The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 812 6,271 SH   SOLE   0 0 6,271
ABBOTT LABS COM 002824100 1,610 14,821 SH   SOLE   0 0 14,821
ABBVIE INC COM 00287Y109 874 5,708 SH   SOLE   0 0 5,708
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,010 14,443 SH   SOLE   0 0 14,443
ADVANCED MICRO DEVICES INC COM 007903107 357 4,670 SH   SOLE   0 0 4,670
AFLAC INC COM 001055102 1,272 22,988 SH   SOLE   0 0 22,988
AIR PRODS & CHEMS INC COM 009158106 772 3,212 SH   SOLE   0 0 3,212
ALPHABET INC CAP STK CL A 02079K305 1,379 633 SH   SOLE   0 0 633
ALPHABET INC CAP STK CL C 02079K107 3,929 1,796 SH   SOLE   0 0 1,796
ALTRIA GROUP INC COM 02209S103 1,269 30,375 SH   SOLE   0 0 30,375
AMAZON COM INC COM 023135106 4,810 45,287 SH   SOLE   0 0 45,287
AMERICAN ELEC PWR CO INC COM 025537101 220 2,295 SH   SOLE   0 0 2,295
AMERICAN TOWER CORP NEW COM 03027X100 416 1,626 SH   SOLE   0 0 1,626
AMGEN INC COM 031162100 1,773 7,288 SH   SOLE   0 0 7,288
ANALOG DEVICES INC COM 032654105 1,158 7,925 SH   SOLE   0 0 7,925
APPLE INC COM 037833100 21,648 158,335 SH   SOLE   0 0 158,335
AT&T INC COM 00206R102 717 34,185 SH   SOLE   0 0 34,185
AUTOMATIC DATA PROCESSING IN COM 053015103 2,581 12,288 SH   SOLE   0 0 12,288
BANK NEW YORK MELLON CORP COM 064058100 685 16,412 SH   SOLE   0 0 16,412
BECTON DICKINSON & CO COM 075887109 1,172 4,754 SH   SOLE   0 0 4,754
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,589 27,796 SH   SOLE   0 0 27,796
BIOSIG TECHNOLOGIES INC COM NEW 09073N201 14 20,966 SH   SOLE   0 0 20,966
BJS WHSL CLUB HLDGS INC COM 05550J101 1,586 25,444 SH   SOLE   0 0 25,444
BK OF AMERICA CORP COM 060505104 646 20,752 SH   SOLE   0 0 20,752
BLACKROCK INC COM 09247X101 857 1,407 SH   SOLE   0 0 1,407
BLACKSTONE INC COM 09260D107 336 3,679 SH   SOLE   0 0 3,679
BOEING CO COM 097023105 251 1,834 SH   SOLE   0 0 1,834
BOX INC CL A 10316T104 839 33,373 SH   SOLE   0 0 33,373
BRISTOL-MYERS SQUIBB CO COM 110122108 285 3,705 SH   SOLE   0 0 3,705
BROADCOM INC COM 11135F101 216 444 SH   SOLE   0 0 444
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 112 10,004 SH   SOLE   0 0 10,004
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 524 23,467 SH   SOLE   0 0 23,467
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 304 15,225 SH   SOLE   0 0 15,225
CASTLE BIOSCIENCES INC COM 14843C105 285 12,966 SH   SOLE   0 0 12,966
CATERPILLAR INC COM 149123101 338 1,892 SH   SOLE   0 0 1,892
CENTENE CORP DEL COM 15135B101 681 8,047 SH   SOLE   0 0 8,047
CHEMBIO DIAGNOSTICS INC COM NEW 163572209 33 51,413 SH   SOLE   0 0 51,413
CHEVRON CORP NEW COM 166764100 1,473 10,176 SH   SOLE   0 0 10,176
CHUBB LIMITED COM H1467J104 1,038 5,282 SH   SOLE   0 0 5,282
CHURCH & DWIGHT CO INC COM 171340102 333 3,590 SH   SOLE   0 0 3,590
CINCINNATI FINL CORP COM 172062101 884 7,432 SH   SOLE   0 0 7,432
CISCO SYS INC COM 17275R102 1,702 39,918 SH   SOLE   0 0 39,918
CITIZENS FINL GROUP INC COM 174610105 865 24,246 SH   SOLE   0 0 24,246
CLOROX CO DEL COM 189054109 547 3,878 SH   SOLE   0 0 3,878
COCA COLA CO COM 191216100 899 14,297 SH   SOLE   0 0 14,297
COLGATE PALMOLIVE CO COM 194162103 667 8,324 SH   SOLE   0 0 8,324
COMCAST CORP NEW CL A 20030N101 1,585 40,388 SH   SOLE   0 0 40,388
CONOCOPHILLIPS COM 20825C104 392 4,361 SH   SOLE   0 0 4,361
CONSOLIDATED EDISON INC COM 209115104 292 3,068 SH   SOLE   0 0 3,068
COSTCO WHSL CORP NEW COM 22160K105 687 1,433 SH   SOLE   0 0 1,433
CSX CORP COM 126408103 958 32,968 SH   SOLE   0 0 32,968
CVS HEALTH CORP COM 126650100 354 3,820 SH   SOLE   0 0 3,820
DANAHER CORPORATION COM 235851102 1,376 5,426 SH   SOLE   0 0 5,426
DASEKE INC COM 23753F107 518 81,113 SH   SOLE   0 0 81,113
DBX ETF TR XTRACK MSCI EAFE 233051630 3,872 185,721 SH   SOLE   0 0 185,721
DBX ETF TR XTRACK USD HIGH 233051432 163,044 4,833,783 SH   SOLE   2,284,749 0 2,549,034
