The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 415 3,209 SH   SOLE NONE 3,209 0 0
ABBOTT LABORATORIES COM 002824100 1,062 9,777 SH   SOLE NONE 9,777 0 0
ABBVIE INC COM USD0.01 COM 00287Y109 2,371 15,483 SH   SOLE NONE 15,483 0 0
ACADEMY SPORTS &OUTDOORS INC COM COM 00402L107 311 8,762 SH   SOLE NONE 8,762 0 0
ACCENTURE PLC SHS CLASS A G1151C101 378 1,364 SH   SOLE NONE 1,364 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 531 1,451 SH   SOLE NONE 1,451 0 0
ADVANCED MICRO DEVICES INC COM 007903107 343 4,498 SH   SOLE NONE 4,498 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 306 1,276 SH   SOLE NONE 1,276 0 0
ALLSCRIPTS HEALTHCARE SOLUTIONS INC COM USD0.01 COM 01988P108 270 18,253 SH   SOLE NONE 18,253 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 4,115 1,888 SH   SOLE NONE 1,888 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 1,594 729 SH   SOLE NONE 729 0 0
ALTERYX INC COM CL A COM CL A 02156B103 273 5,644 SH   SOLE NONE 5,644 0 0
ALTRIA GROUP INC COM 02209S103 242 5,813 SH   SOLE NONE 5,813 0 0
AMAZON.COM INC COM 023135106 4,241 39,936 SH   SOLE NONE 39,936 0 0
AMBEV SA SPON ADR EACH REP 1 ORD SHS SPONSORED ADR 02319V103 98 39,410 SH   SOLE NONE 39,410 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 1,761 18,356 SH   SOLE NONE 18,356 0 0
AMERICAN EXPRESS CO COM USD0.20 COM 025816109 277 2,000 SH   SOLE NONE 2,000 0 0
AMERICAN TOWER CORP NEW COM COM 03027X100 1,132 4,432 SH   SOLE NONE 4,432 0 0
AMGEN INC COM 031162100 968 3,982 SH   SOLE NONE 3,982 0 0
APPLE INC COM 037833100 15,755 115,237 SH   SOLE NONE 115,237 0 0
ARES CAPITAL CORP COM COM 04010L103 407 22,750 SH   SOLE NONE 22,750 0 0
ASE TECHNOLOGY HOLDING CO LTD SPON ADS EACH REP 2 ORD SHS SPONSORED ADS 00215W100 90 17,478 SH   SOLE NONE 17,478 0 0
ASHLAND GLOBAL HLDGS INC COM COM 044186104 228 2,213 SH   SOLE NONE 2,213 0 0
ASML HOLDING NV EUR0.09 NY REGISTRY SHS 2012 N Y REGISTRY SHS N07059210 203 428 SH   SOLE NONE 428 0 0
ASTRAZENECA ADR REP 0.5 ORD SPONSORED ADR 046353108 2,434 36,842 SH   SOLE NONE 36,842 0 0
AT&T INC COM USD1 COM 00206R102 480 22,913 SH   SOLE NONE 22,913 0 0
AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 621 2,960 SH   SOLE NONE 2,960 0 0
BELLRING BRANDS INC COMMON STOCK COMMON STOCK 07831C103 351 14,121 SH   SOLE NONE 14,121 0 0
BERKSHIRE HATHAWAY INC CL A 084670108 817 2 SH   SOLE NONE 2 0 0
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B CL B NEW 084670702 2,806 10,279 SH   SOLE NONE 10,279 0 0
BERRY GLOBAL GROUP INC COM 08579W103 328 6,016 SH   SOLE NONE 6,016 0 0
BJS WHSL CLUB HLDGS INC COM COM 05550J101 316 5,077 SH   SOLE NONE 5,077 0 0
BK OF AMERICA CORP COM COM 060505104 998 32,091 SH   SOLE NONE 32,091 0 0
BLACKROCK INC COM USD0.01 COM 09247X101 989 1,624 SH   SOLE NONE 1,624 0 0
BLACKROCK MUNICIPAL INCOME FUND INC COM 09253X102 211 17,800 SH   SOLE NONE 17,800 0 0
BLACKROCK MUNIHOLDINGS NEW JERSY QUALITY FUND INC COM 09254X101 195 14,809 SH   SOLE NONE 14,809 0 0
BLACKROCK MUNIYIELD FUND INC. COM USD0.10 COM 09253W104 403 36,200 SH   SOLE NONE 36,200 0 0
BLACKSTONE INC COM 09260D107 1,883 20,647 SH   SOLE NONE 20,647 0 0
BOEING CO COM USD5.00 COM 097023105 520 3,806 SH   SOLE NONE 3,806 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 606 7,871 SH   SOLE NONE 7,871 0 0
BROADCOM INC COM COM 11135F101 1,078 2,221 SH   SOLE NONE 2,221 0 0
CATALENT INC COM COM 148806102 384 3,580 SH   SOLE NONE 3,580 0 0
