The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,551 50,237 SH   SOLE   50,237 0 0
ABB LTD SPONSORED ADR 000375204 238 9,277 SH   SOLE   9,277 0 0
ABBOTT LABS COM 002824100 1,595 16,479 SH   SOLE   16,479 0 0
ABBVIE INC COM 00287Y109 5,875 43,773 SH   SOLE   43,773 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,479 9,634 SH   SOLE   9,634 0 0
ACTIVISION BLIZZARD INC COM 00507V109 6,087 81,884 SH   SOLE   81,884 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 481 1,748 SH   SOLE   1,748 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 3,823 24,456 SH   SOLE   24,456 0 0
ADVANCED MICRO DEVICES INC COM 007903107 3,389 53,493 SH   SOLE   53,493 0 0
AEGON N V NY REGISTRY SHS 007924103 51 12,807 SH   SOLE   12,807 0 0
AFLAC INC COM 001055102 386 6,872 SH   SOLE   6,872 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 224 1,844 SH   SOLE   1,844 0 0
AGREE RLTY CORP COM 008492100 357 5,286 SH   SOLE   5,286 0 0
AIR PRODS & CHEMS INC COM 009158106 5,558 23,882 SH   SOLE   23,882 0 0
ALCON AG ORD SHS H01301128 212 3,649 SH   SOLE   3,649 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 510 6,376 SH   SOLE   6,376 0 0
ALLSTATE CORP COM 020002101 446 3,582 SH   SOLE   3,582 0 0
ALPHABET INC CAP STK CL A 02079K305 5,244 54,828 SH   SOLE   54,828 0 0
ALPHABET INC CAP STK CL C 02079K107 13,273 138,044 SH   SOLE   138,044 0 0
ALTRIA GROUP INC COM 02209S103 613 15,185 SH   SOLE   15,185 0 0
AMAZON COM INC COM 023135106 23,338 206,527 SH   SOLE   206,527 0 0
AMBEV SA SPONSORED ADR 02319V103 136 47,984 SH   SOLE   47,984 0 0
AMEREN CORP COM 023608102 487 6,044 SH   SOLE   6,044 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,140 13,184 SH   SOLE   13,184 0 0
AMERICAN EXPRESS CO COM 025816109 743 5,506 SH   SOLE   5,506 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 204 4,307 SH   SOLE   4,307 0 0
AMERICAN TOWER CORP NEW COM 03027X100 621 2,893 SH   SOLE   2,893 0 0
AMETEK INC COM 031100100 304 2,685 SH   SOLE   2,685 0 0
AMGEN INC COM 031162100 1,278 5,669 SH   SOLE   5,669 0 0
AMPHENOL CORP NEW CL A 032095101 267 3,989 SH   SOLE   3,989 0 0
ANALOG DEVICES INC COM 032654105 547 3,923 SH   SOLE   3,923 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 273 6,056 SH   SOLE   6,056 0 0
AON PLC SHS CL A G0403H108 370 1,380 SH   SOLE   1,380 0 0
APPLE INC COM 037833100 65,309 472,572 SH   SOLE   472,572 0 0
APPLIED MATLS INC COM 038222105 1,321 16,119 SH   SOLE   16,119 0 0
APTOSE BIOSCIENCES INC COM NEW 03835T200 12 20,000 SH   SOLE   20,000 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 307 3,819 SH   SOLE   3,819 0 0
ARISTA NETWORKS INC COM 040413106 210 1,860 SH   SOLE   1,860 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 418 12,722 SH   SOLE   12,722 0 0
ARK ETF TR INNOVATION ETF 00214Q104 315 8,352 SH   SOLE   8,352 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 232 46,502 SH   SOLE   46,502 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 425 1,023 SH   SOLE   1,023 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 669 12,193 SH   SOLE   12,193 0 0
AT&T INC COM 00206R102 1,332 86,813 SH   SOLE   86,813 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,215 5,372 SH   SOLE   5,372 0 0
AUTOZONE INC COM 053332102 458 214 SH   SOLE   214 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 190 42,734 SH   SOLE   42,734 0 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303 43 11,574 SH   SOLE   11,574 0 0
BANCO SANTANDER S.A. ADR 05964H105 129 55,648 SH   SOLE   55,648 0 0
BANNER CORP COM NEW 06652V208 462 7,826 SH   SOLE   7,826 0 0
BARCLAYS PLC ADR 06738E204 113 17,667 SH   SOLE   17,667 0 0
BAXTER INTL INC COM 071813109 265 4,918 SH   SOLE   4,918 0 0
BECTON DICKINSON & CO COM 075887109 670 3,008 SH   SOLE   3,008 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 32,337 121,102 SH   SOLE   121,102 0 0
BHP GROUP LTD SPONSORED ADS 088606108 565 11,281 SH   SOLE   11,281 0 0
BK OF AMERICA CORP COM 060505104 1,681 55,670 SH   SOLE   55,670 0 0
BLACKROCK INC COM 09247X101 562 1,022 SH   SOLE   1,022 0 0
BLACKSTONE INC COM 09260D107 4,652 55,578 SH   SOLE   55,578 0 0
BLUE STAR FOODS CORP COM 09606H101 13 20,000 SH   SOLE   20,000 0 0
BOEING CO COM 097023105 1,110 9,164 SH   SOLE   9,164 0 0
BOOKING HOLDINGS INC COM 09857L108 279 170 SH   SOLE   170 0 0
BORGWARNER INC COM 099724106 7,375 234,868 SH   SOLE   234,868 0 0
BOSTON SCIENTIFIC CORP COM 101137107 245 6,336 SH   SOLE   6,336 0 0
BP PLC SPONSORED ADR 055622104 447 15,662 SH   SOLE   15,662 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,465 20,612 SH   SOLE   20,612 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 297 8,369 SH   SOLE   8,369 0 0
BROADCOM INC COM 11135F101 798 1,798 SH   SOLE   1,798 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 9,616 267,852 SH   SOLE   267,852 0 0
