The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Sanofi Aventis ADR ADR 80105N105 11 229 SH   SOLE   229 0 0
3M Company COMMON 88579Y101 240 1,851 SH   SOLE   1,783 0 68
A E S Corp COMMON 00130H105 12 580 SH   SOLE   580 0 0
A F L A C Inc. COMMON 001055102 104 1,881 SH   SOLE   1,881 0 0
A O N Corporation COMMON G0403H108 27 100 SH   SOLE   100 0 0
Abbott Laboratories COMMON 002824100 1,324 12,184 SH   SOLE   12,075 0 109
AbbVie Inc. COMMON 00287Y109 1,377 8,990 SH   SOLE   8,990 0 0
Aberdeen Asia Pac Income Fd COMMON 003009107 117 40,073 SH   SOLE   40,073 0 0
Aberdeen Physical Swiss Gold ETF COMMON 00326A104 7 400 SH   SOLE   400 0 0
Accenture Ltd Cl A F COMMON G1151C101 92 333 SH   SOLE   333 0 0
ACNB Corporation COMMON 000868109 28 938 SH   SOLE   938 0 0
Activision Inc. COMMON 00507V109 252 3,240 SH   SOLE   3,240 0 0
Adobe Systems Inc. COMMON 00724F101 43 117 SH   SOLE   117 0 0
Advanced Micro Devices COMMON 007903107 68 890 SH   SOLE   890 0 0
Air Products & Chemicals Inc. COMMON 009158106 300 1,249 SH   SOLE   1,249 0 0
Airbnb Inc COMMON 009066101 24 275 SH   SOLE   275 0 0
Alaska Air Group Inc. COMMON 011659109 2 44 SH   SOLE   44 0 0
Alerus Finl Corp COMMON 01446U103 17 726 SH   SOLE   726 0 0
Alexander & Baldwin Inc COMMON 014491104 21 1,190 SH   SOLE   1,190 0 0
Align Technology Inc COMMON 016255101 4 15 SH   SOLE   15 0 0
Allegion Public Ltd Co COMMON G0176J109 20 200 SH   SOLE   200 0 0
Alliant Energy Corp COMMON 018802108 679 11,587 SH   SOLE   11,587 0 0
Allstate COMMON 020002101 254 2,001 SH   SOLE   2,001 0 0
Alphabet, Inc Cl C COMMON 02079K107 3,130 1,431 SH   SOLE   1,389 0 42
Alphabet, Inc. Cl A COMMON 02079K305 2,700 1,239 SH   SOLE   1,180 0 59
Altria Group Inc. COMMON 02209S103 26 634 SH   SOLE   634 0 0
Amazon.Com COMMON 023135106 1,907 17,958 SH   SOLE   17,614 0 344
Amc Networks Inc Cl A COMMON 00164V103 39 1,331 SH   SOLE   1,331 0 0
Amer Electric Pwr Co Inc COMMON 025537101 38 395 SH   SOLE   395 0 0
America Movil L ADR ADR 02364W105 74 3,600 SH   SOLE   3,600 0 0
American Express Company COMMON 025816109 328 2,366 SH   SOLE   2,366 0 0
American Int'l Group COMMON 026874784 5 100 SH   SOLE   100 0 0
American Tower REIT REIT 03027X100 4 16 SH   SOLE   16 0 0
Ameriprise Financial Inc. COMMON 03076C106 36 153 SH   SOLE   109 0 44
Amerisource Bergen Corp. COMMON 03073E105 38 270 SH   SOLE   270 0 0
Amgen Incorporated COMMON 031162100 350 1,439 SH   SOLE   1,439 0 0
Amkor Technology Inc COMMON 031652100 670 39,534 SH   SOLE   39,534 0 0
Analog Devices Inc. COMMON 032654105 31 213 SH   SOLE   213 0 0
Anheuser Busch Co., Inc. COMMON 03524A108 10 186 SH   SOLE   186 0 0
Annaly Capital Mgmt COMMON 035710409 27 4,600 SH   SOLE   4,600 0 0
Antero Midstream Partners LP COMMON 03676B102 2 202 SH   SOLE   202 0 0
Anthem Inc COMMON 036752103 133 275 SH   SOLE   275 0 0
Apple Inc. COMMON 037833100 4,928 36,044 SH   SOLE   35,114 0 930
Applied Materials COMMON 038222105 19 213 SH   SOLE   213 0 0
AptarGroup, Inc COMMON 038336103 242 2,340 SH   SOLE   2,306 0 34
Archer-Daniels-Midland Inc. COMMON 039483102 245 3,159 SH   SOLE   2,357 0 802
ARK Next Generation Internet ETF ETF 00214Q401 5 98 SH   SOLE   98 0 0
Arrowhead Pharma Inc COMMON 04280A100 11 320 SH   SOLE   320 0 0
Asml Hldgs Nv COMMON N07059210 5 10 SH   SOLE   10 0 0
Astec Industries COMMON 046224101 184 4,509 SH   SOLE   4,509 0 0
AstraZeneca plc ADR ADR 046353108 1,195 18,086 SH   SOLE   17,953 0 133
AT&T Inc. COMMON 00206R102 956 45,607 SH   SOLE   44,847 0 760
Atlas Air Worldwide Hldg COMMON 049164205 86 1,397 SH   SOLE   1,397 0 0
Atmos Energy Corp COMMON 049560105 17 150 SH   SOLE   150 0 0
Auto Data Processing COMMON 053015103 283 1,347 SH   SOLE   1,347 0 0
Autodesk Inc COMMON 052769106 21 125 SH   SOLE   125 0 0
Avalon Bay Communities COMMON 053484101 4 21 SH   SOLE   21 0 0
Avery Dennison COMMON 053611109 6 35 SH   SOLE   35 0 0
Baidu Inc ADR ADR 056752108 287 1,932 SH   SOLE   1,932 0 0
Bandwidth Inc COMMON 05988J103 14 730 SH   SOLE   730 0 0
Bank of America Corp COMMON 060505104 61 1,947 SH   SOLE   1,947 0 0
Bank of New York Mellon COMMON 064058100 76 1,813 SH   SOLE   1,813 0 0
Bar Harbor Bankshare COMMON 066849100 9 358 SH   SOLE   358 0 0
Baxter International COMMON 071813109 637 9,922 SH   SOLE   9,922 0 0
BCE Inc. COMMON 05534B760 261 5,316 SH   SOLE   4,613 0 703
Becton Dickinson & Co COMMON 075887109 151 613 SH   SOLE   613 0 0
Becton, Dickinson and Co COMMON 075887406 19 380 SH   SOLE   380 0 0
