The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 280 2,896 SH   SOLE   0 0 2,896
ABBVIE INC COM 00287Y109 311 2,317 SH   SOLE   0 0 2,317
ADOBE SYSTEMS INCORPORATED COM 00724F101 261 949 SH   SOLE   0 0 949
AEGON N V NY REGISTRY SHS 007924103 83 20,921 SH   SOLE   0 0 20,921
AERCAP HOLDINGS NV SHS N00985106 309 7,306 SH   SOLE   0 0 7,306
AES CORP COM 00130H105 1,522 67,325 SH   SOLE   0 0 67,325
ALPHABET INC CAP STK CL A 02079K305 1,078 11,274 SH   SOLE   0 0 11,274
ALPHABET INC CAP STK CL C 02079K107 3,138 32,637 SH   SOLE   0 0 32,637
AMAZON COM INC COM 023135106 1,850 16,373 SH   SOLE   0 0 16,373
AMERESCO INC CL A 02361E108 314 4,724 SH   SOLE   0 0 4,724
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,735 37,783 SH   SOLE   0 0 37,783
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 673 17,985 SH   SOLE   0 0 17,985
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 4,227 92,647 SH   SOLE   0 0 92,647
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 249 5,250 SH   SOLE   0 0 5,250
AMERICAN CENTY ETF TR US EQT ETF 025072885 6,710 107,611 SH   SOLE   0 0 107,611
AMERICAN CENTY ETF TR US SML CP VALU 025072877 8,917 134,824 SH   SOLE   0 0 134,824
AMERICAN EXPRESS CO COM 025816109 665 4,932 SH   SOLE   0 0 4,932
AMGEN INC COM 031162100 564 2,500 SH   SOLE   0 0 2,500
APPLE INC COM 037833100 8,454 61,171 SH   SOLE   0 0 61,171
ASML HOLDING N V N Y REGISTRY SHS N07059210 452 1,088 SH   SOLE   0 0 1,088
ASTRAZENECA PLC SPONSORED ADR 046353108 603 10,989 SH   SOLE   0 0 10,989
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 156 35,149 SH   SOLE   0 0 35,149
BANCO SANTANDER S.A. ADR 05964H105 102 43,764 SH   SOLE   0 0 43,764
BARCLAYS PLC ADR 06738E204 115 17,971 SH   SOLE   0 0 17,971
BARRICK GOLD CORP COM 067901108 448 28,879 SH   SOLE   0 0 28,879
BERKSHIRE HATHAWAY INC DEL CL A 084670108 813 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 607 2,275 SH   SOLE   0 0 2,275
BHP GROUP LTD SPONSORED ADS 088606108 822 16,423 SH   SOLE   0 0 16,423
BLACKROCK INC COM 09247X101 710 1,291 SH   SOLE   0 0 1,291
BLOOM ENERGY CORP COM CL A 093712107 207 10,358 SH   SOLE   0 0 10,358
BOEING CO COM 097023105 355 2,932 SH   SOLE   0 0 2,932
BOOKING HOLDINGS INC COM 09857L108 204 124 SH   SOLE   0 0 124
BP PLC SPONSORED ADR 055622104 303 10,596 SH   SOLE   0 0 10,596
BRISTOL-MYERS SQUIBB CO COM 110122108 301 4,239 SH   SOLE   0 0 4,239
BRISTOW GROUP INC COM 11040G103 511 21,754 SH   SOLE   0 0 21,754
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 276 7,774 SH   SOLE   0 0 7,774
BROADCOM INC COM 11135F101 315 709 SH   SOLE   0 0 709
CALIFORNIA RES CORP COM STOCK 13057Q305 913 23,750 SH   SOLE   0 0 23,750
CAMECO CORP COM 13321L108 869 32,790 SH   SOLE   0 0 32,790
CF INDS HLDGS INC COM 125269100 762 7,914 SH   SOLE   0 0 7,914
CHEVRON CORP NEW COM 166764100 500 3,479 SH   SOLE   0 0 3,479
CISCO SYS INC COM 17275R102 703 17,567 SH   SOLE   0 0 17,567
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 445 261,500 SH   SOLE   0 0 261,500
COCA COLA CO COM 191216100 246 4,390 SH   SOLE   0 0 4,390
COINBASE GLOBAL INC COM CL A 19260Q107 1,935 30,010 SH   SOLE   0 0 30,010
COMCAST CORP NEW CL A 20030N101 610 20,786 SH   SOLE   0 0 20,786
CONCENTRIX CORP COM 20602D101 486 4,351 SH   SOLE   0 0 4,351
COSTCO WHSL CORP NEW COM 22160K105 685 1,451 SH   SOLE   0 0 1,451
DANAHER CORPORATION COM 235851102 293 1,136 SH   SOLE   0 0 1,136