BROWN FORMAN CORP CL B 115637209 276 4,140 SH   SOLE   4,140 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 2,219 23,045 SH   SOLE   23,045 0 0
CANADIAN NAT RES LTD COM 136385101 212 4,560 SH   SOLE   4,560 0 0
CANADIAN NATL RY CO COM 136375102 372 3,441 SH   SOLE   3,441 0 0
CANADIAN PAC RY LTD COM 13645T100 336 5,033 SH   SOLE   5,033 0 0
CAPITAL ONE FINL CORP COM 14040H105 273 2,964 SH   SOLE   2,964 0 0
CARNIVAL CORP COMMON STOCK 143658300 134 19,083 SH   SOLE   19,083 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 259 7,284 SH   SOLE   7,284 0 0
CATERPILLAR INC COM 149123101 1,529 9,276 SH   SOLE   9,276 0 0
CENTENE CORP DEL COM 15135B101 401 5,158 SH   SOLE   5,158 0 0
CHENIERE ENERGY INC COM NEW 16411R208 235 1,419 SH   SOLE   1,419 0 0
CHEVRON CORP NEW COM 166764100 13,634 94,899 SH   SOLE   94,899 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 231 154 SH   SOLE   154 0 0
CHORD ENERGY CORPORATION COM NEW 674215207 2,767 20,230 SH   SOLE   20,230 0 0
CHUBB LIMITED COM H1467J104 507 2,788 SH   SOLE   2,788 0 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 253 7,118 SH   SOLE   7,118 0 0
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 50 24,830 SH   SOLE   24,830 0 0
CIGNA CORP NEW COM 125523100 408 1,471 SH   SOLE   1,471 0 0
CISCO SYS INC COM 17275R102 9,325 233,132 SH   SOLE   233,132 0 0
CITIGROUP INC COM NEW 172967424 509 12,217 SH   SOLE   12,217 0 0
CLOROX CO DEL COM 189054109 4,859 37,842 SH   SOLE   37,842 0 0
COCA COLA CO COM 191216100 1,593 28,439 SH   SOLE   28,439 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 260 4,534 SH   SOLE   4,534 0 0
COLGATE PALMOLIVE CO COM 194162103 1,329 18,915 SH   SOLE   18,915 0 0
COMCAST CORP NEW CL A 20030N101 6,627 225,931 SH   SOLE   225,931 0 0
COMERICA INC COM 200340107 5,188 72,970 SH   SOLE   72,970 0 0
CONOCOPHILLIPS COM 20825C104 1,256 12,276 SH   SOLE   12,276 0 0
CONSTELLATION BRANDS INC CL A 21036P108 347 1,512 SH   SOLE   1,512 0 0
CORNING INC COM 219350105 3,477 119,819 SH   SOLE   119,819 0 0
CORTEVA INC COM 22052L104 600 10,505 SH   SOLE   10,505 0 0
COSTCO WHSL CORP NEW COM 22160K105 8,310 17,597 SH   SOLE   17,597 0 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 104 26,513 SH   SOLE   26,513 0 0
CROWN CASTLE INC COM 22822V101 264 1,826 SH   SOLE   1,826 0 0
CSX CORP COM 126408103 466 17,491 SH   SOLE   17,491 0 0
CVS HEALTH CORP COM 126650100 10,353 108,555 SH   SOLE   108,555 0 0
DANAHER CORPORATION COM 235851102 1,625 6,293 SH   SOLE   6,293 0 0
DBX ETF TR XTRACK USD HIGH 233051432 216 6,595 SH   SOLE   6,595 0 0
DEERE & CO COM 244199105 652 1,952 SH   SOLE   1,952 0 0
DEVON ENERGY CORP NEW COM 25179M103 342 5,680 SH   SOLE   5,680 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 577 3,397 SH   SOLE   3,397 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 11,555 575,144 SH   SOLE   575,144 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 11,845 459,817 SH   SOLE   459,817 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 20,793 963,980 SH   SOLE   963,980 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 712 38,384 SH   SOLE   38,384 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 80,481 1,725,207 SH   SOLE   1,725,207 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 62,025 2,466,191 SH   SOLE   2,466,191 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 10,278 462,118 SH   SOLE   462,118 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 62,829 1,618,468 SH   SOLE   1,618,468 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 9,983 337,141 SH   SOLE   337,141 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 15,607 335,488 SH   SOLE   335,488 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 16,021 411,105 SH   SOLE   411,105 0 0
DISCOVER FINL SVCS COM 254709108 302 3,324 SH   SOLE   3,324 0 0
DISNEY WALT CO COM 254687106 7,915 83,904 SH   SOLE   83,904 0 0
DOLLAR GEN CORP NEW COM 256677105 290 1,211 SH   SOLE   1,211 0 0
DOLLAR TREE INC COM 256746108 229 1,682 SH   SOLE   1,682 0 0
DOMINION ENERGY INC COM 25746U109 362 5,242 SH   SOLE   5,242 0 0
DOW INC COM 260557103 435 9,895 SH   SOLE   9,895 0 0
DR REDDYS LABS LTD ADR 256135203 276 5,277 SH   SOLE   5,277 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 202 3,884 SH   SOLE   3,884 0 0
DTE ENERGY CO COM 233331107 761 6,611 SH   SOLE   6,611 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 759 8,155 SH   SOLE   8,155 0 0
DUPONT DE NEMOURS INC COM 26614N102 468 9,279 SH   SOLE   9,279 0 0
EATON CORP PLC SHS G29183103 767 5,748 SH   SOLE   5,748 0 0
ECOLAB INC COM 278865100 8,146 56,403 SH   SOLE   56,403 0 0
EDISON INTL COM 281020107 5,275 93,230 SH   SOLE   93,230 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 676 8,176 SH   SOLE   8,176 0 0
ELEVANCE HEALTH INC COM 036752103 1,385 3,050 SH   SOLE   3,050 0 0
EMERSON ELEC CO COM 291011104 629 8,588 SH   SOLE   8,588 0 0
ENBRIDGE INC COM 29250N105 516 13,906 SH   SOLE   13,906 0 0
