The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 297 1,933 SH   SOLE 0 0 0 1,933
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 635 38,839 SH   SOLE 0 0 0 38,839
ADVISORSHARES TR PURE CANNABIS 00768Y495 65 11,735 SH   SOLE 0 0 0 11,735
ALPHABET INC CAP STK CL C 02079K107 210 1,860 SH   SOLE 0 0 0 1,860
ALTRIA GROUP INC COM 02209S103 692 16,486 SH   SOLE 0 0 0 16,486
AMAZON COM INC COM 023135106 298 2,620 SH   SOLE 0 0 0 2,620
AMGEN INC COM 031162100 298 1,200 SH   SOLE 0 0 0 1,200
APPLE INC COM 037833100 430 2,864 SH   SOLE 0 0 0 2,864
ARCHER DANIELS MIDLAND CO COM 039483102 400 5,550 SH   SOLE 0 0 0 5,550
AT&T INC COM 00206R102 224 10,893 SH   SOLE 0 0 0 10,893
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 236 848 SH   SOLE 0 0 0 848
BRISTOL-MYERS SQUIBB CO COM 110122108 221 2,915 SH   SOLE 0 0 0 2,915
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 211 5,104 SH   SOLE 0 0 0 5,104
BROADMARK RLTY CAP INC COM 11135B100 197 29,211 SH   SOLE 0 0 0 29,211
COLGATE PALMOLIVE CO COM 194162103 816 10,438 SH   SOLE 0 0 0 10,438
COSTCO WHSL CORP NEW COM 22160K105 241 461 SH   SOLE 0 0 0 461
CVS HEALTH CORP COM 126650100 254 2,658 SH   SOLE 0 0 0 2,658
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 1,225 26,366 SH   SOLE 0 0 0 26,366
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 1,085 23,843 SH   SOLE 0 0 0 23,843
EXXON MOBIL CORP COM 30231G102 513 6,072 SH   SOLE 0 0 0 6,072
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 253 3,841 SH   SOLE 0 0 0 3,841
FLEXSHARES TR IBOXX 3R TARGT 33939L506 7,852 317,119 SH   SOLE 0 0 0 317,119
GLOBAL MED REIT INC COM NEW 37954A204 137 12,259 SH   SOLE 0 0 0 12,259
GRANITESHARES GOLD TR SHS BEN INT 38748G101 4,479 264,849 SH   SOLE 0 0 0 264,849
HORIZON TECHNOLOGY FIN CORP COM 44045A102 303 25,223 SH   SOLE 0 0 0 25,223
INTEL CORP COM 458140100 348 9,001 SH   SOLE 0 0 0 9,001
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 275 5,544 SH   SOLE 0 0 0 5,544
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,611 75,975 SH   SOLE 0 0 0 75,975
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2,301 109,832 SH   SOLE 0 0 0 109,832
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,957 94,281 SH   SOLE 0 0 0 94,281
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 678 33,112 SH   SOLE 0 0 0 33,112
INVESCO QQQ TR UNIT SER 1 46090E103 727 2,489 SH   SOLE 0 0 0 2,489
ISHARES GOLD TR ISHARES NEW 464285204 1,249 38,549 SH   SOLE 0 0 0 38,549
ISHARES INC MSCI FRONTIER 464286145 444 16,781 SH   SOLE 0 0 0 16,781
ISHARES TR PFD AND INCM SEC 464288687 401 12,044 SH   SOLE 0 0 0 12,044
ISHARES TR MSCI USA MIN VOL 46429B697 4,999 70,335 SH   SOLE 0 0 0 70,335
ISHARES TR FLTG RATE NT ETF 46429B655 3,629 72,455 SH   SOLE 0 0 0 72,455
ISHARES TR CORE S&P MCP ETF 464287507 7,715 33,563 SH   SOLE 0 0 0 33,563
ISHARES TR CORE S&P SCP ETF 464287804 3,675 39,458 SH   SOLE 0 0 0 39,458
ISHARES TR CORE S&P500 ETF 464287200 20,181 52,130 SH   SOLE 0 0 0 52,130
ISHARES TR 7-10 YR TRSY BD 464287440 2,376 23,121 SH   SOLE 0 0 0 23,121
ISHARES TR CORE US AGGBD ET 464287226 329 3,215 SH   SOLE 0 0 0 3,215
