The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 13,234 124,601 SH   SOLE 0 124,600 0 0
JOHNSON & JOHNSON Stock 478160104 21,217 119,527 SH   SOLE 0 119,527 0 0
FLEETCOR TECHNOLOGIES INC COM Stock 339041105 4,538 21,599 SH   SOLE 0 21,599 0 0
WASTE MGMT INC DEL COM Stock 94106L109 330 2,160 SH   SOLE 0 2,160 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 986 5,227 SH   SOLE 0 5,227 0 0
COSTCO WHOLESALE CORPORATION Stock 22160K105 14,328 29,895 SH   SOLE 0 29,895 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 201 5,017 SH   SOLE 0 5,017 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 7,104 23,918 SH   SOLE 0 23,918 0 0
SHELL PLC SPON ADS ADR 780259305 953 18,227 SH   SOLE 0 18,227 0 0
TELEDYNE TECHNOLOGIES INC COM Stock 879360105 2,378 6,339 SH   SOLE 0 6,339 0 0
PERMIAN BASIN RTY TR UNIT BEN INT Stock 714236106 693 41,873 SH   SOLE 0 41,873 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM Stock 531229607 234 6,491 SH   SOLE 0 6,491 0 0
PROCTER & GAMBLE COMPANY Stock 742718109 16,640 115,724 SH   SOLE 0 115,723 0 0
COCA COLA CO COM Stock 191216100 14,711 233,847 SH   SOLE 0 233,846 0 0
GENERAL MLS INC COM Stock 370334104 1,884 24,965 SH   SOLE 0 24,965 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 11,809 64,691 SH   SOLE 0 64,691 0 0
INTEL CORP COM Stock 458140100 2,614 69,871 SH   SOLE 0 69,871 0 0
MEDTRONIC PLC SHS Stock G5960L103 5,484 61,102 SH   SOLE 0 61,102 0 0
LAUDER ESTEE COS INC CL A Stock 518439104 460 1,805 SH   SOLE 0 1,805 0 0
MERCK & CO INC COM Stock 58933Y105 8,096 88,802 SH   SOLE 0 88,802 0 0
SPDR S&P 500 ETF ETF 78462F103 1,529 4,053 SH   SOLE 0 4,053 0 0
MCKESSON CORP COM Stock 58155Q103 2,169 6,648 SH   SOLE 0 6,648 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 22,242 70,501 SH   SOLE 0 70,501 0 0
FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100 7,307 50,674 SH   SOLE 0 50,674 0 0
EMERSON ELEC CO COM Stock 291011104 7,754 97,482 SH   SOLE 0 97,481 0 0
WESTERN NEW ENG BANCORP INC COM Stock 958892101 89 11,933 SH   SOLE 0 11,933 0 0
SMUCKER J M CO COM NEW Stock 832696405 2,732 21,342 SH   SOLE 0 21,342 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 10,923 114,870 SH   SOLE 0 114,870 0 0
CITIZENS CMNTY BANCORP INC MD COM Stock 174903104 260 18,778 SH   SOLE 0 18,778 0 0
ISHARES S&P 100 ETF ETF 464287101 209 1,210 SH   SOLE 0 1,210 0 0
VERIZON COMMUNICATIONS INC. Stock 92343V104 3,974 78,309 SH   SOLE 0 78,308 0 0
CHUBB LIMITED COM Stock H1467J104 10,040 51,071 SH   SOLE 0 51,071 0 0
FEDEX CORP COM Stock 31428X106 1,829 8,066 SH   SOLE 0 8,065 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 3,092 13,809 SH   SOLE 0 13,809 0 0
PEPSICO, INC. Stock 713448108 13,471 80,831 SH   SOLE 0 80,831 0 0
HONEYWELL INTERNATIONAL INC. Stock 438516106 486 2,797 SH   SOLE 0 2,797 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 1,331 10,248 SH   SOLE 0 10,248 0 0
PCSB FINL CORP COM Stock 69324R104 417 21,852 SH   SOLE 0 21,852 0 0
FIRSTENERGY CORP COM Stock 337932107 459 11,951 SH   SOLE 0 11,951 0 0
FORD MTR CO DEL COM Stock 345370860 236 21,226 SH   SOLE 0 21,226 0 0
US BANCORP DEL COM NEW Stock 902973304 263 5,722 SH   SOLE 0 5,722 0 0
BP PLC SPONSORED ADR ADR 055622104 823 29,038 SH   SOLE 0 29,038 0 0
HOME DEPOT INC COM Stock 437076102 8,230 30,006 SH   SOLE 0 30,005 0 0
BAXTER INTL INC COM Stock 071813109 3,768 58,667 SH   SOLE 0 58,667 0 0
