The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM COM 00206R102 525 34,211 SH   SOLE 0 0 0 34,211
ACADIA PHARMACEUTICALS INC COM COM 004225108 2 100 SH   SOLE 0 0 0 100
ALTRIA GROUP INC COM COM 02209S103 4 100 SH   SOLE 0 0 0 100
AMAZON COM INC COM COM 023135106 34 300 SH   DFND 0 150 0 150
AMERICAN AIRLINES GROUP INC COM COM 02376R102 1 95 SH   SOLE 0 0 0 95
AMERICAN ELECTRIC POWER CO INC COM COM 025537101 281 3,248 SH   SOLE 0 0 0 3,248
ANHEUSER-BUSCH INBEV SA/NV ADR SPONSORED ADR SPONSORED 03524A108 1 26 SH   SOLE 0 0 0 26
APPLE INC COM COM 037833100 477 3,455 SH   DFND 0 691 0 2,764
ATLANTIC UNION BANKSHARES CORP COM COM 04911A107 1 17 SH   SOLE 0 0 0 17
ATMOS ENERGY CORP COM COM 049560105 21 208 SH   SOLE 0 0 0 208
AVANOS MEDICAL INC COM COM 05350V106 0 1 SH   SOLE 0 0 0 1
BP ADR SPONSORED ADR SPONSORED 055622104 20 709 SH   SOLE 0 0 0 709
BANK OF AMERICA CORPORATION COM COM 060505104 16 541 SH   SOLE 0 0 0 541
BEAL BK PLANO TEX CD CD 07371AWP4 38 40 PRN   SOLE 0 0 0 40
BERKSHIRE HATHAWAY INC COM CL B COM CL B 084670702 234 875 SH   SOLE 0 0 0 875
BOEING CO COM COM 097023105 164 1,353 SH   SOLE 0 0 0 1,353
BRIGHAM MINERALS INC COM CL A COM CL A 10918L103 99 4,000 SH   SOLE 0 0 0 4,000
BRIGHTHOUSE FINL INC COM COM 10922N103 1 19 SH   SOLE 0 0 0 19
BRISTOL-MYERS SQUIBB CO COM COM 110122108 55 770 SH   SOLE 0 0 0 770
BUILDERS FIRSTSOURCE INC COM COM 12008R107 18 300 SH   SOLE 0 0 0 300
CARNIVAL CORP UNITS UNITS 143658300 3 390 SH   SOLE 0 0 0 390
CATERPILLAR INC COM COM 149123101 410 2,500 SH   SOLE 0 0 0 2,500
CAVCO INDUSTRIES COM COM 149568107 41 200 SH   SOLE 0 0 0 200
THE CHEMOURS COMPANY LLC COM COM 163851108 0 2 SH   SOLE 0 0 0 2
CHEVRON CORPORATION COM COM 166764100 1,526 10,622 SH   SOLE 0 0 0 10,622
CHINA CRESCENT ENTERPRISES INC COM COM 16945G207 0 3 SH   SOLE 0 0 0 3
COCA-COLA CO COM COM 191216100 560 10,000 SH   SOLE 0 0 0 10,000
CONOCOPHILLIPS COM COM 20825C104 8 75 SH   SOLE 0 0 0 75
CORTEVA INC COM COM 22052L104 53 922 SH   SOLE 0 0 0 922
COUSINS PROPERTIES INC COM USD1 00(POST REV SPLIT) COM USD1 00(POST REV SPLIT) 222795502 1 32 SH   SOLE 0 0 0 32
DXC TECHNOLOGY COMPANY COM COM 23355L106 0 1 SH   SOLE 0 0 0 1
DISCOVER BANK CD CD 254673P75 249 250 PRN   SOLE 0 0 0 250
DOCUSIGN INC COM COM 256163106 3 50 SH   SOLE 0 0 0 50
DOW INC COM COM 260557103 36 825 SH   SOLE 0 0 0 825
DUKE ENERGY CORP COM COM 26441C204 977 10,500 SH   SOLE 0 0 0 10,500
DUPONT DE NEMOURS INC COM COM 26614N102 37 731 SH   SOLE 0 0 0 731
ETF MANAGERS TRUST ETFMG ALTR HRVST ETFMG ALTR HRVST 26924G508 20 4,415 SH   SOLE 0 0 0 4,415
EMERSON ELECTRIC CO COM COM 291011104 29 400 SH   SOLE 0 0 0 400
ENBRIDGE INC COM COM 29250N105 186 5,000 SH   SOLE 0 0 0 5,000
ENERGY TRANSFER LP COM UNITS REP LTD PTN INT COM UNITS REP LTD PTN INT 29273V100 19 1,705 SH   SOLE 0 0 0 1,705
ENTERGY CORP COM COM 29364G103 13 126 SH   SOLE 0 0 0 126
ESSENTIAL UTILITIES INC COM COM 29670G102 37 905 SH   SOLE 0 0 0 905
EVERGY INC COM COM 30034W106 677 11,400 SH   SOLE 0 0 0 11,400
