ISHARES TR CORE INTL AGGR 46435G672 67,095 1,388,416 SH   SOLE   0 0 1,388,416
ISHARES TR ESG MSCI LEADR 46435U218 359 5,808 SH   SOLE   0 0 5,808
ISHARES TR ESG AWARE MSCI 46435U663 1,331 43,412 SH   SOLE   0 0 43,412
ISHARES TR 0-3 MNTH TREASRY 46436E718 789 7,870 SH   SOLE   0 0 7,870
JPMORGAN CHASE & CO COM 46625H100 1,961 18,766 SH   SOLE   0 0 18,766
JABIL INC COM 466313103 390 6,755 SH   SOLE   0 0 6,755
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 1,006 21,919 SH   SOLE   0 0 21,919
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 218 4,444 SH   SOLE   0 0 4,444
JD.COM INC SPON ADR CL A 47215P106 249 4,956 SH   SOLE   0 0 4,956
JOHNSON & JOHNSON COM 478160104 3,612 22,112 SH   SOLE   0 0 22,112
KLA CORP COM NEW 482480100 433 1,432 SH   SOLE   0 0 1,432
KEURIG DR PEPPER INC COM 49271V100 327 9,133 SH   SOLE   0 0 9,133
KEYCORP COM 493267108 405 25,281 SH   SOLE   0 0 25,281
KEYSIGHT TECHNOLOGIES INC COM 49338L103 295 1,875 SH   SOLE   0 0 1,875
KIMBERLY-CLARK CORP COM 494368103 364 3,231 SH   SOLE   0 0 3,231
KIMCO RLTY CORP COM 49446R109 239 12,972 SH   SOLE   0 0 12,972
KINDER MORGAN INC DEL COM 49456B101 339 20,394 SH   SOLE   0 0 20,394
L3HARRIS TECHNOLOGIES INC COM 502431109 218 1,051 SH   SOLE   0 0 1,051
LAM RESEARCH CORP COM 512807108 869 2,374 SH   SOLE   0 0 2,374
LILLY ELI & CO COM 532457108 947 2,930 SH   SOLE   0 0 2,930
LISTED FD TR TEUCRIUM AGRI ST 53656F144 321 9,132 SH   SOLE   0 0 9,132
LOCKHEED MARTIN CORP COM 539830109 316 818 SH   SOLE   0 0 818
LOWES COS INC COM 548661107 1,466 7,804 SH   SOLE   0 0 7,804
M & T BK CORP COM 55261F104 285 1,619 SH   SOLE   0 0 1,619
MSCI INC COM 55354G100 254 602 SH   SOLE   0 0 602
MANULIFE FINL CORP COM 56501R106 197 12,574 SH   SOLE   0 0 12,574
MARATHON OIL CORP COM 565849106 1,322 58,569 SH   SOLE   0 0 58,569
MARATHON PETE CORP COM 56585A102 915 9,207 SH   SOLE   0 0 9,207
MASTERCARD INCORPORATED CL A 57636Q104 1,963 6,902 SH   SOLE   0 0 6,902
MCCORMICK & CO INC COM NON VTG 579780206 578 8,108 SH   SOLE   0 0 8,108
MCDONALDS CORP COM 580135101 11,898 51,566 SH   SOLE   0 0 51,566
MCKESSON CORP COM 58155Q103 239 704 SH   SOLE   0 0 704
MERCK & CO INC COM 58933Y105 2,300 26,703 SH   SOLE   0 0 26,703
METLIFE INC COM 59156R108 295 4,851 SH   SOLE   0 0 4,851
MICROSOFT CORP COM 594918104 11,411 48,996 SH   SOLE   0 0 48,996
MICROCHIP TECHNOLOGY INC. COM 595017104 388 6,351 SH   SOLE   0 0 6,351
MICRON TECHNOLOGY INC COM 595112103 205 4,086 SH   SOLE   0 0 4,086
MODERNA INC COM 60770K107 851 7,200 SH   SOLE   0 0 7,200
MONDELEZ INTL INC CL A 609207105 416 7,593 SH   SOLE   0 0 7,593
MONSTER BEVERAGE CORP NEW COM 61174X109 207 2,376 SH   SOLE   0 0 2,376
MORGAN STANLEY COM NEW 617446448 348 4,409 SH   SOLE   0 0 4,409
NETFLIX INC COM 64110L106 460 1,953 SH   SOLE   0 0 1,953
NEWMONT CORP COM 651639106 201 4,792 SH   SOLE   0 0 4,792
NEXTERA ENERGY INC COM 65339F101 1,115 14,231 SH   SOLE   0 0 14,231
NIKE INC CL B 654106103 691 8,314 SH   SOLE   0 0 8,314
NORFOLK SOUTHN CORP COM 655844108 494 2,355 SH   SOLE   0 0 2,355
NOVARTIS AG SPONSORED ADR 66987V109 577 7,591 SH   SOLE   0 0 7,591
NOVO-NORDISK A S ADR 670100205 544 5,459 SH   SOLE   0 0 5,459
NUCOR CORP COM 670346105 672 6,279 SH   SOLE   0 0 6,279
NVIDIA CORPORATION COM 67066G104 878 7,233 SH   SOLE   0 0 7,233
NUTRIEN LTD COM 67077M108 269 3,227 SH   SOLE   0 0 3,227
NUSHARES ETF TR ESG HI TLD CRP 67092P854 647 32,845 SH   SOLE   0 0 32,845
OREILLY AUTOMOTIVE INC COM 67103H107 695 988 SH   SOLE   0 0 988