SUNCOR ENERGY INC NEW COM Stock 867224107 243 6,940 SH   SOLE 0 6,940 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 3,222 15,340 SH   SOLE 0 15,340 0 0
HV BANCORP INC COM Stock 40441H105 296 14,826 SH   SOLE 0 14,826 0 0
SPDR GOLD SHARES ETF 78463V107 637 3,780 SH   SOLE 0 3,780 0 0
SOUTHERN CO COM Stock 842587107 336 4,712 SH   SOLE 0 4,712 0 0
BECTON DICKINSON & CO COM Stock 075887109 7,733 31,369 SH   SOLE 0 31,368 0 0
KEYCORP COM Stock 493267108 1,014 58,833 SH   SOLE 0 58,833 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 441 2,015 SH   SOLE 0 2,014 0 0
AON PLC SHS CL A Stock G0403H108 4,822 17,882 SH   SOLE 0 17,882 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 1,390 14,029 SH   SOLE 0 14,029 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 14,755 54,043 SH   SOLE 0 54,043 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 5,916 16,160 SH   SOLE 0 16,160 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 13,754 180,360 SH   SOLE 0 180,360 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 13,703 6,288 SH   SOLE 0 6,288 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107 13,655 21,615 SH   SOLE 0 21,615 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 285 6,208 SH   SOLE 0 6,208 0 0
CSX CORP COM Stock 126408103 1,757 60,472 SH   SOLE 0 60,472 0 0
SENSATA TECHNOLOGIES HLDG PLC SHS Stock G8060N102 1,933 46,791 SH   SOLE 0 46,791 0 0
COMCAST CORP NEW CL A Stock 20030N101 11,848 301,934 SH   SOLE 0 301,933 0 0
MICROSOFT CORP COM Stock 594918104 35,787 139,343 SH   SOLE 0 139,342 0 0
COLUMBIA FINL INC COM Stock 197641103 324 14,864 SH   SOLE 0 14,864 0 0
SCHLUMBERGER LTD COM STK Stock 806857108 2,044 57,150 SH   SOLE 0 57,150 0 0
CVS HEALTH CORP COM Stock 126650100 11,375 122,757 SH   SOLE 0 122,757 0 0
RPM INTL INC COM Stock 749685103 264 3,350 SH   SOLE 0 3,350 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 4,090 10 SH   SOLE 0 10 0 0
BOEING CO COM Stock 097023105 5,443 39,808 SH   SOLE 0 39,808 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 957 5,435 SH   SOLE 0 5,435 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 334 1,697 SH   SOLE 0 1,697 0 0
NEXTERA ENERGY INC COM Stock 65339F101 770 9,944 SH   SOLE 0 9,943 0 0
NIKE INC CL B Stock 654106103 432 4,227 SH   SOLE 0 4,227 0 0
LINDE PLC SHS Stock G5494J103 8,422 29,290 SH   SOLE 0 29,290 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 250 4,945 SH   SOLE 0 4,945 0 0
ENTERPRISE BANCORP INC MASS COM Stock 293668109 333 10,350 SH   SOLE 0 10,350 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 1,967 8,654 SH   SOLE 0 8,654 0 0
FOX CORP CL A COM Stock 35137L105 748 23,268 SH   SOLE 0 23,268 0 0
AMERISERV FINL INC COM Stock 03074A102 43 11,000 SH   SOLE 0 11,000 0 0
FIFTH THIRD BANCORP COM Stock 316773100 1,353 40,277 SH   SOLE 0 40,277 0 0
GENERAL MTRS CO COM Stock 37045V100 295 9,301 SH   SOLE 0 9,301 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 3,122 259,478 SH   SOLE 0 259,478 0 0
CROWDSTRIKE HLDGS INC CL A Stock 22788C105 846 5,021 SH   SOLE 0 5,021 0 0
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF ETF 381430230 734 14,716 SH   SOLE 0 14,716 0 0
RICHMOND MUT BANCORPORATION COM Stock 76525P100 573 40,997 SH   SOLE 0 40,997 0 0
MALVERN BANCORP INC COM Stock 561409103 176 10,947 SH   SOLE 0 10,947 0 0
HARBORONE BANCORP INC NEW COM NEW Stock 41165Y100 249 18,027 SH   SOLE 0 18,027 0 0
