The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 3,344 25,844 SH   SOLE   0 0 25,844
A F L A C INC COM 001055102 6,393 115,538 SH   SOLE   0 0 115,538
A T & T INC NEW COM 00206R102 2,886 137,695 SH   SOLE   0 0 137,695
ABBOTT LABORATORIES COM 002824100 2,927 26,944 SH   SOLE   0 0 26,944
ABBVIE INC COM 00287Y109 7,424 48,474 SH   SOLE   0 0 48,474
ACME UNITED CORP COM 004816104 457 14,425 SH   SOLE   0 0 14,425
ADVANSIX INC COM 00773T101 808 24,155 SH   SOLE   0 0 24,155
AFFILIATED MANAGERS GROUP COM 008252108 447 3,834 SH   SOLE   0 0 3,834
ALGONQUIN POWER & UTILITIES COM 015857105 439 32,700 SH   SOLE   0 0 32,700
ALLSTATE CORP COM 020002101 8,871 70,003 SH   SOLE   0 0 70,003
ALPHABET INC-CL A COM 38259P508 510 234 SH   SOLE   0 0 234
ALPHABET INC-CL C COM 02079K107 11,727 5,361 SH   SOLE   0 0 5,361
AMAZON.COM INC COM 023135106 1,849 17,410 SH   SOLE   0 0 17,410
AMCOR PLC COM G0250X107 2,570 206,731 SH   SOLE   0 0 206,731
AMERICAN EXPRESS CO COM 025816109 6,305 45,482 SH   SOLE   0 0 45,482
AMERICAS CAR-MART INC COM 03062T105 1,047 10,410 SH   SOLE   0 0 10,410
AMGEN INCORPORATED COM 031162100 246 1,010 SH   SOLE   0 0 1,010
ANALOG DEVICES INC COM 032654105 4,008 27,433 SH   SOLE   0 0 27,433
AON PLC COM G0408V102 1,035 3,837 SH   SOLE   0 0 3,837
APOGEE ENTERPRISES COM 037598109 368 9,385 SH   SOLE   0 0 9,385
APOLLO INVESTMENT CORP COM 03761U502 875 81,275 SH   SOLE   0 0 81,275
APPLE INC COM 037833100 1,795 13,131 SH   SOLE   0 0 13,131
APPLIED MATERIALS INC COM 038222105 2,424 26,642 SH   SOLE   0 0 26,642
ARES CAPITAL CORP COM 04010L103 3,394 189,301 SH   SOLE   0 0 189,301
ARGAN INC COM 04010E109 781 20,915 SH   SOLE   0 0 20,915
ASSOCIATED BANC-CORP COM 045487105 611 33,435 SH   SOLE   0 0 33,435
ASSURANT INC COM 04621X108 882 5,100 SH   SOLE   0 0 5,100
ATLAS AIR WORLDWIDE HOLDINGS COM 049164205 3,894 63,105 SH   SOLE   0 0 63,105
AUTOMATIC DATA PROCESSING COM 053015103 296 1,407 SH   SOLE   0 0 1,407
AVNET INC COM 053807103 1,706 39,775 SH   SOLE   0 0 39,775
BANK OF AMERICA CORP COM 060505104 864 27,743 SH   SOLE   0 0 27,743
BANK OF NY MELLON CP NEW COM 064058100 2,288 54,847 SH   SOLE   0 0 54,847
BAXTER INTERNATIONAL COM 071813109 2,345 36,511 SH   SOLE   0 0 36,511
BECTON DICKINSON & CO COM 075887109 402 1,630 SH   SOLE   0 0 1,630
BERKSHIRE HATHAWAY B NEW CLASS COM 084670702 8,150 29,852 SH   SOLE   0 0 29,852
BERKSHIRE HATHAWAY CL-A COM 084670108 409 1 SH   SOLE   0 0 1
BERKSHIRE HILLS BANCORP INC COM 084680107 435 17,555 SH   SOLE   0 0 17,555
BOEING CO COM 097023105 4,266 31,204 SH   SOLE   0 0 31,204
BP PLC (ADR) COM 055622104 456 16,077 SH   SOLE   0 0 16,077