CHARLES RIVER LABORATORIES INTERNATIONAL INC COM 159864107 294 1,375 SH   SOLE NONE 1,375 0 0
CHEMOURS CO COM COM 163851108 1,035 32,329 SH   SOLE NONE 32,329 0 0
CHEVRON CORP NEW COM COM 166764100 1,372 9,478 SH   SOLE NONE 9,478 0 0
CHUBB LIMITED COM NPV ISIN #CH0044328745 COM H1467J104 284 1,446 SH   SOLE NONE 1,446 0 0
CIGNA CORP NEW COM COM 125523100 244 928 SH   SOLE NONE 928 0 0
CISCO SYSTEMS INC COM 17275R102 828 19,426 SH   SOLE NONE 19,426 0 0
CITIGROUP INC COM NEW 172967424 293 6,374 SH   SOLE NONE 6,374 0 0
CME GROUP INC COM COM 12572Q105 1,136 5,551 SH   SOLE NONE 5,551 0 0
COCA-COLA CO COM 191216100 2,166 34,433 SH   SOLE NONE 34,433 0 0
COLGATE-PALMOLIVE CO COM USD1.00 COM 194162103 454 5,669 SH   SOLE NONE 5,669 0 0
COMCAST CORP CL A 20030N101 353 9,007 SH   SOLE NONE 9,007 0 0
CONOCOPHILLIPS COM COM 20825C104 803 8,950 SH   SOLE NONE 8,950 0 0
CONSOLIDATED EDISON INC COM USD0.10 COM 209115104 200 2,113 SH   SOLE NONE 2,113 0 0
CONSTELLATION BRANDS INC COM USD0.01 CLASS A CL A 21036P108 514 2,208 SH   SOLE NONE 2,208 0 0
CONSTELLATION ENERGY CORP COM COM 21037T109 292 5,111 SH   SOLE NONE 5,111 0 0
CONSTRUCTION PARTNERS INC COM CL A COM CL A 21044C107 306 14,652 SH   SOLE NONE 14,652 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 3,056 22,234 SH   SOLE NONE 22,234 0 0
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 219 3,036 SH   SOLE NONE 3,036 0 0
CORTEVA INC COM COM 22052L104 3,721 68,734 SH   SOLE NONE 68,734 0 0
COSTCO WHOLESALE CORP COM USD0.01 COM 22160K105 896 1,871 SH   SOLE NONE 1,871 0 0
CROWN CASTLE INTL CORP NEW COM ISIN #US22822V1017 SEDOL #BTGQCX1 COM 22822V101 830 4,933 SH   SOLE NONE 4,933 0 0
CSX CORP COM USD1 COM 126408103 476 16,383 SH   SOLE NONE 16,383 0 0
CVS HEALTH CORPORATION COM USD0.01 COM 126650100 734 7,931 SH   SOLE NONE 7,931 0 0
DANAHER CORPORATION COM COM 235851102 503 1,985 SH   SOLE NONE 1,985 0 0
DARDEN RESTAURANTS INC COM 237194105 361 3,200 SH   SOLE NONE 3,200 0 0
DIAGEO ADR EACH REPR 4 ORD GBX28.935185 SPON ADR NEW 25243Q205 566 3,255 SH   SOLE NONE 3,255 0 0
DIGITAL REALTY TRUST INC COM 253868103 1,955 15,061 SH   SOLE NONE 15,061 0 0
DISNEY WALT CO COM COM 254687106 515 5,460 SH   SOLE NONE 5,460 0 0
DOMINION ENERGY INC COM COM 25746U109 567 7,116 SH   SOLE NONE 7,116 0 0
DOVER CORP COM USD1.00 COM 260003108 222 1,838 SH   SOLE NONE 1,838 0 0
DOW INC COM COM 260557103 3,247 62,927 SH   SOLE NONE 62,927 0 0
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204 834 7,782 SH   SOLE NONE 7,782 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 2,810 50,558 SH   SOLE NONE 50,558 0 0
ELEVANCE HEALTH INC COM COM 036752103 395 819 SH   SOLE NONE 819 0 0
ELI LILLY AND CO COM 532457108 2,353 7,259 SH   SOLE NONE 7,259 0 0
EMERSON ELECTRIC CO COM 291011104 718 9,030 SH   SOLE NONE 9,030 0 0
ENERGY TRANSFER L P COM UT LTD PTN COM UT LTD PTN 29273V100 129 13,018 SH   SOLE NONE 13,018 0 0
ESTEE LAUDER COMPANIES INC COM USD0.01 CLASS A CL A 518439104 285 1,123 SH   SOLE NONE 1,123 0 0
EXELON CORP COM NPV COM 30161N101 725 15,998 SH   SOLE NONE 15,998 0 0
EXPEDITORS INTERNATIONAL OF WASHINGTON INC COM 302130109 2,010 20,627 SH   SOLE NONE 20,627 0 0
EXXON MOBIL CORP COM 30231G102 1,933 22,581 SH   SOLE NONE 22,581 0 0
FEDEX CORP COM USD0.10 COM 31428X106 373 1,649 SH   SOLE NONE 1,649 0 0
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD DJ INTERNT IDX 33733E302 286 2,258 SH   SOLE NONE 2,258 0 0
FIRST TRUST CLOUD COMPUTING ETF CLOUD COMPUTING 33734X192 237 3,598 SH   SOLE NONE 3,598 0 0