DIAGEO PLC SPON ADR NEW 25243Q205 333 1,962 SH   SOLE   0 0 1,962
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 424 19,070 SH   SOLE   0 0 19,070
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 271 5,818 SH   SOLE   0 0 5,818
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 857 45,363 SH   SOLE   0 0 45,363
DOCUSIGN INC COM 256163106 1,997 37,350 SH   SOLE   0 0 37,350
DROPBOX INC CL A 26210C104 456 22,020 SH   SOLE   0 0 22,020
DUKE ENERGY CORP NEW COM NEW 26441C204 229 2,466 SH   SOLE   0 0 2,466
EATON VANCE TAX MNGED BUY WR COM 27828X100 648 49,025 SH   SOLE   0 0 49,025
ELEVANCE HEALTH INC COM 036752103 208 458 SH   SOLE   0 0 458
EPAM SYS INC COM 29414B104 598 1,651 SH   SOLE   0 0 1,651
EXXON MOBIL CORP COM 30231G102 581 6,653 SH   SOLE   0 0 6,653
FIRST REP BK SAN FRANCISCO C COM 33616C100 622 4,762 SH   SOLE   0 0 4,762
FLEX LTD ORD Y2573F102 941 56,509 SH   SOLE   0 0 56,509
GENWORTH FINL INC COM CL A 37247D106 58 16,474 SH   SOLE   0 0 16,474
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109 26 10,067 SH   SOLE   0 0 10,067
HOME DEPOT INC COM 437076102 483 1,749 SH   SOLE   0 0 1,749
HSBC HLDGS PLC SPON ADR NEW 404280406 301 11,527 SH   SOLE   0 0 11,527
HYRECAR INC COM 44916T107 335 363,549 SH   SOLE   0 0 363,549
ING GROEP N.V. SPONSORED ADR 456837103 139 16,396 SH   SOLE   0 0 16,396
INSPIRATO INCORPORATED COM CL A 45791E107 241 102,301 SH   SOLE   0 0 102,301
INTEL CORP COM 458140100 226 8,767 SH   SOLE   0 0 8,767
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 3,735 16,495 SH   SOLE   0 0 16,495
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 13,561 106,542 SH   SOLE   0 0 106,542
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 377 2,609 SH   SOLE   0 0 2,609
ISHARES GOLD TR ISHARES NEW 464285204 11,863 376,255 SH   SOLE   0 0 376,255
ISHARES INC CORE MSCI EMKT 46434G103 3,489 81,183 SH   SOLE   0 0 81,183
ISHARES TR CORE INTL AGGR 46435G672 1,279 26,473 SH   SOLE   0 0 26,473
ISHARES TR CORE MSCI EAFE 46432F842 8,655 164,328 SH   SOLE   0 0 164,328
ISHARES TR CORE S&P MCP ETF 464287507 368 1,680 SH   SOLE   0 0 1,680
ISHARES TR CORE S&P SCP ETF 464287804 370 4,239 SH   SOLE   0 0 4,239
ISHARES TR CORE S&P500 ETF 464287200 1,670 4,655 SH   SOLE   0 0 4,655
ISHARES TR CORE US AGGBD ET 464287226 371 3,848 SH   SOLE   0 0 3,848
ISHARES TR EAFE SML CP ETF 464288273 424 8,700 SH   SOLE   0 0 8,700
ISHARES TR ISHS 1-5YR INVS 464288646 480 9,750 SH   SOLE   0 0 9,750
ISHARES TR MSCI EAFE ETF 464287465 344 6,145 SH   SOLE   0 0 6,145
ISHARES TR MSCI EMG MKT ETF 464287234 278 7,967 SH   SOLE   0 0 7,967
ISHARES TR MSCI EURO FL ETF 464289180 292 21,000 SH   SOLE   0 0 21,000
ISHARES TR PFD AND INCM SEC 464288687 512 16,151 SH   SOLE   0 0 16,151
ISHARES TR RUS 1000 GRW ETF 464287614 421 2,000 SH   SOLE   0 0 2,000
ISHARES TR RUS MD CP GR ETF 464287481 220 2,810 SH   SOLE   0 0 2,810
ISHARES TR RUSSELL 2000 ETF 464287655 1,102 6,683 SH   SOLE   0 0 6,683
ISHARES TR U.S. REAL ES ETF 464287739 1,331 16,350 SH   SOLE   0 0 16,350
JOHNSON & JOHNSON COM 478160104 1,168 7,150 SH   SOLE   0 0 7,150
JPMORGAN CHASE & CO COM 46625H100 982 9,400 SH   SOLE   0 0 9,400
KKR & CO INC COM 48251W104 339 7,887 SH   SOLE   0 0 7,887
KKR INCOME OPPORTUNITIES FD COM 48249T106 2,769 242,043 SH   SOLE   0 0 242,043
LILLY ELI & CO COM 532457108 690 2,133 SH   SOLE   0 0 2,133