BREAD FINANCIAL HOLDINGS INC COM 018581108 517 13,937 SH   SOLE   0 0 13,937
BRISTOL-MYERS SQUIBB CO COM 110122108 4,086 53,062 SH   SOLE   0 0 53,062
BROOKFIELD ASSET MANAGEMENT IN COM 112585104 240 5,400 SH   SOLE   0 0 5,400
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 301 4,307 SH   SOLE   0 0 4,307
CARDINAL HEALTH COM 14149Y108 789 15,090 SH   SOLE   0 0 15,090
CARTERS INC COM 146229109 264 3,745 SH   SOLE   0 0 3,745
CHEVRON CORPORATION COM 166764100 493 3,402 SH   SOLE   0 0 3,402
CIGNA CORP COM 125523100 3,640 13,812 SH   SOLE   0 0 13,812
CISCO SYSTEMS INC COM 17275R102 3,826 89,736 SH   SOLE   0 0 89,736
CITIGROUP INC COM 172967424 5,869 127,622 SH   SOLE   0 0 127,622
CLEVELAND-CLIFFS INC COM 185899101 156 10,150 SH   SOLE   0 0 10,150
CLOROX COMPANY COM 189054109 336 2,380 SH   SOLE   0 0 2,380
COCA COLA COMPANY COM 191216100 643 10,214 SH   SOLE   0 0 10,214
COHEN & STEERS QUAL INC RLTY COM 19247L106 144 10,600 SH   SOLE   0 0 10,600
COMCAST CORP CL A COM 20030N101 3,613 92,062 SH   SOLE   0 0 92,062
COMMERCIAL METALS CO COM 201723103 3,803 114,887 SH   SOLE   0 0 114,887
COMPASS MINERALS INTERNATIONAL COM 20451N101 505 14,283 SH   SOLE   0 0 14,283
CONAGRA FOODS INC COM 205887102 1,236 36,088 SH   SOLE   0 0 36,088
CONOCOPHILLIPS COM 20825C104 1,570 17,484 SH   SOLE   0 0 17,484
CONSOLIDATED EDISON INC COM 209115104 659 6,925 SH   SOLE   0 0 6,925
CRANE HOLDINGS CO COM 224441105 1,303 14,879 SH   SOLE   0 0 14,879
CVS INC COM 126650100 8,183 88,308 SH   SOLE   0 0 88,308
DELTA AIRLINES INC COM 247361702 3,631 125,324 SH   SOLE   0 0 125,324
DELUXE CORPORATION COM 248019101 522 24,091 SH   SOLE   0 0 24,091
DEVON ENERGY CP NEW COM 25179M103 557 10,105 SH   SOLE   0 0 10,105
DOVER CORPORATION COM 260003108 212 1,746 SH   SOLE   0 0 1,746
DOW INC COM 260557103 3,022 58,550 SH   SOLE   0 0 58,550
DR HORTON INC COM 23331A109 728 11,000 SH   SOLE   0 0 11,000
DUKE ENERGY CORP NEW COM 26441C204 236 2,200 SH   SOLE   0 0 2,200
E O G RESOURCES INC COM 26875P101 707 6,400 SH   SOLE   0 0 6,400
ELI LILLY & CO COM 532457108 576 1,775 SH   SOLE   0 0 1,775
EXXON MOBIL CORP COM 30231G102 1,650 19,272 SH   SOLE   0 0 19,272
FEDERATED HERMES INC COM 314211103 546 17,185 SH   SOLE   0 0 17,185
FEDEX CORPORATION COM 31428X106 7,279 32,106 SH   SOLE   0 0 32,106
FIDELITY NATIONAL FINL-A COM 31620R303 690 18,665 SH   SOLE   0 0 18,665
FIFTH THIRD BANCORP COM 316773100 508 15,110 SH   SOLE   0 0 15,110
FREQUENCY THERAPEUTICS, INC COM 35803L108 17 11,000 SH   SOLE   0 0 11,000
GENERAL MILLS INC COM 370334104 1,068 14,150 SH   SOLE   0 0 14,150
GENERAL MOTORS CO. COM 37045V100 718 22,600 SH   SOLE   0 0 22,600
GENTEX CORP COM 371901109 882 31,550 SH   SOLE   0 0 31,550