DBX ETF TR XTRACKERS LOW 233051267 300 6,719 SH   SOLE   0 0 6,719
DEERE & CO COM 244199105 493 1,646 SH   SOLE   0 0 1,646
DIAGEO PLC SPON ADR NEW 25243Q205 469 2,693 SH   SOLE   0 0 2,693
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 302 12,940 SH   SOLE   0 0 12,940
DISNEY WALT CO COM 254687106 546 5,789 SH   SOLE   0 0 5,789
DOLLAR GEN CORP NEW COM 256677105 412 1,679 SH   SOLE   0 0 1,679
DOVER CORP COM 260003108 586 4,827 SH   SOLE   0 0 4,827
DUKE ENERGY CORP NEW COM NEW 26441C204 321 2,994 SH   SOLE   0 0 2,994
EASTERN BANKSHARES INC COM 27627N105 954 51,658 SH   SOLE   0 0 51,658
EATON CORP PLC SHS G29183103 427 3,392 SH   SOLE   0 0 3,392
EDISON INTL COM 281020107 481 7,611 SH   SOLE   0 0 7,611
EDWARDS LIFESCIENCES CORP COM 28176E108 238 2,499 SH   SOLE   0 0 2,499
ELEVANCE HEALTH INC COM 036752103 407 844 SH   SOLE   0 0 844
EMERSON ELEC CO COM 291011104 712 8,946 SH   SOLE   0 0 8,946
EVERSOURCE ENERGY COM 30040W108 730 8,637 SH   SOLE   0 0 8,637
EXXON MOBIL CORP COM 30231G102 2,977 34,761 SH   SOLE   0 0 34,761
FACTSET RESH SYS INC COM 303075105 755 1,962 SH   SOLE   0 0 1,962
FEDEX CORP COM 31428X106 451 1,991 SH   SOLE   0 0 1,991
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 1,766 45,723 SH   SOLE   0 0 45,723
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1,420 23,399 SH   SOLE   0 0 23,399
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 274 2,835 SH   SOLE   0 0 2,835
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 2,540 56,293 SH   SOLE   0 0 56,293
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 2,519 58,556 SH   SOLE   0 0 58,556
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,243 26,706 SH   SOLE   0 0 26,706
FIFTH THIRD BANCORP COM 316773100 219 6,528 SH   SOLE   0 0 6,528
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 788 15,570 SH   SOLE   0 0 15,570
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 3,472 201,510 SH   SOLE   0 0 201,510
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 10,507 392,631 SH   SOLE   0 0 392,631
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 227 3,442 SH   SOLE   0 0 3,442
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 275 6,828 SH   SOLE   0 0 6,828
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 11,502 164,476 SH   SOLE   0 0 164,476
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 881 14,834 SH   SOLE   0 0 14,834
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 9,517 232,572 SH   SOLE   0 0 232,572
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 221 5,003 SH   SOLE   0 0 5,003
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 1,439 60,276 SH   SOLE   0 0 60,276
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740F615 583 19,595 SH   SOLE   0 0 19,595
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 464 7,466 SH   SOLE   0 0 7,466
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 384 5,051 SH   SOLE   0 0 5,051
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,847 21,152 SH   SOLE   0 0 21,152
FIRST TR VALUE LINE DIVID IN SHS 33734H106 4,529 116,704 SH   SOLE   0 0 116,704
FLEXSHARES TR IBOXX 3R TARGT 33939L506 13,162 530,522 SH   SOLE   0 0 530,522
FLEXSHARES TR MORNSTAR UPSTR 33939L407 140,332 3,537,490 SH   SOLE   1,846,854 0 1,690,636
FORD MTR CO DEL COM 345370860 158 14,193 SH   SOLE   0 0 14,193
FORTINET INC COM 34959E109 269 4,755 SH   SOLE   0 0 4,755
FOX FACTORY HLDG CORP COM 35138V102 384 4,764 SH   SOLE   0 0 4,764
GENERAL DYNAMICS CORP COM 369550108 1,651 7,462 SH   SOLE   0 0 7,462
GENERAL ELECTRIC CO COM NEW 369604301 217 3,401 SH   SOLE   0 0 3,401
GENUINE PARTS CO COM 372460105 661 4,971 SH   SOLE   0 0 4,971
GILEAD SCIENCES INC COM 375558103 264 4,268 SH   SOLE   0 0 4,268
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 381 17,753 SH   SOLE   0 0 17,753
