The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 234 2,152 SH   SOLE   0 0 2,152
ABBVIE INC COM 00287Y109 367 2,399 SH   SOLE   0 0 2,399
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,603 5,774 SH   SOLE   0 0 5,774
ADVANCED MICRO DEVICES INC COM 007903107 344 4,501 SH   SOLE   0 0 4,501
AIR TRANSPORT SERVICES GRP I COM 00922R105 473 16,465 SH   SOLE   0 0 16,465
AKOUSTIS TECHNOLOGIES INC COM 00973N102 48 13,000 SH   SOLE   0 0 13,000
ALPHABET INC CAP STK CL A 02079K305 800 367 SH   SOLE   0 0 367
ALPHABET INC CAP STK CL C 02079K107 486 222 SH   SOLE   0 0 222
AMAZON COM INC COM 023135106 1,523 14,340 SH   SOLE   0 0 14,340
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 16,104 309,513 SH   SOLE   309,513 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,030 20,221 SH   SOLE   20,221 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,198 22,713 SH   SOLE   22,713 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 210 3,236 SH   SOLE   3,236 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 306 6,636 SH   SOLE   6,636 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 134,240 1,963,721 SH   SOLE   1,963,721 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 331 2,384 SH   SOLE   0 0 2,384
APPLE INC COM 037833100 8,009 58,580 SH   SOLE   0 0 58,580
ARK ETF TR INNOVATION ETF 00214Q104 299 7,500 SH   SOLE   7,500 0 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 602 8,034 SH   SOLE   0 0 8,034
ATRICURE INC COM 04963C209 409 10,000 SH   SOLE   0 0 10,000
AUTOZONE INC COM 053332102 645 300 SH   SOLE   0 0 300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,454 6 SH   SOLE   0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,125 7,785 SH   SOLE   0 0 7,785
BLOCK INC CL A 852234103 313 5,100 SH   SOLE   0 0 5,100
CINCINNATI FINL CORP COM 172062101 12,554 105,517 SH   SOLE   0 0 105,517
CINTAS CORP COM 172908105 381 1,021 SH   SOLE   0 0 1,021
CISCO SYS INC COM 17275R102 403 9,453 SH   SOLE   0 0 9,453
COMCAST CORP NEW CL A 20030N101 542 13,814 SH   SOLE   0 0 13,814
COSTCO WHSL CORP NEW COM 22160K105 382 798 SH   SOLE   0 0 798
CVS HEALTH CORP COM 126650100 4,668 50,381 SH   SOLE   0 0 50,381
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 207 9,621 SH   SOLE   9,621 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,354 33,228 SH   SOLE   33,228 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 73,832 1,835,700 SH   SOLE   1,835,700 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 68,637 2,172,071 SH   SOLE   2,172,071 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 17,016 754,255 SH   SOLE   754,255 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 9,409 438,870 SH   SOLE   438,870 0 0
EXXON MOBIL CORP COM 30231G102 291 3,395 SH   SOLE   0 0 3,395
FIFTH THIRD BANCORP COM 316773100 415 12,351 SH   SOLE   0 0 12,351
FIRST TR EXCH TRD ALPHDX FD GERMANY ALPHA 33737J190 253 7,500 SH   SOLE   7,500 0 0
FORD MTR CO DEL COM 345370860 112 10,060 SH   SOLE   0 0 10,060
FRANKLIN STR PPTYS CORP COM 35471R106 314 75,218 SH   SOLE   0 0 75,218
GENERAL ELECTRIC CO COM NEW 369604301 266 4,174 SH   SOLE   0 0 4,174
GOLD FIELDS LTD SPONSORED ADR 38059T106 109 12,000 SH   SOLE   0 0 12,000
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 379 5,062 SH   SOLE   5,062 0 0
HOME DEPOT INC COM 437076102 655 2,389 SH   SOLE   0 0 2,389
ILLINOIS TOOL WKS INC COM 452308109 296 1,624 SH   SOLE   0 0 1,624
INTEL CORP COM 458140100 321 8,583 SH   SOLE   0 0 8,583
INTERNATIONAL BUSINESS MACHS COM 459200101 233 1,647 SH   SOLE   0 0 1,647
INVESCO QQQ TR UNIT SER 1 46090e103 1,186 4,231 SH   SOLE   4,231 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,687 34,383 SH   SOLE   34,383 0 0
ISHARES INC MSCI GERMANY ETF 464286806 230 10,000 SH   SOLE   10,000 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 306 5,801 SH   SOLE   5,801 0 0
ISHARES TR MBS ETF 464288588 538 5,523 SH   SOLE   5,523 0 0
ISHARES TR CORE MSCI EAFE 46432F842 95,459 1,622,077 SH   SOLE   1,622,077 0 0
