The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 1,192 21,548 SH   SOLE   0 0 21,548
AT&T INC COM 00206R102 646 30,817 SH   SOLE   0 0 30,817
ABBOTT LABS COM 002824100 1,142 10,511 SH   SOLE   0 0 10,511
ABBVIE INC COM 00287Y109 1,426 9,309 SH   SOLE   0 0 9,309
ACCELERATE DIAGNOSTICS INC COM 00430H102 13 13,000 SH   SOLE   0 0 13,000
ADOBE SYSTEMS INCORPORATED COM 00724F101 948 2,591 SH   SOLE   0 0 2,591
AIR PRODS & CHEMS INC COM 009158106 265 1,103 SH   SOLE   0 0 1,103
ALARM COM HLDGS INC COM 011642105 433 7,000 SH   SOLE   0 0 7,000
ALLSTATE CORP COM 020002101 221 1,741 SH   SOLE   0 0 1,741
ALPHABET INC CAP STK CL C 02079K107 5,399 2,468 SH   SOLE   0 0 2,468
ALPHABET INC CAP STK CL A 02079K305 4,326 1,985 SH   SOLE   0 0 1,985
ALTRIA GROUP INC COM 02209S103 647 15,482 SH   SOLE   0 0 15,482
AMAZON COM INC COM 023135106 10,574 99,560 SH   SOLE   0 0 99,560
AMERICAN CENTY ETF TR US SML CP VALU 025072877 225 3,289 SH   SOLE   0 0 3,289
AMERICAN CENTY ETF TR US EQT ETF 025072885 17,163 263,891 SH   SOLE   0 0 263,891
AMERICAN EXPRESS CO COM 025816109 2,310 16,667 SH   SOLE   0 0 16,667
AMER STATES WTR CO COM 029899101 287 3,519 SH   SOLE   0 0 3,519
AMERICAN TOWER CORP NEW COM 03027X100 424 1,659 SH   SOLE   0 0 1,659
AMETEK INC COM 031100100 301 2,739 SH   SOLE   0 0 2,739
AMGEN INC COM 031162100 1,319 5,422 SH   SOLE   0 0 5,422
ANNOVIS BIO INC COM 03615A108 351 30,913 SH   SOLE   0 0 30,913
APPLE INC COM 037833100 25,659 187,679 SH   SOLE   0 0 187,679
ARES CAPITAL CORP COM 04010L103 325 18,147 SH   SOLE   0 0 18,147
AUTOMATIC DATA PROCESSING IN COM 053015103 1,559 7,423 SH   SOLE   0 0 7,423
AVADEL PHARMACEUTICALS PLC SPONSORED ADR 05337M104 1,032 423,000 SH   SOLE   0 0 423,000
AVANTOR INC COM 05352A100 2,348 75,485 SH   SOLE   0 0 75,485
BP PLC SPONSORED ADR 055622104 203 7,160 SH   SOLE   0 0 7,160
BK OF AMERICA CORP COM 060505104 1,498 48,112 SH   SOLE   0 0 48,112
BANK NEW YORK MELLON CORP COM 064058100 208 4,990 SH   SOLE   0 0 4,990
BAXTER INTL INC COM 071813109 255 3,978 SH   SOLE   0 0 3,978
BECTON DICKINSON & CO COM 075887109 496 2,014 SH   SOLE   0 0 2,014
BERKSHIRE HATHAWAY INC DEL CL A 084670108 6,952 17 SH   SOLE   0 0 17
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 20,225 74,078 SH   SOLE   0 0 74,078
BLACKROCK INC COM 09247X101 358 588 SH   SOLE   0 0 588
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 182 22,886 SH   SOLE   0 0 22,886
BOEING CO COM 097023105 409 2,994 SH   SOLE   0 0 2,994
BOOKING HOLDINGS INC COM 09857L108 226 129 SH   SOLE   0 0 129
BRISTOL-MYERS SQUIBB CO COM 110122108 1,014 13,167 SH   SOLE   0 0 13,167
BROADCOM INC COM 11135F101 339 698 SH   SOLE   0 0 698
CIGNA CORP NEW COM 125523100 352 1,334 SH   SOLE   0 0 1,334
CSX CORP COM 126408103 1,060 36,484 SH   SOLE   0 0 36,484
CVS HEALTH CORP COM 126650100 546 5,896 SH   SOLE   0 0 5,896
CANADIAN PAC RY LTD COM 13645T100 391 5,592 SH   SOLE   0 0 5,592
CATERPILLAR INC COM 149123101 639 3,573 SH   SOLE   0 0 3,573
CELANESE CORP DEL COM 150870103 276 2,350 SH   SOLE   0 0 2,350