EXP WORLD HOLDINGS INC COM COM 30212W100 3 264 SH   SOLE 0 0 0 264
EXXON MOBIL CORPORATION COM COM 30231G102 1,700 19,469 SH   SOLE 0 0 0 19,469
FIDELITY COVINGTON TRUST MSCI UTILS INDEX ETF MSCI UTILS INDEX ETF 316092865 863 20,440 SH   SOLE 0 0 0 20,440
FIRST REPUBLIC BANK SAN FRANCI CD CD 33616CJZ4 249 250 PRN   SOLE 0 0 0 250
FLOWERS FOODS INC COM COM 343498101 553 22,380 SH   SOLE 0 0 0 22,379
GSK PLC ADR SPONSORED ADR SPONSORED 37733W204 0 4 SH   SOLE 0 0 0 4
HF SINCLAIR CORP COM COM 403949100 10 192 SH   SOLE 0 0 0 192
HALEON PLC ADR ADR 405552100 0 6 SH   SOLE 0 0 0 6
HALLIBURTON CO COM COM 406216101 10 405 SH   SOLE 0 0 0 405
HERSHEY COMPANY COM COM 427866108 22 100 SH   SOLE 0 0 0 100
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109 0 23 SH   SOLE 0 0 0 23
HIVE BLOCKCHAIN TECH LTD COM COM 43366H704 0 13 SH   SOLE 0 0 0 13
INTEL CORP COM COM 458140100 21 800 SH   SOLE 0 0 0 800
INTERNATIONAL BUS MACH CORP COM COM 459200101 178 1,500 SH   SOLE 0 0 0 1,500
ISHARES TRUST SELECT DIVID ETF SELECT DIVID ETF 464287168 0 3 SH   SOLE 0 0 0 3
ISHARES TRUST CORE S&P MCP ETF CORE S&P MCP ETF 464287507 13 60 SH   SOLE 0 0 0 60
ISHARES TRUST RUS 2000 GRW ETF RUS 2000 GRW ETF 464287648 41 200 SH   SOLE 0 0 0 200
ISHARES TRUST CORE S&P SCP ETF CORE S&P SCP ETF 464287804 13 148 SH   SOLE 0 0 0 148
JPMORGAN CHASE BANK NA CD M/W QTRLY CLBL CD M/W QTRLY CLBL 46593LEE5 249 250 PRN   SOLE 0 0 0 250
JOHNSON & JOHNSON COM COM 478160104 47 285 SH   SOLE 0 0 0 285
JPMORGAN CHASE BANK NA CD M/W CLBL CD M/W CLBL 48128WGW9 49 50 PRN   SOLE 0 0 0 50
KAMAN CORP COM COM 483548103 4 127 SH   SOLE 0 0 0 127
KIMBERLY CLARK CORP COM COM 494368103 57 510 SH   SOLE 0 0 0 510
KRAFT HEINZ CO COM COM 500754106 2 66 SH   SOLE 0 0 0 66
KYNDRYL HLDGS INC COM COM 50155Q100 0 2 SH   SOLE 0 0 0 2
LUMENTUM HLDGS INC COM COM 55024U109 1 8 SH   SOLE 0 0 0 8
MARINE PRODUCTS CORP COM COM 568427108 8 1,000 SH   SOLE 0 0 0 1,000
MCDONALD'S CORPORATION COM COM 580135101 159 687 SH   SOLE 0 0 0 687
MERCK & CO INC COM COM 58933Y105 861 10,000 SH   SOLE 0 0 0 10,000
MICRO FOCUS INTERNATIONAL PLC ADR SPONSORED ADR SPONSORED 594837403 0 2 SH   SOLE 0 0 0 2
MONDELEZ INTL INC COM CL A COM CL A 609207105 11 200 SH   SOLE 0 0 0 200
NORFOLK SOUTHERN CORP COM COM 655844108 4,761 22,709 SH   SOLE 0 0 0 22,709
ORGANON & CO COM COM 68622V106 15 645 SH   SOLE 0 0 0 645
OYSTER POINT PHARMA INC COM COM 69242L106 6 1,100 SH   SOLE 0 0 0 1,100
PEPSICO INC COM COM 713448108 980 6,000 SH   SOLE 0 0 0 6,000
PHILIP MORRIS INTL INC COM COM 718172109 8 100 SH   SOLE 0 0 0 100
PRINCIPAL FINANCIAL GROUP COM COM 74251V102 13 174 SH   SOLE 0 0 0 174
PROCTER & GAMBLE CO COM COM 742718109 822 6,508 SH   SOLE 0 0 0 6,508
PRUDENTIAL FINANCIAL INC COM COM 744320102 33 388 SH   SOLE 0 0 0 388
QUALCOMM INC COM COM 747525103 85 750 SH   SOLE 0 0 0 750
SPDR SERIES TRUST PRTFLO S&P500 GW ETF PRTFLO S&P500 GW ETF 78464A409 4 80 SH   SOLE 0 0 0 80
SPDR SERIES TRUST PORTFOLI S&P 1500 COMP STK ETF PORTFOLI S&P 1500 COMP STK ETF 78464A805 463 10,500 SH   SOLE 0 0 0 10,500