Berkshire Hathaway Cl B COMMON 084670702 3,851 14,105 SH   SOLE   13,358 0 747
Best Buy Inc. COMMON 086516101 10 147 SH   SOLE   147 0 0
Biogen Idec Inc COMMON 09062X103 123 601 SH   SOLE   601 0 0
Black Rock Resources Tr COMMON 09257A108 10 1,163 SH   SOLE   1,163 0 0
Blackrock Ehncd Eqty Div COMMON 09251A104 10 1,100 SH   SOLE   1,100 0 0
Blackrock Inc COMMON 09247X101 55 91 SH   SOLE   91 0 0
Blackstone Group Lp COMMON 09260D107 14 148 SH   SOLE   148 0 0
Blkrck Muniyield Qlty Fd COMMON 09254F100 16 1,300 SH   SOLE   1,300 0 0
Boeing Co. COMMON 097023105 1,952 14,280 SH   SOLE   14,069 0 211
Booking Holdings Inc COMMON 09857L108 31 18 SH   SOLE   18 0 0
Booz Allen Hamilton Holding Corp COMMON 099502106 52 575 SH   SOLE   575 0 0
Borg Warner Inc COMMON 099724106 749 22,444 SH   SOLE   22,444 0 0
Boston Scientific SRS A PRF COMMON 101137206 14 134 SH   SOLE   134 0 0
BP plc ADR ADR 055622104 15 528 SH   SOLE   528 0 0
Bristol Myers COMMON 110122108 2,625 34,093 SH   SOLE   33,619 0 474
Broadcom Ltd COMMON 11135F101 26 53 SH   SOLE   53 0 0
Broadridge Finl Solution COMMON 11133T103 100 700 SH   SOLE   700 0 0
Cambria Cannabis ETF ETF 132061821 1 100 SH   SOLE   100 0 0
Canadian Natl Ry Co COMMON 136375102 23 201 SH   SOLE   201 0 0
Canadian Pacific COMMON 13645T100 41 582 SH   SOLE   582 0 0
Capital One Financial COMMON 14040H105 75 724 SH   SOLE   724 0 0
Cardinal Health Inc COMMON 14149Y108 3 58 SH   SOLE   58 0 0
CarMax Inc COMMON 143130102 75 831 SH   SOLE   831 0 0
Carrier Global Corp-Wi COMMON 14448C104 87 2,434 SH   SOLE   2,434 0 0
Caterpillar COMMON 149123101 1,642 9,188 SH   SOLE   9,188 0 0
CBRE Group Inc COMMON 12504L109 228 3,092 SH   SOLE   3,092 0 0
Centene Corp COMMON 15135B101 30 350 SH   SOLE   350 0 0
CF Industries Holdings Inc COMMON 125269100 21 250 SH   SOLE   0 0 250
Charter Communications Inc COMMON 16119P108 245 523 SH   SOLE   523 0 0
Chemed Corp. COMMON 16359R103 1,693 3,606 SH   SOLE   3,606 0 0
Cheniere Energy Inc New COMMON 16411R208 10 73 SH   SOLE   73 0 0
Chevron Corp. COMMON 166764100 687 4,742 SH   SOLE   4,596 0 146
China Automotive Systems Inc COMMON 16936R105 65 24,164 SH   SOLE   24,164 0 0
Chubb Limited COMMON H1467J104 303 1,543 SH   SOLE   1,543 0 0
Cigna Corp COMMON 125523100 221 838 SH   SOLE   838 0 0
Cincinnati Financial Corp COMMON 172062101 46 390 SH   SOLE   390 0 0
Cisco Systems, Inc. COMMON 17275R102 2,768 64,924 SH   SOLE   63,044 0 1,880
Citigroup COMMON 172967424 214 4,655 SH   SOLE   4,655 0 0
Clorox Company COMMON 189054109 14 100 SH   SOLE   100 0 0
CME Group Inc. COMMON 12572Q105 455 2,222 SH   SOLE   2,222 0 0
Coca-Cola Co COMMON 191216100 3,723 59,187 SH   SOLE   57,492 0 1,695
Colgate-Palmolive COMMON 194162103 528 6,583 SH   SOLE   6,583 0 0
Comcast Corp. COMMON 20030N101 257 6,551 SH   SOLE   6,551 0 0
Comerica Incorporated COMMON 200340107 147 2,000 SH   SOLE   2,000 0 0
Community Bank System COMMON 203607106 570 9,011 SH   SOLE   8,111 0 900
Conoco Phillips COMMON 20825C104 633 7,045 SH   SOLE   7,045 0 0
Consolidated Edison Inc. COMMON 209115104 205 2,159 SH   SOLE   2,159 0 0
Constellation Brand Cl Aclass A COMMON 21036P108 29 123 SH   SOLE   123 0 0
Constellation Energy Co. COMMON 21037T109 9 163 SH   SOLE   163 0 0
Core Laboratories N V COMMON N22717107 23 1,148 SH   SOLE   1,148 0 0
Corning COMMON 219350105 4,165 132,196 SH   SOLE   131,527 0 669
Corp Office Pptys REIT REIT 22002T108 9 343 SH   SOLE   343 0 0
Corteva Inc com COMMON 22052L104 26 475 SH   SOLE   475 0 0
Costco COMMON 22160K105 4,519 9,429 SH   SOLE   9,222 0 207
Crown Castle International Corp COMMON 22822V101 70 417 SH   SOLE   417 0 0
CSX Corp COMMON 126408103 129 4,449 SH   SOLE   4,449 0 0
Cummins Inc COMMON 231021106 51 264 SH   SOLE   203 0 61
CVS Corp COMMON 126650100 1,849 19,951 SH   SOLE   19,505 0 446
D R Horton Co. COMMON 23331A109 4 58 SH   SOLE   58 0 0
D T E Energy Co. COMMON 233331107 8 62 SH   SOLE   0 0 62
Danaher Corp COMMON 235851102 42 164 SH   SOLE   164 0 0
Deere & Company COMMON 244199105 759 2,535 SH   SOLE   2,535 0 0
Devon Energy Corp COMMON 25179M103 9 167 SH   SOLE   167 0 0
Diageo PLC ADR ADR 25243Q205 18 103 SH   SOLE   103 0 0
Diamondback Energy Inc COMMON 25278X109 3 26 SH   SOLE   26 0 0
Dick's Sporting Goods Inc COMMON 253393102 4 48 SH   SOLE   48 0 0
Digital Realty Trust REIT REIT 253868103 355 2,735 SH   SOLE   2,605 0 130
Discover Financial Svcs COMMON 254709108 19 196 SH   SOLE   196 0 0