CELLECTAR BIOSCIENCES INC COM PAR 15117F500 8 20,000 SH   SOLE   0 0 20,000
CHEMOURS CO COM 163851108 347 10,827 SH   SOLE   0 0 10,827
CHEVRON CORP NEW COM 166764100 1,317 9,095 SH   SOLE   0 0 9,095
CISCO SYS INC COM 17275R102 838 19,649 SH   SOLE   0 0 19,649
CITIGROUP INC COM NEW 172967424 314 6,833 SH   SOLE   0 0 6,833
CLOROX CO DEL COM 189054109 244 1,729 SH   SOLE   0 0 1,729
COCA COLA CO COM 191216100 1,163 18,482 SH   SOLE   0 0 18,482
COHEN & STEERS TAX ADVAN PFD COM 19249X108 192 10,064 SH   SOLE   0 0 10,064
COLGATE PALMOLIVE CO COM 194162103 1,534 19,147 SH   SOLE   0 0 19,147
COLUMBIA FINL INC COM 197641103 218 10,000 SH   SOLE   0 0 10,000
COMCAST CORP NEW CL A 20030N101 964 24,578 SH   SOLE   0 0 24,578
CONOCOPHILLIPS COM 20825C104 585 6,509 SH   SOLE   0 0 6,509
CORTEVA INC COM 22052L104 1,308 24,155 SH   SOLE   0 0 24,155
COSTCO WHSL CORP NEW COM 22160K105 1,517 3,164 SH   SOLE   0 0 3,164
CROWN CASTLE INTL CORP NEW COM 22822V101 207 1,227 SH   SOLE   0 0 1,227
DANAHER CORPORATION COM 235851102 500 1,974 SH   SOLE   0 0 1,974
DEERE & CO COM 244199105 325 1,086 SH   SOLE   0 0 1,086
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 321 12,155 SH   SOLE   0 0 12,155
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 521 21,566 SH   SOLE   0 0 21,566
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 47,307 1,160,916 SH   SOLE   0 0 1,160,916
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 25,526 531,800 SH   SOLE   0 0 531,800
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 45,324 1,126,903 SH   SOLE   0 0 1,126,903
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 39,209 1,682,784 SH   SOLE   0 0 1,682,784
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 95,168 3,011,657 SH   SOLE   0 0 3,011,657
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 55,623 1,925,340 SH   SOLE   0 0 1,925,340
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 8,338 388,915 SH   SOLE   0 0 388,915
DISNEY WALT CO COM 254687106 1,079 11,427 SH   SOLE   0 0 11,427
DOLLAR TREE INC COM 256746108 515 3,302 SH   SOLE   0 0 3,302
DOMINION ENERGY INC COM 25746U109 384 4,811 SH   SOLE   0 0 4,811
DOW INC COM 260557103 1,304 25,263 SH   SOLE   0 0 25,263
DUN & BRADSTREET HLDGS INC COM 26484T106 624 41,531 SH   SOLE   0 0 41,531
DUPONT DE NEMOURS INC COM 26614N102 1,344 24,177 SH   SOLE   0 0 24,177
ECOLAB INC COM 278865100 337 2,192 SH   SOLE   0 0 2,192
EMPIRE ST RLTY TR INC CL A 292104106 1,198 170,354 SH   SOLE   0 0 170,354
ESSENTIAL UTILS INC COM 29670G102 1,671 36,450 SH   SOLE   0 0 36,450
EVERSOURCE ENERGY COM 30040W108 412 4,876 SH   SOLE   0 0 4,876
EXXON MOBIL CORP COM 30231G102 2,866 33,461 SH   SOLE   0 0 33,461
META PLATFORMS INC CL A 30303M102 811 5,026 SH   SOLE   0 0 5,026
FEDEX CORP COM 31428X106 220 972 SH   SOLE   0 0 972
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 207 10,646 SH   SOLE   0 0 10,646
FISERV INC COM 337738108 211 2,370 SH   SOLE   0 0 2,370
FORD MTR CO DEL COM 345370860 205 18,404 SH   SOLE   0 0 18,404
