The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 316 2,909 SH   SOLE   0 0 2,909
ABBVIE INC COM 00287Y109 381 2,488 SH   SOLE   0 0 2,488
ADOBE SYSTEMS INCORPORATED COM 00724F101 372 1,015 SH   SOLE   0 0 1,015
AEGON N V NY REGISTRY SHS 007924103 96 21,905 SH   SOLE   0 0 21,905
AERCAP HOLDINGS NV SHS N00985106 292 7,131 SH   SOLE   0 0 7,131
AES CORP COM 00130H105 1,400 66,620 SH   SOLE   0 0 66,620
ALPHABET INC CAP STK CL A 02079K305 1,257 577 SH   SOLE   0 0 577
ALPHABET INC CAP STK CL C 02079K107 2,716 1,242 SH   SOLE   0 0 1,242
AMAZON COM INC COM 023135106 1,727 16,260 SH   SOLE   0 0 16,260
AMERESCO INC CL A 02361E108 215 4,724 SH   SOLE   0 0 4,724
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,970 37,871 SH   SOLE   0 0 37,871
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 550 13,000 SH   SOLE   0 0 13,000
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 4,289 84,166 SH   SOLE   0 0 84,166
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 293 5,550 SH   SOLE   0 0 5,550
AMERICAN CENTY ETF TR US EQT ETF 025072885 7,183 110,442 SH   SOLE   0 0 110,442
AMERICAN CENTY ETF TR US SML CP VALU 025072877 9,313 136,235 SH   SOLE   0 0 136,235
AMERICAN EXPRESS CO COM 025816109 697 5,031 SH   SOLE   0 0 5,031
AMERICAN TOWER CORP NEW COM 03027X100 223 874 SH   SOLE   0 0 874
AMGEN INC COM 031162100 616 2,531 SH   SOLE   0 0 2,531
APPLE INC COM 037833100 8,414 61,544 SH   SOLE   0 0 61,544
ASML HOLDING N V N Y REGISTRY SHS N07059210 533 1,119 SH   SOLE   0 0 1,119
ASTRAZENECA PLC SPONSORED ADR 046353108 748 11,322 SH   SOLE   0 0 11,322
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 134 29,666 SH   SOLE   0 0 29,666
BANCO SANTANDER S.A. ADR 05964H105 124 44,138 SH   SOLE   0 0 44,138
BARCLAYS PLC ADR 06738E204 142 18,707 SH   SOLE   0 0 18,707
BARRICK GOLD CORP COM 067901108 503 28,420 SH   SOLE   0 0 28,420
BERKSHIRE HATHAWAY INC DEL CL A 084670108 818 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 636 2,329 SH   SOLE   0 0 2,329
BHP GROUP LTD SPONSORED ADS 088606108 931 16,571 SH   SOLE   0 0 16,571
BLACKROCK INC COM 09247X101 775 1,272 SH   SOLE   0 0 1,272
BLOOM ENERGY CORP COM CL A 093712107 171 10,342 SH   SOLE   0 0 10,342
BOEING CO COM 097023105 389 2,845 SH   SOLE   0 0 2,845
BOOKING HOLDINGS INC COM 09857L108 215 123 SH   SOLE   0 0 123
BP PLC SPONSORED ADR 055622104 299 10,552 SH   SOLE   0 0 10,552
BRISTOL-MYERS SQUIBB CO COM 110122108 333 4,325 SH   SOLE   0 0 4,325
BRISTOW GROUP INC COM 11040G103 509 21,760 SH   SOLE   0 0 21,760
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 332 7,748 SH   SOLE   0 0 7,748
BROADCOM INC COM 11135F101 407 838 SH   SOLE   0 0 838
CALIFORNIA RES CORP COM STOCK 13057Q305 729 18,931 SH   SOLE   0 0 18,931
CAMECO CORP COM 13321L108 682 32,429 SH   SOLE   0 0 32,429
CF INDS HLDGS INC COM 125269100 668 7,795 SH   SOLE   0 0 7,795