ENPHASE ENERGY INC COM 29355A107 437 1,576 SH   SOLE   1,576 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 553 23,266 SH   SOLE   23,266 0 0
EOG RES INC COM 26875P101 321 2,877 SH   SOLE   2,877 0 0
EQUINIX INC COM 29444U700 267 469 SH   SOLE   469 0 0
ETF SER SOLUTIONS US GLB JETS 26922A842 274 18,272 SH   SOLE   18,272 0 0
EVERSOURCE ENERGY COM 30040W108 269 3,454 SH   SOLE   3,454 0 0
EXELON CORP COM 30161N101 226 6,044 SH   SOLE   6,044 0 0
EXXON MOBIL CORP COM 30231G102 10,803 123,736 SH   SOLE   123,736 0 0
FACTSET RESH SYS INC COM 303075105 201 502 SH   SOLE   502 0 0
FARMERS NATIONAL BANC CORP COM 309627107 176 13,476 SH   SOLE   13,476 0 0
FEDEX CORP COM 31428X106 219 1,477 SH   SOLE   1,477 0 0
FERRARI N V COM N3167Y103 467 2,524 SH   SOLE   2,524 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 631 19,117 SH   SOLE   19,117 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 421 7,301 SH   SOLE   7,301 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 71,654 1,612,724 SH   SOLE   1,612,724 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 28,304 580,941 SH   SOLE   580,941 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 8,692 68,861 SH   SOLE   68,861 0 0
FISERV INC COM 337738108 213 2,272 SH   SOLE   2,272 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 351 9,334 SH   SOLE   9,334 0 0
FORD MTR CO DEL COM 345370860 2,229 198,992 SH   SOLE   198,992 0 0
FREEPORT-MCMORAN INC CL B 35671D857 4,935 180,562 SH   SOLE   180,562 0 0
GALLAGHER ARTHUR J & CO COM 363576109 559 3,267 SH   SOLE   3,267 0 0
GENERAL DYNAMICS CORP COM 369550108 955 4,502 SH   SOLE   4,502 0 0
GENERAL ELECTRIC CO COM NEW 369604301 644 10,399 SH   SOLE   10,399 0 0
GENERAL MLS INC COM 370334104 454 5,932 SH   SOLE   5,932 0 0
GENERAL MTRS CO COM 37045V100 760 23,695 SH   SOLE   23,695 0 0
GENUINE PARTS CO COM 372460105 299 2,001 SH   SOLE   2,001 0 0
GERDAU SA SPON ADR REP PFD 373737105 47 10,410 SH   SOLE   10,410 0 0
GILEAD SCIENCES INC COM 375558103 7,351 119,160 SH   SOLE   119,160 0 0
GLOBAL PMTS INC COM 37940X102 462 4,274 SH   SOLE   4,274 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 333 14,456 SH   SOLE   14,456 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 487 11,260 SH   SOLE   11,260 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 7,896 26,945 SH   SOLE   26,945 0 0
GOSSAMER BIO INC COM 38341P102 132 11,000 SH   SOLE   11,000 0 0
GRAINGER W W INC COM 384802104 284 580 SH   SOLE   580 0 0
HALL OF FAME RESORT & ENTMT COM 40619L102 12 21,158 SH   SOLE   21,158 0 0
HANESBRANDS INC COM 410345102 105 15,081 SH   SOLE   15,081 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 308 2,551 SH   SOLE   2,551 0 0
HOME DEPOT INC COM 437076102 10,846 39,307 SH   SOLE   39,307 0 0
HONEYWELL INTL INC COM 438516106 9,497 56,881 SH   SOLE   56,881 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 295 11,307 SH   SOLE   11,307 0 0
HUMANA INC COM 444859102 365 753 SH   SOLE   753 0 0
HUNTINGTON BANCSHARES INC COM 446150104 9,884 749,915 SH   SOLE   749,915 0 0
ICICI BANK LIMITED ADR 45104G104 579 27,633 SH   SOLE   27,633 0 0
ICL GROUP LTD SHS M53213100 88 10,729 SH   SOLE   10,729 0 0
IDEXX LABS INC COM 45168D104 282 867 SH   SOLE   867 0 0
ILLINOIS TOOL WKS INC COM 452308109 601 3,329 SH   SOLE   3,329 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 231 8,336 SH   SOLE   8,336 0 0
INFOSYS LTD SPONSORED ADR 456788108 368 21,710 SH   SOLE   21,710 0 0
ING GROEP N.V. SPONSORED ADR 456837103 108 12,734 SH   SOLE   12,734 0 0
INTEL CORP COM 458140100 4,406 170,927 SH   SOLE   170,927 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 358 3,966 SH   SOLE   3,966 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,432 12,049 SH   SOLE   12,049 0 0
INTUIT COM 461202103 992 2,561 SH   SOLE   2,561 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 563 3,005 SH   SOLE   3,005 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,157 97,353 SH   SOLE   97,353 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 405 10,358 SH   SOLE   10,358 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 298 5,153 SH   SOLE   5,153 0 0
INVESCO EXCHANGE TRADED FD T DJ INDL AVG DV 46137V605 494 13,176 SH   SOLE   13,176 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 906 6,526 SH   SOLE   6,526 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 273 3,916 SH   SOLE   3,916 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 21,431 168,377 SH   SOLE   168,377 0 0
INVESCO EXCHANGE TRADED FD T ZACKS MULT AST 46137Y500 428 21,725 SH   SOLE   21,725 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 17,928 67,081 SH   SOLE   67,081 0 0
INVESCO SR INCOME TR COM 46131H107 145 38,875 SH   SOLE   38,875 0 0
ISHARES INC CORE MSCI EMKT 46434G103 11,821 275,004 SH   SOLE   275,004 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 499 6,141 SH   SOLE   6,141 0 0
