The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 517 3,992 SH   SOLE   3,992 0 0
ABBOTT LABS COM 002824100 850 7,822 SH   SOLE   7,822 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 551 1,505 SH   SOLE   1,505 0 0
ADVANCED MICRO DEVICES INC COM 007903107 7,124 93,159 SH   SOLE   93,159 0 0
ALPHABET INC CAP STK CL A 02079K305 25,896 11,883 SH   SOLE   11,883 0 0
AMAZON COM INC COM 023135106 7,710 72,595 SH   SOLE   72,595 0 0
AMERICAN EXPRESS CO COM 025816109 236 1,700 SH   SOLE   1,700 0 0
APPLE INC COM 037833100 34,106 249,458 SH   SOLE   249,458 0 0
AT&T INC COM 00206R102 2,014 96,071 SH   SOLE   96,071 0 0
BAXTER INTL INC COM 071813109 317 4,933 SH   SOLE   4,933 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,019 18,383 SH   SOLE   18,383 0 0
BK OF AMERICA CORP COM 060505104 5,512 177,061 SH   SOLE   177,061 0 0
BOOKING HOLDINGS INC COM 09857L108 283 162 SH   SOLE   162 0 0
BP PLC SPONSORED ADR 055622104 1,215 42,840 SH   SOLE   42,840 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 375 4,864 SH   SOLE   4,864 0 0
CANADIAN NATL RY CO COM 136375102 516 4,585 SH   SOLE   4,585 0 0
CHEVRON CORP NEW COM 166764100 7,757 53,579 SH   SOLE   53,579 0 0
COCA COLA CO COM 191216100 542 8,622 SH   SOLE   8,622 0 0
COMCAST CORP NEW CL A 20030N101 264 6,722 SH   SOLE   6,722 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 738 4,380 SH   SOLE   4,380 0 0
CSX CORP COM 126408103 353 12,131 SH   SOLE   12,131 0 0
DEERE & CO COM 244199105 262 875 SH   SOLE   875 0 0
DISNEY WALT CO COM 254687106 5,276 55,888 SH   SOLE   55,888 0 0
DOMINION ENERGY INC COM 25746U109 321 4,018 SH   SOLE   4,018 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 319 2,980 SH   SOLE   2,980 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 445 4,677 SH   SOLE   4,677 0 0
ENPHASE ENERGY INC COM 29355A107 595 3,045 SH   SOLE   3,045 0 0
EQUINIX INC COM 29444U700 1,507 2,293 SH   SOLE   2,293 0 0
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 734 23,310 SH   SOLE   23,310 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 325 58,607 SH   SOLE   58,607 0 0
EXXON MOBIL CORP COM 30231G102 938 10,951 SH   SOLE   10,951 0 0
FEDEX CORP COM 31428X106 6,729 29,683 SH   SOLE   29,683 0 0
FORD MTR CO DEL COM 345370860 248 22,281 SH   SOLE   22,281 0 0
GENERAL ELECTRIC CO COM NEW 369604301 279 4,379 SH   SOLE   4,379 0 0
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108 2,021 50,097 SH   SOLE   50,097 0 0
HONEYWELL INTL INC COM 438516106 853 4,910 SH   SOLE   4,910 0 0
IDEX CORP COM 45167R104 632 3,480 SH   SOLE   3,480 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,133 8,025 SH   SOLE   8,025 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 1,272 17,821 SH   SOLE   17,821 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 628 22,650 SH   SOLE   22,650 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 12,223 91,061 SH   SOLE   91,061 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 207 738 SH   SOLE   738 0 0
IRON MTN INC NEW COM 46284V101 900 18,490 SH   SOLE   18,490 0 0
ISHARES TR CORE S&P500 ETF 464287200 291 767 SH   SOLE   767 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,349 32,941 SH   SOLE   32,941 0 0
ISHARES TR GLOBAL 100 ETF 464287572 3,298 51,482 SH   SOLE   51,482 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,375 20,189 SH   SOLE   20,189 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,232 7,276 SH   SOLE   7,276 0 0
ISHARES TR SELECT DIVID ETF 464287168 682 5,794 SH   SOLE   5,794 0 0
ISHARES TR TIPS BD ETF 464287176 1,060 9,305 SH   SOLE   9,305 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 5,253 94,740 SH   SOLE   94,740 0 0
JOHNSON & JOHNSON COM 478160104 8,190 46,137 SH   SOLE   46,137 0 0
JPMORGAN CHASE & CO COM 46625H100 7,195 63,891 SH   SOLE   63,891 0 0
KEYCORP COM 493267108 340 19,741 SH   SOLE   19,741 0 0
KINDER MORGAN INC DEL COM 49456B101 746 44,540 SH   SOLE   44,540 0 0
LOWES COS INC COM 548661107 14,456 82,763 SH   SOLE   82,763 0 0
MARVELL TECHNOLOGY INC COM 573874104 4,794 110,141 SH   SOLE   110,141 0 0
MASTERCARD INCORPORATED CL A 57636Q104 7,746 24,552 SH   SOLE   24,552 0 0
MCDONALDS CORP COM 580135101 794 3,214 SH   SOLE   3,214 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 1,061 69,460 SH   SOLE   69,460 0 0
MERCK & CO INC COM 58933Y105 214 2,352 SH   SOLE   2,352 0 0