CHEVRON CORP NEW COM 166764100 511 3,527 SH   SOLE   0 0 3,527
CISCO SYS INC COM 17275R102 757 17,754 SH   SOLE   0 0 17,754
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 560 261,500 SH   SOLE   0 0 261,500
COCA COLA CO COM 191216100 280 4,445 SH   SOLE   0 0 4,445
COINBASE GLOBAL INC COM CL A 19260Q107 1,411 30,008 SH   SOLE   0 0 30,008
COMCAST CORP NEW CL A 20030N101 865 22,038 SH   SOLE   0 0 22,038
CONCENTRIX CORP COM 20602D101 582 4,290 SH   SOLE   0 0 4,290
COSTCO WHSL CORP NEW COM 22160K105 696 1,452 SH   SOLE   0 0 1,452
DANAHER CORPORATION COM 235851102 283 1,116 SH   SOLE   0 0 1,116
DIAGEO PLC SPON ADR NEW 25243Q205 337 1,936 SH   SOLE   0 0 1,936
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 463 19,880 SH   SOLE   0 0 19,880
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 279 5,818 SH   SOLE   0 0 5,818
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 834 38,880 SH   SOLE   0 0 38,880
DISNEY WALT CO COM 254687106 206 2,186 SH   SOLE   0 0 2,186
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107 19 10,226 SH   SOLE   0 0 10,226
DOCUSIGN INC COM 256163106 2,164 37,712 SH   SOLE   0 0 37,712
DROPBOX INC CL A 26210C104 462 22,031 SH   SOLE   0 0 22,031
DUKE ENERGY CORP NEW COM NEW 26441C204 262 2,442 SH   SOLE   0 0 2,442
EATON VANCE TAX MNGED BUY WR COM 27828X100 737 49,025 SH   SOLE   0 0 49,025
ELEVANCE HEALTH INC COM 036752103 222 459 SH   SOLE   0 0 459
EMBARK TECHNOLOGY INC COM 29079J103 25 49,236 SH   SOLE   0 0 49,236
EPAM SYS INC COM 29414B104 485 1,644 SH   SOLE   0 0 1,644
EQUINOR ASA SPONSORED ADR 29446M102 202 5,825 SH   SOLE   0 0 5,825
ERICSSON ADR B SEK 10 294821608 92 12,426 SH   SOLE   0 0 12,426
EXXON MOBIL CORP COM 30231G102 569 6,648 SH   SOLE   0 0 6,648
FIRST REP BK SAN FRANCISCO C COM 33616C100 675 4,678 SH   SOLE   0 0 4,678
FLEX LTD ORD Y2573F102 794 54,856 SH   SOLE   0 0 54,856
GENWORTH FINL INC COM CL A 37247D106 58 16,443 SH   SOLE   0 0 16,443
GSK PLC SPONSORED ADR 37733W105 345 7,919 SH   SOLE   0 0 7,919
HOME DEPOT INC COM 437076102 511 1,863 SH   SOLE   0 0 1,863
HSBC HLDGS PLC SPON ADR NEW 404280406 394 12,074 SH   SOLE   0 0 12,074
HYRECAR INC COM 44916T107 217 355,040 SH   SOLE   0 0 355,040
ING GROEP N.V. SPONSORED ADR 456837103 187 18,856 SH   SOLE   0 0 18,856
INTEL CORP COM 458140100 353 9,440 SH   SOLE   0 0 9,440
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 4,092 17,314 SH   SOLE   0 0 17,314
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 14,427 107,479 SH   SOLE   0 0 107,479
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 385 2,609 SH   SOLE   0 0 2,609
ISHARES GOLD TR ISHARES NEW 464285204 14,089 410,637 SH   SOLE   0 0 410,637
ISHARES INC CORE MSCI EMKT 46434G103 3,957 80,657 SH   SOLE   0 0 80,657
ISHARES TR CORE INTL AGGR 46435G672 1,357 27,235 SH   SOLE   0 0 27,235
ISHARES TR CORE MSCI EAFE 46432F842 11,723 199,194 SH   SOLE   0 0 199,194