FRANKLIN COVEY CO COM 353469109 288 6,239 SH   SOLE   0 0 6,239
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 40 11,059 SH   SOLE   0 0 11,059
GENERAL DYNAMICS CORP COM 369550108 1,872 8,459 SH   SOLE   0 0 8,459
GENERAL ELECTRIC CO COM NEW 369604301 440 6,918 SH   SOLE   0 0 6,918
GENERAL MLS INC COM 370334104 216 2,867 SH   SOLE   0 0 2,867
GILEAD SCIENCES INC COM 375558103 233 3,768 SH   SOLE   0 0 3,768
GOLDMAN SACHS GROUP INC COM 38141G104 379 1,274 SH   SOLE   0 0 1,274
GREEN DOT CORP CL A 39304D102 449 17,896 SH   SOLE   0 0 17,896
HERSHEY CO COM 427866108 910 4,231 SH   SOLE   0 0 4,231
HINGHAM INSTN SVGS MASS COM 433323102 262 923 SH   SOLE   0 0 923
HOME DEPOT INC COM 437076102 7,931 28,915 SH   SOLE   0 0 28,915
HONEYWELL INTL INC COM 438516106 2,153 12,388 SH   SOLE   0 0 12,388
HORMEL FOODS CORP COM 440452100 320 6,758 SH   SOLE   0 0 6,758
HUBBELL INC COM 443510607 287 1,605 SH   SOLE   0 0 1,605
HUMANA INC COM 444859102 766 1,637 SH   SOLE   0 0 1,637
HUNTINGTON BANCSHARES INC COM 446150104 429 35,688 SH   SOLE   0 0 35,688
HUNTINGTON INGALLS INDS INC COM 446413106 918 4,214 SH   SOLE   0 0 4,214
ILLINOIS TOOL WKS INC COM 452308109 856 4,697 SH   SOLE   0 0 4,697
INTEL CORP COM 458140100 1,935 51,712 SH   SOLE   0 0 51,712
INTERCONTINENTAL EXCHANGE IN COM 45866F104 275 2,928 SH   SOLE   0 0 2,928
INTERNATIONAL BUSINESS MACHS COM 459200101 1,566 11,093 SH   SOLE   0 0 11,093
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 333 2,793 SH   SOLE   0 0 2,793
INTERPUBLIC GROUP COS INC COM 460690100 307 11,163 SH   SOLE   0 0 11,163
INVESCO QQQ TR UNIT SER 1 46090E103 1,297 4,628 SH   SOLE   0 0 4,628
INTUIT COM 461202103 453 1,176 SH   SOLE   0 0 1,176
INTUITIVE SURGICAL INC COM NEW 46120E602 341 1,698 SH   SOLE   0 0 1,698
INVESCO MUNICIPAL TRUST COM 46131J103 102 10,068 SH   SOLE   0 0 10,068
INVESCO MUN OPPORTUNITY TR COM 46132C107 109 10,512 SH   SOLE   0 0 10,512
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 781 5,820 SH   SOLE   0 0 5,820
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,699 11,462 SH   SOLE   0 0 11,462
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 317 5,116 SH   SOLE   0 0 5,116
ISHARES GOLD TR ISHARES NEW 464285204 1,229 35,810 SH   SOLE   0 0 35,810
ISHARES TR CORE S&P TTL STK 464287150 1,039 12,400 SH   SOLE   0 0 12,400
ISHARES TR TIPS BD ETF 464287176 6,278 55,113 SH   SOLE   0 0 55,113
ISHARES TR CORE S&P500 ETF 464287200 15,774 41,604 SH   SOLE   0 0 41,604
ISHARES TR CORE US AGGBD ET 464287226 5,128 50,431 SH   SOLE   0 0 50,431
ISHARES TR MSCI EMG MKT ETF 464287234 1,932 48,181 SH   SOLE   0 0 48,181
ISHARES TR IBOXX INV CP ETF 464287242 362 3,287 SH   SOLE   0 0 3,287
ISHARES TR S&P 500 GRWT ETF 464287309 28,746 476,315 SH   SOLE   0 0 476,315
ISHARES TR S&P 500 VAL ETF 464287408 9,354 68,051 SH   SOLE   0 0 68,051
ISHARES TR 7-10 YR TRSY BD 464287440 603 5,894 SH   SOLE   0 0 5,894
ISHARES TR 1 3 YR TREAS BD 464287457 1,782 21,519 SH   SOLE   0 0 21,519