OCCIDENTAL PETE CORP COM 674599105 496 8,072 SH   SOLE   0 0 8,072
OMNICOM GROUP INC COM 681919106 349 5,535 SH   SOLE   0 0 5,535
OMEGA HEALTHCARE INVS INC COM 681936100 618 20,944 SH   SOLE   0 0 20,944
ONEOK INC NEW COM 682680103 266 5,199 SH   SOLE   0 0 5,199
ORACLE CORP COM 68389X105 8,388 137,356 SH   SOLE   0 0 137,356
ORGANOGENESIS HLDGS INC COM 68621F102 116 35,851 SH   SOLE   0 0 35,851
OWENS CORNING NEW COM 690742101 348 4,429 SH   SOLE   0 0 4,429
PNC FINL SVCS GROUP INC COM 693475105 327 2,186 SH   SOLE   0 0 2,186
PPG INDS INC COM 693506107 991 8,955 SH   SOLE   0 0 8,955
PPL CORP COM 69351T106 278 10,979 SH   SOLE   0 0 10,979
PACCAR INC COM 693718108 210 2,508 SH   SOLE   0 0 2,508
PAYCHEX INC COM 704326107 365 3,256 SH   SOLE   0 0 3,256
PAYPAL HLDGS INC COM 70450Y103 327 3,802 SH   SOLE   0 0 3,802
PEPSICO INC COM 713448108 1,067 6,533 SH   SOLE   0 0 6,533
PFIZER INC COM 717081103 1,718 39,253 SH   SOLE   0 0 39,253
PHILIP MORRIS INTL INC COM 718172109 797 9,602 SH   SOLE   0 0 9,602
PHILLIPS 66 COM 718546104 1,747 21,642 SH   SOLE   0 0 21,642
PIMCO ETF TR ACTIVE BD ETF 72201R775 910 10,138 SH   SOLE   0 0 10,138
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 953 9,640 SH   SOLE   0 0 9,640
PIONEER NAT RES CO COM 723787107 227 1,050 SH   SOLE   0 0 1,050
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 114 10,807 SH   SOLE   0 0 10,807
PRICE T ROWE GROUP INC COM 74144T108 10,020 95,420 SH   SOLE   0 0 95,420
PROCTER AND GAMBLE CO COM 742718109 2,087 16,527 SH   SOLE   0 0 16,527
PROGRESSIVE CORP COM 743315103 932 8,018 SH   SOLE   0 0 8,018
PUBLIC STORAGE COM 74460D109 301 1,027 SH   SOLE   0 0 1,027
QUALCOMM INC COM 747525103 1,832 16,216 SH   SOLE   0 0 16,216
RAYTHEON TECHNOLOGIES CORP COM 75513E101 697 8,508 SH   SOLE   0 0 8,508
REALTY INCOME CORP COM 756109104 423 7,271 SH   SOLE   0 0 7,271
REGENERON PHARMACEUTICALS COM 75886F107 222 323 SH   SOLE   0 0 323
REGIONS FINANCIAL CORP NEW COM 7591EP100 280 13,976 SH   SOLE   0 0 13,976
RESMED INC COM 761152107 339 1,553 SH   SOLE   0 0 1,553
SHELL PLC SPON ADS 780259305 576 11,585 SH   SOLE   0 0 11,585
S&P GLOBAL INC COM 78409V104 2,061 6,749 SH   SOLE   0 0 6,749
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,304 14,850 SH   SOLE   0 0 14,850
SPDR GOLD TR GOLD SHS 78463V107 1,230 7,955 SH   SOLE   0 0 7,955
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,818 69,742 SH   SOLE   0 0 69,742
SPDR SER TR S&P 600 SMCP GRW 78464A201 5,634 82,703 SH   SOLE   0 0 82,703
SPDR SER TR NUVEEN BLOOMBERG 78464A284 1,804 37,637 SH   SOLE   0 0 37,637
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,571 97,868 SH   SOLE   0 0 97,868
SPDR SER TR BBG CONV SEC ETF 78464A359 2,015 31,837 SH   SOLE   0 0 31,837
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,350 26,953 SH   SOLE   0 0 26,953
SPDR SER TR PORTFOLIO SHORT 78464A474 1,280 43,815 SH   SOLE   0 0 43,815
SPDR SER TR PORTFOLIO LN TSR 78464A664 3,176 107,142 SH   SOLE   0 0 107,142
SPDR SER TR PORTFLI INTRMDIT 78464A672 11,007 391,307 SH   SOLE   0 0 391,307
SPDR SER TR S&P DIVID ETF 78464A763 380 3,412 SH   SOLE   0 0 3,412
SPDR SER TR PORTFOLI S&P1500 78464A805 218 4,940 SH   SOLE   0 0 4,940
SPDR SER TR PORTFOLIO S&P500 78464A854 259 6,165 SH   SOLE   0 0 6,165
SPDR SER TR BLOOMBERG INVT 78468R200 296 9,785 SH   SOLE   0 0 9,785
SPDR SER TR NUVEEN BLMBRG MU 78468R721 6,830 155,272 SH   SOLE   0 0 155,272
SPDR SER TR NUVEEN BLMBRG SH 78468R739 1,710 37,104 SH   SOLE   0 0 37,104