ISHARES TR CORE S&P MCP ETF 464287507 380 1,680 SH   SOLE   0 0 1,680
ISHARES TR CORE S&P SCP ETF 464287804 392 4,239 SH   SOLE   0 0 4,239
ISHARES TR CORE S&P500 ETF 464287200 1,765 4,655 SH   SOLE   0 0 4,655
ISHARES TR CORE US AGGBD ET 464287226 391 3,848 SH   SOLE   0 0 3,848
ISHARES TR EAFE SML CP ETF 464288273 502 9,190 SH   SOLE   0 0 9,190
ISHARES TR ISHS 1-5YR INVS 464288646 493 9,750 SH   SOLE   0 0 9,750
ISHARES TR MSCI EAFE ETF 464287465 384 6,145 SH   SOLE   0 0 6,145
ISHARES TR MSCI EMG MKT ETF 464287234 360 8,967 SH   SOLE   0 0 8,967
ISHARES TR MSCI EURO FL ETF 464289180 333 21,000 SH   SOLE   0 0 21,000
ISHARES TR PFD AND INCM SEC 464288687 684 20,789 SH   SOLE   0 0 20,789
ISHARES TR RUS 1000 GRW ETF 464287614 437 2,000 SH   SOLE   0 0 2,000
ISHARES TR RUS MD CP GR ETF 464287481 223 2,810 SH   SOLE   0 0 2,810
ISHARES TR RUSSELL 2000 ETF 464287655 1,132 6,683 SH   SOLE   0 0 6,683
ISHARES TR SELECT DIVID ETF 464287168 218 1,855 SH   SOLE   0 0 1,855
ISHARES TR U.S. REAL ES ETF 464287739 1,503 16,336 SH   SOLE   0 0 16,336
JOHNSON & JOHNSON COM 478160104 1,284 7,235 SH   SOLE   0 0 7,235
JPMORGAN CHASE & CO COM 46625H100 1,074 9,535 SH   SOLE   0 0 9,535
KKR & CO INC COM 48251W104 365 7,879 SH   SOLE   0 0 7,879
KKR INCOME OPPORTUNITIES FD COM 48249T106 2,804 240,880 SH   SOLE   0 0 240,880
LILLY ELI & CO COM 532457108 697 2,150 SH   SOLE   0 0 2,150
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 48 23,358 SH   SOLE   0 0 23,358
LXP INDUSTRIAL TRUST COM 529043101 124 11,586 SH   SOLE   0 0 11,586
LYFT INC CL A COM 55087P104 276 20,791 SH   SOLE   0 0 20,791
MASTERCARD INCORPORATED CL A 57636Q104 323 1,023 SH   SOLE   0 0 1,023
MCDONALDS CORP COM 580135101 270 1,094 SH   SOLE   0 0 1,094
MEDTRONIC PLC SHS G5960L103 206 2,296 SH   SOLE   0 0 2,296
MERCK & CO INC COM 58933Y105 966 10,599 SH   SOLE   0 0 10,599
META PLATFORMS INC CL A 30303M102 494 3,065 SH   SOLE   0 0 3,065
MICROSOFT CORP COM 594918104 3,906 15,207 SH   SOLE   0 0 15,207
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 206 38,626 SH   SOLE   0 0 38,626
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 83 37,225 SH   SOLE   0 0 37,225
MORGAN STANLEY COM NEW 617446448 705 9,267 SH   SOLE   0 0 9,267
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 58 10,634 SH   SOLE   0 0 10,634
NETFLIX INC COM 64110L106 339 1,940 SH   SOLE   0 0 1,940
NEW YORK MTG TR INC COM PAR $.02 649604501 35 12,580 SH   SOLE   0 0 12,580
NEWMONT CORP COM 651639106 590 9,891 SH   SOLE   0 0 9,891
NEXTDOOR HOLDINGS INC COM CL A 65345M108 154 46,585 SH   SOLE   0 0 46,585
NEXTERA ENERGY INC COM 65339F101 237 3,058 SH   SOLE   0 0 3,058
NOKIA CORP SPONSORED ADR 654902204 60 13,003 SH   SOLE   0 0 13,003
NOMURA HLDGS INC SPONSORED ADR 65535H208 61 17,041 SH   SOLE   0 0 17,041
NOVARTIS AG SPONSORED ADR 66987V109 636 7,529 SH   SOLE   0 0 7,529