ISHARES TR MSCI EAFE ETF 464287465 53,245 852,063 SH   SOLE   0 0 852,063
ISHARES TR RUS MD CP GR ETF 464287481 1,784 22,522 SH   SOLE   0 0 22,522
ISHARES TR RUS MID CAP ETF 464287499 583 9,017 SH   SOLE   0 0 9,017
ISHARES TR CORE S&P MCP ETF 464287507 27,825 122,993 SH   SOLE   0 0 122,993
ISHARES TR ISHARES BIOTECH 464287556 574 4,883 SH   SOLE   0 0 4,883
ISHARES TR COHEN STEER REIT 464287564 1,198 19,713 SH   SOLE   0 0 19,713
ISHARES TR RUS 1000 VAL ETF 464287598 25,892 178,601 SH   SOLE   0 0 178,601
ISHARES TR S&P MC 400GR ETF 464287606 244 3,826 SH   SOLE   0 0 3,826
ISHARES TR RUS 1000 GRW ETF 464287614 75,778 346,494 SH   SOLE   0 0 346,494
ISHARES TR RUS 1000 ETF 464287622 13,437 64,676 SH   SOLE   0 0 64,676
ISHARES TR RUS 2000 VAL ETF 464287630 19,869 145,936 SH   SOLE   0 0 145,936
ISHARES TR RUS 2000 GRW ETF 464287648 5,064 24,547 SH   SOLE   0 0 24,547
ISHARES TR RUSSELL 2000 ETF 464287655 46,998 277,504 SH   SOLE   0 0 277,504
ISHARES TR CORE S&P US VLU 464287663 439 6,571 SH   SOLE   0 0 6,571
ISHARES TR CORE S&P US GWT 464287671 17,304 206,744 SH   SOLE   0 0 206,744
ISHARES TR RUSSELL 3000 ETF 464287689 1,804 8,297 SH   SOLE   0 0 8,297
ISHARES TR S&P MC 400VL ETF 464287705 2,481 26,284 SH   SOLE   0 0 26,284
ISHARES TR U.S. TECH ETF 464287721 202 2,529 SH   SOLE   0 0 2,529
ISHARES TR US HLTHCARE ETF 464287762 294 1,094 SH   SOLE   0 0 1,094
ISHARES TR CORE S&P SCP ETF 464287804 1,962 21,228 SH   SOLE   0 0 21,228
ISHARES TR SP SMCP600VL ETF 464287879 8,560 96,152 SH   SOLE   0 0 96,152
ISHARES TR S&P SML 600 GWT 464287887 1,562 14,827 SH   SOLE   0 0 14,827
ISHARES TR SHRT NAT MUN ETF 464288158 14,799 141,388 SH   SOLE   0 0 141,388
ISHARES TR EAFE SML CP ETF 464288273 57,018 1,044,484 SH   SOLE   0 0 1,044,484
ISHARES TR JPMORGAN USD EMG 464288281 56,082 657,308 SH   SOLE   0 0 657,308
ISHARES TR NATIONAL MUN ETF 464288414 9,626 90,508 SH   SOLE   0 0 90,508
ISHARES TR MSCI USA ESG SLC 464288802 434 5,382 SH   SOLE   0 0 5,382
ISHARES TR MICRO-CAP ETF 464288869 445 4,277 SH   SOLE   0 0 4,277
ISHARES TR EAFE VALUE ETF 464288877 42,819 986,602 SH   SOLE   0 0 986,602
ISHARES TR GRWT ALLOCAT ETF 464289867 205 4,274 SH   SOLE   0 0 4,274
ISHARES TR CONSER ALLOC ETF 464289883 559 16,163 SH   SOLE   0 0 16,163
ISHARES TR FLTG RATE NT ETF 46429B655 769 15,407 SH   SOLE   0 0 15,407
ISHARES TR CORE HIGH DV ETF 46429B663 373 3,714 SH   SOLE   0 0 3,714
ISHARES TR 0-5 YR TIPS ETF 46429B747 660 6,507 SH   SOLE   0 0 6,507
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 3,316 66,695 SH   SOLE   0 0 66,695
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 4,478 109,370 SH   SOLE   0 0 109,370
ISHARES TR CORE MSCI EAFE 46432F842 71,922 1,222,124 SH   SOLE   0 0 1,222,124
ISHARES TR CORE 1 5 YR USD 46432F859 440 9,281 SH   SOLE   0 0 9,281
ISHARES INC CORE MSCI EMKT 46434G103 62,731 1,278,667 SH   SOLE   0 0 1,278,667
ISHARES TR CORE TOTAL USD 46434V613 1,047 22,361 SH   SOLE   0 0 22,361
ISHARES TR CORE DIV GRWTH 46434V621 236 4,953 SH   SOLE   0 0 4,953