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 623 8,582 SH   SOLE   0 0 8,582
GMS INC COM 36251C103 1,335 30,000 SH   SOLE   0 0 30,000
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 2,086 20,893 SH   SOLE   20,893 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,022 36,813 SH   SOLE   0 0 36,813
GREAT LAKES DREDGE & DOCK CO COM 390607109 479 36,561 SH   SOLE   0 0 36,561
GROCERY OUTLET HLDG CORP COM 39874R101 759 17,812 SH   SOLE   0 0 17,812
HOME DEPOT INC COM 437076102 2,404 8,764 SH   SOLE   0 0 8,764
HONEYWELL INTL INC COM 438516106 845 4,862 SH   SOLE   0 0 4,862
HUNTINGTON BANCSHARES INC COM 446150104 648 53,847 SH   SOLE   0 0 53,847
IDEXX LABS INC COM 45168D104 391 1,115 SH   SOLE   0 0 1,115
ILLINOIS TOOL WKS INC COM 452308109 1,748 9,590 SH   SOLE   0 0 9,590
INDIE SEMICONDUCTOR INC *W EXP 06/10/202 45569U119 23 19,979 SH   SOLE   0 0 19,979
INNOVATIVE INDL PPTYS INC COM 45781V101 264 2,400 SH   SOLE   0 0 2,400
INNOVATOR ETFS TR INTRNL DEV APRL 45782C367 381 16,719 SH   SOLE   0 0 16,719
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 1,384 51,245 SH   SOLE   0 0 51,245
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 360 12,370 SH   SOLE   0 0 12,370
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 769 26,179 SH   SOLE   0 0 26,179
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 322 11,179 SH   SOLE   0 0 11,179
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 300 10,163 SH   SOLE   0 0 10,163
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 431 14,825 SH   SOLE   0 0 14,825
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 582 21,305 SH   SOLE   0 0 21,305
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 341 12,656 SH   SOLE   0 0 12,656
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 287 10,190 SH   SOLE   0 0 10,190
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 210 6,982 SH   SOLE   0 0 6,982
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 600 21,380 SH   SOLE   0 0 21,380
INTEL CORP COM 458140100 934 24,961 SH   SOLE   0 0 24,961
INTERNATIONAL BUSINESS MACHS COM 459200101 632 4,479 SH   SOLE   0 0 4,479
INTUIT COM 461202103 585 1,519 SH   SOLE   0 0 1,519
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 1,489 30,915 SH   SOLE   0 0 30,915
INVESCO EXCH TRADED FD TR II MSCI GBL TIMBR 46138E545 5,862 189,172 SH   SOLE   0 0 189,172
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 243 5,495 SH   SOLE   0 0 5,495
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 603 9,727 SH   SOLE   0 0 9,727
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,783 87,949 SH   SOLE   0 0 87,949
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 889 41,963 SH   SOLE   0 0 41,963
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 733 34,980 SH   SOLE   0 0 34,980
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 535 25,776 SH   SOLE   0 0 25,776
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 334 16,346 SH   SOLE   0 0 16,346
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 314 16,296 SH   SOLE   0 0 16,296
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 322 4,591 SH   SOLE   0 0 4,591
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 237 2,065 SH   SOLE   0 0 2,065
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 261 1,941 SH   SOLE   0 0 1,941
INVESCO QQQ TR UNIT SER 1 46090E103 3,395 12,114 SH   SOLE   0 0 12,114
ISHARES GOLD TR ISHARES NEW 464285204 267 7,796 SH   SOLE   0 0 7,796
ISHARES INC CORE MSCI EMKT 46434G103 629 12,825 SH   SOLE   0 0 12,825
ISHARES TR 0-3 MNTH TREASRY 46436E718 2,782 27,784 SH   SOLE   27,784 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,182 90,521 SH   SOLE   0 0 90,521
ISHARES TR 3 7 YR TREAS BD 464288661 580 4,859 SH   SOLE   0 0 4,859
ISHARES TR 7-10 YR TRSY BD 464287440 259 2,531 SH   SOLE   0 0 2,531