FORTUNE BRANDS HOME & SECURITY INC COM 34964C106 213 3,571 SH   SOLE NONE 3,571 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE FTSE EUROPE 35473P652 1,119 49,072 SH   SOLE NONE 49,072 0 0
GENERAC HLDGS INC COM USD0.01 COM 368736104 304 1,444 SH   SOLE NONE 1,444 0 0
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 1,023 4,625 SH   SOLE NONE 4,625 0 0
GENERAL ELECTRIC CO COM NEW COM NEW 369604301 315 4,957 SH   SOLE NONE 4,957 0 0
GENERAL MILLS INC COM USD0.10 COM 370334104 663 8,800 SH   SOLE NONE 8,800 0 0
GLOBAL X FDS MSCI SUPR EM ETF MSCI SUPR EM ETF 37950E119 460 53,965 SH   SOLE NONE 53,965 0 0
GLOBAL X FDS S&P 500 COVERED S&P 500 COVERED 37954Y475 287 6,736 SH   SOLE NONE 6,736 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME ACTIVEBETA EME 381430206 299 10,065 SH   SOLE NONE 10,065 0 0
GOLDMAN SACHS GROUP INC COM USD0.01 COM 38141G104 418 1,409 SH   SOLE NONE 1,409 0 0
GRANITESHARES GOLD TR SHS BEN INT SHS BEN INT 38748G101 9,338 521,403 SH   SOLE NONE 521,403 0 0
GSK PLC SPON ADR EACH REP 2 ORD SHS SPONSORED ADR 37733W105 290 6,666 SH   SOLE NONE 6,666 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 5,021 39,156 SH   SOLE NONE 39,156 0 0
HERC HLDGS INC COM COM 42704L104 275 3,061 SH   SOLE NONE 3,061 0 0
HOME DEPOT INC COM 437076102 1,137 4,146 SH   SOLE NONE 4,146 0 0
HONEYWELL INTERNATIONAL INC COM USD1 COM 438516106 584 3,360 SH   SOLE NONE 3,360 0 0
ILLINOIS TOOL WORKS INC COM USD0.01 COM 452308109 344 1,888 SH   SOLE NONE 1,888 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND SBI INT-INDS 81369Y704 1,329 15,217 SH   SOLE NONE 15,217 0 0
INGEVITY CORP COM COM 45688C107 299 4,747 SH   SOLE NONE 4,747 0 0
INTEL CORP COM USD0.001 COM 458140100 933 24,940 SH   SOLE NONE 24,940 0 0
INTERCONTINENTAL EXCHANGE INC COM USD0.01 COM 45866F104 238 2,538 SH   SOLE NONE 2,538 0 0
INTERNATIONAL BUS MACH CORP COM USD0.20 COM 459200101 1,187 8,409 SH   SOLE NONE 8,409 0 0
INTERNATIONAL FLAVORS &FRAGRANCES COM USD0.125 COM 459506101 1,035 8,695 SH   SOLE NONE 8,695 0 0
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY CHINA TECHNLGY 46138E800 837 16,590 SH   SOLE NONE 16,590 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF NASDAQ 100 ETF 46138G649 1,197 10,398 SH   SOLE NONE 10,398 0 0
INVESCO EXCH TRADED FD TR II PFD ETF PFD ETF 46138E511 256 20,810 SH   SOLE NONE 20,810 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY S&P INTL QULTY 46138E214 222 9,347 SH   SOLE NONE 9,347 0 0
INVESCO EXCHANGE TRADED FD TR INTL DIVI ACHI INTL DIVI ACHI 46137V548 1,494 87,286 SH   SOLE NONE 87,286 0 0
INVESCO EXCHANGE TRADED FD TR S&P 500 TOP 50 S&P 500 TOP 50 46137V233 312 1,090 SH   SOLE NONE 1,090 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT S&P500 EQL WGT 46137V357 834 6,218 SH   SOLE NONE 6,218 0 0
INVESCO PENNSYLVANIA VALUE MUNICIPAL INCOME TRUST COM 46132K109 658 62,955 SH   SOLE NONE 62,955 0 0
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103 2,410 8,599 SH   SOLE NONE 8,599 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 42,149 415,552 SH   SOLE NONE 415,552 0 0
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867 216 4,516 SH   SOLE NONE 4,516 0 0
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 4,393 43,748 SH   SOLE NONE 43,748 0 0
ISHARES CORE MODERATE ALLOCATION ETF MODERT ALLOC ETF 464289875 230 5,922 SH   SOLE NONE 5,922 0 0
ISHARES CORE MSCI EUROPE ETF CORE MSCI EURO 46434V738 939 20,899 SH   SOLE NONE 20,899 0 0