SALESFORCE INC COM 79466L302 431 2,995 SH   SOLE   0 0 2,995
SCHWAB CHARLES CORP COM 808513105 262 3,650 SH   SOLE   0 0 3,650
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,969 46,881 SH   SOLE   0 0 46,881
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 469 11,074 SH   SOLE   0 0 11,074
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 427,998 7,668,836 SH   SOLE   0 0 7,668,836
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 411,136 7,026,760 SH   SOLE   0 0 7,026,760
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,665 44,029 SH   SOLE   0 0 44,029
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,701 97,907 SH   SOLE   0 0 97,907
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 63,456 2,832,860 SH   SOLE   0 0 2,832,860
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,488 98,927 SH   SOLE   0 0 98,927
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 233 5,483 SH   SOLE   0 0 5,483
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 231 4,829 SH   SOLE   0 0 4,829
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 479 10,169 SH   SOLE   0 0 10,169
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 331 11,772 SH   SOLE   0 0 11,772
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,442 66,455 SH   SOLE   0 0 66,455
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 93,762 3,378,799 SH   SOLE   0 0 3,378,799
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 557 8,185 SH   SOLE   0 0 8,185
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 646 5,332 SH   SOLE   0 0 5,332
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 437 6,556 SH   SOLE   0 0 6,556
SELECT SECTOR SPDR TR ENERGY 81369Y506 333 4,626 SH   SOLE   0 0 4,626
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 329 10,826 SH   SOLE   0 0 10,826
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 294 3,546 SH   SOLE   0 0 3,546
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 428 6,533 SH   SOLE   0 0 6,533
SERVICENOW INC COM 81762P102 615 1,629 SH   SOLE   0 0 1,629
SHERWIN WILLIAMS CO COM 824348106 343 1,675 SH   SOLE   0 0 1,675
SIRIUS XM HOLDINGS INC COM 82968B103 338 59,233 SH   SOLE   0 0 59,233
SMUCKER J M CO COM NEW 832696405 713 5,188 SH   SOLE   0 0 5,188
SOUTHERN CO COM 842587107 1,019 14,985 SH   SOLE   0 0 14,985
SPROTT PHYSICAL GOLD TR UNIT 85207H104 474 36,994 SH   SOLE   0 0 36,994
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 407 61,453 SH   SOLE   0 0 61,453
STANLEY BLACK & DECKER INC COM 854502101 7,578 100,760 SH   SOLE   0 0 100,760
STARBUCKS CORP COM 855244109 605 7,186 SH   SOLE   0 0 7,186
STRYKER CORPORATION COM 863667101 341 1,684 SH   SOLE   0 0 1,684
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 180 32,800 SH   SOLE   0 0 32,800
SYNOPSYS INC COM 871607107 356 1,164 SH   SOLE   0 0 1,164
SYSCO CORP COM 871829107 502 7,106 SH   SOLE   0 0 7,106
TJX COS INC NEW COM 872540109 1,396 22,480 SH   SOLE   0 0 22,480
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 381 5,553 SH   SOLE   0 0 5,553
TARGET CORP COM 87612E106 1,088 7,331 SH   SOLE   0 0 7,331
TESLA INC COM 88160R101 4,132 15,578 SH   SOLE   0 0 15,578
TEXAS INSTRS INC COM 882508104 2,548 16,462 SH   SOLE   0 0 16,462
THERMO FISHER SCIENTIFIC INC COM 883556102 759 1,497 SH   SOLE   0 0 1,497
3M CO COM 88579Y101 10,116 91,543 SH   SOLE   0 0 91,543
TRACTOR SUPPLY CO COM 892356106 653 3,513 SH   SOLE   0 0 3,513
TWITTER INC COM 90184L102 203 4,639 SH   SOLE   0 0 4,639
US BANCORP DEL COM NEW 902973304 1,072 26,579 SH   SOLE   0 0 26,579