Dollar General COMMON 256677105 7 27 SH   SOLE   27 0 0
Dominion Energy COMMON 25746U109 1,425 17,857 SH   SOLE   15,799 0 2,058
Dover Corporation COMMON 260003108 44 362 SH   SOLE   362 0 0
Dow In COMMON 260557103 146 2,836 SH   SOLE   2,836 0 0
Dr Reddys Labs ADR ADR 256135203 353 6,371 SH   SOLE   6,371 0 0
DT Midstream, Inc COMMON 23345M107 2 31 SH   SOLE   0 0 31
Duke Energy Corp. COMMON 26441C204 2,461 22,954 SH   SOLE   22,645 0 309
E Bay Inc. COMMON 278642103 25 594 SH   SOLE   594 0 0
E I DuPont COMMON 26614N102 635 11,419 SH   SOLE   11,117 0 302
East West Bancorp COMMON 27579R104 831 12,824 SH   SOLE   12,824 0 0
Eastman Chemical Co. COMMON 277432100 18 200 SH   SOLE   200 0 0
Eaton Corp. COMMON G29183103 230 1,829 SH   SOLE   1,829 0 0
Ecofin Global Water ESG COMMON 56167N753 56 1,561 SH   SOLE   1,561 0 0
Ecolab Inc. COMMON 278865100 42 270 SH   SOLE   222 0 48
Edison International COMMON 281020107 352 5,573 SH   SOLE   5,481 0 92
Eli Lilly & Co. COMMON 532457108 1,502 4,632 SH   SOLE   4,632 0 0
Emerson Electric Co. COMMON 291011104 1,680 21,128 SH   SOLE   20,278 0 850
EMQQ Emerging Markets Intrnt & Ecmrc ETF ETF 301505889 620 19,190 SH   SOLE   18,739 0 451
Enbridge Inc Com COMMON 29250N105 7 162 SH   SOLE   162 0 0
Energy Transfer Equity LP COMMON 29273V100 9 864 SH   SOLE   864 0 0
Enterprise Products Prtn LP COMMON 293792107 77 3,159 SH   SOLE   3,159 0 0
Equinix Inc New COMMON 29444U700 5 7 SH   SOLE   7 0 0
Equity Residential Prop. REIT REIT 29476L107 264 3,656 SH   SOLE   3,656 0 0
Essential utilities ord COMMON 29670G102 144 3,142 SH   SOLE   3,142 0 0
ETFMG Alternative Harvest ETF ETF 26924G508 8 1,377 SH   SOLE   1,377 0 0
Eversource Energy COMMON 30040W108 28 328 SH   SOLE   328 0 0
Expeditors Int'l of Washington COMMON 302130109 58 592 SH   SOLE   592 0 0
Exxon Mobil Corporation COMMON 30231G102 1,789 20,894 SH   SOLE   19,247 0 1,647
Facebook Inc Class A COMMON 30303M102 112 695 SH   SOLE   695 0 0
Fedex Corporation COMMON 31428X106 1,420 6,264 SH   SOLE   6,129 0 135
Fidelity MSCI Health Care ETF ETF 316092600 48 785 SH   SOLE   0 0 785
Fidelity MSCI Utilities ETF ETF 316092865 28 613 SH   SOLE   0 0 613
Fidus Investment Corp COMMON 316500107 11 635 SH   SOLE   635 0 0
First Bancorp Inc Me COMMON 31866P102 18 600 SH   SOLE   600 0 0
First Solar Inc COMMON 336433107 892 13,093 SH   SOLE   13,093 0 0
Fiserv, Inc. COMMON 337738108 13 150 SH   SOLE   0 0 150
Ford Motor Company COMMON 345370860 31 2,819 SH   SOLE   2,819 0 0
Fortinet Inc COMMON 34959E109 160 2,825 SH   SOLE   2,825 0 0
Gallagher Arthur J & Co COMMON 363576109 135 828 SH   SOLE   828 0 0
Garmin Ltd COMMON H2906T109 15 150 SH   SOLE   150 0 0
Gartner Inc COMMON 366651107 19 79 SH   SOLE   79 0 0
General Dynamics Corp. COMMON 369550108 17 79 SH   SOLE   79 0 0
General Electric Co. COMMON 369604301 342 5,369 SH   SOLE   5,027 0 342
General Mills, Inc. COMMON 370334104 132 1,752 SH   SOLE   1,752 0 0
General Motors COMMON 37045V100 16 500 SH   SOLE   500 0 0
Genuine Parts Co COMMON 372460105 33 250 SH   SOLE   250 0 0
Gilat Satellite Networks Ltd COMMON M51474118 79 13,044 SH   SOLE   13,044 0 0
Gilead Sciences Inc COMMON 375558103 180 2,917 SH   SOLE   2,917 0 0
Glaxo Smithkline ADR ADR 37733W105 24 560 SH   SOLE   560 0 0
Global X S&P 500 Catholic Values ETF ETF 37954Y889 139 3,020 SH   SOLE   3,020 0 0
GlobalFoundries, Inc COMMON G39387108 3 65 SH   SOLE   65 0 0
Goldman Sachs Group Inc COMMON 38141G104 290 975 SH   SOLE   975 0 0
Goodyear Tire & Rubber COMMON 382550101 1 101 SH   SOLE   101 0 0
Halliburton Company COMMON 406216101 43 1,359 SH   SOLE   1,359 0 0
Hanesbrands Inc. COMMON 410345102 299 29,012 SH   SOLE   27,012 0 2,000
Hannon Armstrong Sus REIT REIT 41068X100 16 418 SH   SOLE   418 0 0
Healthpeak Properties Ord COMMON 42250P103 2 82 SH   SOLE   82 0 0
Hershey Foods Corp COMMON 427866108 196 912 SH   SOLE   912 0 0
Hess Corporation COMMON 42809H107 18 166 SH   SOLE   166 0 0
Home Depot COMMON 437076102 520 1,896 SH   SOLE   1,896 0 0
Honeywell International COMMON 438516106 1,574 9,057 SH   SOLE   8,793 0 264
Hormel Foods Corp COMMON 440452100 30 640 SH   SOLE   640 0 0
HSBC Holdings PLC ADR ADR 404280406 26 809 SH   SOLE   809 0 0
Humana COMMON 444859102 517 1,104 SH   SOLE   1,104 0 0
IBM Corp. COMMON 459200101 2,536 17,964 SH   SOLE   17,236 0 728
Idexx Labs Inc. COMMON 45168D104 9 25 SH   SOLE   25 0 0
Illinois Tool Works COMMON 452308109 173 950 SH   SOLE   950 0 0