ISHARES CORE MSCI PACIFIC ETF CORE MSCI PAC 46434V696 717 13,798 SH   SOLE NONE 13,798 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 1,318 3,478 SH   SOLE NONE 3,478 0 0
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 543 5,876 SH   SOLE NONE 5,876 0 0
ISHARES CORE S&P TOTAL US STOCK MARKET ETF CORE S&P TTL STK 464287150 448 5,356 SH   SOLE NONE 5,356 0 0
ISHARES GOLD TR ISHARES NEW ISIN #US4642852044 SEDOL #BKP74N6 ISHARES NEW 464285204 315 9,200 SH   SOLE NONE 9,200 0 0
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 1,891 72,986 SH   SOLE NONE 72,986 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 4,911 100,103 SH   SOLE NONE 100,103 0 0
ISHARES INC EM MKTS DIV ETF EM MKTS DIV ETF 464286319 489 18,398 SH   SOLE NONE 18,398 0 0
ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 359 11,134 SH   SOLE NONE 11,134 0 0
ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 663 12,564 SH   SOLE NONE 12,564 0 0
ISHARES INC MSCI PAC JP ETF MSCI PAC JP ETF 464286665 447 10,747 SH   SOLE NONE 10,747 0 0
ISHARES MSCI EMR MRK EX CHNA MSCI EMRG CHN 46434G764 465 9,746 SH   SOLE NONE 9,746 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 773 7,268 SH   SOLE NONE 7,268 0 0
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622 700 3,373 SH   SOLE NONE 3,373 0 0
ISHARES RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630 256 1,884 SH   SOLE NONE 1,884 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 333 5,524 SH   SOLE NONE 5,524 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 706 11,083 SH   SOLE NONE 11,083 0 0
ISHARES S&P MIDCAP 400 INDEX FUND CORE S&P MCP ETF 464287507 519 2,297 SH   SOLE NONE 2,297 0 0
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 271 3,052 SH   SOLE NONE 3,052 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 3,348 31,993 SH   SOLE NONE 31,993 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 224 1,971 SH   SOLE NONE 1,971 0 0
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 2,448 42,927 SH   SOLE NONE 42,927 0 0
ISHARES TR EAFE VALUE ETF EAFE VALUE ETF 464288877 227 5,246 SH   SOLE NONE 5,246 0 0
ISHARES TR ESG AW MSCI EAFE ESG AW MSCI EAFE 46435G516 1,584 25,247 SH   SOLE NONE 25,247 0 0
ISHARES TR ESG AWARE MSCI USA-SMALL CAP ETF ESG AWARE MSCI 46435U663 224 7,130 SH   SOLE NONE 7,130 0 0
ISHARES TR IBONDS DEC 2024 TERM MUNI BD ETF IBONDS DEC 46435U697 2,161 83,120 SH   SOLE NONE 83,120 0 0
ISHARES TR IBONDS DEC 2025 TERM MUNI BDS ETF IBONDS DEC 25 46435U432 1,393 52,346 SH   SOLE NONE 52,346 0 0
ISHARES TR IBONDS DEC 26 IBONDS DEC 26 46435U259 695 27,450 SH   SOLE NONE 27,450 0 0
ISHARES TR IBONDS DEC2023 TERM MUNI BD ETF IBONDS DEC2023 46435G318 2,317 90,890 SH   SOLE NONE 90,890 0 0
ISHARES TR INTL DIV GRWTH INTL DIV GRWTH 46435G524 2,249 39,235 SH   SOLE NONE 39,235 0 0
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 2,173 80,007 SH   SOLE NONE 80,007 0 0
ISHARES TR ISHARES BIOTECH ISHARES BIOTECH 464287556 1,147 9,751 SH   SOLE NONE 9,751 0 0
ISHARES TR MBS ETF MBS ETF 464288588 397 4,078 SH   SOLE NONE 4,078 0 0
ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689 587 9,273 SH   SOLE NONE 9,273 0 0
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 756 25,289 SH   SOLE NONE 25,289 0 0
ISHARES TR MSCI INTL QUALTY MSCI INTL QUALTY 46434V456 234 7,567 SH   SOLE NONE 7,567 0 0
ISHARES TR MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 4,672 66,551 SH   SOLE NONE 66,551 0 0