GENUINE PARTS CO COM 372460105 6,118 46,003 SH   SOLE   0 0 46,003
GILEAD SCIENCES INC COM 375558103 1,285 20,793 SH   SOLE   0 0 20,793
GOLDMAN SACHS GROUP INC COM 38141G104 6,497 21,875 SH   SOLE   0 0 21,875
GROUP 1 AUTOMOTIVE COM 398905109 3,665 21,582 SH   SOLE   0 0 21,582
HEIDRICK & STRUGGLES INC COM 422819102 235 7,270 SH   SOLE   0 0 7,270
HELEN OF TROY LTD COM G4388N106 568 3,498 SH   SOLE   0 0 3,498
HILLENBRAND INC COM 431571108 319 7,780 SH   SOLE   0 0 7,780
HONEYWELL INTERNATIONAL COM 438516106 352 2,026 SH   SOLE   0 0 2,026
HUNTSMAN CORPORATION COM 447011107 237 8,375 SH   SOLE   0 0 8,375
ICONIC BRANDS INC COM 45107V306 5 18,000 SH   SOLE   0 0 18,000
II-VI INC COM 902104108 1,535 30,122 SH   SOLE   0 0 30,122
INTEL CORP COM 458140100 5,113 136,682 SH   SOLE   0 0 136,682
INTERNATIONAL PAPER COM 460146103 3,628 86,739 SH   SOLE   0 0 86,739
INTL BUSINESS MACHINES COM 459200101 3,858 27,324 SH   SOLE   0 0 27,324
INVESCO S&P EQUAL WEIGHT COM 46137V357 413 3,078 SH   SOLE   0 0 3,078
IRON MOUNTAIN INC COM 46284V101 1,364 28,005 SH   SOLE   0 0 28,005
ISHARES MSCI EAFE ETF COM 464287465 1,963 31,410 SH   SOLE   0 0 31,410
ISHARES RUSSELL 2000 VALUE COM 464287630 703 5,160 SH   SOLE   0 0 5,160
ISHARES RUSSELL 3000 INDEX COM 464287689 249 1,145 SH   SOLE   0 0 1,145
ISHARES TR BARCLAYS TIPS BOND COM 464287176 637 5,589 SH   SOLE   0 0 5,589
ITT INC COM 45073V108 1,728 25,698 SH   SOLE   0 0 25,698
JEFFERIES FINANCIAL GROUP INC COM 47233W109 652 23,590 SH   SOLE   0 0 23,590
JOHNSON & JOHNSON COM 478160104 7,599 42,811 SH   SOLE   0 0 42,811
JOHNSON CONTROLS INC COM G51502105 708 14,787 SH   SOLE   0 0 14,787
JPMORGAN CHASE & CO COM 46625H100 832 7,386 SH   SOLE   0 0 7,386
KIMBERLY-CLARK CORP COM 494368103 4,514 33,403 SH   SOLE   0 0 33,403
KINROSS GOLD CORP NEW COM 496902404 581 162,170 SH   SOLE   0 0 162,170
KNOWLES CORP COM 49926D109 630 36,380 SH   SOLE   0 0 36,380
LABORATORY CRP OF AMER HLDGS COM 50540R409 985 4,205 SH   SOLE   0 0 4,205
LANDSTAR SYSTEM INC COM 515098101 1,284 8,830 SH   SOLE   0 0 8,830
LCI INDUSTRIES COM 50189K103 1,686 15,072 SH   SOLE   0 0 15,072
LEGGETT & PLATT INC COM 524660107 1,522 44,012 SH   SOLE   0 0 44,012
LENNAR CORP-A COM 526057104 430 6,100 SH   SOLE   0 0 6,100
LIGHTNING EMOTORS, INC COM 53228T101 646 233,303 SH   SOLE   0 0 233,303
LKQ CORP COM 501889208 7,785 158,580 SH   SOLE   0 0 158,580
LOWE'S COS INC COM 548661107 5,956 34,101 SH   SOLE   0 0 34,101
M/I HOMES INC COM 55305B101 939 23,665 SH   SOLE   0 0 23,665
MANPOWERGROUP INC COM 56418H100 1,035 13,545 SH   SOLE   0 0 13,545
MEDICAL PROPERTIES TRUST INC COM 58463J304 2,965 194,186 SH   SOLE   0 0 194,186