Illumina Inc COMMON 452327109 8 42 SH   SOLE   42 0 0
Imperial Oil Ltd COMMON 453038408 154 3,259 SH   SOLE   3,259 0 0
India Fund COMMON 454089103 30 1,870 SH   SOLE   1,870 0 0
Infinera Corp COMMON 45667G103 10 1,800 SH   SOLE   1,800 0 0
Ingersoll Rand Inc COMMON 45687V106 19 454 SH   SOLE   454 0 0
Ingredion Incorporated COMMON 457187102 998 11,325 SH   SOLE   11,325 0 0
Integer Holdings Corp COMMON 45826H109 750 10,616 SH   SOLE   10,551 0 65
Intel Corp. COMMON 458140100 774 20,678 SH   SOLE   20,540 0 138
Intercontinental Exchange, Inc. COMMON 45866F104 5 50 SH   SOLE   50 0 0
Intuit COMMON 461202103 15 39 SH   SOLE   39 0 0
Intuitive Surgical COMMON 46120E602 14 69 SH   SOLE   69 0 0
Invesco Global Water ETF ETF 46138E651 9 300 SH   SOLE   300 0 0
Iqvia Hldgs Inc COMMON 46266C105 8 36 SH   SOLE   36 0 0
Iron Mountain Inc REIT REIT 46284V101 30 625 SH   SOLE   625 0 0
iShares 0-5 Year Invmt Grade Corp Bd ETF ETF 46434V100 29 605 SH   SOLE   605 0 0
Ishares 20 Yr Treas. Barclays ETF ETF 464287432 40 351 SH   SOLE   351 0 0
iShares 5-10 Yr Corporate Bond ETF ETF 464288638 55 1,080 SH   SOLE   1,080 0 0
iShares Core Dividend Growth ETF ETF 46434V621 388 8,148 SH   SOLE   8,148 0 0
iShares Core International Bond ETF ETF 46435G672 391 7,855 SH   SOLE   7,491 0 364
iShares Core MSCI EAFE ETF ETF 46432F842 137 2,326 SH   SOLE   2,326 0 0
iShares Core MSCI ETF ETF 46434G103 301 6,143 SH   SOLE   5,828 0 315
iShares DJ US Financial ETF ETF 464287788 78 1,108 SH   SOLE   1,108 0 0
iShares Dow J Real Estate ETF ETF 464287739 4 40 SH   SOLE   40 0 0
iShares Dow J. Healthcare ETF ETF 464287762 176 654 SH   SOLE   654 0 0
iShares ESG Aware MSCI EAFE ETF ETF 46435G516 266 4,233 SH   SOLE   4,233 0 0
iShares ESG Aware MSCI USA ETF ETF 46435G425 222 2,651 SH   SOLE   2,651 0 0
iShares Global Clean Energy ETF 464288224 196 10,287 SH   SOLE   10,287 0 0
Ishares Gold ETF ETF 464285204 755 22,013 SH   SOLE   22,013 0 0
iShares Lehman Agg Bond Fd ETF ETF 464287226 870 8,560 SH   SOLE   8,560 0 0
iShares MSCI EAFE ETF ETF 464287465 340 5,449 SH   SOLE   5,449 0 0
iShares MSCI Emerg Esg ETF ETF 46434G863 317 9,811 SH   SOLE   9,811 0 0
iShares MSCI Emerging Market ETF ETF 464287234 32 802 SH   SOLE   349 0 453
iShares MSCI Taiwan Index ETF ETF 46434G772 127 2,525 SH   SOLE   2,525 0 0
iShares MSCI USA Momentum Factor ETF ETF 46432F396 11 81 SH   SOLE   81 0 0
iShares NASDAQ Biotech ETF ETF 464287556 615 5,228 SH   SOLE   4,962 0 266
iShares Russell 1000 Growth ETF ETF 464287614 49 223 SH   SOLE   223 0 0
iShares Russell 1000 Val ETF ETF 464287598 3,979 27,446 SH   SOLE   27,446 0 0
iShares Russell 2000 Growth ETF ETF 464287648 16 79 SH   SOLE   79 0 0
Ishares Russell 2000 Value ETF ETF 464287630 21 151 SH   SOLE   151 0 0
iShares Russell Midcap Grth ETF ETF 464287481 58 726 SH   SOLE   726 0 0
iShares S&P 500 Index ETF ETF 464287200 460 1,212 SH   SOLE   1,212 0 0
iShares S&P Midcap 400 Index ETF ETF 464287507 137 605 SH   SOLE   434 0 171
iShares S&P Mid-Cap Grow ETF ETF 464287606 25 396 SH   SOLE   396 0 0
iShares S&P Sm Cap Idx 600 ETF ETF 464287804 257 2,780 SH   SOLE   1,852 0 928
iShares S&P U S Pfd Stk ETF ETF 464288687 5 153 SH   SOLE   153 0 0
iShares Select Dividend Idx ETF ETF 464287168 110 932 SH   SOLE   932 0 0
iShares TIPS Bond ETF ETF 464287176 1,531 13,437 SH   SOLE   12,782 0 655
iShares Tr China 25 Index ETF ETF 464287184 8 228 SH   SOLE   228 0 0
iShares Tr DJ U S Tech Sector ETF ETF 464287721 164 2,052 SH   SOLE   2,052 0 0
iShares Tr S&P Europe 350 ETF ETF 464287861 13 300 SH   SOLE   300 0 0
Ishares Tr Sh Tr Corporate ETF ETF 464288646 19 368 SH   SOLE   368 0 0
Jacobs Engineering Group Inc COMMON 469814107 39 303 SH   SOLE   303 0 0
Jefferies Finl Group Inc COMMON 47233W109 22 810 SH   SOLE   810 0 0
Johnson & Johnson COMMON 478160104 2,553 14,383 SH   SOLE   13,578 0 805
JP Morgan Chase & Co COMMON 46625H100 2,167 19,243 SH   SOLE   18,278 0 965
JPMorgan Equity Premium Income ETF ETF 46641Q332 275 4,968 SH   SOLE   4,968 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 50 1,000 SH   SOLE   1,000 0 0
Kellogg Company COMMON 487836108 3 36 SH   SOLE   36 0 0
Kennedy-Wilson Holdings Inc COMMON 489398107 43 2,255 SH   SOLE   2,255 0 0
Kimberly-Clark Corp. COMMON 494368103 278 2,058 SH   SOLE   2,058 0 0
Kinder Morgan Inc. COMMON 49456B101 5 317 SH   SOLE   317 0 0
KKR & Co LP COMMON 48251W104 2 45 SH   SOLE   45 0 0