ISHARES TR GLOBAL REIT ETF 46434V647 1,589 65,721 SH   SOLE   0 0 65,721
ISHARES TR BLACKROCK ULTRA 46434V878 294 5,868 SH   SOLE   0 0 5,868
ISHARES TR ESG AWRE 1 5 YR 46435G243 273 11,313 SH   SOLE   0 0 11,313
ISHARES TR ESG AWR MSCI USA 46435G425 266 3,175 SH   SOLE   0 0 3,175
ISHARES TR ESG AW MSCI EAFE 46435G516 293 4,672 SH   SOLE   0 0 4,672
ISHARES TR ESG AWARE MSCI 46435U663 256 8,138 SH   SOLE   0 0 8,138
JPMORGAN CHASE & CO COM 46625H100 2,409 21,389 SH   SOLE   0 0 21,389
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 50,302 549,685 SH   SOLE   0 0 549,685
JOHNSON & JOHNSON COM 478160104 6,652 37,475 SH   SOLE   0 0 37,475
KIMBERLY-CLARK CORP COM 494368103 427 3,162 SH   SOLE   0 0 3,162
KOPIN CORP COM 500600101 26 23,000 SH   SOLE   0 0 23,000
L3HARRIS TECHNOLOGIES INC COM 502431109 1,509 6,244 SH   SOLE   0 0 6,244
LILLY ELI & CO COM 532457108 1,085 3,347 SH   SOLE   0 0 3,347
LOCKHEED MARTIN CORP COM 539830109 3,913 9,101 SH   SOLE   0 0 9,101
LOEWS CORP COM 540424108 904 15,250 SH   SOLE   0 0 15,250
LOWES COS INC COM 548661107 2,633 15,076 SH   SOLE   0 0 15,076
MASTERCARD INCORPORATED CL A 57636Q104 2,738 8,678 SH   SOLE   0 0 8,678
MCCORMICK & CO INC COM NON VTG 579780206 228 2,740 SH   SOLE   0 0 2,740
MCDONALDS CORP COM 580135101 3,067 12,422 SH   SOLE   0 0 12,422
MERCK & CO INC COM 58933Y105 3,235 35,480 SH   SOLE   0 0 35,480
MICROSOFT CORP COM 594918104 22,021 85,742 SH   SOLE   0 0 85,742
MONDELEZ INTL INC CL A 609207105 654 10,530 SH   SOLE   0 0 10,530
MORGAN STANLEY COM NEW 617446448 1,472 19,347 SH   SOLE   0 0 19,347
MOTOROLA SOLUTIONS INC COM NEW 620076307 670 3,195 SH   SOLE   0 0 3,195
MYERS INDS INC COM 628464109 673 29,589 SH   SOLE   0 0 29,589
NEXTERA ENERGY INC COM 65339F101 649 8,378 SH   SOLE   0 0 8,378
NIKE INC CL B 654106103 459 4,489 SH   SOLE   0 0 4,489
NORFOLK SOUTHN CORP COM 655844108 1,766 7,768 SH   SOLE   0 0 7,768
NORTHROP GRUMMAN CORP COM 666807102 3,475 7,261 SH   SOLE   0 0 7,261
NOVARTIS AG SPONSORED ADR 66987V109 371 4,386 SH   SOLE   0 0 4,386
NOVO-NORDISK A S ADR 670100205 320 2,875 SH   SOLE   0 0 2,875
NVIDIA CORPORATION COM 67066G104 293 1,933 SH   SOLE   0 0 1,933
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 650 19,800 SH   SOLE   0 0 19,800
OLD DOMINION FREIGHT LINE IN COM 679580100 276 1,078 SH   SOLE   0 0 1,078
ORACLE CORP COM 68389X105 829 11,860 SH   SOLE   0 0 11,860
PPG INDS INC COM 693506107 3,582 31,330 SH   SOLE   0 0 31,330
PGIM SHORT DUR HIG YLD OPP F COM 69355J104 150 10,067 SH   SOLE   0 0 10,067
PACKAGING CORP AMER COM 695156109 335 2,435 SH   SOLE   0 0 2,435
PEPSICO INC COM 713448108 5,398 32,387 SH   SOLE   0 0 32,387
PFIZER INC COM 717081103 3,898 74,338 SH   SOLE   0 0 74,338
PHILIP MORRIS INTL INC COM 718172109 674 6,831 SH   SOLE   0 0 6,831
PHILLIPS 66 COM 718546104 210 2,559 SH   SOLE   0 0 2,559
PIMCO ETF TR INV GRD CRP BD 72201R817 871 9,037 SH   SOLE   0 0 9,037
PITNEY BOWES INC COM 724479100 61 16,951 SH   SOLE   0 0 16,951