LILLY ELI & CO COM Stock 532457108 220 678 SH   SOLE 0 678 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 2,636 10,961 SH   SOLE 0 10,961 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 387 2,285 SH   SOLE 0 2,285 0 0
BOGOTA FINL CORP COM Stock 097235105 230 20,550 SH   SOLE 0 20,550 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 543 5,066 SH   SOLE 0 5,066 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104 435 12,185 SH   SOLE 0 12,185 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857 890 30,412 SH   SOLE 0 30,412 0 0
MILLICOM INTL CELLULAR S A COM STK Stock L6388F110 278 19,369 SH   SOLE 0 19,369 0 0
AMERICAN AIRLINES GROUP INC 6.5 07/01/2025 Convertible 02376RAF9 212 200,000 SH   SOLE 0 200,000 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 2,816 29,352 SH   SOLE 0 29,352 0 0
MARATHON PETE CORP COM Stock 56585A102 307 3,735 SH   SOLE 0 3,735 0 0
EASTERN BANKSHARES INC COM Stock 27627N105 1,344 72,803 SH   SOLE 0 72,803 0 0
KEMPER CORP COM Stock 488401100 2,554 53,313 SH   SOLE 0 53,313 0 0
VANGUARD ULTRA-SHORT BOND ETF ETF 92203C303 1,492 30,329 SH   SOLE 0 30,329 0 0
TRACTOR SUPPLY CO COM Stock 892356106 1,052 5,429 SH   SOLE 0 5,429 0 0
VISA INC COM CL A Stock 92826C839 822 4,177 SH   SOLE 0 4,177 0 0
HERSHEY CO COM Stock 427866108 9,880 45,921 SH   SOLE 0 45,921 0 0
BLUE FOUNDRY BANCORP COM Stock 09549B104 180 15,010 SH   SOLE 0 15,010 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 542 4,112 SH   SOLE 0 4,112 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 464 2,082 SH   SOLE 0 2,082 0 0
BANC OF CALIFORNIA INC COM Stock 05990K106 180 10,220 SH   SOLE 0 10,220 0 0
Ponce Financial Group Inc. Stock 732344106 610 65,974 SH   SOLE 0 65,974 0 0
META PLATFORMS INC CL A Stock 30303M102 8,930 55,379 SH   SOLE 0 55,379 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104 1,233 91,913 SH   SOLE 0 91,913 0 0
SERVICENOW INC COM Stock 81762P102 294 618 SH   SOLE 0 618 0 0
SOUND FINL BANCORP INC COM Stock 83607A100 420 11,080 SH   SOLE 0 11,080 0 0
MONDELEZ INTL INC CL A Stock 609207105 1,480 23,839 SH   SOLE 0 23,839 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 230 4,580 SH   SOLE 0 4,580 0 0
D R HORTON INC COM Stock 23331A109 4,257 64,317 SH   SOLE 0 64,317 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 581 12,140 SH   SOLE 0 12,140 0 0
MOODYS CORP COM Stock 615369105 272 1,000 SH   SOLE 0 1,000 0 0
PIONEER NAT RES CO COM Stock 723787107 1,343 6,022 SH   SOLE 0 6,022 0 0
TIMKEN CO COM Stock 887389104 849 16,009 SH   SOLE 0 16,009 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109 206 3,905 SH   SOLE 0 3,905 0 0
KINDER MORGAN INC DEL COM Stock 49456B101 383 22,848 SH   SOLE 0 22,848 0 0
NVIDIA CORPORATION COM Stock 67066G104 485 3,199 SH   SOLE 0 3,199 0 0
CUMMINS INC COM Stock 231021106 6,865 35,474 SH   SOLE 0 35,474 0 0
EOG RES INC COM Stock 26875P101 4,613 41,768 SH   SOLE 0 41,768 0 0
ABBVIE INC COM Stock 00287Y109 6,161 40,225 SH   SOLE 0 40,224 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 239 4,872 SH   SOLE 0 4,872 0 0
CURTISS WRIGHT CORP COM Stock 231561101 2,092 15,843 SH   SOLE 0 15,843 0 0
ZOETIS INC CL A Stock 98978V103 907 5,274 SH   SOLE 0 5,274 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 2,670 32,665 SH   SOLE 0 32,665 0 0
FARMERS NATIONAL BANC CORP COM Stock 309627107 6,128 408,529 SH   SOLE 0 408,529 0 0
FS BANCORP INC COM Stock 30263Y104 482 16,790 SH   SOLE 0 16,790 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 2,761 13,852 SH   SOLE 0 13,852 0 0