KLA-Tencor Corporation COMMON 482480100 71 222 SH   SOLE   222 0 0
Kon Philips Electric NV COMMON 500472303 67 3,134 SH   SOLE   3,134 0 0
Kraft Heinz Company COMMON 500754106 1,406 36,868 SH   SOLE   35,108 0 1,760
KraneShares CSI China Internet ETF ETF 500767306 30 907 SH   SOLE   907 0 0
Kyndryl Holdings, Inc COMMON 50155Q100 0 20 SH   SOLE   20 0 0
Laboratory Corp of America Hlds COMMON 50540R409 204 872 SH   SOLE   777 0 95
Lam Research COMMON 512807108 8 18 SH   SOLE   18 0 0
Lauder Estee Co COMMON 518439104 6 25 SH   SOLE   25 0 0
Lennar Corp. Cl A COMMON 526057104 9 134 SH   SOLE   134 0 0
LHC Group Inc COMMON 50187A107 1,090 7,000 SH   SOLE   7,000 0 0
Liberty Broadband Corp COMMON 530307305 21 183 SH   SOLE   183 0 0
Liberty Formula One Group COMMON 531229854 7 105 SH   SOLE   105 0 0
Lincoln National Corp. COMMON 534187109 33 699 SH   SOLE   699 0 0
Linde plc COMMON G5494J103 19 65 SH   SOLE   65 0 0
Lockheed Martin COMMON 539830109 74 171 SH   SOLE   171 0 0
Lowes Companies Inc. COMMON 548661107 196 1,120 SH   SOLE   854 0 266
Lumen Technologies Inc COMMON 550241103 49 4,521 SH   SOLE   4,521 0 0
Lyft Inc COMMON 55087P104 35 2,647 SH   SOLE   2,647 0 0
M K S Instruments Inc. COMMON 55306N104 680 6,628 SH   SOLE   6,628 0 0
M&T Bank Corp COMMON 55261F104 2,204 13,828 SH   SOLE   13,828 0 0
Magellan Midstream Ptnrs COMMON 559080106 8 163 SH   SOLE   163 0 0
Magna Intl Inc COMMON 559222401 11 200 SH   SOLE   200 0 0
Marathon Petroleum Corp COMMON 56585A102 154 1,872 SH   SOLE   1,872 0 0
Marsh & McLennan Co's COMMON 571748102 39 249 SH   SOLE   249 0 0
Mastercard Inc COMMON 57636Q104 114 360 SH   SOLE   360 0 0
McDonald's Corp COMMON 580135101 583 2,363 SH   SOLE   2,363 0 0
McKesson Corp. COMMON 58155Q103 2,030 6,223 SH   SOLE   5,838 0 385
Medtronic Inc. COMMON G5960L103 2,004 22,328 SH   SOLE   21,707 0 621
MercadoLibre Inc COMMON 58733R102 3 4 SH   SOLE   4 0 0
Merck COMMON 58933Y105 4,318 47,367 SH   SOLE   45,865 0 1,502
Metlife Inc. COMMON 59156R108 16 250 SH   SOLE   250 0 0
Microchip Technology Inc. COMMON 595017104 5 90 SH   SOLE   90 0 0
Micron Technology COMMON 595112103 17 306 SH   SOLE   306 0 0
Microsoft COMMON 594918104 10,327 40,208 SH   SOLE   39,230 0 978
Middlesex Water Co COMMON 596680108 26 300 SH   SOLE   300 0 0
MillerKnoll Inc COMMON 600544100 11 400 SH   SOLE   400 0 0
Moderna Inc COMMON 60770K107 3 23 SH   SOLE   23 0 0
Mondelez Int'l Inc. COMMON 609207105 674 10,860 SH   SOLE   10,405 0 455
Morgan Stanley Dean Witter COMMON 617446448 73 964 SH   SOLE   964 0 0
Motorola Solutions Inc COMMON 620076307 24 113 SH   SOLE   113 0 0
MSCI Inc COMMON 55354G100 9 23 SH   SOLE   23 0 0
Murphy USA Inc COMMON 626755102 13 55 SH   SOLE   55 0 0
National Grid Plc ADR ADR 636274409 327 5,058 SH   SOLE   5,058 0 0
National Storage Aff REIT REIT 637870106 13 250 SH   SOLE   250 0 0
NCR Corporation COMMON 62886E108 964 30,993 SH   SOLE   29,857 0 1,136
Netflix Inc. COMMON 64110L106 17 100 SH   SOLE   100 0 0
Netlist Inc COMMON 64118P109 3 1,070 SH   SOLE   1,070 0 0
News Ltd Corp. Cl A ADR ADR 65249B109 4 255 SH   SOLE   255 0 0
Nextera Energy COMMON 65339F101 521 6,731 SH   SOLE   6,731 0 0
NextEra Energy Partners LP COMMON 65341B106 15 203 SH   SOLE   203 0 0
Nike, Inc. COMMON 654106103 111 1,087 SH   SOLE   1,087 0 0
Norfolk Southern COMMON 655844108 295 1,296 SH   SOLE   1,296 0 0
Northrop Grumman Corp COMMON 666807102 51 107 SH   SOLE   107 0 0
Novartis Ag ADR ADR 66987V109 79 938 SH   SOLE   938 0 0
Nucor Corp COMMON 670346105 13 129 SH   SOLE   129 0 0
Nutrien Ltd COMMON 67077M108 113 1,418 SH   SOLE   1,418 0 0
Nuveen AMT-Free Municipal Income Fund COMMON 670657105 6 500 SH   SOLE   500 0 0
Nuveen Muni Value Fd Inc. COMMON 670928100 59 6,640 SH   SOLE   0 0 6,640
Nvent Electric Plc Shs COMMON G6700G107 11 350 SH   SOLE   350 0 0
Nvidia Corp COMMON 67066G104 78 515 SH   SOLE   515 0 0
Occidental Petroleum Corp. COMMON 674599105 10 175 SH   SOLE   175 0 0
Omnicom Group Inc COMMON 681919106 9 138 SH   SOLE   138 0 0
Oneok Inc New COMMON 682680103 551 9,932 SH   SOLE   9,932 0 0
Oracle COMMON 68389X105 91 1,301 SH   SOLE   1,301 0 0
Organon & Co COMMON 68622V106 8 244 SH   SOLE   244 0 0
OTIS Worldwide Corp-Wi COMMON 68902V107 86 1,216 SH   SOLE   1,216 0 0
P P G Industries Inc. COMMON 693506107 184 1,607 SH   SOLE   1,607 0 0
Palo Alto Networks COMMON 697435105 74 149 SH   SOLE   149 0 0
Panasonic Corp COMMON 69832A205 137 17,068 SH   SOLE   17,068 0 0