ISHARES TR CORE S&P500 ETF 464287200 226,381 597,074 SH   SOLE   597,074 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,086 9,223 SH   SOLE   9,223 0 0
ISHARES TR CORE S&P SCP ETF 464287804 654 7,077 SH   SOLE   7,077 0 0
ISHARES TR CORE S&P TTL STK 464287150 32,388 386,590 SH   SOLE   386,590 0 0
ISHARES TR CORE US AGGBD ET 464287226 652 6,414 SH   SOLE   6,414 0 0
ISHARES TR HDG MSCI EAFE 46434V803 222 6,987 SH   SOLE   6,987 0 0
ISHARES TR MSCI USA MIN VOL 46429b697 218 3,098 SH   SOLE   3,098 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,756 33,290 SH   SOLE   33,290 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,251 20,021 SH   SOLE   20,021 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,374 34,258 SH   SOLE   34,258 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,123 19,956 SH   SOLE   19,956 0 0
ISHARES TR RESIDENTIAL MULT 464288562 273 3,417 SH   SOLE   3,417 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 11,918 54,496 SH   SOLE   54,496 0 0
ISHARES TR RUS 1000 ETF 464287622 904 4,350 SH   SOLE   4,350 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 560 3,861 SH   SOLE   3,861 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 207 1,220 SH   SOLE   1,220 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 262 1,925 SH   SOLE   1,925 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 14,521 66,799 SH   SOLE   66,799 0 0
ISHARES TR RUS MD CP GR ETF 464287481 27,660 349,148 SH   SOLE   349,148 0 0
ISHARES TR RUS MID CAP ETF 464287499 330 5,103 SH   SOLE   5,103 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 535 5,270 SH   SOLE   5,270 0 0
ISHARES TR S&P 100 ETF 464287101 569 3,298 SH   SOLE   3,298 0 0
ISHARES TR S&P 500 VAL ETF 464287408 419 3,050 SH   SOLE   3,050 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 711 11,787 SH   SOLE   11,787 0 0
ISHARES TR S&P MC 400GR ETF 464287606 783 12,280 SH   SOLE   12,280 0 0
ISHARES TR TRS FLT RT BD 46434V860 393 7,803 SH   SOLE   7,803 0 0
ISHARES TR US AER DEF ETF 464288760 406 4,097 SH   SOLE   4,097 0 0
ISHARES TR US TREAS BD ETF 46429B267 1,960 82,014 SH   SOLE   82,014 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 560 10,104 SH   SOLE   10,104 0 0
JOHNSON & JOHNSON COM 478160104 586 3,300 SH   SOLE   0 0 3,300
JPMORGAN CHASE & CO COM 46625H100 1,189 10,556 SH   SOLE   0 0 10,556
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 738 38,931 SH   SOLE   0 0 38,931
KINDER MORGAN INC DEL COM 49456B101 498 29,734 SH   SOLE   0 0 29,734
KRANESHARES TR QUADRTC INT RT 500767736 489 19,279 SH   SOLE   19,279 0 0
KROGER CO COM 501044101 386 8,153 SH   SOLE   0 0 8,153
LISTED FD TR HORIZON KINETICS 53656F623 491 17,210 SH   SOLE   0 0 17,210
LOCKHEED MARTIN CORP COM 539830109 426 991 SH   SOLE   0 0 991
LSI INDS INC OHIO COM 50216C108 157 25,524 SH   SOLE   0 0 25,524
MASTERCARD INCORPORATED CL A 57636Q104 260 825 SH   SOLE   0 0 825
MERCK & CO INC COM 58933Y105 533 5,843 SH   SOLE   0 0 5,843
META PLATFORMS INC CL A 30303M102 1,791 11,108 SH   SOLE   0 0 11,108
MICROSOFT CORP COM 594918104 2,233 8,695 SH   SOLE   0 0 8,695
NVIDIA CORPORATION COM 67066G104 324 2,140 SH   SOLE   0 0 2,140
PEPSICO INC COM 713448108 753 4,520 SH   SOLE   0 0 4,520
PFIZER INC COM 717081103 497 9,479 SH   SOLE   0 0 9,479
PIPER SANDLER COMPANIES COM 724078100 220 1,941 SH   SOLE   0 0 1,941
PNC FINL SVCS GROUP INC COM 693475105 469 2,973 SH   SOLE   0 0 2,973
PROCTER AND GAMBLE CO COM 742718109 38,897 270,515 SH   SOLE   0 0 270,515
PROSHARES TR BITCOIN STRATE 74347G440 486 41,900 SH   SOLE   0 0 41,900
RPM INTL INC COM 749685103 368 4,671 SH   SOLE   0 0 4,671
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 40,349 1,282,965 SH   SOLE   1,282,965 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 18,530 419,323 SH   SOLE   419,323 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,587 169,875 SH   SOLE   169,875 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 480 8,272 SH   SOLE   8,272 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,138 53,972 SH   SOLE   53,972 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 467 8,362 SH   SOLE   8,362 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 228 3,191 SH   SOLE   3,191 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 551 4,298 SH   SOLE   4,298 0 0