ISHARES TR MSCI USA MMENTM MSCI USA MMENTM 46432F396 300 2,207 SH   SOLE NONE 2,207 0 0
ISHARES TR MSCI USA QLT FCT MSCI USA QLT FCT 46432F339 444 3,980 SH   SOLE NONE 3,980 0 0
ISHARES TR MSCI USA VALUE MSCI USA VALUE 46432F388 293 3,246 SH   SOLE NONE 3,246 0 0
ISHARES TR U.S. MED DVC ETF U.S. MED DVC ETF 464288810 361 7,171 SH   SOLE NONE 7,171 0 0
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0 0-5YR HI YL CP 46434V407 593 14,631 SH   SOLE NONE 14,631 0 0
ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 784 16,474 SH   SOLE NONE 16,474 0 0
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 1,696 28,825 SH   SOLE NONE 28,825 0 0
ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 7,859 325,038 SH   SOLE NONE 325,038 0 0
ISHARES TRUST IBONDS DEC 2027 TERM MUNI BOND ETF IBONDS DEC 27 46435U283 361 14,352 SH   SOLE NONE 14,352 0 0
J P MORGAN EXCHANGE TRADED FD BETABUILDERS EUR BETABUILDERS EUR 46641Q191 3,114 67,584 SH   SOLE NONE 67,584 0 0
J P MORGAN EXCHANGE TRADED FD ULTRA SHT MUNCPL ULTRA SHT MUNCPL 46641Q654 12,254 241,935 SH   SOLE NONE 241,935 0 0
JABIL INC COM COM 466313103 304 5,953 SH   SOLE NONE 5,953 0 0
JOHNSON &JOHNSON COM USD1.00 COM 478160104 2,816 15,864 SH   SOLE NONE 15,864 0 0
JPMORGAN CHASE & CO COM 46625H100 3,365 29,883 SH   SOLE NONE 29,883 0 0
KBR INC COM USD0.001 COM 48242W106 329 6,809 SH   SOLE NONE 6,809 0 0
KIMBERLY-CLARK CORP COM COM 494368103 341 2,524 SH   SOLE NONE 2,524 0 0
KINDER MORGAN INC COM USD0.01 COM 49456B101 562 33,579 SH   SOLE NONE 33,579 0 0
KRANESHARES TR CSI CHINA INTERNET ETF CSI CHI INTERNET 500767306 2,161 65,973 SH   SOLE NONE 65,973 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 259 1,073 SH   SOLE NONE 1,073 0 0
LIGHTWAVE LOGIC INC COM COM 532275104 390 59,677 SH   SOLE NONE 59,677 0 0
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 1,629 3,791 SH   SOLE NONE 3,791 0 0
LOWES COMPANIES INC COM USD0.50 COM 548661107 609 3,492 SH   SOLE NONE 3,492 0 0
LULULEMON ATHLETICA INC COM USD0.005 COM 550021109 202 743 SH   SOLE NONE 743 0 0
MAINSTAY MACKAY DEFINEDTERM MU COM COM 56064K100 606 33,450 SH   SOLE NONE 33,450 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 1,165 3,695 SH   SOLE NONE 3,695 0 0
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 914 12,422 SH   SOLE NONE 12,422 0 0
MCDONALD S CORP COM 580135101 2,446 9,909 SH   SOLE NONE 9,909 0 0
MEDTRONIC PLC SHS G5960L103 431 4,804 SH   SOLE NONE 4,804 0 0
MERCK &CO. INC COM COM 58933Y105 2,664 29,229 SH   SOLE NONE 29,229 0 0
META PLATFORMS INC CLASS A COMMON STOCK CL A 30303M102 713 4,427 SH   SOLE NONE 4,427 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 228 3,932 SH   SOLE NONE 3,932 0 0
MICROSOFT CORP COM 594918104 7,886 30,709 SH   SOLE NONE 30,709 0 0
MONDELEZ INTL INC COM NPV CL A 609207105 258 4,165 SH   SOLE NONE 4,165 0 0
MP MATERIALS CORP COM CL A COM CL A 553368101 291 9,089 SH   SOLE NONE 9,089 0 0
NETFLIX INC COM 64110L106 274 1,570 SH   SOLE NONE 1,570 0 0
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 2,957 38,176 SH   SOLE NONE 38,176 0 0
NIKE INC CLASS B COM NPV CL B 654106103 212 2,080 SH   SOLE NONE 2,080 0 0
NORFOLK SOUTHN CORP COM COM 655844108 487 2,144 SH   SOLE NONE 2,144 0 0
NOVA LTD ORDINARY SHARES COM M7516K103 305 3,446 SH   SOLE NONE 3,446 0 0
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 444 5,264 SH   SOLE NONE 5,264 0 0
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 380 3,414 SH   SOLE NONE 3,414 0 0