ISHARES TR AGGRES ALLOC ETF 464289859 447 7,456 SH   SOLE   0 0 7,456
ISHARES TR BLACKROCK ULTRA 46434V878 929 18,563 SH   SOLE   0 0 18,563
ISHARES TR CALIF MUN BD ETF 464288356 712 12,619 SH   SOLE   0 0 12,619
ISHARES TR CORE 1 5 YR USD 46432F859 255 5,378 SH   SOLE   0 0 5,378
ISHARES TR CORE DIV GRWTH 46434V621 3,713 77,932 SH   SOLE   0 0 77,932
ISHARES TR CORE HIGH DV ETF 46429B663 1,204 11,992 SH   SOLE   0 0 11,992
ISHARES TR CORE INTL AGGR 46435G672 1,030 20,682 SH   SOLE   0 0 20,682
ISHARES TR CORE MSCI EAFE 46432F842 1,424 24,201 SH   SOLE   0 0 24,201
ISHARES TR CORE MSCI TOTAL 46432F834 1,362 23,882 SH   SOLE   0 0 23,882
ISHARES TR CORE S&P MCP ETF 464287507 50,112 221,507 SH   SOLE   0 0 221,507
ISHARES TR CORE S&P SCP ETF 464287804 39,132 423,460 SH   SOLE   0 0 423,460
ISHARES TR CORE S&P TTL STK 464287150 31,659 377,883 SH   SOLE   0 0 377,883
ISHARES TR CORE S&P US GWT 464287671 3,198 38,212 SH   SOLE   0 0 38,212
ISHARES TR CORE S&P US VLU 464287663 1,711 25,588 SH   SOLE   0 0 25,588
ISHARES TR CORE S&P500 ETF 464287200 13,964 36,829 SH   SOLE   0 0 36,829
ISHARES TR CORE US AGGBD ET 464287226 23,804 234,111 SH   SOLE   0 0 234,111
ISHARES TR EAFE GRWTH ETF 464288885 2,490 30,941 SH   SOLE   0 0 30,941
ISHARES TR ESG AWR MSCI USA 46435G425 758 9,036 SH   SOLE   0 0 9,036
ISHARES TR EXPND TEC SC ETF 464287549 205 696 SH   SOLE   0 0 696
ISHARES TR EXPONENTIAL TECH 46434V381 2,739 57,147 SH   SOLE   0 0 57,147
ISHARES TR FLTG RATE NT ETF 46429B655 748 14,991 SH   SOLE   0 0 14,991
ISHARES TR GL CLEAN ENE ETF 464288224 349 18,322 SH   SOLE   0 0 18,322
ISHARES TR GRWT ALLOCAT ETF 464289867 307 6,397 SH   SOLE   0 0 6,397
ISHARES TR HDG MSCI EAFE 46434V803 736 23,128 SH   SOLE   0 0 23,128
ISHARES TR IBONDS DEC 46435U697 732 28,143 SH   SOLE   0 0 28,143
ISHARES TR IBONDS DEC 25 46435U432 741 27,838 SH   SOLE   0 0 27,838
ISHARES TR IBONDS DEC 26 46435U259 471 18,595 SH   SOLE   0 0 18,595
ISHARES TR IBONDS DEC 27 46435U283 471 18,722 SH   SOLE   0 0 18,722
ISHARES TR IBONDS DEC2022 46435G755 964 37,215 SH   SOLE   0 0 37,215
ISHARES TR IBONDS DEC2023 46435G318 915 35,891 SH   SOLE   0 0 35,891
ISHARES TR IBOXX HI YD ETF 464288513 4,374 59,427 SH   SOLE   0 0 59,427
ISHARES TR IBOXX INV CP ETF 464287242 118,270 1,074,890 SH   SOLE   849,437 0 225,453
ISHARES TR INTL SEL DIV ETF 464288448 517 19,032 SH   SOLE   0 0 19,032
ISHARES TR MSCI EAFE ETF 464287465 37,619 602,003 SH   SOLE   0 0 602,003
ISHARES TR MSCI EMG MKT ETF 464287234 1,071 26,706 SH   SOLE   0 0 26,706
ISHARES TR MSCI INTL QUALTY 46434V456 1,072 34,659 SH   SOLE   0 0 34,659
ISHARES TR MSCI KLD400 SOC 464288570 568 7,905 SH   SOLE   0 0 7,905
ISHARES TR MSCI USA MIN VOL 46429B697 15,459 220,176 SH   SOLE   0 0 220,176
ISHARES TR MSCI USA MMENTM 46432F396 2,798 20,514 SH   SOLE   0 0 20,514
ISHARES TR MSCI USA VALUE 46432F388 1,123 12,401 SH   SOLE   0 0 12,401
ISHARES TR NATIONAL MUN ETF 464288414 3,293 30,959 SH   SOLE   0 0 30,959
ISHARES TR NORTH AMERN NAT 464287374 494 13,740 SH   SOLE   0 0 13,740
ISHARES TR PFD AND INCM SEC 464288687 586 17,837 SH   SOLE   0 0 17,837
ISHARES TR RESIDENTIAL MULT 464288562 333 4,159 SH   SOLE   0 0 4,159
ISHARES TR RUS 1000 ETF 464287622 339 1,632 SH   SOLE   0 0 1,632
ISHARES TR RUS 1000 GRW ETF 464287614 1,728 7,902 SH   SOLE   0 0 7,902
ISHARES TR RUS 1000 VAL ETF 464287598 1,467 10,117 SH   SOLE   0 0 10,117
ISHARES TR RUS MD CP GR ETF 464287481 578 7,293 SH   SOLE   0 0 7,293
ISHARES TR RUS MDCP VAL ETF 464287473 484 4,765 SH   SOLE   0 0 4,765
ISHARES TR RUS MID CAP ETF 464287499 1,007 15,567 SH   SOLE   0 0 15,567
ISHARES TR RUS TOP 200 ETF 464289446 1,290 14,362 SH   SOLE   0 0 14,362
ISHARES TR RUS TP200 GR ETF 464289438 7,804 62,310 SH   SOLE   0 0 62,310
ISHARES TR RUSSELL 2000 ETF 464287655 894 5,277 SH   SOLE   0 0 5,277
ISHARES TR RUSSELL 3000 ETF 464287689 565 2,600 SH   SOLE   0 0 2,600