PROCTER AND GAMBLE CO COM 742718109 4,388 30,519 SH   SOLE   0 0 30,519
PROSHARES TR S&P 500 DV ARIST 74348A467 231 2,707 SH   SOLE   0 0 2,707
PRUDENTIAL FINL INC COM 744320102 272 2,847 SH   SOLE   0 0 2,847
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 385 6,088 SH   SOLE   0 0 6,088
QUALCOMM INC COM 747525103 314 2,456 SH   SOLE   0 0 2,456
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,828 19,015 SH   SOLE   0 0 19,015
REPUBLIC FIRST BANCORP INC COM 760416107 337 88,430 SH   SOLE   0 0 88,430
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 368 14,285 SH   SOLE   0 0 14,285
ROCKWELL AUTOMATION INC COM 773903109 216 1,083 SH   SOLE   0 0 1,083
SHELL PLC SPON ADS 780259305 238 4,551 SH   SOLE   0 0 4,551
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,465 11,835 SH   SOLE   0 0 11,835
SPDR GOLD TR GOLD SHS 78463V107 945 5,611 SH   SOLE   0 0 5,611
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 401 11,527 SH   SOLE   0 0 11,527
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 16,353 370,487 SH   SOLE   0 0 370,487
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 201 7,136 SH   SOLE   0 0 7,136
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 745 25,819 SH   SOLE   0 0 25,819
SPDR SER TR NUVEEN BLOOMBERG 78464A284 236 4,600 SH   SOLE   0 0 4,600
SPDR SER TR S&P 600 SMCP VAL 78464A300 4,098 56,591 SH   SOLE   0 0 56,591
SPDR SER TR BBG CONV SEC ETF 78464A359 7,785 120,580 SH   SOLE   0 0 120,580
SPDR SER TR PORT MTG BK ETF 78464A383 1,832 80,194 SH   SOLE   0 0 80,194
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,259 24,083 SH   SOLE   0 0 24,083
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,611 43,764 SH   SOLE   0 0 43,764
SPDR SER TR S&P DIVID ETF 78464A763 464 3,909 SH   SOLE   0 0 3,909
SPDR SER TR PORTFOLIO S&P400 78464A847 1,110 27,959 SH   SOLE   0 0 27,959
SPDR SER TR S&P BIOTECH 78464A870 208 2,801 SH   SOLE   0 0 2,801
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,811 11,634 SH   SOLE   0 0 11,634
SPDR SER TR BLOOMBERG INVT 78468R200 496 16,475 SH   SOLE   0 0 16,475
SPDR SER TR NUVEEN BLMBRG MU 78468R721 436 9,506 SH   SOLE   0 0 9,506
SPDR SER TR NUVEEN BLMBRG SH 78468R739 3,855 81,578 SH   SOLE   0 0 81,578
SPDR SER TR SPDR S&P 500 ETF 78468R796 1,088 11,794 SH   SOLE   0 0 11,794
SPDR SER TR PORTFOLIO S&P600 78468R853 916 25,471 SH   SOLE   0 0 25,471
SVB FINANCIAL GROUP COM 78486Q101 577 1,460 SH   SOLE   0 0 1,460
SALESFORCE INC COM 79466L302 283 1,713 SH   SOLE   0 0 1,713
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 418 7,205 SH   SOLE   0 0 7,205
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 232 3,233 SH   SOLE   0 0 3,233
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 298 9,472 SH   SOLE   0 0 9,472
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 240 1,873 SH   SOLE   0 0 1,873
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 240 1,743 SH   SOLE   0 0 1,743
SELECT SECTOR SPDR TR ENERGY 81369Y506 313 4,373 SH   SOLE   0 0 4,373
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 470 3,694 SH   SOLE   0 0 3,694