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 47 26,399 SH   SOLE   0 0 26,399
LYFT INC CL A COM 55087P104 240 18,253 SH   SOLE   0 0 18,253
MASTERCARD INCORPORATED CL A 57636Q104 277 974 SH   SOLE   0 0 974
MCDONALDS CORP COM 580135101 247 1,070 SH   SOLE   0 0 1,070
MERCK & CO INC COM 58933Y105 906 10,524 SH   SOLE   0 0 10,524
META PLATFORMS INC CL A 30303M102 397 2,926 SH   SOLE   0 0 2,926
MICROSOFT CORP COM 594918104 3,844 16,503 SH   SOLE   0 0 16,503
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 172 38,123 SH   SOLE   0 0 38,123
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 92 41,842 SH   SOLE   0 0 41,842
MORGAN STANLEY COM NEW 617446448 743 9,399 SH   SOLE   0 0 9,399
NETFLIX INC COM 64110L106 471 2,001 SH   SOLE   0 0 2,001
NEW YORK MTG TR INC COM PAR $.02 649604501 33 13,960 SH   SOLE   0 0 13,960
NEWMONT CORP COM 651639106 438 10,417 SH   SOLE   0 0 10,417
NEXTDOOR HOLDINGS INC COM CL A 65345M108 130 46,585 SH   SOLE   0 0 46,585
NEXTERA ENERGY INC COM 65339F101 239 3,047 SH   SOLE   0 0 3,047
NOKIA CORP SPONSORED ADR 654902204 54 12,708 SH   SOLE   0 0 12,708
NOMURA HLDGS INC SPONSORED ADR 65535H208 42 12,751 SH   SOLE   0 0 12,751
NOVARTIS AG SPONSORED ADR 66987V109 487 6,404 SH   SOLE   0 0 6,404
NOVO-NORDISK A S ADR 670100205 583 5,848 SH   SOLE   0 0 5,848
NVIDIA CORPORATION COM 67066G104 292 2,404 SH   SOLE   0 0 2,404
OPENDOOR TECHNOLOGIES INC COM 683712103 37 11,985 SH   SOLE   0 0 11,985
ORACLE CORP COM 68389X105 629 10,296 SH   SOLE   0 0 10,296
PALANTIR TECHNOLOGIES INC CL A 69608A108 296 36,444 SH   SOLE   0 0 36,444
PEPSICO INC COM 713448108 277 1,695 SH   SOLE   0 0 1,695
PFIZER INC COM 717081103 343 7,829 SH   SOLE   0 0 7,829
PHILIP MORRIS INTL INC COM 718172109 238 2,871 SH   SOLE   0 0 2,871
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 259 2,622 SH   SOLE   0 0 2,622
PITNEY BOWES INC COM 724479100 31 13,307 SH   SOLE   0 0 13,307
PLANET LABS PBC COM CL A 72703X106 195 35,931 SH   SOLE   0 0 35,931
PROCTER AND GAMBLE CO COM 742718109 798 6,317 SH   SOLE   0 0 6,317
QORVO INC COM 74736K101 311 3,914 SH   SOLE   0 0 3,914
QUALCOMM INC COM 747525103 364 3,219 SH   SOLE   0 0 3,219
RIO TINTO PLC SPONSORED ADR 767204100 208 3,776 SH   SOLE   0 0 3,776
ROSS STORES INC COM 778296103 689 8,171 SH   SOLE   0 0 8,171
SAFEGUARD SCIENTIFICS INC COM NEW 786449207 112 30,000 SH   SOLE   0 0 30,000
SALESFORCE INC COM 79466L302 572 3,976 SH   SOLE   0 0 3,976
SANOFI SPONSORED ADR 80105N105 270 7,092 SH   SOLE   0 0 7,092
SCHWAB CHARLES CORP COM 808513105 756 10,518 SH   SOLE   0 0 10,518
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 228 5,427 SH   SOLE   0 0 5,427
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 344 9,100 SH   SOLE   0 0 9,100
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,635 55,945 SH   SOLE   0 0 55,945
SHELL PLC SPON ADS 780259305 625 12,567 SH   SOLE   0 0 12,567
SONY GROUP CORPORATION SPONSORED ADR 835699307 221 3,445 SH   SOLE   0 0 3,445
SPDR GOLD TR GOLD SHS 78463V107 288 1,860 SH   SOLE   0 0 1,860
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 1,062 21,475 SH   SOLE   0 0 21,475
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,089 8,647 SH   SOLE   0 0 8,647
SPDR SER TR BBG CONV SEC ETF 78464A359 542 8,569 SH   SOLE   0 0 8,569
SPDR SER TR S&P DIVID ETF 78464A763 8,931 80,096 SH   SOLE   0 0 80,096
SPLUNK INC COM 848637104 226 3,000 SH   SOLE   0 0 3,000
