The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 441 3,991 SH   SOLE   3,991 0 0
ABBOTT LABS COM 002824100 757 7,822 SH   SOLE   7,822 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 544 1,975 SH   SOLE   1,975 0 0
ADVANCED MICRO DEVICES INC COM 007903107 5,974 94,289 SH   SOLE   94,289 0 0
ALPHABET INC CAP STK CL A 02079K305 24,656 257,770 SH   SOLE   257,770 0 0
AMAZON COM INC COM 023135106 8,370 74,071 SH   SOLE   74,071 0 0
AMERICAN EXPRESS CO COM 025816109 233 1,725 SH   SOLE   1,725 0 0
APPLE INC COM 037833100 34,175 247,287 SH   SOLE   247,287 0 0
AT&T INC COM 00206R102 1,550 101,062 SH   SOLE   101,062 0 0
BAXTER INTL INC COM 071813109 266 4,933 SH   SOLE   4,933 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,945 18,518 SH   SOLE   18,518 0 0
BK OF AMERICA CORP COM 060505104 5,371 177,848 SH   SOLE   177,848 0 0
BOOKING HOLDINGS INC COM 09857L108 266 162 SH   SOLE   162 0 0
BP PLC SPONSORED ADR 055622104 1,625 56,928 SH   SOLE   56,928 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 346 4,864 SH   SOLE   4,864 0 0
CANADIAN NATL RY CO COM 136375102 495 4,585 SH   SOLE   4,585 0 0
CHEVRON CORP NEW COM 166764100 8,304 57,802 SH   SOLE   57,802 0 0
CITIGROUP INC COM NEW 172967424 333 7,999 SH   SOLE   7,999 0 0
COCA COLA CO COM 191216100 483 8,622 SH   SOLE   8,622 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 814 4,940 SH   SOLE   4,940 0 0
CSX CORP COM 126408103 323 12,131 SH   SOLE   12,131 0 0
DEERE & CO COM 244199105 292 875 SH   SOLE   875 0 0
DISNEY WALT CO COM 254687106 5,305 56,240 SH   SOLE   56,240 0 0
DOMINION ENERGY INC COM 25746U109 260 3,768 SH   SOLE   3,768 0 0
DRAFTKINGS INC NEW COM CL A 26142V105 205 13,520 SH   SOLE   13,520 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 280 3,014 SH   SOLE   3,014 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 386 4,677 SH   SOLE   4,677 0 0
EQUINIX INC COM 29444U700 1,285 2,259 SH   SOLE   2,259 0 0
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 648 22,704 SH   SOLE   22,704 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 362 56,517 SH   SOLE   56,517 0 0
EXXON MOBIL CORP COM 30231G102 1,629 18,659 SH   SOLE   18,659 0 0
FEDEX CORP COM 31428X106 4,397 29,616 SH   SOLE   29,616 0 0
FORD MTR CO DEL COM 345370860 248 22,121 SH   SOLE   22,121 0 0
GENERAL ELECTRIC CO COM NEW 369604301 271 4,379 SH   SOLE   4,379 0 0
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108 2,394 49,522 SH   SOLE   49,522 0 0
HONEYWELL INTL INC COM 438516106 820 4,910 SH   SOLE   4,910 0 0
IDEX CORP COM 45167R104 695 3,480 SH   SOLE   3,480 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 953 8,025 SH   SOLE   8,025 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 1,304 17,716 SH   SOLE   17,716 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 581 22,657 SH   SOLE   22,657 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 11,490 90,271 SH   SOLE   90,271 0 0
IRON MTN INC DEL COM 46284V101 835 18,992 SH   SOLE   18,992 0 0
ISHARES TR CORE S&P500 ETF 464287200 275 767 SH   SOLE   767 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,140 32,594 SH   SOLE   32,594 0 0
ISHARES TR GLOBAL 100 ETF 464287572 3,105 52,163 SH   SOLE   52,163 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,339 20,001 SH   SOLE   20,001 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,200 7,276 SH   SOLE   7,276 0 0
ISHARES TR SELECT DIVID ETF 464287168 621 5,794 SH   SOLE   5,794 0 0
ISHARES TR TIPS BD ETF 464287176 962 9,171 SH   SOLE   9,171 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 5,457 106,524 SH   SOLE   106,524 0 0
JOHNSON & JOHNSON COM 478160104 7,561 46,282 SH   SOLE   46,282 0 0
JPMORGAN CHASE & CO COM 46625H100 6,705 64,165 SH   SOLE   64,165 0 0
KEYCORP COM 493267108 383 23,899 SH   SOLE   23,899 0 0
KINDER MORGAN INC DEL COM 49456B101 2,071 124,455 SH   SOLE   124,455 0 0
LOWES COS INC COM 548661107 15,388 81,936 SH   SOLE   81,936 0 0
MARVELL TECHNOLOGY INC COM 573874104 4,688 109,241 SH   SOLE   109,241 0 0
MASTERCARD INCORPORATED CL A 57636Q104 6,931 24,377 SH   SOLE   24,377 0 0
MCDONALDS CORP COM 580135101 652 2,826 SH   SOLE   2,826 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 794 66,928 SH   SOLE   66,928 0 0
MERCK & CO INC COM 58933Y105 203 2,352 SH   SOLE   2,352 0 0
META PLATFORMS INC CL A 30303M102 674 4,971 SH   SOLE   4,971 0 0