NOVO-NORDISK A S ADR 670100205 668 5,995 SH   SOLE   0 0 5,995
NVIDIA CORPORATION COM 67066G104 392 2,585 SH   SOLE   0 0 2,585
OPENDOOR TECHNOLOGIES INC COM 683712103 56 11,822 SH   SOLE   0 0 11,822
ORACLE CORP COM 68389X105 731 10,465 SH   SOLE   0 0 10,465
PALANTIR TECHNOLOGIES INC CL A 69608A108 377 41,610 SH   SOLE   0 0 41,610
PEPSICO INC COM 713448108 283 1,696 SH   SOLE   0 0 1,696
PFIZER INC COM 717081103 427 8,138 SH   SOLE   0 0 8,138
PHILIP MORRIS INTL INC COM 718172109 287 2,904 SH   SOLE   0 0 2,904
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 260 2,622 SH   SOLE   0 0 2,622
PLANET LABS PBC COM CL A 72703X106 261 60,355 SH   SOLE   0 0 60,355
PROCTER AND GAMBLE CO COM 742718109 904 6,286 SH   SOLE   0 0 6,286
QORVO INC COM 74736K101 366 3,881 SH   SOLE   0 0 3,881
QUALCOMM INC COM 747525103 412 3,223 SH   SOLE   0 0 3,223
RIO TINTO PLC SPONSORED ADR 767204100 266 4,359 SH   SOLE   0 0 4,359
ROSS STORES INC COM 778296103 565 8,049 SH   SOLE   0 0 8,049
SAFEGUARD SCIENTIFICS INC COM NEW 786449207 112 30,000 SH   SOLE   0 0 30,000
SALESFORCE INC COM 79466L302 684 4,142 SH   SOLE   0 0 4,142
SANOFI SPONSORED ADR 80105N105 386 7,708 SH   SOLE   0 0 7,708
SAP SE SPON ADR 803054204 235 2,590 SH   SOLE   0 0 2,590
SCHWAB CHARLES CORP COM 808513105 765 12,104 SH   SOLE   0 0 12,104
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 239 5,408 SH   SOLE   0 0 5,408
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 355 9,100 SH   SOLE   0 0 9,100
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,029 57,582 SH   SOLE   0 0 57,582
SHELL PLC SPON ADS 780259305 662 12,669 SH   SOLE   0 0 12,669
SIMILARWEB LTD SHS M84137104 405 49,116 SH   SOLE   0 0 49,116
SONY GROUP CORPORATION SPONSORED ADR 835699307 339 4,149 SH   SOLE   0 0 4,149
SOUTHWESTERN ENERGY CO COM 845467109 180 28,878 SH   SOLE   0 0 28,878
SPDR GOLD TR GOLD SHS 78463V107 313 1,860 SH   SOLE   0 0 1,860
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 1,014 19,465 SH   SOLE   0 0 19,465
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,262 8,647 SH   SOLE   0 0 8,647
SPDR SER TR BBG CONV SEC ETF 78464A359 581 9,007 SH   SOLE   0 0 9,007
SPDR SER TR S&P DIVID ETF 78464A763 9,657 81,365 SH   SOLE   0 0 81,365
SPLUNK INC COM 848637104 266 3,008 SH   SOLE   0 0 3,008
STARBUCKS CORP COM 855244109 247 3,234 SH   SOLE   0 0 3,234
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 214 36,314 SH   SOLE   0 0 36,314
SYSCO CORP COM 871829107 639 7,549 SH   SOLE   0 0 7,549
TELEFONICA S A SPONSORED ADR 879382208 123 24,030 SH   SOLE   0 0 24,030
TERRENO RLTY CORP COM 88146M101 1,315 23,587 SH   SOLE   0 0 23,587
TESLA INC COM 88160R101 5,663 8,410 SH   SOLE   0 0 8,410
TEXAS INSTRS INC COM 882508104 220 1,431 SH   SOLE   0 0 1,431
THERMO FISHER SCIENTIFIC INC COM 883556102 381 702 SH   SOLE   0 0 702
TOTALENERGIES SE SPONSORED ADS 89151E109 351 6,673 SH   SOLE   0 0 6,673