ISHARES TR CORE DIV GRWTH 46434V621 387 8,699 SH   SOLE   8,699 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 274 3,000 SH   SOLE   3,000 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,153 21,883 SH   SOLE   21,883 0 0
ISHARES TR CORE MSCI EURO 46434V738 1,227 31,034 SH   SOLE   31,034 0 0
ISHARES TR CORE MSCI PAC 46434V696 710 14,817 SH   SOLE   14,817 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 184,679 3,626,771 SH   SOLE   3,626,771 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,680 21,343 SH   SOLE   21,343 0 0
ISHARES TR CORE S&P SCP ETF 464287804 43,686 501,010 SH   SOLE   501,010 0 0
ISHARES TR CORE S&P TTL STK 464287150 9,190 115,543 SH   SOLE   115,543 0 0
ISHARES TR CORE S&P US GWT 464287671 1,798 22,430 SH   SOLE   22,430 0 0
ISHARES TR CORE S&P US VLU 464287663 1,645 26,274 SH   SOLE   26,274 0 0
ISHARES TR CORE S&P500 ETF 464287200 24,802 69,138 SH   SOLE   69,138 0 0
ISHARES TR CORE US AGGBD ET 464287226 158,731 1,647,596 SH   SOLE   1,647,596 0 0
ISHARES TR EAFE GRWTH ETF 464288885 298 4,112 SH   SOLE   4,112 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,467 30,054 SH   SOLE   30,054 0 0
ISHARES TR EAFE VALUE ETF 464288877 242 6,290 SH   SOLE   6,290 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 364 6,492 SH   SOLE   6,492 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 985 12,396 SH   SOLE   12,396 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 943 20,315 SH   SOLE   20,315 0 0
ISHARES TR IBOXX HI YD ETF 464288513 252 3,529 SH   SOLE   3,529 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,705 26,407 SH   SOLE   26,407 0 0
ISHARES TR ISHARES BIOTECH 464287556 356 3,046 SH   SOLE   3,046 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 329 6,672 SH   SOLE   6,672 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 264 5,467 SH   SOLE   5,467 0 0
ISHARES TR MBS ETF 464288588 2,379 25,977 SH   SOLE   25,977 0 0
ISHARES TR MSCI ACWI ETF 464288257 49,744 639,099 SH   SOLE   639,099 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,692 30,209 SH   SOLE   30,209 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 204 3,580 SH   SOLE   3,580 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 342 9,805 SH   SOLE   9,805 0 0
ISHARES TR MSCI KLD400 SOC 464288570 231 3,450 SH   SOLE   3,450 0 0
ISHARES TR MSCI USA ESG SLC 464288802 269 3,542 SH   SOLE   3,542 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 266 4,023 SH   SOLE   4,023 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 357 3,438 SH   SOLE   3,438 0 0
ISHARES TR NATIONAL MUN ETF 464288414 113,495 1,106,402 SH   SOLE   1,106,402 0 0
ISHARES TR PFD AND INCM SEC 464288687 251 7,924 SH   SOLE   7,924 0 0
ISHARES TR RUS 1000 ETF 464287622 12,129 61,465 SH   SOLE   61,465 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,910 9,079 SH   SOLE   9,079 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,853 20,982 SH   SOLE   20,982 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 318 1,539 SH   SOLE   1,539 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,018 7,893 SH   SOLE   7,893 0 0
ISHARES TR RUS MD CP GR ETF 464287481 250 3,189 SH   SOLE   3,189 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,261 13,132 SH   SOLE   13,132 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,172 18,856 SH   SOLE   18,856 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 11,629 70,509 SH   SOLE   70,509 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 9,026 156,022 SH   SOLE   156,022 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,406 10,937 SH   SOLE   10,937 0 0
ISHARES TR S&P MC 400VL ETF 464287705 476 5,290 SH   SOLE   5,290 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,902 36,396 SH   SOLE   36,396 0 0
ISHARES TR TIPS BD ETF 464287176 803 7,651 SH   SOLE   7,651 0 0
ISHARES TR U.S. MED DVC ETF 464288810 2,937 62,254 SH   SOLE   62,254 0 0
ISHARES TR US TREAS BD ETF 46429B267 23,388 1,027,589 SH   SOLE   1,027,589 0 0
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 70 13,634 SH   SOLE   13,634 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 18,976 378,305 SH   SOLE   378,305 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 27,104 538,843 SH   SOLE   538,843 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 1,508 31,093 SH   SOLE   31,093 0 0
JD.COM INC SPON ADR CL A 47215P106 203 4,043 SH   SOLE   4,043 0 0
JOHNSON & JOHNSON COM 478160104 5,169 31,639 SH   SOLE   31,639 0 0
JPMORGAN CHASE & CO COM 46625H100 16,939 162,070 SH   SOLE   162,070 0 0
KB FINL GROUP INC SPONSORED ADR 48241A105 206 6,837 SH   SOLE   6,837 0 0
KELLOGG CO COM 487836108 296 4,249 SH   SOLE   4,249 0 0
KEYCORP COM 493267108 213 13,306 SH   SOLE   13,306 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 224 1,423 SH   SOLE   1,423 0 0
KIMBERLY-CLARK CORP COM 494368103 3,657 32,495 SH   SOLE   32,495 0 0