STARBUCKS CORP COM 855244109 268 3,186 SH   SOLE   0 0 3,186
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 199 36,192 SH   SOLE   0 0 36,192
SYSCO CORP COM 871829107 542 7,665 SH   SOLE   0 0 7,665
TELEFONICA S A SPONSORED ADR 879382208 53 16,386 SH   SOLE   0 0 16,386
TERRENO RLTY CORP COM 88146M101 1,261 23,794 SH   SOLE   0 0 23,794
TESLA INC COM 88160R101 6,654 25,087 SH   SOLE   0 0 25,087
TEXAS INSTRS INC COM 882508104 229 1,478 SH   SOLE   0 0 1,478
THERMO FISHER SCIENTIFIC INC COM 883556102 358 705 SH   SOLE   0 0 705
TOTALENERGIES SE SPONSORED ADS 89151E109 284 6,107 SH   SOLE   0 0 6,107
TOYOTA MOTOR CORP ADS 892331307 400 3,070 SH   SOLE   0 0 3,070
TWILIO INC CL A 90138F102 1,106 15,996 SH   SOLE   0 0 15,996
UBER TECHNOLOGIES INC COM 90353T100 497 18,756 SH   SOLE   0 0 18,756
UBS GROUP AG SHS H42097107 227 15,635 SH   SOLE   0 0 15,635
UNILEVER PLC SPON ADR NEW 904767704 343 7,825 SH   SOLE   0 0 7,825
UNION PAC CORP COM 907818108 247 1,269 SH   SOLE   0 0 1,269
UNITED PARCEL SERVICE INC CL B 911312106 253 1,568 SH   SOLE   0 0 1,568
UNITEDHEALTH GROUP INC COM 91324P102 693 1,373 SH   SOLE   0 0 1,373
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,476 20,692 SH   SOLE   0 0 20,692
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 626 4,923 SH   SOLE   0 0 4,923
VANGUARD INDEX FDS MID CAP ETF 922908629 11,701 62,244 SH   SOLE   0 0 62,244
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 268 3,338 SH   SOLE   0 0 3,338
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,755 62,928 SH   SOLE   0 0 62,928
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,750 32,041 SH   SOLE   0 0 32,041
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,634 36,840 SH   SOLE   0 0 36,840
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,068 166,289 SH   SOLE   0 0 166,289
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,187 34,339 SH   SOLE   0 0 34,339
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,049 27,485 SH   SOLE   0 0 27,485
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,585 157,654 SH   SOLE   0 0 157,654
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,036 13,695 SH   SOLE   0 0 13,695
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,501 20,211 SH   SOLE   0 0 20,211
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 624 4,615 SH   SOLE   0 0 4,615
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 460 12,641 SH   SOLE   0 0 12,641
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 2,786 48,468 SH   SOLE   0 0 48,468
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,964 52,323 SH   SOLE   0 0 52,323
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 6,242 27,902 SH   SOLE   0 0 27,902
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,519 10,232 SH   SOLE   0 0 10,232
VERIZON COMMUNICATIONS INC COM 92343V104 207 5,462 SH   SOLE   0 0 5,462
VINCERX PHARMA INC COM NEW 92731L106 2,288 1,658,199 SH   SOLE   0 0 1,658,199
VISA INC COM CL A 92826C839 606 3,413 SH   SOLE   0 0 3,413
WALMART INC COM 931142103 270 2,084 SH   SOLE   0 0 2,084
WELLS FARGO CO NEW COM 949746101 822 20,443 SH   SOLE   0 0 20,443
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308 202 10,025 SH   SOLE   0 0 10,025
WORKIVA INC COM CL A 98139A105 350 4,504 SH   SOLE   0 0 4,504
ZOETIS INC CL A 98978V103 516 3,483 SH   SOLE   0 0 3,483
ZUORA INC COM CL A 98983V106 343 46,539 SH   SOLE   0 0 46,539