META PLATFORMS INC CL A 30303M102 4,071 25,249 SH   SOLE   25,249 0 0
METLIFE INC COM 59156R108 988 15,738 SH   SOLE   15,738 0 0
MICROSOFT CORP COM 594918104 28,433 110,707 SH   SOLE   110,707 0 0
NBT BANCORP INC COM 628778102 223 5,921 SH   SOLE   5,921 0 0
NETFLIX INC COM 64110L106 316 1,805 SH   SOLE   1,805 0 0
NIKE INC CL B 654106103 7,127 69,733 SH   SOLE   69,733 0 0
NVIDIA CORPORATION COM 67066G104 4,503 29,706 SH   SOLE   29,706 0 0
OCCIDENTAL PETE CORP COM 674599105 5,482 93,100 SH   SOLE   93,100 0 0
PEPSICO INC COM 713448108 431 2,588 SH   SOLE   2,588 0 0
PFIZER INC COM 717081103 576 10,995 SH   SOLE   10,995 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 396 4,000 SH   SOLE   4,000 0 0
PIONEER BANCORP INC MD COM 723561106 186 19,000 SH   SOLE   19,000 0 0
PLUG POWER INC COM NEW 72919P202 2,799 168,904 SH   SOLE   168,904 0 0
PROCTER AND GAMBLE CO COM 742718109 359 2,500 SH   SOLE   2,500 0 0
QUALCOMM INC COM 747525103 10,048 78,656 SH   SOLE   78,656 0 0
REGENERON PHARMACEUTICALS COM 75886F107 4,807 8,131 SH   SOLE   8,131 0 0
SCHLUMBERGER LTD COM STK 806857108 1,467 41,037 SH   SOLE   41,037 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 634 20,165 SH   SOLE   20,165 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 757 14,664 SH   SOLE   14,664 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,839 86,876 SH   SOLE   86,876 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,714 51,853 SH   SOLE   51,853 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,351 23,295 SH   SOLE   23,295 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,263 36,262 SH   SOLE   36,262 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,357 30,391 SH   SOLE   30,391 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,309 20,867 SH   SOLE   20,867 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 263 6,739 SH   SOLE   6,739 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 6,529 117,003 SH   SOLE   117,003 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,830 81,670 SH   SOLE   81,670 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,483 78,954 SH   SOLE   78,954 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 341 2,481 SH   SOLE   2,481 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,781 13,885 SH   SOLE   13,885 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 603 6,905 SH   SOLE   6,905 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,704 13,402 SH   SOLE   13,402 0 0
SOUTHERN CO COM 842587107 286 4,011 SH   SOLE   4,011 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 642 2,085 SH   SOLE   2,085 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,320 6,150 SH   SOLE   6,150 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 441 1,066 SH   SOLE   1,066 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 1,479 49,136 SH   SOLE   49,136 0 0
SPDR SER TR GLB DOW ETF 78464A706 2,116 22,019 SH   SOLE   22,019 0 0
SPDR SER TR S&P DIVID ETF 78464A763 245 2,067 SH   SOLE   2,067 0 0
STARBUCKS CORP COM 855244109 7,976 104,406 SH   SOLE   104,406 0 0
TARGET CORP COM 87612E106 4,663 33,015 SH   SOLE   33,015 0 0
TESLA INC COM 88160R101 2,884 4,282 SH   SOLE   4,282 0 0
UNITEDHEALTH GROUP INC COM 91324P102 525 1,022 SH   SOLE   1,022 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 2,466 91,250 SH   SOLE   91,250 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 935 4,591 SH   SOLE   4,591 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,691 21,783 SH   SOLE   21,783 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,289 56,238 SH   SOLE   56,238 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,788 37,047 SH   SOLE   37,047 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,769 76,078 SH   SOLE   76,078 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 208 598 SH   SOLE   598 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 257 1,361 SH   SOLE   1,361 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,676 27,411 SH   SOLE   27,411 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,624 95,280 SH   SOLE   95,280 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 949 18,694 SH   SOLE   18,694 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 6,684 23,721 SH   SOLE   23,721 0 0
VISA INC COM CL A 92826C839 7,619 38,694 SH   SOLE   38,694 0 0