KINDER MORGAN INC DEL COM 49456B101 226 13,609 SH   SOLE   13,609 0 0
KINROSS GOLD CORP COM 496902404 39 10,462 SH   SOLE   10,462 0 0
KLA CORP COM NEW 482480100 310 1,024 SH   SOLE   1,024 0 0
KOREA ELEC PWR CORP SPONSORED ADR 500631106 75 11,009 SH   SOLE   11,009 0 0
KRAFT HEINZ CO COM 500754106 217 6,514 SH   SOLE   6,514 0 0
KROGER CO COM 501044101 289 6,596 SH   SOLE   6,596 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 619 2,977 SH   SOLE   2,977 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 9,255 45,186 SH   SOLE   45,186 0 0
LAM RESEARCH CORP COM 512807108 1,325 3,620 SH   SOLE   3,620 0 0
LANCASTER COLONY CORP COM 513847103 369 2,456 SH   SOLE   2,456 0 0
LAUDER ESTEE COS INC CL A 518439104 260 1,203 SH   SOLE   1,203 0 0
LG DISPLAY CO LTD SPONS ADR REP 50186V102 145 35,495 SH   SOLE   35,495 0 0
LILLY ELI & CO COM 532457108 1,925 5,953 SH   SOLE   5,953 0 0
LINCOLN ELEC HLDGS INC COM 533900106 326 2,593 SH   SOLE   2,593 0 0
LINDE PLC SHS G5494J103 849 3,148 SH   SOLE   3,148 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 82 45,654 SH   SOLE   45,654 0 0
LOCKHEED MARTIN CORP COM 539830109 1,515 3,921 SH   SOLE   3,921 0 0
LOWES COS INC COM 548661107 1,446 7,702 SH   SOLE   7,702 0 0
LULULEMON ATHLETICA INC COM 550021109 273 977 SH   SOLE   977 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 6,069 80,618 SH   SOLE   80,618 0 0
M & T BK CORP COM 55261F104 6,016 34,118 SH   SOLE   34,118 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 213 4,486 SH   SOLE   4,486 0 0
MANULIFE FINL CORP COM 56501R106 285 18,205 SH   SOLE   18,205 0 0
MARATHON OIL CORP COM 565849106 779 34,504 SH   SOLE   34,504 0 0
MARATHON PETE CORP COM 56585A102 1,076 10,832 SH   SOLE   10,832 0 0
MARKEL CORP COM 570535104 223 206 SH   SOLE   206 0 0
MARRIOTT INTL INC NEW CL A 571903202 323 2,302 SH   SOLE   2,302 0 0
MARSH & MCLENNAN COS INC COM 571748102 339 2,274 SH   SOLE   2,274 0 0
MARTIN MARIETTA MATLS INC COM 573284106 216 671 SH   SOLE   671 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,514 5,326 SH   SOLE   5,326 0 0
MCCORMICK & CO INC COM NON VTG 579780206 215 3,020 SH   SOLE   3,020 0 0
MCDONALDS CORP COM 580135101 10,114 43,833 SH   SOLE   43,833 0 0
MCKESSON CORP COM 58155Q103 364 1,072 SH   SOLE   1,072 0 0
MEDTRONIC PLC SHS G5960L103 7,625 94,425 SH   SOLE   94,425 0 0
MERCADOLIBRE INC COM 58733R102 367 443 SH   SOLE   443 0 0
MERCK & CO INC COM 58933Y105 10,964 127,313 SH   SOLE   127,313 0 0
META PLATFORMS INC CL A 30303M102 1,829 13,482 SH   SOLE   13,482 0 0
METLIFE INC COM 59156R108 256 4,204 SH   SOLE   4,204 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 272 4,450 SH   SOLE   4,450 0 0
MICRON TECHNOLOGY INC COM 595112103 696 13,885 SH   SOLE   13,885 0 0
MICROSOFT CORP COM 594918104 39,472 169,480 SH   SOLE   169,480 0 0
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502 114 11,184 SH   SOLE   11,184 0 0
MILESTONE SCIENTIFIC INC COM NEW 59935P209 45 56,516 SH   SOLE   56,516 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 142 31,582 SH   SOLE   31,582 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 169 76,677 SH   SOLE   76,677 0 0
MODERNA INC COM 60770K107 326 2,756 SH   SOLE   2,756 0 0
MONDELEZ INTL INC CL A 609207105 471 8,590 SH   SOLE   8,590 0 0
MOODYS CORP COM 615369105 527 2,167 SH   SOLE   2,167 0 0
MORGAN STANLEY COM NEW 617446448 1,095 24,884 SH   SOLE   24,884 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 263 1,176 SH   SOLE   1,176 0 0
MSC INDL DIRECT INC CL A 553530106 4,149 56,978 SH   SOLE   56,978 0 0
MSCI INC COM 55354G100 226 535 SH   SOLE   535 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 208 4,032 SH   SOLE   4,032 0 0
NATWEST GROUP PLC SPONS ADR 639057207 93 18,563 SH   SOLE   18,563 0 0
NETFLIX INC COM 64110L106 566 2,406 SH   SOLE   2,406 0 0
NEWELL BRANDS INC COM 651229106 2,481 178,628 SH   SOLE   178,628 0 0
NEXTERA ENERGY INC COM 65339F101 2,333 29,758 SH   SOLE   29,758 0 0
NIKE INC CL B 654106103 748 9,001 SH   SOLE   9,001 0 0
NISOURCE INC COM 65473P105 5,393 214,103 SH   SOLE   214,103 0 0
NOKIA CORP SPONSORED ADR 654902204 122 28,566 SH   SOLE   28,566 0 0
NORDSON CORP COM 655663102 515 2,426 SH   SOLE   2,426 0 0
NORFOLK SOUTHN CORP COM 655844108 421 2,008 SH   SOLE   2,008 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 5 20,800 SH   SOLE   20,800 0 0
NORTHERN TR CORP COM 665859104 272 3,184 SH   SOLE   3,184 0 0
NORTHROP GRUMMAN CORP COM 666807102 602 1,281 SH   SOLE   1,281 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 1,625 120,263 SH   SOLE   120,263 0 0
NOVARTIS AG SPONSORED ADR 66987V109 595 7,834 SH   SOLE   7,834 0 0
NOVO-NORDISK A S ADR 670100205 562 5,640 SH   SOLE   5,640 0 0
NVIDIA CORPORATION COM 67066G104 3,069 25,278 SH   SOLE   25,278 0 0
NXP SEMICONDUCTORS N V COM N6596X109 318 2,153 SH   SOLE   2,153 0 0
OCCIDENTAL PETE CORP COM 674599105 405 6,584 SH   SOLE   6,584 0 0
