The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1895 BANCORP OF WISCONSIN IN COMMON 28253R105 3,590 350,270 SH   SOLE   350,270 0 0
AMERISERV FINL INC COM COMMON 03074A102 3,888 986,762 SH   SOLE   986,762 0 0
BankFinancial Corp COMMON 06643P104 10,766 1,146,487 SH   SOLE   1,146,487 0 0
BCB BANCORP INC COM COMMON 055298103 1,077 63,255 SH   SOLE   63,255 0 0
BOGOTA FINANCIAL CORP COMMON 097235105 12,964 1,156,506 SH   SOLE   1,156,506 0 0
Community West Bancshares COMMON 204157101 4,009 280,133 SH   SOLE   280,133 0 0
Enterprise Bancorp Inc/MA COMMON 293668109 4,305 133,724 SH   SOLE   133,724 0 0
FINWARD BANCORP COMMON 31812F109 1,730 46,142 SH   SOLE   46,142 0 0
FIRST BUS FINL SVCS INC WIS COM COMMON 319390100 9,082 291,171 SH   SOLE   291,171 0 0
FIRST SEACOAST BANCORP COMMON 33631P102 2,259 211,285 SH   SOLE   211,285 0 0
GENERATIONS BANCORP NY INC COMMON 37149G108 2,090 183,354 SH   SOLE   183,354 0 0
HAWTHORN BANCSHARES INC COMMON 420476103 1,114 43,687 SH   SOLE   43,687 0 0
HEARTLAND FINANCIAL USA INC COMMON 42234Q102 7,498 180,500 SH   SOLE   180,500 0 0
Hilltop Holdings Inc COMMON 432748101 5,625 211,001 SH   SOLE   211,001 0 0
HMN Financial Inc COMMON 40424G108 7,922 343,231 SH   SOLE   343,231 0 0
HOMETRUST BANCSHARES INC COM COMMON 437872104 6,087 243,495 SH   SOLE   243,495 0 0
ICC HOLDINGS INC COMMON 44931Q104 3,697 230,943 SH   SOLE   230,943 0 0
INVESTAR HLDG CORP COM COMMON 46134L105 7,769 354,766 SH   SOLE   354,766 0 0
MAGYAR BANCORP INC COM COMMON 55977T208 6,499 548,449 SH   SOLE   548,449 0 0
METROPOLITAN BANK HOLDING CO COMMON 591774104 1,830 26,363 SH   SOLE   26,363 0 0
NATIONAL WESTN LIFE INS CO CL A COMMON 638517102 7,688 37,927 SH   SOLE   37,927 0 0
NI HOLDINGS INC COMMON 65342T106 6,804 414,126 SH   SOLE   414,126 0 0
NORTHEAST COMMUNITY BANCORP COMMON 664121100 18,463 1,568,672 SH   SOLE   1,568,672 0 0
OAK VALLEY BANCORP COMMON 671807105 3,169 184,255 SH   SOLE   184,255 0 0
ORANGE COUNTY BANCORP INC COMMON 68417L107 5,910 155,656 SH   SOLE   155,656 0 0
PARKE BANCORP INC COMMON 700885106 8,064 384,712 SH   SOLE   384,712 0 0
Pathfinder Bancorp Inc COMMON 70319R109 1,771 88,847 SH   SOLE   88,847 0 0
PCSB FINANCIAL CORP COMMON 69324R104 6,244 327,096 SH   SOLE   327,096 0 0
PIONEER BANCORP INC/NY COMMON 723561106 14,187 1,447,648 SH   SOLE   1,447,648 0 0
PONCE FINANCIAL GROUP INC COMMON 732344106 17,985 1,946,458 SH   SOLE   1,946,458 0 0
PROVIDENT BANCORP INC COMMON 74383L105 12,626 804,226 SH   SOLE   804,226 0 0
PROVIDENT FINL HLDGS INC COM COMMON 743868101 10,225 689,456 SH   SOLE   689,456 0 0
PRUDENTIAL BANCORP INC NEW COM COMMON 74431A101 1,850 122,305 SH   SOLE   122,305 0 0
RANDOLPH BANCORP INC COMMON 752378109 3,848 145,482 SH   SOLE   145,482 0 0
RHINEBECK BANCORP INC COMMON 762093102 5,088 550,083 SH   SOLE   550,083 0 0
SECURITY NATL FINL CORP CL A NEW COMMON 814785309 15,760 1,862,889 SH   SOLE   1,862,889 0 0
SOUND FINL BANCORP INC COM COMMON 83607A100 6,677 175,940 SH   SOLE   175,940 0 0
SOUTH PLAINS FINANCIAL INC COMMON 83946P107 6,070 251,433 SH   SOLE   251,433 0 0
SWK HLDGS CORP COM COMMON 78501P203 11,292 646,373 SH   SOLE   646,373 0 0
THIRD COAST BANCSHARES INC COMMON 88422P109 4,688 214,079 SH   SOLE   214,079 0 0
TIMBERLAND BANCORP INC COMMON 887098101 4,274 170,940 SH   SOLE   170,940 0 0
WELLS FARGO & CO NEW COM COMMON 949746101 10,341 264,000 SH   SOLE   264,000 0 0
Willis Lease Finance Corp COMMON 970646105 21,116 563,404 SH   SOLE   563,404 0 0