NUVEEN NEW YORK AMT QLT MUNICP COM COM 670656107 183 16,632 SH   SOLE NONE 16,632 0 0
NUVEEN PENNSYLVANIA QLT MUN FD COM COM 670972108 475 39,006 SH   SOLE NONE 39,006 0 0
NVIDIA CORPORATION COM COM 67066G104 1,397 9,216 SH   SOLE NONE 9,216 0 0
ORACLE CORP COM 68389X105 314 4,503 SH   SOLE NONE 4,503 0 0
OVINTIV INC COM ISIN #US69047Q1022 SEDOL #BL3GRC2 COM 69047Q102 344 7,797 SH   SOLE NONE 7,797 0 0
PACCAR INC COM USD1.00 COM 693718108 514 6,250 SH   SOLE NONE 6,250 0 0
PACKAGING CORP OF AMERICA COM USD0.01 COM 695156109 238 1,736 SH   SOLE NONE 1,736 0 0
PATTERSON COS INC COM COM 703395103 325 10,742 SH   SOLE NONE 10,742 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103 343 3,282 SH   SOLE NONE 3,282 0 0
PEPSICO INC COM 713448108 2,774 16,649 SH   SOLE NONE 16,649 0 0
PFIZER INC COM 717081103 3,571 68,118 SH   SOLE NONE 68,118 0 0
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 215 2,180 SH   SOLE NONE 2,180 0 0
PHILLIPS 66 COM COM 718546104 425 5,193 SH   SOLE NONE 5,193 0 0
PNC FINANCIAL SERVICES GROUP COM USD5 COM 693475105 1,226 7,775 SH   SOLE NONE 7,775 0 0
POET TECHNOLOGIES INC COM NPV (POST REV SPLIT) ISIN #CA73044W3021 SEDOL #BM8XD16 COM NEW 73044W302 544 104,304 SH   SOLE NONE 104,304 0 0
PROCTER AND GAMBLE CO COM COM 742718109 3,628 25,236 SH   SOLE NONE 25,236 0 0
PROG HOLDINGS INC COM NPV COM NPV 74319R101 251 15,255 SH   SOLE NONE 15,255 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF S&P 500 DV ARIST 74348A467 254 2,987 SH   SOLE NONE 2,987 0 0
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 814 12,875 SH   SOLE NONE 12,875 0 0
QUALCOMM INC COM 747525103 300 2,353 SH   SOLE NONE 2,353 0 0
QUEST DIAGNOSTICS INC COM USD0.01 COM 74834L100 226 1,700 SH   SOLE NONE 1,700 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 894 9,308 SH   SOLE NONE 9,308 0 0
REGENERON PHARMACEUTICALS INC COM 75886F107 226 383 SH   SOLE NONE 383 0 0
RYMAN HOSPITALITY PROPERTIES INC COM 78377T107 290 3,822 SH   SOLE NONE 3,822 0 0
SALESFORCE INC COM COM 79466L302 568 3,442 SH   SOLE NONE 3,442 0 0
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF EMRG MKTEQ ETF 808524706 2,742 108,042 SH   SOLE NONE 108,042 0 0
SCHWAB STRATEGIC TR INTL EQUITY ETF INTL EQTY ETF 808524805 66,855 2,125,774 SH   SOLE NONE 2,125,774 0 0
SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETF SHT TM US TRES 808524862 34,100 693,248 SH   SOLE NONE 693,248 0 0
SELECT SECTOR SPDR TR COMMUNICATION COMMUNICATION 81369Y852 274 5,064 SH   SOLE NONE 5,064 0 0
SELECT SECTOR SPDR TR FINANCIAL FINANCIAL 81369Y605 3,238 102,970 SH   SOLE NONE 102,970 0 0
SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIS TECHNOLOGY 81369Y803 638 5,024 SH   SOLE NONE 5,024 0 0
SIGNATURE BANK COM 82669G104 269 1,505 SH   SOLE NONE 1,505 0 0
SOUTHERN CO COM 842587107 296 4,162 SH   SOLE NONE 4,162 0 0
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 1,010 6,001 SH   SOLE NONE 6,001 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 1,345 25,736 SH   SOLE NONE 25,736 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 1,509 40,994 SH   SOLE NONE 40,994 0 0
SPDR S & P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 2,419 70,509 SH   SOLE NONE 70,509 0 0
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103 2,221 5,888 SH   SOLE NONE 5,888 0 0
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 202 1,703 SH   SOLE NONE 1,703 0 0