OMNICOM GROUP INC COM 681919106 5,518 87,470 SH   SOLE   87,470 0 0
ORACLE CORP COM 68389X105 1,237 20,249 SH   SOLE   20,249 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 607 863 SH   SOLE   863 0 0
OTIS WORLDWIDE CORP COM 68902V107 201 3,150 SH   SOLE   3,150 0 0
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 243 8,420 SH   SOLE   8,420 0 0
PACCAR INC COM 693718108 7,494 89,548 SH   SOLE   89,548 0 0
PALO ALTO NETWORKS INC COM 697435105 7,636 46,620 SH   SOLE   46,620 0 0
PARKER-HANNIFIN CORP COM 701094104 584 2,409 SH   SOLE   2,409 0 0
PAYCHEX INC COM 704326107 329 2,928 SH   SOLE   2,928 0 0
PAYPAL HLDGS INC COM 70450Y103 8,192 95,183 SH   SOLE   95,183 0 0
PEPSICO INC COM 713448108 8,861 54,276 SH   SOLE   54,276 0 0
PFIZER INC COM 717081103 2,794 63,856 SH   SOLE   63,856 0 0
PHILIP MORRIS INTL INC COM 718172109 797 9,603 SH   SOLE   9,603 0 0
PHILLIPS 66 COM 718546104 6,208 76,910 SH   SOLE   76,910 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 564 6,289 SH   SOLE   6,289 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 15,684 158,647 SH   SOLE   158,647 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 50,710 535,419 SH   SOLE   535,419 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 9,320 102,154 SH   SOLE   102,154 0 0
PIONEER NAT RES CO COM 723787107 5,616 25,938 SH   SOLE   25,938 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,141 7,635 SH   SOLE   7,635 0 0
PPG INDS INC COM 693506107 366 3,309 SH   SOLE   3,309 0 0
PREMIER FINANCIAL CORP COM 74052F108 925 35,983 SH   SOLE   35,983 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,351 12,861 SH   SOLE   12,861 0 0
PRIVIA HEALTH GROUP INC COM 74276R102 932 27,359 SH   SOLE   27,359 0 0
PROCTER AND GAMBLE CO COM 742718109 4,918 38,956 SH   SOLE   38,956 0 0
PROGRESSIVE CORP COM 743315103 579 4,986 SH   SOLE   4,986 0 0
PROLOGIS INC. COM 74340W103 330 3,252 SH   SOLE   3,252 0 0
QUALCOMM INC COM 747525103 1,168 10,337 SH   SOLE   10,337 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,574 19,232 SH   SOLE   19,232 0 0
REALTY INCOME CORP COM 756109104 5,596 96,150 SH   SOLE   96,150 0 0
REGENERON PHARMACEUTICALS COM 75886F107 265 384 SH   SOLE   384 0 0
RIO TINTO PLC SPONSORED ADR 767204100 350 6,364 SH   SOLE   6,364 0 0
ROCKWELL AUTOMATION INC COM 773903109 384 1,785 SH   SOLE   1,785 0 0
ROPER TECHNOLOGIES INC COM 776696106 228 635 SH   SOLE   635 0 0
ROYAL BK CDA COM 780087102 429 4,764 SH   SOLE   4,764 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 421 11,104 SH   SOLE   11,104 0 0
RPM INTL INC COM 749685103 365 4,381 SH   SOLE   4,381 0 0
S&P GLOBAL INC COM 78409V104 500 1,636 SH   SOLE   1,636 0 0
SALESFORCE INC COM 79466L302 9,358 65,055 SH   SOLE   65,055 0 0
SANOFI SPONSORED ADR 80105N105 360 9,477 SH   SOLE   9,477 0 0
SAP SE SPON ADR 803054204 272 3,352 SH   SOLE   3,352 0 0
SCHLUMBERGER LTD COM STK 806857108 314 8,746 SH   SOLE   8,746 0 0
SCHWAB CHARLES CORP COM 808513105 681 9,473 SH   SOLE   9,473 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,977 266,841 SH   SOLE   266,841 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 954 33,900 SH   SOLE   33,900 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,045 37,673 SH   SOLE   37,673 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 17,072 347,423 SH   SOLE   347,423 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 85,807 3,411,746 SH   SOLE   3,411,746 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,649 34,177 SH   SOLE   34,177 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 33,323 735,437 SH   SOLE   735,437 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,307 174,018 SH   SOLE   174,018 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,721 71,069 SH   SOLE   71,069 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,467 133,785 SH   SOLE   133,785 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,348 108,500 SH   SOLE   108,500 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 50,289 1,187,464 SH   SOLE   1,187,464 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,592 26,305 SH   SOLE   26,305 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,241 244,463 SH   SOLE   244,463 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,868 36,056 SH   SOLE   36,056 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,993 55,443 SH   SOLE   55,443 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,889 95,170 SH   SOLE   95,170 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,789 105,222 SH   SOLE   105,222 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 284 1,994 SH   SOLE   1,994 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 552 8,272 SH   SOLE   8,272 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,155 9,533 SH   SOLE   9,533 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7,113 85,869 SH   SOLE   85,869 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 668 10,192 SH   SOLE   10,192 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,813 15,262 SH   SOLE   15,262 0 0