STRYKER CORPORATION COM Stock 863667101 7,489 37,647 SH   SOLE 0 37,647 0 0
QUALCOMM INC COM Stock 747525103 2,082 16,301 SH   SOLE 0 16,301 0 0
HOME FED BANCORP INC LA NEW COM Stock 43708L108 203 9,700 SH   SOLE 0 9,700 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 1,191 5,385 SH   SOLE 0 5,385 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 393 1,957 SH   SOLE 0 1,957 0 0
MCDONALDS CORP COM Stock 580135101 11,305 45,792 SH   SOLE 0 45,792 0 0
FLEXSHARES QUALITY DIVIDEND INDEX FUND ETF 33939L860 207 4,090 SH   SOLE 0 4,090 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 8,397 89,291 SH   SOLE 0 89,291 0 0
CISCO SYS INC COM Stock 17275R102 3,212 75,319 SH   SOLE 0 75,318 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 201 1,925 SH   SOLE 0 1,925 0 0
LIBERTY GLOBAL PLC SHS CL C Stock G5480U120 486 21,979 SH   SOLE 0 21,979 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 599 9,258 SH   SOLE 0 9,258 0 0
AUTODESK INC COM Stock 052769106 1,281 7,448 SH   SOLE 0 7,448 0 0
AT&T INC COM Stock 00206R102 2,199 104,933 SH   SOLE 0 104,933 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 1,436 22,546 SH   SOLE 0 22,546 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 434 927 SH   SOLE 0 927 0 0
CNB FINL CORP PA COM Stock 126128107 227 9,400 SH   SOLE 0 9,400 0 0
LAMAR ADVERTISING CO NEW CL A REIT 512816109 1,838 20,893 SH   SOLE 0 20,893 0 0
HILLTOP HOLDINGS INC COM Stock 432748101 206 7,720 SH   SOLE 0 7,720 0 0
WELLS FARGO CO NEW COM Stock 949746101 1,740 44,413 SH   SOLE 0 44,413 0 0
UNION PAC CORP COM Stock 907818108 7,869 36,893 SH   SOLE 0 36,893 0 0
SALESFORCE INC COM Stock 79466L302 3,697 22,398 SH   SOLE 0 22,398 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 5,512 11,518 SH   SOLE 0 11,518 0 0
DIEBOLD NIXDORF INC COM STK Stock 253651103 34 14,789 SH   SOLE 0 14,789 0 0
REPUBLIC SVCS INC COM Stock 760759100 656 5,014 SH   SOLE 0 5,014 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 253 465 SH   SOLE 0 465 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 540 1,256 SH   SOLE 0 1,255 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 9,303 82,611 SH   SOLE 0 82,611 0 0
CHEVRON CORP NEW COM Stock 166764100 12,893 89,050 SH   SOLE 0 89,050 0 0
CONOCOPHILLIPS COM Stock 20825C104 8,353 93,003 SH   SOLE 0 93,003 0 0
MARKEL CORP COM Stock 570535104 2,095 1,620 SH   SOLE 0 1,620 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 540 13,230 SH   SOLE 0 13,230 0 0
CINCINNATI FINL CORP COM Stock 172062101 366 3,079 SH   SOLE 0 3,079 0 0
TJX COS INC NEW COM Stock 872540109 6,757 120,985 SH   SOLE 0 120,985 0 0
BK OF AMERICA CORP COM Stock 060505104 270 8,667 SH   SOLE 0 8,667 0 0
BERKSHIRE HILLS BANCORP INC COM Stock 084680107 317 12,796 SH   SOLE 0 12,796 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 226 1,907 SH   SOLE 0 1,906 0 0
WALMART INC COM Stock 931142103 1,043 8,579 SH   SOLE 0 8,579 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1,398 9,898 SH   SOLE 0 9,898 0 0
ORACLE CORP COM Stock 68389X105 535 7,661 SH   SOLE 0 7,660 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 8,632 89,814 SH   SOLE 0 89,814 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 726 17,437 SH   SOLE 0 17,436 0 0
TEXAS INSTRS INC COM Stock 882508104 6,543 42,584 SH   SOLE 0 42,584 0 0
TARGET CORP COM Stock 87612E106 456 3,228 SH   SOLE 0 3,228 0 0
PFIZER INC COM Stock 717081103 4,044 77,139 SH   SOLE 0 77,138 0 0