MEDIFAST INC COM 58470H101 690 3,825 SH   SOLE   0 0 3,825
MEDTRONIC PLC COM G5960L103 2,728 30,397 SH   SOLE   0 0 30,397
MERCK & CO INC NEW COM 58933Y105 2,756 30,224 SH   SOLE   0 0 30,224
META PLATFORMS INC-A COM 30303M102 4,685 29,053 SH   SOLE   0 0 29,053
METLIFE INC COM 59156R108 1,708 27,204 SH   SOLE   0 0 27,204
MICROSOFT CORP COM 594918104 14,012 54,558 SH   SOLE   0 0 54,558
MILLER INDS INC TENN COM NEW COM 600551204 562 24,785 SH   SOLE   0 0 24,785
MKS INSTRUMENTS INC COM 55306N104 714 6,960 SH   SOLE   0 0 6,960
MODINE MANUFACTURING CO COM 607828100 190 18,035 SH   SOLE   0 0 18,035
MOHAWK INDUSTRIES INC COM 608190104 505 4,066 SH   SOLE   0 0 4,066
MOTOROLA SOLUTIONS INC COM 620076307 870 4,153 SH   SOLE   0 0 4,153
NCR CORP NEW COM 62886E108 687 22,070 SH   SOLE   0 0 22,070
NEW YORK COMMUNITY BANCORP COM 649445103 852 93,325 SH   SOLE   0 0 93,325
NOMAD FOODS LTD COM G6564A105 742 37,105 SH   SOLE   0 0 37,105
NOVARTIS A G SPON ADR COM 66987V109 2,865 33,893 SH   SOLE   0 0 33,893
NUTRIEN LTD COM 67077M108 331 4,157 SH   SOLE   0 0 4,157
NVIDIA CORP COM 67066G104 650 4,290 SH   SOLE   0 0 4,290
NYMOX PHARMACEUTICAL CORP COM P73398102 6 14,000 SH   SOLE   0 0 14,000
OMNICOM GROUP INC COM 681919106 5,283 83,050 SH   SOLE   0 0 83,050
ONEMAIN HOLDINGS, INC COM 68268W103 507 13,560 SH   SOLE   0 0 13,560
ORACLE CORPORATION COM 68389X105 829 11,865 SH   SOLE   0 0 11,865
OTTER TAIL POWER COM 689648100 282 4,200 SH   SOLE   0 0 4,200
PACKAGING CORP OF AMERICA COM 695156109 234 1,700 SH   SOLE   0 0 1,700
PARAMOUNT GLOBAL COM 92556H206 984 39,855 SH   SOLE   0 0 39,855
PARK HOTELS & RESORTS INC COM 700517105 470 34,634 SH   SOLE   0 0 34,634
PATTERSON COS INC COM 703395103 247 8,150 SH   SOLE   0 0 8,150
PAYCHEX INC COM 704326107 228 2,000 SH   SOLE   0 0 2,000
PENNANTPARK INVESTMENT CORP COM 708062104 120 19,375 SH   SOLE   0 0 19,375
PEPSICO INC COM 713448108 593 3,561 SH   SOLE   0 0 3,561
PFIZER INCORPORATED COM 717081103 8,567 163,406 SH   SOLE   0 0 163,406
PIONEER NATURAL RES CO COM 723787107 1,043 4,676 SH   SOLE   0 0 4,676
PNC FINANCIAL SERVICES GROUP COM 693475105 9,807 62,161 SH   SOLE   0 0 62,161
PROCTER & GAMBLE COM 742718109 1,327 9,230 SH   SOLE   0 0 9,230
PROGRESSIVE CORP COM 743315103 908 7,809 SH   SOLE   0 0 7,809
PURE TECH HEALTH PLC COM GB00BY2Z0 215 100,000 SH   SOLE   0 0 100,000
RAYTHEON TECHNOLOGIES COM 75513E101 3,647 37,943 SH   SOLE   0 0 37,943
S P D R S&P 500 COM 78462F103 2,623 6,953 SH   SOLE   0 0 6,953
SABRA HEALTH CARE REIT COM 78573L106 157 11,260 SH   SOLE   0 0 11,260
SAFEGUARD SCIENT INC NEW COM 786449207 68 18,275 SH   SOLE   0 0 18,275