SEMPRA COM 816851109 370 2,466 SH   SOLE   2,466 0 0
SERVICENOW INC COM 81762P102 7,679 20,335 SH   SOLE   20,335 0 0
SHELL PLC SPON ADS 780259305 901 18,112 SH   SOLE   18,112 0 0
SHERWIN WILLIAMS CO COM 824348106 4,350 21,243 SH   SOLE   21,243 0 0
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 256 11,121 SH   SOLE   11,121 0 0
SIBANYE STILLWATER LTD SPONSORED ADR 82575P107 121 13,000 SH   SOLE   13,000 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 175 30,720 SH   SOLE   30,720 0 0
SMUCKER J M CO COM NEW 832696405 641 4,664 SH   SOLE   4,664 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 222 3,462 SH   SOLE   3,462 0 0
SOUTHERN CO COM 842587107 1,292 19,001 SH   SOLE   19,001 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 795 2,768 SH   SOLE   2,768 0 0
SPDR GOLD TR GOLD SHS 78463V107 5,528 35,741 SH   SOLE   35,741 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 6,055 156,500 SH   SOLE   156,500 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 432 8,741 SH   SOLE   8,741 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 17,877 842,863 SH   SOLE   842,863 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 52,433 1,225,698 SH   SOLE   1,225,698 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 9,364 195,978 SH   SOLE   195,978 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,017 39,235 SH   SOLE   39,235 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 530 1,319 SH   SOLE   1,319 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 306 4,830 SH   SOLE   4,830 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 5,552 126,221 SH   SOLE   126,221 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 664 21,203 SH   SOLE   21,203 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 13,795 328,130 SH   SOLE   328,130 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 328 9,518 SH   SOLE   9,518 0 0
SPDR SER TR S&P DIVID ETF 78464A763 219 1,967 SH   SOLE   1,967 0 0
STARBUCKS CORP COM 855244109 6,284 74,581 SH   SOLE   74,581 0 0
STERIS PLC SHS USD G8473T100 218 1,309 SH   SOLE   1,309 0 0
STRYKER CORPORATION COM 863667101 604 2,980 SH   SOLE   2,980 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 279 50,680 SH   SOLE   50,680 0 0
SYNOPSYS INC COM 871607107 246 804 SH   SOLE   804 0 0
SYSCO CORP COM 871829107 433 6,120 SH   SOLE   6,120 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 6,555 95,612 SH   SOLE   95,612 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 159 12,277 SH   SOLE   12,277 0 0
TARGET CORP COM 87612E106 1,188 8,005 SH   SOLE   8,005 0 0
TATA MTRS LTD SPONSORED ADR 876568502 293 12,095 SH   SOLE   12,095 0 0
TE CONNECTIVITY LTD SHS H84989104 331 2,998 SH   SOLE   2,998 0 0
TELEFONICA S A SPONSORED ADR 879382208 45 13,953 SH   SOLE   13,953 0 0
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109 62 15,287 SH   SOLE   15,287 0 0
TESLA INC COM 88160R101 9,779 36,868 SH   SOLE   36,868 0 0
TEXAS INSTRS INC COM 882508104 987 6,378 SH   SOLE   6,378 0 0
THE TRADE DESK INC COM CL A 88339J105 741 12,410 SH   SOLE   12,410 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 9,166 18,073 SH   SOLE   18,073 0 0
TIMKENSTEEL CORPORATION COM 887399103 412 27,495 SH   SOLE   27,495 0 0
TJX COS INC NEW COM 872540109 293 4,721 SH   SOLE   4,721 0 0
T-MOBILE US INC COM 872590104 463 3,454 SH   SOLE   3,454 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 4,406 71,844 SH   SOLE   71,844 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 325 6,987 SH   SOLE   6,987 0 0
TOYOTA MOTOR CORP ADS 892331307 363 2,788 SH   SOLE   2,788 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 217 1,501 SH   SOLE   1,501 0 0
TRAVELERS COMPANIES INC COM 89417E109 331 2,159 SH   SOLE   2,159 0 0
TRUIST FINL CORP COM 89832Q109 1,749 40,160 SH   SOLE   40,160 0 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 63 23,793 SH   SOLE   23,793 0 0
TWITTER INC COM 90184L102 657 14,988 SH   SOLE   14,988 0 0
UBER TECHNOLOGIES INC COM 90353T100 642 24,228 SH   SOLE   24,228 0 0
UBS GROUP AG SHS H42097107 249 17,188 SH   SOLE   17,188 0 0
UNILEVER PLC SPON ADR NEW 904767704 5,853 133,517 SH   SOLE   133,517 0 0
UNION PAC CORP COM 907818108 621 3,187 SH   SOLE   3,187 0 0
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 356 10,745 SH   SOLE   10,745 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 262 46,982 SH   SOLE   46,982 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,275 20,273 SH   SOLE   20,273 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,888 7,698 SH   SOLE   7,698 0 0
US BANCORP DEL COM NEW 902973304 5,221 129,486 SH   SOLE   129,486 0 0
VALE S A SPONSORED ADS 91912E105 160 12,027 SH   SOLE   12,027 0 0