Paramount Global COMMON 92556H206 11 432 SH   SOLE   432 0 0
Parker Hannifin Corp COMMON 701094104 140 570 SH   SOLE   570 0 0
Paychex Inc. COMMON 704326107 31 270 SH   SOLE   270 0 0
Paypal Holdings COMMON 70450Y103 39 553 SH   SOLE   553 0 0
Pepsico, Inc. COMMON 713448108 911 5,466 SH   SOLE   5,466 0 0
Pfizer Inc. COMMON 717081103 5,160 98,421 SH   SOLE   96,265 0 2,156
Philip Morris Intl Inc COMMON 718172109 92 935 SH   SOLE   935 0 0
Phillips 66 SHS COMMON 718546104 343 4,186 SH   SOLE   4,186 0 0
PIMCO Intermediate Muni Bond ETF ETF 72201R866 2,050 39,818 SH   SOLE   34,881 0 4,937
Plantronics Inc COMMON 727493108 203 5,110 SH   SOLE   4,924 0 186
PNC Financial Services Group Inc. COMMON 693475105 251 1,594 SH   SOLE   1,594 0 0
Polaris Inc COMMON 731068102 3 29 SH   SOLE   29 0 0
Popular Inc COMMON 733174700 12 160 SH   SOLE   160 0 0
Powershares FTSE RAFI ETF ETF 46137V613 95 643 SH   SOLE   643 0 0
Powershares Global Water Fund ETF ETF 46137V142 91 1,969 SH   SOLE   1,969 0 0
PowerShares QQQ Trust Sr 1 ETF ETF 46090E103 116 413 SH   SOLE   413 0 0
PPL Corporation COMMON 69351T106 13 466 SH   SOLE   466 0 0
Procter & Gamble COMMON 742718109 1,976 13,739 SH   SOLE   13,281 0 458
Prologis Reit REIT 74340W103 12 100 SH   SOLE   100 0 0
ProShares Bitcoin Strategy ETF ETF 74347G440 6 500 SH   SOLE   500 0 0
Prudential PLC COMMON 74435K204 12 485 SH   SOLE   485 0 0
Public Storage, Inc. COMMON 74460D109 106 339 SH   SOLE   339 0 0
Public Sv Enterprise COMMON 744573106 166 2,618 SH   SOLE   2,618 0 0
Qorvo Inc COMMON 74736K101 1,172 12,430 SH   SOLE   12,430 0 0
Qualcomm Inc. COMMON 747525103 13 101 SH   SOLE   101 0 0
Ranpack Holdings COMMON 75321W103 44 6,320 SH   SOLE   6,320 0 0
Raytheon Technologies Ord COMMON 75513E101 379 3,941 SH   SOLE   3,941 0 0
Republic Services Inc COMMON 760759100 82 626 SH   SOLE   626 0 0
Rockwell Automation COMMON 773903109 159 796 SH   SOLE   796 0 0
Roper Industries Inc COMMON 776696106 1,385 3,509 SH   SOLE   3,436 0 73
Roundhill Acquirers Deep Value ETF ETF 26922A701 22 747 SH   SOLE   747 0 0
Royce Micro-Cap Trust COMMON 780915104 27 3,250 SH   SOLE   3,250 0 0
Rydex S&P 500 Eq Wgt ETF ETF 46137V357 19 145 SH   SOLE   145 0 0
S & P Global Inc COMMON 78409V104 4 13 SH   SOLE   13 0 0
Sabre Corporation COMMON 78573M104 51 8,826 SH   SOLE   8,826 0 0
Salesforce Com COMMON 79466L302 105 637 SH   SOLE   637 0 0
Schlumberger Limited COMMON 806857108 1,640 45,850 SH   SOLE   45,464 0 386
Schwab Emerging Mkt ETF ETF 808524706 91 3,600 SH   SOLE   3,600 0 0
Schwab Intermediate US Treasury ETF ETF 808524854 231 4,485 SH   SOLE   4,485 0 0
Schwab Int'l Equity ETF ETF 808524805 11,109 353,222 SH   SOLE   353,098 0 124
Schwab Large Cap Value Indx ETF ETF 808524409 87 1,390 SH   SOLE   1,390 0 0
Schwab Short-Term US Treasury ETF ETF 808524862 93 1,889 SH   SOLE   1,889 0 0
Schwab U.S. Bond ETF ETF 808524839 115 2,393 SH   SOLE   2,393 0 0
Schwab U.S. Broad Market ETF ETF 808524102 72,593 1,642,739 SH   SOLE   1,620,733 0 22,006
Schwab US Large-Cap ETF ETF 808524201 4 80 SH   SOLE   80 0 0
Schwab US Mid-Cap ETF ETF 808524508 5 80 SH   SOLE   80 0 0
Schwab US Small-Cap ETF ETF 808524607 5 119 SH   SOLE   119 0 0
Seagate Technology PLC COMMON G7997R103 4,238 59,317 SH   SOLE   56,706 0 2,611
Sector SPDR Health Fd Shares ETF 81369Y209 2 15 SH   SOLE   15 0 0
Sector SPDR Tech Select Shares ETF 81369Y803 296 2,331 SH   SOLE   2,331 0 0
Sempra Energy COMMON 816851109 15 101 SH   SOLE   101 0 0
ServiceNow Inc COMMON 81762P102 401 844 SH   SOLE   844 0 0
Shell plc COMMON 780259305 445 8,514 SH   SOLE   8,514 0 0
Shopify Inc COMMON 82509L107 14 450 SH   SOLE   450 0 0
SK Telecom Ltd ADR ADR 78440P306 27 1,214 SH   SOLE   1,214 0 0
Skywest Inc COMMON 830879102 70 3,289 SH   SOLE   3,289 0 0
Skyworks Solutions Inc. COMMON 83088M102 39 421 SH   SOLE   421 0 0
Snap Inc COMMON 83304A106 4 302 SH   SOLE   302 0 0
Snap-on Inc COMMON 833034101 3 14 SH   SOLE   14 0 0
Sonoco Products COMMON 835495102 237 4,152 SH   SOLE   3,385 0 767
Sony Group Corp COMMON 835699307 1,405 17,180 SH   SOLE   16,694 0 486
Southern Company COMMON 842587107 412 5,771 SH   SOLE   5,771 0 0
SPDR Consumer Disc Select ETF ETF 81369Y407 42 302 SH   SOLE   302 0 0
SPDR Dow Jones Ind Avg ETF ETF 78467X109 92 300 SH   SOLE   300 0 0
SPDR Gold Trust ETF ETF 78463V107 1,744 10,351 SH   SOLE   10,351 0 0
SPDR Materials Select Sec. ETF ETF 81369Y100 23 312 SH   SOLE   312 0 0