SAFETY INSURANCE GROUP INC COM 78648T100 408 4,202 SH   SOLE   0 0 4,202
SALESFORCE.COM COM 79466L302 297 1,800 SH   SOLE   0 0 1,800
SCH US TIPS ETF COM 808524870 395 7,084 SH   SOLE   0 0 7,084
SCHLUMBERGER LTD COM 806857108 802 22,440 SH   SOLE   0 0 22,440
SCHWAB US BROAD MARKET ETF COM 808524102 254 5,747 SH   SOLE   0 0 5,747
SCHWAB US LARGE-CAP GROWTH COM 808524300 316 5,450 SH   SOLE   0 0 5,450
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,379 17,115 SH   SOLE   0 0 17,115
SHELL PLC COM 780259305 366 6,997 SH   SOLE   0 0 6,997
SNAP ON INC COM 833034101 2,294 11,643 SH   SOLE   0 0 11,643
SPECTRUM BRANDS HOLDINGS INC COM 84790A105 2,524 30,767 SH   SOLE   0 0 30,767
STAG INDUSTRIAL INC COM 85254J102 314 10,180 SH   SOLE   0 0 10,180
STANDARD MOTOR PRODUCTS INC COM 853666105 1,363 30,285 SH   SOLE   0 0 30,285
STRYKER CORP COM 863667101 501 2,516 SH   SOLE   0 0 2,516
SUNCOR ENERGY INC NEW F COM 867224107 2,959 84,360 SH   SOLE   0 0 84,360
TAYLOR MORRISON HOME CORP COM 87724P106 535 22,914 SH   SOLE   0 0 22,914
TE CONNECTIVITY LTD F COM H84989104 3,389 29,947 SH   SOLE   0 0 29,947
TENET HEALTHCARE CORP COM 88033G407 284 5,410 SH   SOLE   0 0 5,410
TERRITORIAL BANCORP INC COM COM 88145X108 651 31,240 SH   SOLE   0 0 31,240
THE WALT DISNEY CO COM 254687106 4,502 47,691 SH   SOLE   0 0 47,691
TJX COMPANIES COM 872540109 827 14,810 SH   SOLE   0 0 14,810
TRAVELERS COMPANIES INC COM 89417E109 1,116 6,596 SH   SOLE   0 0 6,596
U S BANCORP DEL NEW COM 902973304 2,613 56,785 SH   SOLE   0 0 56,785
UFP INDUSTRIES, INC COM 90278Q108 995 14,605 SH   SOLE   0 0 14,605
UFP TECHNOLOGIES INC COM 902673102 509 6,395 SH   SOLE   0 0 6,395
UNITEDHEALTH GROUP INC COM 91324P102 8,117 15,803 SH   SOLE   0 0 15,803
UNIVERSAL ELECTRONICS INC COM 913483103 259 10,140 SH   SOLE   0 0 10,140
VANGUARD FTSE EUROPE ETF COM 922042874 485 9,189 SH   SOLE   0 0 9,189
VANGUARD TOTAL INTERNATIONAL S COM 921909768 459 8,897 SH   SOLE   0 0 8,897
VERIZON COMMUNICATIONS COM 92343V104 4,029 79,389 SH   SOLE   0 0 79,389
VERTEX PHARMACEUTICALS COM 92532F100 902 3,200 SH   SOLE   0 0 3,200
VISA INC-CLASS A COM 92826C839 2,622 13,319 SH   SOLE   0 0 13,319
WARNER BROS DISCOVERY INC COM 934423104 924 68,838 SH   SOLE   0 0 68,838
ZIMMER BIOMET HOLDINGS INC COM 98956P102 871 8,290 SH   SOLE   0 0 8,290
iSHARES BARCLAYS AGGREGATE BON COM 464287226 350 3,441 SH   SOLE   0 0 3,441
iSHARES MSCI EMERGING MARKET I COM 464287234 233 5,799 SH   SOLE   0 0 5,799
iSHARES RUSSELL MIDCAP VALUE COM 464287473 573 5,646 SH   SOLE   0 0 5,646
GOLDMAN SACHS GROUP INC PRFD COM 38143Y665 266 14,340 SH   SOLE   0 0 14,340
JP MORGAN CHASE PFRD COM 48128B523 266 14,340 SH   SOLE   0 0 14,340