SMUCKER J M CO COM NEW 832696405 312 2,440 SH   SOLE   0 0 2,440
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 5,625 18,275 SH   SOLE   18,275 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,907 10,357 SH   SOLE   10,357 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 668 1,616 SH   SOLE   1,616 0 0
SPDR SER TR S&P BK ETF 78464A797 1,395 31,799 SH   SOLE   31,799 0 0
SPDR SER TR S&P DIVID ETF 78464A763 208 1,753 SH   SOLE   1,753 0 0
SUNDIAL GROWERS INC COM 86730L109 3 10,000 SH   SOLE   0 0 10,000
TESLA INC COM 88160R101 779 1,156 SH   SOLE   0 0 1,156
TRUIST FINL CORP COM 89832Q109 1,271 26,798 SH   SOLE   0 0 26,798
UNION PAC CORP COM 907818108 229 1,076 SH   SOLE   0 0 1,076
UNITED STS OIL FD LP UNITS 91232N207 300 3,733 SH   SOLE   0 0 3,733
US BANCORP DEL COM NEW 902973304 1,984 43,122 SH   SOLE   0 0 43,122
USERTESTING INC COM 91734E101 793 157,911 SH   SOLE   0 0 157,911
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,754 8,609 SH   SOLE   8,609 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 697 4,550 SH   SOLE   4,550 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,889 37,204 SH   SOLE   37,204 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 155,915 2,030,408 SH   SOLE   2,030,408 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 858 11,398 SH   SOLE   11,398 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 429 8,662 SH   SOLE   8,662 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 258 1,971 SH   SOLE   1,971 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 105,336 472,594 SH   SOLE   472,594 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 21,136 122,636 SH   SOLE   122,636 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,944 9,872 SH   SOLE   9,872 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 166,363 948,589 SH   SOLE   948,589 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,033 7,978 SH   SOLE   7,978 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,892 75,644 SH   SOLE   75,644 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,489 15,824 SH   SOLE   15,824 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,995 13,318 SH   SOLE   13,318 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,322 7,509 SH   SOLE   7,509 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 278,676 1,477,448 SH   SOLE   1,477,448 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 464 3,516 SH   SOLE   3,516 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,374 81,014 SH   SOLE   81,014 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,084 41,714 SH   SOLE   41,714 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 556 12,553 SH   SOLE   12,553 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 322 3,775 SH   SOLE   3,775 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 312 6,233 SH   SOLE   6,233 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,825 22,802 SH   SOLE   22,802 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 1,133 16,148 SH   SOLE   16,148 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,325 43,601 SH   SOLE   43,601 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,515 25,738 SH   SOLE   25,738 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,342 9,352 SH   SOLE   9,352 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,287 44,321 SH   SOLE   44,321 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 206,236 5,054,793 SH   SOLE   5,054,793 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 262 5,169 SH   SOLE   0 0 5,169
VISA INC COM CL A 92826C839 507 2,573 SH   SOLE   0 0 2,573
WALGREENS BOOTS ALLIANCE INC COM 931427108 447 11,787 SH   SOLE   0 0 11,787
WALMART INC COM 931142103 322 2,650 SH   SOLE   0 0 2,650
WESBANCO INC COM 950810101 1,060 33,443 SH   SOLE   0 0 33,443
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,709 96,000 SH   SOLE   96,000 0 0