ISHARES TR S&P 500 GRWT ETF 464287309 56,539 936,850 SH   SOLE   0 0 936,850
ISHARES TR S&P 500 VAL ETF 464287408 49,094 357,150 SH   SOLE   0 0 357,150
ISHARES TR S&P MC 400VL ETF 464287705 808 8,563 SH   SOLE   0 0 8,563
ISHARES TR SELECT DIVID ETF 464287168 17,540 149,065 SH   SOLE   0 0 149,065
ISHARES TR SHRT NAT MUN ETF 464288158 1,692 16,169 SH   SOLE   0 0 16,169
ISHARES TR TIPS BD ETF 464287176 537 4,713 SH   SOLE   0 0 4,713
ISHARES TR TRS FLT RT BD 46434V860 337 6,692 SH   SOLE   0 0 6,692
ISHARES TR U.S. FINLS ETF 464287788 219 3,132 SH   SOLE   0 0 3,132
ISHARES TR U.S. TECH ETF 464287721 806 10,087 SH   SOLE   0 0 10,087
ISHARES TR U.S. UTILITS ETF 464287697 1,230 14,368 SH   SOLE   0 0 14,368
ISHARES TR US AER DEF ETF 464288760 398 4,012 SH   SOLE   0 0 4,012
ISHARES TR US CONSM STAPLES 464287812 896 4,597 SH   SOLE   0 0 4,597
ISHARES TR US HLTHCARE ETF 464287762 1,236 4,596 SH   SOLE   0 0 4,596
ISHARES TR US INDUSTRIALS 464287754 291 3,297 SH   SOLE   0 0 3,297
ISHARES TR US TREAS BD ETF 46429B267 2,519 105,400 SH   SOLE   0 0 105,400
ISHARES TR USD INV GRDE ETF 464288620 80,130 1,572,100 SH   SOLE   0 0 1,572,100
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 20,139 402,058 SH   SOLE   0 0 402,058
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 983 19,411 SH   SOLE   0 0 19,411
JOHNSON & JOHNSON COM 478160104 4,061 22,875 SH   SOLE   0 0 22,875
JPMORGAN CHASE & CO COM 46625H100 2,815 24,998 SH   SOLE   0 0 24,998
KEYCORP COM 493267108 2,275 132,046 SH   SOLE   0 0 132,046
KIMBERLY-CLARK CORP COM 494368103 500 3,703 SH   SOLE   0 0 3,703
KINDER MORGAN INC DEL COM 49456B101 246 14,665 SH   SOLE   0 0 14,665
KLA CORP COM NEW 482480100 278 870 SH   SOLE   0 0 870
KRAFT HEINZ CO COM 500754106 404 10,580 SH   SOLE   0 0 10,580
KULICKE & SOFFA INDS INC COM 501242101 235 5,500 SH   SOLE   0 0 5,500
L3HARRIS TECHNOLOGIES INC COM 502431109 1,089 4,504 SH   SOLE   0 0 4,504
LILLY ELI & CO COM 532457108 1,706 5,261 SH   SOLE   0 0 5,261
LINDE PLC SHS G5494J103 1,121 3,897 SH   SOLE   0 0 3,897
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 22,714 701,035 SH   SOLE   0 0 701,035
LOCKHEED MARTIN CORP COM 539830109 1,480 3,443 SH   SOLE   0 0 3,443
LOWES COS INC COM 548661107 1,845 10,565 SH   SOLE   0 0 10,565
M & T BK CORP COM 55261F104 351 2,203 SH   SOLE   0 0 2,203
MASTERCARD INCORPORATED CL A 57636Q104 560 1,776 SH   SOLE   0 0 1,776
MCCORMICK & CO INC COM NON VTG 579780206 593 7,120 SH   SOLE   0 0 7,120
MCDONALDS CORP COM 580135101 3,676 14,891 SH   SOLE   0 0 14,891
MEDTRONIC PLC SHS G5960L103 897 9,996 SH   SOLE   0 0 9,996
MERCK & CO INC COM 58933Y105 1,957 21,464 SH   SOLE   0 0 21,464
META PLATFORMS INC CL A 30303M102 1,477 9,162 SH   SOLE   0 0 9,162
MICROSOFT CORP COM 594918104 13,734 53,474 SH   SOLE   0 0 53,474
MORGAN STANLEY COM NEW 617446448 222 2,914 SH   SOLE   0 0 2,914
NETFLIX INC COM 64110L106 296 1,693 SH   SOLE   0 0 1,693
NEXTERA ENERGY INC COM 65339F101 2,641 34,100 SH   SOLE   0 0 34,100
NIKE INC CL B 654106103 855 8,367 SH   SOLE   0 0 8,367
NORFOLK SOUTHN CORP COM 655844108 1,347 5,928 SH   SOLE   0 0 5,928
NOVARTIS AG SPONSORED ADR 66987V109 619 7,319 SH   SOLE   0 0 7,319
NVIDIA CORPORATION COM 67066G104 933 6,153 SH   SOLE   0 0 6,153
ONESPAWORLD HOLDINGS LIMITED COM P73684113 481 67,121 SH   SOLE   0 0 67,121
OPEN LENDING CORP COM CL A 68373J104 166 16,231 SH   SOLE   0 0 16,231
ORACLE CORP COM 68389X105 211 3,023 SH   SOLE   0 0 3,023
OREILLY AUTOMOTIVE INC COM 67103H107 700 1,108 SH   SOLE   0 0 1,108
PAYCHEX INC COM 704326107 974 8,555 SH   SOLE   0 0 8,555
PAYPAL HLDGS INC COM 70450Y103 279 3,999 SH   SOLE   0 0 3,999
PEPSICO INC COM 713448108 2,610 15,658 SH   SOLE   0 0 15,658
PFIZER INC COM 717081103 2,181 41,591 SH   SOLE   0 0 41,591
PHILIP MORRIS INTL INC COM 718172109 2,522 25,543 SH   SOLE   0 0 25,543