METLIFE INC COM 59156R108 918 15,108 SH   SOLE   15,108 0 0
MICROSOFT CORP COM 594918104 25,675 110,241 SH   SOLE   110,241 0 0
MOSAIC CO NEW COM 61945C103 1,104 22,847 SH   SOLE   22,847 0 0
NBT BANCORP INC COM 628778102 225 5,936 SH   SOLE   5,936 0 0
NETFLIX INC COM 64110L106 425 1,805 SH   SOLE   1,805 0 0
NIKE INC CL B 654106103 5,708 68,673 SH   SOLE   68,673 0 0
NVIDIA CORPORATION COM 67066G104 3,106 25,590 SH   SOLE   25,590 0 0
OCCIDENTAL PETE CORP COM 674599105 5,729 93,230 SH   SOLE   93,230 0 0
PEPSICO INC COM 713448108 423 2,589 SH   SOLE   2,589 0 0
PFIZER INC COM 717081103 481 10,996 SH   SOLE   10,996 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 297 3,000 SH   SOLE   3,000 0 0
PIONEER BANCORP INC MD COM 723561106 162 17,000 SH   SOLE   17,000 0 0
PLUG POWER INC COM NEW 72919P202 3,537 168,330 SH   SOLE   168,330 0 0
PROCTER AND GAMBLE CO COM 742718109 319 2,525 SH   SOLE   2,525 0 0
QUALCOMM INC COM 747525103 8,886 78,654 SH   SOLE   78,654 0 0
REGENERON PHARMACEUTICALS COM 75886F107 5,574 8,091 SH   SOLE   8,091 0 0
SCHLUMBERGER LTD COM STK 806857108 1,923 53,557 SH   SOLE   53,557 0 0
SCHWAB CHARLES CORP COM 808513105 202 2,813 SH   SOLE   2,813 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 568 20,192 SH   SOLE   20,192 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 721 14,665 SH   SOLE   14,665 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,625 86,321 SH   SOLE   86,321 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,581 53,902 SH   SOLE   53,902 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,453 26,033 SH   SOLE   26,033 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,123 36,282 SH   SOLE   36,282 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,530 36,127 SH   SOLE   36,127 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,257 20,763 SH   SOLE   20,763 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 255 6,751 SH   SOLE   6,751 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,988 115,602 SH   SOLE   115,602 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 6,369 88,429 SH   SOLE   88,429 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,441 80,405 SH   SOLE   80,405 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 342 2,402 SH   SOLE   2,402 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,716 14,169 SH   SOLE   14,169 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 572 6,907 SH   SOLE   6,907 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,595 13,431 SH   SOLE   13,431 0 0
SOFI TECHNOLOGIES INC COM 83406F102 49 10,000 SH   SOLE   10,000 0 0
SOUTHERN CO COM 842587107 273 4,011 SH   SOLE   4,011 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 599 2,085 SH   SOLE   2,085 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,183 6,110 SH   SOLE   6,110 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 428 1,067 SH   SOLE   1,067 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 1,462 48,239 SH   SOLE   48,239 0 0
SPDR SER TR GLB DOW ETF 78464A706 2,065 23,924 SH   SOLE   23,924 0 0
SPDR SER TR S&P DIVID ETF 78464A763 231 2,070 SH   SOLE   2,070 0 0
STARBUCKS CORP COM 855244109 8,856 105,102 SH   SOLE   105,102 0 0
TARGET CORP COM 87612E106 4,985 33,591 SH   SOLE   33,591 0 0
TESLA INC COM 88160R101 3,403 12,831 SH   SOLE   12,831 0 0
UNITEDHEALTH GROUP INC COM 91324P102 516 1,022 SH   SOLE   1,022 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 2,376 90,572 SH   SOLE   90,572 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 883 4,769 SH   SOLE   4,769 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,469 19,995 SH   SOLE   19,995 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,967 26,485 SH   SOLE   26,485 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,569 36,013 SH   SOLE   36,013 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,430 71,853 SH   SOLE   71,853 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 245 1,364 SH   SOLE   1,364 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,461 25,061 SH   SOLE   25,061 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,889 91,031 SH   SOLE   91,031 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 813 21,404 SH   SOLE   21,404 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 6,946 23,991 SH   SOLE   23,991 0 0
VISA INC COM CL A 92826C839 6,769 38,105 SH   SOLE   38,105 0 0