SPDR MSCI EAFE Fsl Fuel Fr ETF ETF 78470E106 628 9,586 SH   SOLE   9,586 0 0
SPDR MSCI Emerg Fsl Fl Free ETF ETF 78470E205 396 6,474 SH   SOLE   6,474 0 0
SPDR S&P 500 ETF ETF 78462F103 1,246 3,304 SH   SOLE   2,390 0 914
SPDR S&P 500 Fossil Fl Fr ETF ETF 78468R796 1,291 13,998 SH   SOLE   13,998 0 0
SPDR S&P 600 Small Cap ETF ETF 78464A300 52 716 SH   SOLE   716 0 0
SPDR S&P Biotech ETF ETF 78464A870 1,160 15,618 SH   SOLE   15,564 0 54
SPDR S&P Dividend ETF ETF 78464A763 145 1,225 SH   SOLE   1,225 0 0
SPDR S&P Mid Cap 400 ETF ETF 78467Y107 196 475 SH   SOLE   275 0 200
SPDR Utility Select Sec ETF ETF 81369Y886 63 892 SH   SOLE   892 0 0
SPDR Blmbg Barclays Inv Grd Flt Rt ETF ETF 78468R200 376 12,490 SH   SOLE   11,502 0 988
SPDR S&P Regional Banking ETF ETF 78464A698 16 275 SH   SOLE   275 0 0
Splunk Inc COMMON 848637104 1,075 12,153 SH   SOLE   12,153 0 0
Spotify Technology SA COMMON L8681T102 4 40 SH   SOLE   40 0 0
Standex Int'l Corp. COMMON 854231107 44 520 SH   SOLE   520 0 0
Starbucks COMMON 855244109 1,661 21,742 SH   SOLE   21,367 0 375
State Street Corp. COMMON 857477103 34 556 SH   SOLE   556 0 0
Stericycle Inc COMMON 858912108 103 2,354 SH   SOLE   2,354 0 0
Steris Corp. COMMON G8473T100 309 1,500 SH   SOLE   1,500 0 0
Stitch Fix Inc COMMON 860897107 2 483 SH   SOLE   483 0 0
Stryker Corp. COMMON 863667101 59 295 SH   SOLE   295 0 0
Suncor Energy Inc. COMMON 867224107 11 324 SH   SOLE   324 0 0
Synchrony Financial COMMON 87165B103 235 8,519 SH   SOLE   8,519 0 0
Sysco Corp. COMMON 871829107 140 1,658 SH   SOLE   1,658 0 0
Taiwan Semiconductor ADR ADR 874039100 5,294 64,757 SH   SOLE   63,040 0 1,717
Take Two Interactv Sftwr COMMON 874054109 25 205 SH   SOLE   205 0 0
Tapestry Inc COMMON 876030107 3 112 SH   SOLE   112 0 0
Target Corp. COMMON 87612E106 109 775 SH   SOLE   639 0 136
Tata Motors Ltd ADR ADR 876568502 434 16,784 SH   SOLE   16,784 0 0
Teradata Corp COMMON 88076W103 44 1,200 SH   SOLE   1,200 0 0
Tesla Motors COMMON 88160R101 2 3 SH   SOLE   3 0 0
Texas Instruments Inc. COMMON 882508104 236 1,539 SH   SOLE   1,539 0 0
The Charles Schwab Corp. COMMON 808513105 6,837 108,217 SH   SOLE   105,299 0 2,918
The Travelers Companies Inc. COMMON 89417E109 855 5,053 SH   SOLE   5,053 0 0
Thermo Fisher Scientific COMMON 883556102 561 1,033 SH   SOLE   1,033 0 0
Thomson Reuters Corp COMMON 884903709 146 1,402 SH   SOLE   1,402 0 0
Thor Industries Inc COMMON 885160101 576 7,711 SH   SOLE   7,711 0 0
TJX Companies Inc COMMON 872540109 12 206 SH   SOLE   206 0 0
T-Mobile US Inc COMMON 872590104 7 51 SH   SOLE   51 0 0
Toronto-Dominion Bank COMMON 891160509 697 10,634 SH   SOLE   10,634 0 0
TPI Composites Inc COMMON 87266J104 212 16,956 SH   SOLE   16,956 0 0
Trane Technologies PLC COMMON G8994E103 201 1,545 SH   SOLE   1,545 0 0
Travel Leisure Ord COMMON 894164102 18 452 SH   SOLE   452 0 0
Truist Finl Corp Com COMMON 89832Q109 36 761 SH   SOLE   761 0 0
Trustmark Corp. COMMON 898402102 2,538 86,931 SH   SOLE   86,931 0 0
U S Bancorp COMMON 902973304 58 1,250 SH   SOLE   1,250 0 0
Uber Technologies Inc COMMON 90353T100 11 550 SH   SOLE   550 0 0
UDR Inc COMMON 902653104 55 1,196 SH   SOLE   1,196 0 0
Unilever PLC ADR ADR 904767704 259 5,648 SH   SOLE   5,648 0 0
Union Pacific COMMON 907818108 261 1,224 SH   SOLE   942 0 282
United Continental Holdings Inc COMMON 910047109 6 183 SH   SOLE   183 0 0
United Parcel Service COMMON 911312106 96 528 SH   SOLE   528 0 0
Unitedhealth Group Inc. COMMON 91324P102 131 256 SH   SOLE   256 0 0
Unum Provident Corp. COMMON 91529Y106 123 3,626 SH   SOLE   3,626 0 0
V F Corp. COMMON 918204108 8 188 SH   SOLE   188 0 0
Vale SA COMMON 91912E105 29 2,000 SH   SOLE   2,000 0 0
Valero Energy COMMON 91913Y100 1,843 17,345 SH   SOLE   16,721 0 624
Vaneck Vectors Gold Miners ETF ETF 92189F106 1,254 45,794 SH   SOLE   45,794 0 0
Vangard Russell 2000 ETF ETF 92206C664 26 386 SH   SOLE   386 0 0
Vanguard 500 ETF ETF 922908363 1,029 2,967 SH   SOLE   2,967 0 0
Vanguard Corp Bond ETF ETF 92206C409 4 54 SH   SOLE   54 0 0
Vanguard Developed Market ETF ETF 921943858 21,574 528,765 SH   SOLE   516,734 0 12,031
Vanguard Div Appreciation ETF ETF 921908844 587 4,092 SH   SOLE   4,092 0 0
Vanguard Emerging Market ETF ETF 922042858 13,457 323,098 SH   SOLE   317,493 0 5,605
Vanguard ESG International Stock ETF ETF 921910725 5,074 103,470 SH   SOLE   101,631 0 1,839
Vanguard ESG US Corporate Bond ETF ETF 921910691 3,446 54,734 SH   SOLE   53,338 0 1,396