UNION PAC CORP COM 907818108 374 1,918 SH   SOLE   0 0 1,918
UNITED PARCEL SERVICE INC CL B 911312106 4,716 29,195 SH   SOLE   0 0 29,195
UNITED STATES STL CORP NEW COM 912909108 203 11,216 SH   SOLE   0 0 11,216
UNITEDHEALTH GROUP INC COM 91324P102 2,593 5,134 SH   SOLE   0 0 5,134
VANECK MERK GOLD TR GOLD TRUST 921078101 1,335 82,758 SH   SOLE   0 0 82,758
VANECK ETF TRUST GOLD MINERS ETF 92189F106 369 15,306 SH   SOLE   0 0 15,306
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 238 10,933 SH   SOLE   0 0 10,933
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 36,614 1,395,891 SH   SOLE   0 0 1,395,891
VANECK ETF TRUST INDONESIA INDEX 92189F833 372 19,238 SH   SOLE   0 0 19,238
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 12,881 295,885 SH   SOLE   0 0 295,885
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 3,169 63,465 SH   SOLE   0 0 63,465
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 649 4,802 SH   SOLE   0 0 4,802
VANGUARD STAR FDS VG TL INTL STK F 921909768 665 14,530 SH   SOLE   0 0 14,530
VANGUARD WORLD FD ESG US STK ETF 921910733 5,392 85,703 SH   SOLE   0 0 85,703
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,639 13,135 SH   SOLE   0 0 13,135
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,654 90,553 SH   SOLE   0 0 90,553
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 377 5,041 SH   SOLE   0 0 5,041
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 9,870 138,373 SH   SOLE   0 0 138,373
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,071 84,472 SH   SOLE   0 0 84,472
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,061 11,180 SH   SOLE   0 0 11,180
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 25,950 451,377 SH   SOLE   0 0 451,377
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 259 5,393 SH   SOLE   0 0 5,393
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,461 72,503 SH   SOLE   0 0 72,503
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 11,275 121,484 SH   SOLE   0 0 121,484
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 8,958 113,571 SH   SOLE   0 0 113,571
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,571 57,950 SH   SOLE   0 0 57,950
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 195,388 5,354,568 SH   SOLE   0 0 5,354,568
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 221,954 3,864,095 SH   SOLE   0 0 3,864,095
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 278,920 6,043,778 SH   SOLE   0 0 6,043,778
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 271 1,578 SH   SOLE   0 0 1,578
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 279 3,753 SH   SOLE   0 0 3,753
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 552 2,470 SH   SOLE   0 0 2,470
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 556 3,527 SH   SOLE   0 0 3,527
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,039 3,382 SH   SOLE   0 0 3,382
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,731 11,662 SH   SOLE   0 0 11,662
VANGUARD WORLD FDS UTILITIES ETF 92204A876 271 1,905 SH   SOLE   0 0 1,905
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 219 3,783 SH   SOLE   0 0 3,783
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 78,778 1,060,550 SH   SOLE   0 0 1,060,550
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 1,171 7,783 SH   SOLE   0 0 7,783
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 149,879 2,570,378 SH   SOLE   0 0 2,570,378
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 210 1,287 SH   SOLE   0 0 1,287