PHILLIPS 66 COM 718546104 499 6,086 SH   SOLE   0 0 6,086
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,237 13,975 SH   SOLE   0 0 13,975
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 8,959 90,399 SH   SOLE   10,414 0 79,985
PING IDENTITY HLDG CORP COM 72341T103 248 13,652 SH   SOLE   0 0 13,652
PROCTER AND GAMBLE CO COM 742718109 7,345 51,083 SH   SOLE   0 0 51,083
QUALCOMM INC COM 747525103 546 4,276 SH   SOLE   0 0 4,276
QUANTERIX CORP COM 74766Q101 1,010 62,355 SH   SOLE   0 0 62,355
RAPID7 INC COM 753422104 496 7,418 SH   SOLE   0 0 7,418
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,149 11,955 SH   SOLE   0 0 11,955
REPUBLIC SVCS INC COM 760759100 428 3,269 SH   SOLE   0 0 3,269
SALESFORCE INC COM 79466L302 420 2,542 SH   SOLE   0 0 2,542
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 947 19,947 SH   SOLE   0 0 19,947
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 237 9,328 SH   SOLE   0 0 9,328
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,674 53,226 SH   SOLE   0 0 53,226
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2,072 40,150 SH   SOLE   0 0 40,150
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 585 12,219 SH   SOLE   0 0 12,219
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,709 83,930 SH   SOLE   0 0 83,930
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 36,258 506,180 SH   SOLE   0 0 506,180
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,416 54,094 SH   SOLE   0 0 54,094
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,311 52,789 SH   SOLE   0 0 52,789
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,068 50,646 SH   SOLE   0 0 50,646
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,405 112,984 SH   SOLE   0 0 112,984
SCHWAB STRATEGIC TR US TIPS ETF 808524870 12,292 220,295 SH   SOLE   0 0 220,295
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,692 51,636 SH   SOLE   0 0 51,636
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,217 38,685 SH   SOLE   0 0 38,685
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,098 7,989 SH   SOLE   0 0 7,989
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,978 55,110 SH   SOLE   0 0 55,110
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,356 33,965 SH   SOLE   0 0 33,965
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 741 10,559 SH   SOLE   0 0 10,559
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,493 20,288 SH   SOLE   0 0 20,288
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,084 32,128 SH   SOLE   0 0 32,128
SHOPIFY INC CL A 82509L107 234 7,490 SH   SOLE   0 0 7,490
SMUCKER J M CO COM NEW 832696405 332 2,596 SH   SOLE   0 0 2,596
SOUTHERN CO COM 842587107 768 10,773 SH   SOLE   0 0 10,773
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 209 678 SH   SOLE   0 0 678
SPDR GOLD TR GOLD SHS 78463V107 1,225 7,270 SH   SOLE   0 0 7,270
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,614 81,870 SH   SOLE   0 0 81,870
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1,239 43,892 SH   SOLE   0 0 43,892
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,701 90,248 SH   SOLE   0 0 90,248
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 3,402 143,071 SH   SOLE   0 0 143,071
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 7,615 264,039 SH   SOLE   0 0 264,039
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 15,634 449,626 SH   SOLE   0 0 449,626
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,045 36,105 SH   SOLE   0 0 36,105
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,800 7,421 SH   SOLE   0 0 7,421
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 523 1,264 SH   SOLE   0 0 1,264
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 2,369 25,895 SH   SOLE   22,802 0 3,093
SPDR SER TR BLOOMBERG EMERGI 78464A391 1,719 84,081 SH   SOLE   0 0 84,081