Vanguard ESG US Stock ETF ETF 921910733 7,293 109,839 SH   SOLE   107,833 0 2,006
Vanguard FTSE All World ex US ETF ETF 922042775 264 5,279 SH   SOLE   5,279 0 0
Vanguard FTSE Pacific ETF ETF 922042866 6 91 SH   SOLE   91 0 0
Vanguard Growth ETF ETF 922908736 1,112 4,991 SH   SOLE   4,991 0 0
Vanguard High Dividend Yd ETF ETF 921946406 185 1,822 SH   SOLE   1,822 0 0
Vanguard Info Technology ETF ETF 92204A702 63 194 SH   SOLE   55 0 139
Vanguard Interm-Temp Corp Bd ETF ETF 92206C870 28 345 SH   SOLE   345 0 0
Vanguard Large-Cap ETF ETF 922908637 7 43 SH   SOLE   43 0 0
Vanguard Mid Cap Etf ETF 922908629 37 188 SH   SOLE   188 0 0
Vanguard Mid Cap Value ETF ETF 922908512 57 440 SH   SOLE   440 0 0
Vanguard Mid-Cap Growth ETF ETF 922908538 30 170 SH   SOLE   170 0 0
Vanguard Muni Bond ETF ETF 922907746 2,510 50,284 SH   SOLE   41,617 0 8,667
Vanguard REIT ETF ETF 922908553 132 1,443 SH   SOLE   1,443 0 0
Vanguard S&P Mid-Cap 400 ETF 921932844 109 752 SH   SOLE   752 0 0
Vanguard S&P Mid-Cap 400 Growth ETF ETF 921932869 71 451 SH   SOLE   451 0 0
Vanguard Short-Term Bond ETF ETF 921937827 3,169 41,266 SH   SOLE   39,773 0 1,493
Vanguard Short-Term Treasury ETF ETF 92206C102 2,389 40,586 SH   SOLE   37,024 0 3,562
Vanguard Sh-Tm Inflat- Prot ETF ETF 922020805 492 9,812 SH   SOLE   9,812 0 0
Vanguard Small Cap Etf ETF 922908751 26 145 SH   SOLE   145 0 0
Vanguard Small Cap Growth ETF ETF 922908595 30 153 SH   SOLE   153 0 0
Vanguard Small Cap Value ETF ETF 922908611 47 314 SH   SOLE   314 0 0
Vanguard Total Int'l Bond Market ETF ETF 92203J407 15,539 313,659 SH   SOLE   306,979 0 6,680
Vanguard Total Stk Mkt ETF ETF 922908769 3,840 20,359 SH   SOLE   20,359 0 0
Vanguard Total U.S. Bond Market ETF ETF 921937835 30,190 401,149 SH   SOLE   393,051 0 8,098
Vanguard Total World Stock ETF ETF 922042742 9 102 SH   SOLE   102 0 0
Vanguard Ultra-Short Bond ETF ETF 92203C303 19 390 SH   SOLE   390 0 0
Vanguard Value Index ETF ETF 922908744 237 1,794 SH   SOLE   1,794 0 0
Ventas REIT Inc REIT 92276F100 883 17,172 SH   SOLE   17,172 0 0
Verizon Communications Inc. COMMON 92343V104 3,489 68,752 SH   SOLE   67,037 0 1,715
VictoryShares Nasdaq Next 50 ETF ETF 92647X806 2 77 SH   SOLE   77 0 0
Visa Inc COMMON 92826C839 2,326 11,814 SH   SOLE   11,586 0 228
Vistra Energy Corp COMMON 92840M102 46 1,993 SH   SOLE   1,993 0 0
Vodafone Group ADR ADR 92857W308 342 21,920 SH   SOLE   21,920 0 0
W. P. Carey & Co. LLC COMMON 92936U109 188 2,271 SH   SOLE   2,271 0 0
WABTec COMMON 929740108 0 2 SH   SOLE   2 0 0
Walgreens Boots Alli COMMON 931427108 30 800 SH   SOLE   800 0 0
Wal-Mart Stores COMMON 931142103 515 4,236 SH   SOLE   4,236 0 0
Walt Disney Hldg COMMON 254687106 1,832 19,409 SH   SOLE   19,098 0 311
Warner Bros. Discovery, Inc. COMMON 934423104 94 6,983 SH   SOLE   6,983 0 0
Wash Real Est Inv Tr MD REIT REIT 939653101 55 2,575 SH   SOLE   2,575 0 0
Watsco Inc COMMON 942622200 19 80 SH   SOLE   80 0 0
Watts Water Technologies COMMON 942749102 114 931 SH   SOLE   573 0 358
WEC Energy Group COMMON 92939U106 397 3,947 SH   SOLE   3,947 0 0
Wells Fargo & Co COMMON 949746101 27 696 SH   SOLE   696 0 0
Welltower Inc REIT REIT 95040Q104 124 1,500 SH   SOLE   1,500 0 0
Western Asset Mg'd Municipals Fd COMMON 95766M105 7 635 SH   SOLE   635 0 0
Western Digital Corp. COMMON 958102105 122 2,712 SH   SOLE   2,712 0 0
Western Union Co COMMON 959802109 518 31,424 SH   SOLE   29,989 0 1,435
Weyerhaeuser Company COMMON 962166104 912 27,548 SH   SOLE   27,548 0 0
Whirlpool COMMON 963320106 1,189 7,678 SH   SOLE   7,678 0 0
WisdomTree Emerg Mk SmCap ETF ETF 97717W281 245 5,487 SH   SOLE   4,401 0 1,086
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF ETF 97717X578 14 475 SH   SOLE   475 0 0
Wisdomtree Japan SmCap Div ETF ETF 97717W836 37 620 SH   SOLE   620 0 0
Wolverine World Wide Inc. COMMON 978097103 545 27,009 SH   SOLE   27,009 0 0
Workday Inc COMMON 98138H101 6 40 SH   SOLE   40 0 0
WPP COMMON 92937A102 2,444 48,312 SH   SOLE   47,499 0 813
Wyndham Hotels & Resorts Inc COMMON 98311A105 32 487 SH   SOLE   487 0 0
Xcel Energy Inc. COMMON 98389B100 127 1,788 SH   SOLE   1,788 0 0
Xylem Inc COMMON 98419M100 142 1,818 SH   SOLE   1,818 0 0
Yum China Hldgs Inc Com COMMON 98850P109 1,179 24,308 SH   SOLE   24,253 0 55
Yum! Brands, Inc. COMMON 988498101 57 499 SH   SOLE   499 0 0
Zimmer Biomet Holdings Inc. COMMON 98956P102 16 153 SH   SOLE   153 0 0
Zoetis Inc COMMON 98978V103 31 179 SH   SOLE   179 0 0