SOUTHERN CO COM 842587107 431 6,039 SH   SOLE   0 0 6,039
SOUTHWEST AIRLS CO COM 844741108 407 11,257 SH   SOLE   0 0 11,257
STARBUCKS CORP COM 855244109 470 6,153 SH   SOLE   0 0 6,153
STATE STR CORP COM 857477103 204 3,309 SH   SOLE   0 0 3,309
STRYKER CORPORATION COM 863667101 862 4,335 SH   SOLE   0 0 4,335
SYSCO CORP COM 871829107 215 2,534 SH   SOLE   0 0 2,534
TJX COS INC NEW COM 872540109 232 4,148 SH   SOLE   0 0 4,148
TARGET CORP COM 87612E106 216 1,529 SH   SOLE   0 0 1,529
TELEDYNE TECHNOLOGIES INC COM 879360105 563 1,502 SH   SOLE   0 0 1,502
TESLA INC COM 88160R101 691 1,026 SH   SOLE   0 0 1,026
TEXAS INSTRS INC COM 882508104 965 6,280 SH   SOLE   0 0 6,280
THERMO FISHER SCIENTIFIC INC COM 883556102 1,252 2,304 SH   SOLE   0 0 2,304
3M CO COM 88579Y101 1,462 11,295 SH   SOLE   0 0 11,295
TRAVELERS COMPANIES INC COM 89417E109 398 2,354 SH   SOLE   0 0 2,354
TRUIST FINL CORP COM 89832Q109 810 17,086 SH   SOLE   0 0 17,086
UNION PAC CORP COM 907818108 1,617 7,583 SH   SOLE   0 0 7,583
UNITED PARCEL SERVICE INC CL B 911312106 260 1,423 SH   SOLE   0 0 1,423
UNITEDHEALTH GROUP INC COM 91324P102 2,753 5,359 SH   SOLE   0 0 5,359
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 272 4,271 SH   SOLE   0 0 4,271
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 135,338 943,320 SH   SOLE   0 0 943,320
VANGUARD STAR FDS VG TL INTL STK F 921909768 383 7,416 SH   SOLE   0 0 7,416
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 595 2,733 SH   SOLE   0 0 2,733
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 731 5,500 SH   SOLE   0 0 5,500
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 262 1,700 SH   SOLE   0 0 1,700
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 481 2,826 SH   SOLE   0 0 2,826
VANGUARD BD INDEX FDS INTERMED TERM 921937819 30,863 397,469 SH   SOLE   0 0 397,469
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 16,374 213,233 SH   SOLE   0 0 213,233
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,923 38,838 SH   SOLE   0 0 38,838
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 24,984 612,360 SH   SOLE   0 0 612,360
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,730 17,010 SH   SOLE   0 0 17,010
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 9,457 154,278 SH   SOLE   0 0 154,278
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,363 27,187 SH   SOLE   0 0 27,187
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 5,054 102,021 SH   SOLE   0 0 102,021
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,650 59,854 SH   SOLE   0 0 59,854
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 12,806 124,073 SH   SOLE   0 0 124,073
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,379 27,875 SH   SOLE   0 0 27,875
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 219 4,391 SH   SOLE   0 0 4,391
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 36,761 882,614 SH   SOLE   0 0 882,614
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 262 4,133 SH   SOLE   0 0 4,133