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 432 8,785 SH   SOLE 0 0 0 8,785
KRAFT HEINZ CO COM 500754106 334 8,797 SH   SOLE 0 0 0 8,797
MCDONALDS CORP COM 580135101 648 2,543 SH   SOLE 0 0 0 2,543
MERCK & CO INC COM 58933Y105 347 3,653 SH   SOLE 0 0 0 3,653
MICROSOFT CORP COM 594918104 574 2,236 SH   SOLE 0 0 0 2,236
NVIDIA CORPORATION COM 67066G104 420 2,663 SH   SOLE 0 0 0 2,663
OREILLY AUTOMOTIVE INC COM 67103H107 683 1,000 SH   SOLE 0 0 0 1,000
PEPSICO INC COM 713448108 582 3,404 SH   SOLE 0 0 0 3,404
PFIZER INC COM 717081103 216 4,179 SH   SOLE 0 0 0 4,179
PHILIP MORRIS INTL INC COM 718172109 391 4,337 SH   SOLE 0 0 0 4,337
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,727 47,735 SH   SOLE 0 0 0 47,735
PROCTER AND GAMBLE CO COM 742718109 252 1,735 SH   SOLE 0 0 0 1,735
REPUBLIC SVCS INC COM 760759100 208 1,611 SH   SOLE 0 0 0 1,611
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 705 22,875 SH   SOLE 0 0 0 22,875
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,335 95,159 SH   SOLE 0 0 0 95,159
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 369 9,297 SH   SOLE 0 0 0 9,297
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 312 4,956 SH   SOLE 0 0 0 4,956
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 285 11,672 SH   SOLE 0 0 0 11,672
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 354 4,932 SH   SOLE 0 0 0 4,932
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,058 105,117 SH   SOLE 0 0 0 105,117
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,115 17,499 SH   SOLE 0 0 0 17,499
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 9,178 187,077 SH   SOLE 0 0 0 187,077
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 255 4,945 SH   SOLE 0 0 0 4,945
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 338 4,631 SH   SOLE 0 0 0 4,631
SHELL PLC SPON ADS 780259305 417 8,789 SH   SOLE 0 0 0 8,789
SPDR GOLD TR GOLD SHS 78463V107 250 1,575 SH   SOLE 0 0 0 1,575
SPDR SER TR PORTFOLIO S&P400 78464A847 252 6,258 SH   SOLE 0 0 0 6,258
SPDR SER TR PORTFOLIO S&P500 78464A854 391 8,636 SH   SOLE 0 0 0 8,636
TESLA INC COM 88160R101 616 856 SH   SOLE 0 0 0 856
VANGUARD INDEX FDS LARGE CAP ETF 922908637 344 1,954 SH   SOLE 0 0 0 1,954
VANGUARD INDEX FDS MID CAP ETF 922908629 507 2,539 SH   SOLE 0 0 0 2,539
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 416 4,536 SH   SOLE 0 0 0 4,536
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 544 13,560 SH   SOLE 0 0 0 13,560
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 307 3,803 SH   SOLE 0 0 0 3,803
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 281 1,932 SH   SOLE 0 0 0 1,932
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 5,713 142,837 SH   SOLE 0 0 0 142,837
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 535 5,249 SH   SOLE 0 0 0 5,249
VERIZON COMMUNICATIONS INC COM 92343V104 379 7,419 SH   SOLE 0 0 0 7,419
WILLIAMS COS INC COM 969457100 696 22,171 SH   SOLE 0 0 0 22,171
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,632 130,683 SH   SOLE 0 0 0 130,683
YUM BRANDS INC COM 988498101 553 4,684 SH   SOLE 0 0 0 4,684