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 293,494 6,509,054 SH   SOLE   0 0 6,509,054
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 70,802 1,124,910 SH   SOLE   0 0 1,124,910
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 17,257 358,481 SH   SOLE   0 0 358,481
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,639 4,992 SH   SOLE   0 0 4,992
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 362 2,125 SH   SOLE   0 0 2,125
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,228 40,268 SH   SOLE   0 0 40,268
VANGUARD INDEX FDS SML CP GRW ETF 922908595 99,757 511,235 SH   SOLE   0 0 511,235
VANGUARD INDEX FDS SM CP VAL ETF 922908611 108,076 753,666 SH   SOLE   0 0 753,666
VANGUARD INDEX FDS MID CAP ETF 922908629 3,239 17,229 SH   SOLE   0 0 17,229
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,128 13,012 SH   SOLE   0 0 13,012
VANGUARD INDEX FDS GROWTH ETF 922908736 34,412 160,841 SH   SOLE   0 0 160,841
VANGUARD INDEX FDS VALUE ETF 922908744 33,130 268,299 SH   SOLE   0 0 268,299
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,277 19,172 SH   SOLE   0 0 19,172
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,080 56,168 SH   SOLE   0 0 56,168
VERIZON COMMUNICATIONS INC COM 92343V104 294 7,751 SH   SOLE   0 0 7,751
VERTEX PHARMACEUTICALS INC COM 92532F100 805 2,781 SH   SOLE   0 0 2,781
VICI PPTYS INC COM 925652109 255 8,535 SH   SOLE   0 0 8,535
VICTORY PORTFOLIOS II VCSHS US 500 ENH 92647N782 10,688 166,612 SH   SOLE   0 0 166,612
VICTORY PORTFOLIOS II VCSHS DEV ENH VL 92647N816 3,208 111,083 SH   SOLE   0 0 111,083
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 4,400 74,132 SH   SOLE   0 0 74,132
VISA INC COM CL A 92826C839 3,560 20,036 SH   SOLE   0 0 20,036
WEC ENERGY GROUP INC COM 92939U106 663 7,414 SH   SOLE   0 0 7,414
WALMART INC COM 931142103 2,675 20,627 SH   SOLE   0 0 20,627
WELLS FARGO CO NEW COM 949746101 1,029 25,586 SH   SOLE   0 0 25,586
WEST PHARMACEUTICAL SVSC INC COM 955306105 249 1,011 SH   SOLE   0 0 1,011
WESTROCK CO COM 96145D105 388 12,549 SH   SOLE   0 0 12,549
WEYERHAEUSER CO MTN BE COM NEW 962166104 273 9,555 SH   SOLE   0 0 9,555
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,517 27,445 SH   SOLE   0 0 27,445
WISDOMTREE TR BLMBG US BULL 97717W471 331 11,100 SH   SOLE   0 0 11,100
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,557 67,866 SH   SOLE   0 0 67,866
WISDOMTREE TR US MIDCAP FUND 97717W570 2,537 57,691 SH   SOLE   0 0 57,691
WISDOMTREE TR INTL SMCAP DIV 97717W760 228 4,427 SH   SOLE   0 0 4,427
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 2,140 42,570 SH   SOLE   0 0 42,570
WORLD GOLD TR SPDR GLD MINIS 98149E303 227 6,881 SH   SOLE   0 0 6,881
ZOETIS INC CL A 98978V103 1,133 7,643 SH   SOLE   0 0 7,643
AMCOR PLC ORD G0250X107 155 14,433 SH   SOLE   0 0 14,433
AMDOCS LTD SHS G02602103 297 3,738 SH   SOLE   0 0 3,738
AON PLC SHS CL A G0403H108 1,054 3,936 SH   SOLE   0 0 3,936
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,089 4,231 SH   SOLE   0 0 4,231
EATON CORP PLC SHS G29183103 418 3,132 SH   SOLE   0 0 3,132
EVEREST RE GROUP LTD COM G3223R108 212 806 SH   SOLE   0 0 806
FERGUSON PLC NEW SHS G3421J106 274 2,660 SH   SOLE   0 0 2,660
LINDE PLC SHS G5494J103 327 1,215 SH   SOLE   0 0 1,215
MEDTRONIC PLC SHS G5960L103 978 12,113 SH   SOLE   0 0 12,113
CHUBB LIMITED COM H1467J104 12,015 66,061 SH   SOLE   0 0 66,061
TE CONNECTIVITY LTD SHS H84989104 351 3,178 SH   SOLE   0 0 3,178