SEARS CANADA INC COM COM 81234D109 0 42 SH   SOLE 0 0 0 42
SHERWIN-WILLIAMS CO COM COM 824348106 205 1,000 SH   SOLE 0 0 0 1,000
SIRIUS XM HOLDINGS INC COM COM 82968B103 99 17,300 SH   SOLE 0 0 0 17,300
SMUCKER (JM) CO COM COM 832696405 5 33 SH   SOLE 0 0 0 33
SOUTHSIDE BANCSHARES INC COM COM 84470P109 349 9,856 SH   DFND 0 1,971 0 7,885
SOUTHWEST AIRLINES CO COM COM 844741108 8 271 SH   SOLE 0 0 0 271
SYLVAMO CORPORATION COM COM 871332102 0 4 SH   SOLE 0 0 0 4
TRI POINTE GROUP INC COM COM 87265H109 1 90 SH   SOLE 0 0 0 90
TEXAS INSTRUMENTS INC COM COM 882508104 310 2,002 SH   SOLE 0 0 0 2,002
3M COMPANY COM COM 88579Y101 155 1,400 SH   SOLE 0 0 0 1,400
TRULIEVE CANNABIS CORP COM COM 89788C104 27 3,170 SH   SOLE 0 0 0 3,170
TRUSTMARK CORP COM COM 898402102 111 3,630 SH   SOLE 0 0 0 3,630
UNITED RENTALS INC COM COM 911363109 38 140 SH   SOLE 0 0 0 140
UNITEDHEALTH GROUP INC COM COM 91324P102 51 100 SH   SOLE 0 0 0 100
VANGUARD STAR FD TL INTL STK F ETF STAR FD TL INTL STK F ETF 921909768 8,436 184,311 SH   DFND 0 4,608 0 179,703
VANGUARD SHORT TRM BOND ETF SHORT TRM BOND ETF 921937827 0 3 SH   SOLE 0 0 0 3
VANGUARD TOTAL BND MRKT ETF TOTAL BND MRKT ETF 921937835 0 3 SH   OTR 0 3 0 0
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD ETF 921946406 34 355 SH   SOLE 0 0 0 355
VANGUARD STRM INFPROIDX ETF STRM INFPROIDX ETF 922020805 21,263 441,961 SH   DFND 0 11,733 0 430,228
VANGUARD ALLWRLD EX US ETF ALLWRLD EX US ETF 922042775 1,408 31,738 SH   DFND 0 2,441 0 29,297
VANGUARD ENERGY ETF ENERGY ETF 92204A306 254 2,500 SH   SOLE 0 0 0 2,500
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 9,350 28,479 SH   DFND 0 1,343 0 27,136
VANGUARD MCAP GR IDXVIP ETF MCAP GR IDXVIP ETF 922908538 21 125 SH   SOLE 0 0 0 125
VANGUARD SML CP GRW ETF SML CP GRW ETF 922908595 19 98 SH   SOLE 0 0 0 98
VANGUARD MID CAP ETF MID CAP ETF 922908629 264 1,402 SH   SOLE 0 0 0 1,402
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 26 157 SH   SOLE 0 0 0 157
VANGUARD GROWTH ETF GROWTH ETF 922908736 72 338 SH   SOLE 0 0 0 338
VANGUARD VALUE ETF VALUE ETF 922908744 47 377 SH   SOLE 0 0 0 377
VANGUARD SMALL CP ETF SMALL CP ETF 922908751 2,376 13,903 SH   DFND 0 713 0 13,190
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 22,448 125,081 SH   DFND 0 2,375 0 122,706
VERIZON COMMUNICATIONS COM COM 92343V104 27 721 SH   SOLE 0 0 0 721
VIAVI SOLUTIONS INC COM COM 925550105 1 44 SH   SOLE 0 0 0 44
WP CAREY INC COM USD0 001 COM USD0 001 92936U109 31 443 SH   SOLE 0 0 0 443
WABTEC CORP COM COM 929740108 0 4 SH   SOLE 0 0 0 4
WALMART INC COM COM 931142103 26 200 SH   SOLE 0 0 0 200
WARNER BROS DISCOVERY INC COM COM 934423104 74 6,468 SH   SOLE 0 0 0 6,468
WEBSTER BANK WATERBURY CD CD 94768NLF9 125 125 PRN   SOLE 0 0 0 125
WELLS FARGO & COMPANY COM COM 949746101 21 518 SH   SOLE 0 0 0 518
WELLS FARGO BANK NATIONAL ASSN CD CD 949763Z33 22 22 PRN   SOLE 0 0 0 22
XCEL ENERGY INC COM COM 98389B100 88 1,377 SH   SOLE 0 0 0 1,377