SPDR SER TR BLOOMBERG INVT 78468R200 66,137 2,196,503 SH   SOLE   734,615 0 1,461,888
SPDR SER TR DJ REIT ETF 78464A607 1,473 15,494 SH   SOLE   0 0 15,494
SPDR SER TR FTSE INT GVT ETF 78464A490 218 4,823 SH   SOLE   0 0 4,823
SPDR SER TR NUVEEN BLMBRG MU 78468R721 440 9,586 SH   SOLE   0 0 9,586
SPDR SER TR PORTFOLI S&P1500 78464A805 81,776 1,759,388 SH   SOLE   0 0 1,759,388
SPDR SER TR PORTFOLIO S&P400 78464A847 284,327 7,163,702 SH   SOLE   4,190,268 0 2,973,434
SPDR SER TR PORTFOLIO S&P500 78464A854 580 13,076 SH   SOLE   0 0 13,076
SPDR SER TR PORTFOLIO S&P600 78468R853 211,426 5,876,217 SH   SOLE   3,496,547 0 2,379,670
SPDR SER TR PORTFOLIO SHORT 78464A474 196,592 6,612,595 SH   SOLE   3,140,535 0 3,472,060
SPDR SER TR PRTFLO S&P500 GW 78464A409 237,800 4,548,581 SH   SOLE   1,029,758 0 3,518,823
SPDR SER TR PRTFLO S&P500 VL 78464A508 300,623 8,164,659 SH   SOLE   2,564,797 0 5,599,862
SPDR SER TR S&P 600 SMCP VAL 78464A300 785 10,846 SH   SOLE   0 0 10,846
SPDR SER TR S&P DIVID ETF 78464A763 1,414 11,911 SH   SOLE   0 0 11,911
SPDR SER TR SSGA GNDER ETF 78468R747 247 3,255 SH   SOLE   0 0 3,255
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 644 23,036 SH   SOLE   0 0 23,036
STARBUCKS CORP COM 855244109 747 9,776 SH   SOLE   0 0 9,776
STRYKER CORPORATION COM 863667101 368 1,851 SH   SOLE   0 0 1,851
SUMMIT MATLS INC CL A 86614U100 914 39,227 SH   SOLE   0 0 39,227
SYSCO CORP COM 871829107 232 2,736 SH   SOLE   0 0 2,736
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 242 2,963 SH   SOLE   0 0 2,963
TARGET CORP COM 87612E106 2,336 16,539 SH   SOLE   0 0 16,539
TESLA INC COM 88160R101 1,781 2,645 SH   SOLE   0 0 2,645
TEXAS INSTRS INC COM 882508104 266 1,734 SH   SOLE   0 0 1,734
THERMO FISHER SCIENTIFIC INC COM 883556102 244 450 SH   SOLE   0 0 450
TORONTO DOMINION BK ONT COM NEW 891160509 745 11,361 SH   SOLE   0 0 11,361
TRAVELCENTERS OF AMERICA INC COM NEW 89421B109 895 25,957 SH   SOLE   0 0 25,957
TRONOX HOLDINGS PLC SHS G9087Q102 891 53,065 SH   SOLE   0 0 53,065
TRUIST FINL CORP COM 89832Q109 350 7,385 SH   SOLE   0 0 7,385
UBER TECHNOLOGIES INC COM 90353T100 697 34,048 SH   SOLE   0 0 34,048
UNION PAC CORP COM 907818108 1,781 8,350 SH   SOLE   0 0 8,350
UNITED PARCEL SERVICE INC CL B 911312106 842 4,613 SH   SOLE   0 0 4,613
UNITEDHEALTH GROUP INC COM 91324P102 2,351 4,578 SH   SOLE   0 0 4,578
US BANCORP DEL COM NEW 902973304 502 10,907 SH   SOLE   0 0 10,907
V F CORP COM 918204108 425 9,621 SH   SOLE   0 0 9,621
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 276 5,134 SH   SOLE   0 0 5,134
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 94,575 3,863,362 SH   SOLE   1,814,418 0 2,048,944
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 244 3,821 SH   SOLE   0 0 3,821
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 429 1,973 SH   SOLE   0 0 1,973
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 1,570 11,816 SH   SOLE   0 0 11,816
VANGUARD BD INDEX FDS INTERMED TERM 921937819 890 11,467 SH   SOLE   0 0 11,467
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 62,848 818,446 SH   SOLE   0 0 818,446
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,831 37,617 SH   SOLE   0 0 37,617
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,853 57,979 SH   SOLE   0 0 57,979
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 32,374 653,484 SH   SOLE   274,739 0 378,745
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 13,795 105,229 SH   SOLE   0 0 105,229
VANGUARD INDEX FDS GROWTH ETF 922908736 1,382 6,200 SH   SOLE   0 0 6,200
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,301 17,765 SH   SOLE   0 0 17,765
VANGUARD INDEX FDS MID CAP ETF 922908629 8,063 40,938 SH   SOLE   0 0 40,938
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 94,207 1,033,993 SH   SOLE   494,955 0 539,038