TOYOTA MOTOR CORP ADS 892331307 513 3,325 SH   SOLE   0 0 3,325
TWILIO INC CL A 90138F102 1,341 16,000 SH   SOLE   0 0 16,000
UBER TECHNOLOGIES INC COM 90353T100 380 18,554 SH   SOLE   0 0 18,554
UBS GROUP AG SHS H42097107 265 16,358 SH   SOLE   0 0 16,358
UNILEVER PLC SPON ADR NEW 904767704 316 6,904 SH   SOLE   0 0 6,904
UNION PAC CORP COM 907818108 273 1,278 SH   SOLE   0 0 1,278
UNITED PARCEL SERVICE INC CL B 911312106 287 1,571 SH   SOLE   0 0 1,571
UNITEDHEALTH GROUP INC COM 91324P102 806 1,569 SH   SOLE   0 0 1,569
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,371 18,212 SH   SOLE   0 0 18,212
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 606 4,623 SH   SOLE   0 0 4,623
VANGUARD INDEX FDS MID CAP ETF 922908629 11,655 59,172 SH   SOLE   0 0 59,172
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 304 3,338 SH   SOLE   0 0 3,338
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,234 58,110 SH   SOLE   0 0 58,110
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,063 32,143 SH   SOLE   0 0 32,143
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,675 33,528 SH   SOLE   0 0 33,528
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,797 163,187 SH   SOLE   0 0 163,187
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,463 33,553 SH   SOLE   0 0 33,553
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,167 26,351 SH   SOLE   0 0 26,351
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,665 73,121 SH   SOLE   0 0 73,121
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,143 14,280 SH   SOLE   0 0 14,280
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 636 8,336 SH   SOLE   0 0 8,336
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 662 4,615 SH   SOLE   0 0 4,615
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 516 12,641 SH   SOLE   0 0 12,641
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 3,730 60,844 SH   SOLE   0 0 60,844
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,297 52,086 SH   SOLE   0 0 52,086
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 6,405 27,199 SH   SOLE   0 0 27,199
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,571 9,807 SH   SOLE   0 0 9,807
VERIZON COMMUNICATIONS INC COM 92343V104 369 7,263 SH   SOLE   0 0 7,263
VERTEX PHARMACEUTICALS INC COM 92532F100 263 934 SH   SOLE   0 0 934
VINCERX PHARMA INC COM NEW 92731L106 2,189 1,658,199 SH   SOLE   0 0 1,658,199
VISA INC COM CL A 92826C839 702 3,566 SH   SOLE   0 0 3,566
WALMART INC COM 931142103 251 2,066 SH   SOLE   0 0 2,066
WELLS FARGO CO NEW COM 949746101 780 19,901 SH   SOLE   0 0 19,901
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308 242 11,229 SH   SOLE   0 0 11,229
WORKIVA INC COM CL A 98139A105 297 4,504 SH   SOLE   0 0 4,504
ZOETIS INC CL A 98978V103 582 3,385 SH   SOLE   0 0 3,385
ZUORA INC COM CL A 98983V106 416 46,523 SH   SOLE   0 0 46,523