3M COMPANY Stock 88579Y101 2,134 16,487 SH   SOLE 0 16,486 0 0
CATERPILLAR INC COM Stock 149123101 3,277 18,333 SH   SOLE 0 18,333 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 16,119 7,369 SH   SOLE 0 7,369 0 0
AMERICAN EXPRESS CO COM Stock 025816109 2,356 16,997 SH   SOLE 0 16,997 0 0
AMGEN INC COM Stock 031162100 857 3,524 SH   SOLE 0 3,523 0 0
TRANSDIGM GROUP INC COM Stock 893641100 1,170 2,180 SH   SOLE 0 2,180 0 0
WILLIAMS COS INC COM Stock 969457100 355 11,375 SH   SOLE 0 11,375 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 1,307 9,111 SH   SOLE 0 9,111 0 0
TIMKENSTEEL CORPORATION COM Stock 887399103 527 28,171 SH   SOLE 0 28,171 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 324 3,190 SH   SOLE 0 3,190 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 281 5,893 SH   SOLE 0 5,893 0 0
SYNCHRONY FINANCIAL COM Stock 87165B103 632 22,876 SH   SOLE 0 22,876 0 0
EATON CORP PLC SHS Stock G29183103 1,375 10,912 SH   SOLE 0 10,912 0 0
AXON ENTERPRISE INC COM Stock 05464C101 351 3,768 SH   SOLE 0 3,768 0 0
LIBERTY BROADBAND CORP COM SER C Stock 530307305 295 2,554 SH   SOLE 0 2,554 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 343 4,464 SH   SOLE 0 4,464 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 7,639 77,365 SH   SOLE 0 77,365 0 0
PARKER-HANNIFIN CORP COM Stock 701094104 205 834 SH   SOLE 0 833 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106 4,147 10,509 SH   SOLE 0 10,509 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 411 2,608 SH   SOLE 0 2,608 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 3,236 42,031 SH   SOLE 0 42,030 0 0
ALTRIA GROUP, INC. Stock 02209S103 928 22,220 SH   SOLE 0 22,220 0 0
LOEWS CORP COM Stock 540424108 1,149 19,395 SH   SOLE 0 19,395 0 0
DOMINION ENERGY INC COM Stock 25746U109 3,758 47,089 SH   SOLE 0 47,089 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 212 2,487 SH   SOLE 0 2,487 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 259 1,739 SH   SOLE 0 1,739 0 0
EXXON MOBIL CORP COM Stock 30231G102 12,757 148,959 SH   SOLE 0 148,958 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 547 1,064 SH   SOLE 0 1,064 0 0
LOWES COS INC COM Stock 548661107 10,582 60,581 SH   SOLE 0 60,581 0 0
DEERE & CO COM Stock 244199105 2,991 9,986 SH   SOLE 0 9,986 0 0
CIVISTA BANCSHARES INC COM NO PAR Stock 178867107 4,340 204,135 SH   SOLE 0 204,135 0 0
EQUITY LIFESTYLE PPTYS INC COM REIT 29472R108 458 6,495 SH   SOLE 0 6,495 0 0
BROOKLINE BANCORP INC DEL COM Stock 11373M107 194 14,600 SH   SOLE 0 14,600 0 0
KRAFT HEINZ CO COM Stock 500754106 222 5,833 SH   SOLE 0 5,833 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 4,889 70,004 SH   SOLE 0 70,004 0 0
CARDINAL HEALTH INC COM Stock 14149Y108 205 3,915 SH   SOLE 0 3,915 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 241 1,064 SH   SOLE 0 1,064 0 0
DISH NETWORK CORPORATION CL A Stock 25470M109 1,197 66,758 SH   SOLE 0 66,758 0 0
ESSA BANCORP INC COM Stock 29667D104 338 20,097 SH   SOLE 0 20,097 0 0
ISHARES MSCI EAFE ETF ETF 464287465 623 9,964 SH   SOLE 0 9,964 0 0
APPLE INC COM Stock 037833100 46,290 338,576 SH   SOLE 0 338,576 0 0
WEC ENERGY GROUP INC COM Stock 92939U106 264 2,628 SH   SOLE 0 2,628 0 0
ABBOTT LABS COM Stock 002824100 9,987 91,923 SH   SOLE 0 91,922 0 0
DISNEY WALT CO COM Stock 254687106 11,265 119,334 SH   SOLE 0 119,333 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 223 2,442 SH   SOLE 0 2,442 0 0