The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKSTONE MTG TR INC COM CL A 09257W100 565 24,220 SH   SOLE   0 0 24,220
ISHARES INC CORE MSCI EMKT 46434G103 7,322 170,358 SH   SOLE   0 0 170,358
ISHARES TR CORE MSCI EAFE 46432F842 4,240 80,498 SH   SOLE   0 0 80,498
ISHARES TR FLTG RATE NT ETF 46429B655 810 16,110 SH   SOLE   0 0 16,110
ISHARES TR ISHS 1-5YR INVS 464288646 54,530 1,106,535 SH   SOLE   0 0 1,106,535
ISHARES TR 3 7 YR TREAS BD 464288661 253 2,217 SH   SOLE   0 0 2,217
ISHARES TR RUS 1000 VAL ETF 464287598 47,491 349,221 SH   SOLE   0 0 349,221
ISHARES TR RUS 1000 GRW ETF 464287614 46,217 219,661 SH   SOLE   0 0 219,661
ISHARES TR RUS 2000 VAL ETF 464287630 25,428 197,222 SH   SOLE   0 0 197,222
ISHARES TR RUS 2000 GRW ETF 464287648 340 1,645 SH   SOLE   0 0 1,645
ISHARES TR RUS MD CP GR ETF 464287481 37,969 484,110 SH   SOLE   0 0 484,110
ISHARES TR RUS MDCP VAL ETF 464287473 59,844 623,053 SH   SOLE   0 0 623,053
ISHARES TR 1 3 YR TREAS BD 464287457 249 3,072 SH   SOLE   0 0 3,072
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 17,084 353,996 SH   SOLE   0 0 353,996
SCHWAB STRATEGIC TR US TIPS ETF 808524870 23,030 444,590 SH   SOLE   0 0 444,590
SPDR SER TR PORTFLI INTRMDIT 78464A672 50,997 1,812,893 SH   SOLE   0 0 1,812,893
SPDR SER TR PORTFOLIO INTRMD 78464A375 30,627 977,864 SH   SOLE   0 0 977,864
SPDR SER TR PORTFOLIO SHORT 78464A474 391 13,366 SH   SOLE   0 0 13,366
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 77,454 454,168 SH   SOLE   0 0 454,168
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 108,958 894,788 SH   SOLE   0 0 894,788
VANGUARD INDEX FDS VALUE ETF 922908744 88,548 717,106 SH   SOLE   0 0 717,106
VANGUARD INDEX FDS SM CP VAL ETF 922908611 52,851 368,558 SH   SOLE   0 0 368,558
VANGUARD INDEX FDS GROWTH ETF 922908736 88,896 415,500 SH   SOLE   0 0 415,500
VANGUARD INDEX FDS SML CP GRW ETF 922908595 12,850 65,855 SH   SOLE   0 0 65,855
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 341 4,595 SH   SOLE   0 0 4,595