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 342,539 987,484 SH   SOLE   957,666 0 29,818
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,688 20,940 SH   SOLE   0 0 20,940
VANGUARD INDEX FDS TOTAL STK MKT 922908769 57,338 303,987 SH   SOLE   0 0 303,987
VANGUARD INDEX FDS VALUE ETF 922908744 3,263 24,742 SH   SOLE   0 0 24,742
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 24,704 494,483 SH   SOLE   0 0 494,483
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 230,646 5,537,710 SH   SOLE   2,649,036 0 2,888,674
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,436 62,362 SH   SOLE   0 0 62,362
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 107,973 2,438,964 SH   SOLE   1,337,162 0 1,101,802
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 682 7,989 SH   SOLE   0 0 7,989
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 288,151 5,749,215 SH   SOLE   2,574,581 0 3,174,634
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,950 99,168 SH   SOLE   0 0 99,168
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 64,035 1,047,015 SH   SOLE   386,990 0 660,025
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 66,211 1,384,888 SH   SOLE   684,893 0 699,995
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 140,627 2,389,176 SH   SOLE   1,083,706 0 1,305,470
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,583 86,321 SH   SOLE   0 0 86,321
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 16,600 115,706 SH   SOLE   0 0 115,706
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,687 110,198 SH   SOLE   0 0 110,198
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 511,910 12,546,814 SH   SOLE   6,270,821 0 6,275,993
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6,566 64,560 SH   SOLE   0 0 64,560
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 608 10,337 SH   SOLE   0 0 10,337
VANGUARD WORLD FD ESG US STK ETF 921910733 792 11,930 SH   SOLE   0 0 11,930
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,270 6,987 SH   SOLE   0 0 6,987
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,645 16,542 SH   SOLE   0 0 16,542
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 854 11,062 SH   SOLE   0 0 11,062
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,776 11,788 SH   SOLE   0 0 11,788
VANGUARD WORLD FDS INF TECH ETF 92204A702 629 1,927 SH   SOLE   0 0 1,927
VANGUARD WORLD FDS MATERIALS ETF 92204A801 885 5,523 SH   SOLE   0 0 5,523
VANGUARD WORLD FDS UTILITIES ETF 92204A876 744 4,883 SH   SOLE   0 0 4,883
VERIZON COMMUNICATIONS INC COM 92343V104 1,496 29,482 SH   SOLE   0 0 29,482
VICOR CORP COM 925815102 351 6,411 SH   SOLE   0 0 6,411
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 1,489 22,533 SH   SOLE   0 0 22,533
VISA INC COM CL A 92826C839 556 2,826 SH   SOLE   0 0 2,826
WALMART INC COM 931142103 1,664 13,685 SH   SOLE   0 0 13,685
WASTE MGMT INC DEL COM 94106L109 1,558 10,186 SH   SOLE   0 0 10,186
WEC ENERGY GROUP INC COM 92939U106 1,066 10,590 SH   SOLE   0 0 10,590
WELLS FARGO CO NEW COM 949746101 387 9,868 SH   SOLE   0 0 9,868
WILLIS TOWERS WATSON PLC LTD SHS G96629103 577 2,921 SH   SOLE   0 0 2,921
WISDOMTREE TR EM EX ST-OWNED 97717X578 83,985 2,928,363 SH   SOLE   1,658,676 0 1,269,687
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,905 51,432 SH   SOLE   0 0 51,432
WISDOMTREE TR INTL EQUITY FD 97717W703 3,881 85,405 SH   SOLE   0 0 85,405
WISDOMTREE TR TARGET RANGE FD 97717Y675 39,519 1,807,802 SH   SOLE   0 0 1,807,802
WISDOMTREE TR US LARGECAP DIVD 97717W307 208 3,521 SH   SOLE   0 0 3,521
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,949 104,493 SH   SOLE   0 0 104,493
WP CAREY INC COM 92936U109 219 2,646 SH   SOLE   0 0 2,646
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 235 800 SH   SOLE   0 0 800
ZOETIS INC CL A 98978V103 202 1,178 SH   SOLE   0 0 1,178