SPDR SER TR S&P REGL BKG S&P REGL BKG 78464A698 243 4,195 SH   SOLE NONE 4,195 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300 13,793 190,498 SH   SOLE NONE 190,498 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR BLACKSTONE SENR 78467V608 270 6,494 SH   SOLE NONE 6,494 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN MULT ASS RLRTN 78467V103 12,220 436,909 SH   SOLE NONE 436,909 0 0
STARBUCKS CORP COM USD0.001 COM 855244109 515 6,754 SH   SOLE NONE 6,754 0 0
STRYKER CORPORATION COM COM 863667101 443 2,230 SH   SOLE NONE 2,230 0 0
SYSCO CORP COM 871829107 360 4,255 SH   SOLE NONE 4,255 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 SPONSORED ADS 874039100 411 5,029 SH   SOLE NONE 5,029 0 0
TARGET CORP COM 87612E106 532 3,767 SH   SOLE NONE 3,767 0 0
TESLA INC COM COM 88160R101 1,019 1,514 SH   SOLE NONE 1,514 0 0
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 488 3,181 SH   SOLE NONE 3,181 0 0
THE AARONS COMPANY INC COM COM 00258W108 267 18,398 SH   SOLE NONE 18,398 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 783 1,442 SH   SOLE NONE 1,442 0 0
THOMSON-REUTERS CORP COM NPV(POST REV SPLIT) ISIN #CA8849037095 SEDOL #BFXPTB0 COM NEW 884903709 245 2,353 SH   SOLE NONE 2,353 0 0
TIMKEN CO COM 887389104 312 5,893 SH   SOLE NONE 5,893 0 0
TORONTO DOMINION BANK ONT COM NPV ISIN #CA8911605092 SEDOL #2897222 COM NEW 891160509 318 4,864 SH   SOLE NONE 4,864 0 0
TOTAL ENERGIES SE SPONSORED ADS 89151E109 239 4,547 SH   SOLE NONE 4,547 0 0
TOYOTA MOTOR CORP ADR-EACH REP 10 ORD NPV LVL ADS 892331307 217 1,412 SH   SOLE NONE 1,412 0 0
TTEC HLDGS INC COM COM 89854H102 316 4,661 SH   SOLE NONE 4,661 0 0
TYSON FOODS INC CL A 902494103 239 2,781 SH   SOLE NONE 2,781 0 0
UNION PAC CORP COM COM 907818108 1,651 7,742 SH   SOLE NONE 7,742 0 0
UNITED PARCEL SERVICE INC CL B 911312106 282 1,549 SH   SOLE NONE 1,549 0 0
UNITED RENTALS INC COM 911363109 224 925 SH   SOLE NONE 925 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,566 3,050 SH   SOLE NONE 3,050 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 204 2,921 SH   SOLE NONE 2,921 0 0
VANECK ETF TR VANECK SHORT HIGH YIELD MUN SHRT HGH YLD MUN 92189F387 835 37,219 SH   SOLE NONE 37,219 0 0
VANECK ETF TRUST HIGH YLD MUNIETF HIGH YLD MUNIETF 92189H409 1,974 36,661 SH   SOLE NONE 36,661 0 0
VANECK ETF TRUST INTRMDT MUNI ETF INTRMDT MUNI ETF 92189H201 462 10,121 SH   SOLE NONE 10,121 0 0
VANGUARD CHARLOTTE FDS TOTAL INTL BD ETF TOTAL INT BD ETF 92203J407 17,100 345,178 SH   SOLE NONE 345,178 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 633 2,784 SH   SOLE NONE 2,784 0 0
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 487 6,314 SH   SOLE NONE 6,314 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 1,747 7,419 SH   SOLE NONE 7,419 0 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS GROWTH ETF 922908736 55,236 247,819 SH   SOLE NONE 247,819 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769 827 4,386 SH   SOLE NONE 4,386 0 0
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR VALUE ETF 922908744 70,108 531,608 SH   SOLE NONE 531,608 0 0
VANGUARD INDEX FUNDS S&P 500 ETF USD S&P 500 ETF SHS 922908363 356 1,028 SH   SOLE NONE 1,028 0 0
VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603 2,296 14,057 SH   SOLE NONE 14,057 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 20,419 490,272 SH   SOLE NONE 490,272 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF FTSE EUROPE ETF 922042874 935 17,709 SH   SOLE NONE 17,709 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 2,387 37,604 SH   SOLE NONE 37,604 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF FTSE SMCAP ETF 922042718 458 4,441 SH   SOLE NONE 4,441 0 0