VALERO ENERGY CORP COM 91913Y100 340 3,183 SH   SOLE   3,183 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 524 8,739 SH   SOLE   8,739 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 871 11,641 SH   SOLE   11,641 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,040 28,602 SH   SOLE   28,602 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 210 4,408 SH   SOLE   4,408 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 911 4,258 SH   SOLE   4,258 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,211 7,404 SH   SOLE   7,404 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 255 1,497 SH   SOLE   1,497 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,512 13,365 SH   SOLE   13,365 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 774 9,660 SH   SOLE   9,660 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,051 6,247 SH   SOLE   6,247 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 328 2,286 SH   SOLE   2,286 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,623 9,497 SH   SOLE   9,497 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 365,129 2,034,425 SH   SOLE   2,034,425 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 42,332 342,651 SH   SOLE   342,651 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,466 78,133 SH   SOLE   78,133 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,132 58,423 SH   SOLE   58,423 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 201 4,357 SH   SOLE   4,357 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,695 21,491 SH   SOLE   21,491 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 268 5,568 SH   SOLE   5,568 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 39,597 822,532 SH   SOLE   822,532 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18,153 239,860 SH   SOLE   239,860 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 13,739 304,704 SH   SOLE   304,704 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 258 4,464 SH   SOLE   4,464 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 636 8,558 SH   SOLE   8,558 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 135,396 2,497,565 SH   SOLE   2,497,565 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 299 1,831 SH   SOLE   1,831 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 13,151 220,301 SH   SOLE   220,301 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 924 6,840 SH   SOLE   6,840 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 830 22,814 SH   SOLE   22,814 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 967 10,191 SH   SOLE   10,191 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 39,469 438,979 SH   SOLE   438,979 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 275 2,705 SH   SOLE   2,705 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 282 3,788 SH   SOLE   3,788 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,731 21,150 SH   SOLE   21,150 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,029 3,348 SH   SOLE   3,348 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 275 1,932 SH   SOLE   1,932 0 0
VEEVA SYS INC CL A COM 922475108 209 1,268 SH   SOLE   1,268 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 8,326 219,283 SH   SOLE   219,283 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 278 960 SH   SOLE   960 0 0
VISA INC COM CL A 92826C839 3,127 17,573 SH   SOLE   17,573 0 0
VMWARE INC CL A COM 928563402 252 2,345 SH   SOLE   2,345 0 0
WABTEC COM 929740108 369 4,541 SH   SOLE   4,541 0 0
WALMART INC COM 931142103 10,706 82,544 SH   SOLE   82,544 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 267 23,188 SH   SOLE   23,188 0 0
WASTE MGMT INC DEL COM 94106L109 810 5,053 SH   SOLE   5,053 0 0
WEC ENERGY GROUP INC COM 92939U106 224 2,510 SH   SOLE   2,510 0 0
WELLS FARGO CO NEW COM 949746101 1,032 25,626 SH   SOLE   25,626 0 0
WELLTOWER INC COM 95040Q104 316 4,909 SH   SOLE   4,909 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 1,812 63,451 SH   SOLE   63,451 0 0
WIPRO LTD SPON ADR 1 SH 97651M109 230 48,869 SH   SOLE   48,869 0 0
WISDOMTREE TR US HIGH DIVIDEND 97717W208 246 3,247 SH   SOLE   3,247 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 364 6,596 SH   SOLE   6,596 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 216 5,728 SH   SOLE   5,728 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 10,320 191,433 SH   SOLE   191,433 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 9,489 224,755 SH   SOLE   224,755 0 0
WISDOMTREE TR YIELD ENHANCED 97717Y808 3,924 84,848 SH   SOLE   84,848 0 0
WP CAREY INC COM 92936U109 328 4,697 SH   SOLE   4,697 0 0
XCEL ENERGY INC COM 98389B100 245 3,835 SH   SOLE   3,835 0 0
YUM BRANDS INC COM 988498101 241 2,270 SH   SOLE   2,270 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 5,709 54,609 SH   SOLE   54,609 0 0
ZOETIS INC CL A 98978V103 397 2,677 SH   SOLE   2,677 0 0