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 333 6,307 SH   SOLE   0 0 6,307
VANGUARD WORLD FDS ENERGY ETF 92204A306 496 4,984 SH   SOLE   0 0 4,984
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 301 1,277 SH   SOLE   0 0 1,277
VANGUARD WORLD FDS INF TECH ETF 92204A702 731 2,238 SH   SOLE   0 0 2,238
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,921 11,991 SH   SOLE   0 0 11,991
VANGUARD WORLD FDS UTILITIES ETF 92204A876 403 2,648 SH   SOLE   0 0 2,648
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 795 10,423 SH   SOLE   0 0 10,423
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 249 3,109 SH   SOLE   0 0 3,109
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 16,868 337,903 SH   SOLE   0 0 337,903
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,795 8,057 SH   SOLE   0 0 8,057
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 255 1,455 SH   SOLE   0 0 1,455
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8,968 98,433 SH   SOLE   0 0 98,433
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,415 22,407 SH   SOLE   0 0 22,407
VANGUARD INDEX FDS SM CP VAL ETF 922908611 29,537 197,147 SH   SOLE   0 0 197,147
VANGUARD INDEX FDS MID CAP ETF 922908629 2,329 11,823 SH   SOLE   0 0 11,823
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,963 22,993 SH   SOLE   0 0 22,993
VANGUARD INDEX FDS GROWTH ETF 922908736 147,125 660,078 SH   SOLE   0 0 660,078
VANGUARD INDEX FDS VALUE ETF 922908744 161,850 1,227,253 SH   SOLE   0 0 1,227,253
VANGUARD INDEX FDS SMALL CP ETF 922908751 625 3,546 SH   SOLE   0 0 3,546
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,459 34,241 SH   SOLE   0 0 34,241
VERISIGN INC COM 92343E102 272 1,626 SH   SOLE   0 0 1,626
VERIZON COMMUNICATIONS INC COM 92343V104 1,182 23,292 SH   SOLE   0 0 23,292
VISA INC COM CL A 92826C839 2,965 15,058 SH   SOLE   0 0 15,058
WSFS FINL CORP COM 929328102 3,827 95,469 SH   SOLE   0 0 95,469
WALMART INC COM 931142103 856 7,043 SH   SOLE   0 0 7,043
WASTE MGMT INC DEL COM 94106L109 283 1,851 SH   SOLE   0 0 1,851
WEBSTER FINL CORP COM 947890109 255 6,051 SH   SOLE   0 0 6,051
WELLS FARGO CO NEW COM 949746101 450 11,494 SH   SOLE   0 0 11,494
WISDOMTREE TR US MIDCAP DIVID 97717W505 3,236 83,027 SH   SOLE   0 0 83,027
WISDOMTREE TR US LARGECAP FUND 97717W588 1,326 32,491 SH   SOLE   0 0 32,491
WISDOMTREE TR INTL EQUITY FD 97717W703 377 8,291 SH   SOLE   0 0 8,291
WISDOMTREE TR INTL SMCAP DIV 97717W760 445 7,618 SH   SOLE   0 0 7,618
YUM BRANDS INC COM 988498101 525 4,621 SH   SOLE   0 0 4,621
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,193 4,298 SH   SOLE   0 0 4,298
EATON CORP PLC SHS G29183103 277 2,197 SH   SOLE   0 0 2,197
LINDE PLC SHS G5494J103 239 830 SH   SOLE   0 0 830
MEDTRONIC PLC SHS G5960L103 228 2,540 SH   SOLE   0 0 2,540
CHUBB LIMITED COM H1467J104 236 1,198 SH   SOLE   0 0 1,198
TE CONNECTIVITY LTD SHS H84989104 261 2,305 SH   SOLE   0 0 2,305
CERAGON NETWORKS LTD ORD M22013102 26 10,000 SH   SOLE   0 0 10,000