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF TT WRLD ST ETF 922042742 842 9,870 SH   SOLE NONE 9,870 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 825 4,789 SH   SOLE NONE 4,789 0 0
VANGUARD MATERIALS INDEX FUND MATERIALS ETF 92204A801 448 2,802 SH   SOLE NONE 2,802 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD TAX EXEMPT BD 922907746 7,215 144,531 SH   SOLE NONE 144,531 0 0
VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 300 5,340 SH   SOLE NONE 5,340 0 0
VANGUARD S&P SMALL-CAP 600 V SMLCP 600 VAL 921932778 5,061 32,880 SH   SOLE NONE 32,880 0 0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS SHRT TRM CORP BD 92206C409 50,708 664,940 SH   SOLE NONE 664,940 0 0
VANGUARD SHT-TERM INFLATION-PROTECTED SEC IDX STRM INFPROIDX 922020805 340 6,791 SH   SOLE NONE 6,791 0 0
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 2,659 17,749 SH   SOLE NONE 17,749 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 333 1,694 SH   SOLE NONE 1,694 0 0
VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 213 1,209 SH   SOLE NONE 1,209 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF DIV APP ETF 921908844 1,237 8,623 SH   SOLE NONE 8,623 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF VAN FTSE DEV MKT 921943858 702 17,207 SH   SOLE NONE 17,207 0 0
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VG TL INTL STK F 921909768 574 11,127 SH   SOLE NONE 11,127 0 0
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 397 2,609 SH   SOLE NONE 2,609 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD HIGH DIV YLD 921946406 3,195 31,422 SH   SOLE NONE 31,422 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF INTL DVD ETF 921946810 494 7,202 SH   SOLE NONE 7,202 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF INTL HIGH ETF 921946794 1,328 22,580 SH   SOLE NONE 22,580 0 0
VANGUARD WORLD FD ESG US STK ETF ESG US STK ETF 921910733 2,685 40,447 SH   SOLE NONE 40,447 0 0
VANGUARD WORLD FDS COMM SRVC ETF COMM SRVC ETF 92204A884 2,015 21,434 SH   SOLE NONE 21,434 0 0
VANGUARD WORLD FDS VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207 584 3,151 SH   SOLE NONE 3,151 0 0
VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702 11,336 34,717 SH   SOLE NONE 34,717 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,020 39,804 SH   SOLE NONE 39,804 0 0
VISA INC COM CL A 92826C839 1,373 6,974 SH   SOLE NONE 6,974 0 0
WALMART INC COM COM 931142103 711 5,851 SH   SOLE NONE 5,851 0 0
WEC ENERGY GROUP INC COM COM 92939U106 464 4,618 SH   SOLE NONE 4,618 0 0
WISDOMTREE TR CHINA DIVID EX ST OWNED ENTERPRISES FD CHINADIV EX FI 97717X719 1,079 25,303 SH   SOLE NONE 25,303 0 0
WISDOMTREE TR EMERGING MKTS HIGH DIVID FD EMER MKT HIGH FD 97717W315 1,541 41,615 SH   SOLE NONE 41,615 0 0
WISDOMTREE TR ENHNCD CMMDTY ST ENHNCD CMMDTY ST 97717Y683 479 20,447 SH   SOLE NONE 20,447 0 0
WISDOMTREE TR FLOATNG RAT TREA FLOATNG RAT TREA 97717Y527 25,365 503,987 SH   SOLE NONE 503,987 0 0
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E303 19,034 530,491 SH   SOLE NONE 530,491 0 0
WP CAREY INC COM COM 92936U109 200 2,419 SH   SOLE NONE 2,419 0 0
YUM! BRANDS INC COM 988498101 239 2,110 SH   SOLE NONE 2,110 0 0
ZOETIS INC CL A 98978V103 424 2,470 SH   SOLE NONE 2,470 0 0